News from the economy, politics and the financial markets
In this section of our news section we provide you with editorial content from leading publishers.
Latest news
FDIC releases list of CRA compliance evaluations for January 2026
On January 2, the FDIC issued its list of banks recently evaluated for compliance under the CRA for January 2026. The CRA requires the FDIC to assess how well banks meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, while maintaining safe and sound operations....By: Orrick, Herrington & Sutcliffe LLP
2025 ESG Wrap-Up and 2026 Outlook
In this article, we reflect on key trends in environmental, social and governance (ESG) matters over the second half of 2025 and look ahead at what to watch in the first half of 2026. We analyse the following material developments:...By: Skadden, Arps, Slate, Meagher & Flom LLP
Ropes & Gray’s Investment Management Update November – December 2025
The following summarizes recent legal developments of note affecting the investment management industry: On November 17, 2025, the SEC Division of Examinations (“EXAMS”) published its annual Examination Priorities applicable to SEC-regulated entities....By: Ropes & Gray LLP
CFPB’s 2024 fair lending report outlines new focus in fair lending oversight
On December 23, the CFPB released its annual fair lending report, which reviews the agency’s enforcement and supervision activities for 2024 and described a significant policy shift in fair lending oversight since the close of the reporting period, reflecting changes implemented under the current administration....By: Orrick, Herrington & Sutcliffe LLP
CFPB financial literacy report highlights gaps in youth financial literacy, outlines new strategies
On December 23, the CFPB submitted its annual financial literacy report outlining its strategy to conduct financial education programs and maintain an Office of Financial Education....By: Orrick, Herrington & Sutcliffe LLP
CFPB launches 2025 HMDA database platform
On January 1, the CFPB launched its HMDA data platform webpage, enabling financial institutions to upload their loan/application registers, review edits, certify their data, and submit their 2025 HMDA data....By: Orrick, Herrington & Sutcliffe LLP
Fed seeks public input on new ‘payment account’ prototype
On December 19, the Fed announced it had issued an RFI in the Federal Register seeking public input on a proposed “payment account” prototype. This account would be designed for eligible financial institutions to use solely for clearing and settling payments....By: Orrick, Herrington & Sutcliffe LLP
Weekly Blockchain Monitor - January 2026
Stablecoin Products Launch by US Financial Institutions and Crypto Companies - On Dec. 18, SoFi Technologies Inc. announced the launch of SoFiUSD, “a fully reserved U.S. dollar stablecoin issued by SoFi Bank, N.A.”...By: BakerHostetler
November 2025 – December 2025: Regulatory Round-Up
November and December 2025 witnessed an active period in the UK and European regulatory landscape, marked by significant regulatory developments in and affecting financial services. This alert highlights certain regulatory developments relevant to asset managers....By: Akin Gump Strauss Hauer & Feld LLP
Lindsay Goldberg Closes New Fund With $4.9 Billion
Lindsay Goldberg announced the closing of its sixth fund. The fund, Lindsay Goldberg VI, closed with $4.9 billion, surpassing its target of $4.0 billion....By: McGuireWoods LLP
New York AG Targets Monterey Finance Over Deceptive Lease-to-Own Financing
On December 23, 2025, the New York Attorney General (AG) announced a settlement with Monterey Finance (Monterey) of approximately $2.4 million in debt relief for 835 New York consumers and $175,000 in penalties. The AG alleged that Monterey disguised high-cost lease agreements as traditional consumer financing, causing consumers to pay more than the sticker price for goods and services they believed they were purchasing....By: Troutman Pepper Locke
BaFin's Expectations for ICT Risk Management and the Use of AI
The German Financial Supervisory Authority ("BaFin") has issued non-binding guidance ("Guidance") clarifying how financial institutions should manage Information and Communication Technology ("ICT") risks arising from Artificial Intelligence ("AI")-based systems in financial institutions under Regulation (EU) 2022/2554 ("DORA") and related EU regulations....By: Jones Day
[Video] 31 Days to a More Effective Compliance Program: Day 12 - The Importance and Construction of a Corporate Code of Conduct
Welcome to 31 Days to a More Effective Compliance Program. Over this 31-day series in January 2026, Tom Fox will post a key component of a best-practice compliance program each day. By the end of January, you will have enough information to create, design, or enhance a compliance program. Each podcast will be short, at 6-8 minutes, with three key takeaways that you can implement at little or no cost to help update your compliance program. I hope you will join each day in January for this...By: Thomas Fox - Compliance Evangelist
CFPB and DOJ Withdraw Joint Statement On Consideration Of Immigration Status Under ECOA
As previously reported, in October 2023 the CFPB and DOJ issued a joint statement regarding “the potential civil rights implications of a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act (ECOA).” We were critical of the joint statement, and observed that......By: Ballard Spahr LLP
CFPB Complies with Court’s Funding Order in NTEU v. Vought
On January 9, the defendants in National Treasury Employees Union (NTEU) v. Vought filed a notice and exhibit in the U.S. District Court for the District of Columbia confirming that the Acting Director of the Consumer Financial Protection Bureau (CFPB or Bureau) has now requested funding from the Federal Reserve Board (Federal Reserve), as required by Judge Amy Berman Jackson’s December 30, 2025 order....By: Troutman Pepper Locke
Your Biggest Competitor Isn’t Another Provider — It’s Indifference
Most plan providers are prepared for competition. They know how to differentiate fee schedules, demonstrate technology, and present fiduciary solutions. They refine their pitch decks and rehearse the perfect value statement. But the truth is, in this industry, your biggest competitor usually isn’t another provider — it’s indifference....By: Ary Rosenbaum - The Rosenbaum Law Firm P.C.
FCA Finalises Simplified UK Ancillary Activities Test
On 19 December 2025, the Financial Conduct Authority (FCA) published a policy statement (PS25/24) finalising the rules and guidance for the Ancillary Activities Test (AAT) under the Ancillary Activities Exemption (AAE)....By: Katten Muchin Rosenman LLP
OCC and FDIC clarify insider lending rules for banks and investment funds
On December 18, the OCC and FDIC issued a statement clarifying their supervisory expectations for banks regarding insider lending restrictions and related reporting requirements as they pertain to certain investment funds and their portfolio companies....By: Orrick, Herrington & Sutcliffe LLP
New SEC Guidance Provides Regulatory Pathway for DTC Securities Tokenization Services
The SEC staff issued a no-action letter on December 11, 2025 to the Depository Trust Company (DTC), a subsidiary of the Depository Trust & Clearing Corporation (DTCC) granting relief under certain provisions of the federal securities laws for a three-year period to permit DTC to offer a tokenization service with respect to certain DTC custodied assets (DTCC Tokenization Services)....By: Morgan Lewis
CFPB issues advisory opinion on the applicability of Regulation Z to earned wage access products
On December 23, the CFPB issued an advisory opinion in the Federal Register clarifying the regulatory treatment of earned wage access (EWA) products under Regulation Z, as implemented by TILA....By: Orrick, Herrington & Sutcliffe LLP
Showing 3681 to 3700 of 4028 entries
