News from the economy, politics and the financial markets
In this section of our news section we provide you with editorial content from leading publishers.
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Consumer Finance Monitor Podcast Draws Coverage from “Inside the CFPB”: A First for Our Platform
In its April 6, 2026 issue, “Inside the CFPB,” a widely read subscription publication published by “Inside Mortgage Finance Publications” highlighted our recent podcast episode released on April 2, 2026 featuring discussion of emerging regulatory developments in the buy now, pay later (BNPL) space....By: Ballard Spahr LLP
UK PRA And FCA Consult On Changes To Loan To Income Flow Limit Rule
The UK Financial Conduct Authority (FCA) and UK Prudential Regulation Authority (PRA) has published consultation papers (CP26/12 / CP6/26), proposing changes to the loan to income (LTI) flow limit rule in mortgage lending. The regulators propose to remove the firm level 15% cap on high LTI lending (mortgages with an LTI ratio of 4.5 or above), while retaining the 15% limit in aggregate across the market, giving individual lenders greater flexibility to set their own high LTI strategies....By: A&O Shearman
[Video] Pod and Port: Podcasting, Social Media and Yacht Rock - AI, Authenticity, Instagram, and Christopher Cross
In the debut episode of Pod & Port: Podcasting, Social Media and Yacht Rock, Tom Fox and Jeff Dwoskin dive into one of the biggest questions facing creators, marketers, podcasters, and business owners today: how do you use AI and social media tools effectively without losing authenticity? Tom and Jeff discuss Instagram, creator monetization, transparency, algorithmic control, and the dangers of relying on AI for generic content. Their central message is clear: AI can be a powerful tool, but it...By: Thomas Fox - Compliance Evangelist
Treasury Issues NPRM on State Oversight of Stablecoin Issuers Under the GENIUS Act
The U.S. Department of the Treasury has issued its first proposed rule under the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act, marking a key milestone in federal efforts to regulate payment stablecoins. The Notice of Proposed Rulemaking (NPRM) outlines the principles Treasury will use to assess whether a state’s regulatory regime is “substantially similar” to the federal framework, which determines whether certain stablecoin issuers may be supervised by states...By: Ballard Spahr LLP
Monthly Deposits – Issue #1 - MoFo’s Bank Regulatory Newsletter
Welcome to the inaugural issue of Monthly Deposits: MoFo’s Bank Regulatory Newsletter, which provides an overview of recent developments in U.S. bank regulation, including proposed rules, reforms, and other significant updates. Here we cover some of the key developments from the past month that our team is keeping an eye on....By: Morrison & Foerster LLP
McGuireWoods Quarterly Securities & Capital Markets Update - April 2026
Welcome to the McGuireWoods Quarterly Securities & Capital Markets Update, a series of updates that reviews important securities law developments from the previous quarter and alerts readers of significant considerations for the upcoming reporting period. This edition provides updates on developments during the first quarter of 2026 and considerations for calendar year-end registrants regarding their upcoming Q1 Quarterly Reports on Form 10-Q, proxy statements and annual meetings of...By: McGuireWoods LLP
Sequestration Order for Fiscal Year 2027 Pursuant to Section 251A of the Balanced Budget and Emergency Deficit Control Act, As Amended (Trump EO Tracker)
Orders automatic, across-the-board spending cuts to non-exempt direct spending programs for fiscal year 2027, as required by law, with reductions applied uniformly based on calculations issued by the Office of Management and Budget (OMB) to enforce federal budget targets under the Balanced Budget and Emergency Deficit Control Act (P.L. 99-177)....By: Akin Gump Strauss Hauer & Feld LLP
ESMA Q&As Clarifying Expectations Ahead Of The Launch Of The EU Consolidated Tapes
The European Securities and Markets Authority (ESMA) has published new Q&As on the onboarding of data contributors to the EU's consolidated tapes (CTs) and on the operational rules for consolidated tape providers (CTPs), as part of preparations for their launch. This follows ESMA's earlier selection of the first CTPs, including the appointment of fairCT as the CTP for bonds in July 2025 and EuroCTP as the CTP for equities....By: A&O Shearman
FTC sends debanking letters to PayPal, Stripe, Visa, Mastercard
FTC Chairman Andrew N. Ferguson has sent letters to four major financial services providers warning them that they may not engage in debanking—disqualifying potential and current customers from receiving services based on religious, or political views....By: Ballard Spahr LLP
Loi d’exécution du budget : Faits saillants pour le secteur des services financiers
Le 26 mars 2026, la Loi no 1 d’exécution du budget de 2025 (la « Loi d’exécution du budget ») a reçu la sanction royale. Cette loi introduit un nombre important de nouvelles mesures qui auront une incidence sur la réglementation des services financiers au Canada....By: Blake, Cassels & Graydon LLP
Upcoming Amendment Deadline: Is Your Company’s Retirement Plan Ready?
Since 2019, Congress has enacted three major pieces of legislation impacting retirement plans, significantly changing the retirement landscape. The legislation contained a number of amendments to the Internal Revenue Code and the Employee Retirement Income Security Act, as amended, that impact employer-sponsored retirement plans (e.g., 401(k) plans, 403(b) plans, defined benefit plans, and even Puerto Rico plans)....By: Seyfarth Shaw LLP
FPC Record of March Meeting
The Bank of England (BoE) has published the record of the Financial Policy Committee's (FPC) meeting held on 27 March to identify risks to financial stability and agree policy actions aimed at safeguarding the resilience of the UK financial system. The FPC assesses that the conflict in the Middle East has triggered a substantial negative supply shock, leading to significant market moves (including higher and more volatile energy prices and higher government bond yields)....By: A&O Shearman
Davies Comments on Proposed Amendments to National Instrument 81-102 Investment Funds
Davies recently submitted a comment letter in response to public consultations initiated by the Canadian Securities Administrators (CSA) regarding proposed amendments to National Instrument 81-102 Investment Funds concerning liquidity risk management, as published by the Canadian Securities Administrators on November 27, 2025, including the concepts discussed in the consultation paper....By: Davies Ward Phillips & Vineberg LLP
Resolving UK Virgin Media issues: where are we now? April 2026
The latest development in relation to issues arising from the Virgin Media case is publication by the Financial Reporting Council (FRC) on 23 January 2026 of guidance for actuaries who are asked to confirm whether a “potentially remediable alteration” would have prevented a scheme from continuing to meet the contracting-out reference scheme test. Where the actuary gives such confirmation, the amendment will be treated as having always been valid for the purposes of the contracting-out...By: Hogan Lovells
Navigating Geopolitical Uncertainty In The GCC: A Corporate Compliance And Risk Management Toolkit
Geopolitical pressures across the Middle East are generating legal and regulatory exposure that many businesses have yet to fully map. Sanctions realignments, conflict-driven capital flows and supply chain fragility are converging rapidly and the consequences of inaction are significant....By: BCLP
New York Just Changed the Game for Buy Now, Pay Later
New York became the first state to publish comprehensive regulations governing Buy Now, Pay Later (“BNPL”) financing on February 23, 2026, and the implications for retail finance are significant. The proposed rule implements New York's groundbreaking BNPL Act, which Governor Hochul signed last year. With federal oversight scaling back, New York's "nation-leading" framework is poised to become the template for other states....By: Blank Rome LLP
Australia: Card Payments Costs And Surcharging Reforms – What It Means For The Payments Industry
On 31 March 2026, the Reserve Bank of Australia (RBA) published its conclusions paper titled Merchant Card Payments Costs and Surcharging. Key Takeaways The RBA outlined a range of changes including three key reforms to card payment surcharging and costs, specifically: • Allowing card schemes to prevent surcharging on debit and credit cards, citing the absence of meaningful alternatives for many consumers;...By: K&L Gates LLP
Asset-Based Lending in England and the U.S.: A Comparative Insight for Cross-Border Transactions
Asset-based lending (ABL) is a form of lending where the amount advanced by the lender is directly linked to a percentage of the borrower’s realisable assets. That percentage (known as the borrowing base) can fluctuate over time, so the amount of credit that is available will also increase or decrease in line with the borrowing base....By: Pillsbury Winthrop Shaw Pittman LLP
CFTC Settles With KuCoin for $500,000 Despite Alleged Anti-Money Laundering Violations
On March 30, the U.S. District Court for the Southern District of New York entered a consent order against Peken Global Limited, doing business as KuCoin, imposing a civil monetary penalty of $500,000 and permanently enjoining it from permitting U.S. participants to access its cryptocurrency trading platform without registering with the Commodity Futures Trading Commission (CFTC) as a foreign board of trade (FBOT)....By: Lowenstein Sandler LLP
Jamie Moore on European Tech Deal Terms and the Return of Sustainable Dealmaking
Orrick's Jamie Moore joins Seb Johnson of Scaling Europe, a European tech podcast, to unpack the sixth edition of our European venture capital deal term review. Deal Flow 6.0 draws on over 400 transactions completed by our clients in Europe in 2025. Here are five takeaways – from market stabilization and shifting founder-investor dynamics to the rise of secondaries, the importance of early-stage housekeeping, and the outlook for 2026....By: Orrick, Herrington & Sutcliffe LLP
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