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Motor finance remediation: where the real costs are building (Cliff Bunting)
Since the FCA’s initial findings in January 2025, motor finance commission remediation costs have co...
Incumbents’ Trap (Igor Kostyuchenok)
Despite the recent advancements of Neobanks, Incumbents are still the driving banking force of the f...
Outlook of the Payments for High-Risk Industries (Konstantin Rabin)
2026 is a year when more businesses are online and global, yet traditional payment systems are slow ...
AI in the Core: Balancing Efficiency, Explainability and Compliance in Banking Platforms (Anush Sachsuvarova)
Artificial intelligence and machine learning are now central to the evolution of financial services ...
Money Transmitter License in 2026: Requirements, Costs, and a Practical Roadmap for Fintechs (Satish Shrivastava)
As financial regulation tightens globally and enforcement actions continue to rise, operating a paym...
Why Digital Wallet Providers Should Offer Multiple Sub-Wallets (Nikunj Gundaniya)
If you’re planning to launch a digital wallet app, you’re not just building a payment tool. You’re d...
The Future of IT Operations: Agentic AI and the Emergence of Self-Managing Infrastructure (Quadri Owolabi)
Enterprise IT has reached an inflection point. The operating assumptions that shaped IT over t
EBWs are much more than EUDIWs for organisations (Bo Harald)
There is an ongoing debate about how identity-building wallets for citizens, organisations, and thei...
The Hidden Gap in Passkey Adoption Despite Better Security and User Experience (Vijay Kumar Soni)
Passkeys enable secure sign-in and protect against phishing across browsers and apps. These are base...
Five signs your Open Banking data isn’t telling the full story (Andrew Bonsall)
Open Banking has expanded access to customer transaction data at scale. More than 13 million people ...
V.I.P., BASE II, SMS, DMS, Interchange Fee assignment, Interchange Downgrades, Assessment fees and m (Konstantin Dubovitskiy)
The original post was created on my Substack where you can get access to all of my artic
Financial Firms Don't Need Enterprise Budgets for Communications Surveillance (Jamie Hoyle)
Compliance officers at mid-sized financial firms face an uncomfortable assumption: effective survei
How Financial Institutions Reduce Database Risk Without Slowing Digital Delivery (Victor Horlenko)
Today’s financial institutions depend on databases with no room for error. A single unsafe query,
Beyond Checkout: How Stablecoins Will Enable Autonomous Merchant Treasury Networks (Avik Nandi)
For years, stablecoins have been discussed as faster alternatives to legacy settlement — quicker cro...
Stablecoin rails are only as good as their first and last mile (Jelle Van Schaick)
Stablecoin transaction volumes exceeded $27 trillion in 2024, surpassing Visa and Mastercard combin...
Cash Isn’t Dead — It’s Just Smarter: How Scheme Sponsorship Keeps the UK’s ATM Network Alive (Hannah Fitzsimons)
Nobody ever went poor predicting the end of cash. Cash has been pronounced dead so many times that
Are the Senior MPs Right to Worry About the UK’s AI Approach? (Steve Morgan)
A recent report by the House of Commons Parliamentary Treasury Committee of MPs criticised the gover...
FSCS SCV Exclusions: The Detail That Reveals Readiness (Kathiravan Rajendran)
In FSCS Single Customer View (SCV) work, it’s tempting to focus on scale, how quickly data can be
Building Operational Resilience in a Digital-First Financial Sector (Quadri Owolabi)
Financial services are now fundamentally digital. Payments, lending, trading, onboarding, fraud d
Deep Dive: Global Payments Merchant Solutions Strategy (Sam Boboev)
Global Payments’ merchant solutions business is built on a three-pronged product architecture desig...
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