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Digital Payments Are Becoming Economic Infrastructure, Not Just Consumer Convenience (Rajeew Vishvakarma)
Why the future of payments should be judged by trust, inclusion, resilience, privacy, and public val...
Adaptive Identity Verification: Engineering MFA for Real-Time Risk in Zero-Trust Systems (Quadri Owolabi)
Zero-trust has fundamentally reshaped the cybersecurity paradigm with a principle that is both simp
Who Stands Behind the Document? Why Digital Data Needs Verifiable Organizational Identity (Alexandre Kech)
The digitalization of paper-based processes is often heralded as progress. Yet as digital documents ...
Why the future of challenger banking is customer-centric (Jeremy Takle)
The UK’s challenger banks reshaped British banking. But as the incumbents regain strength, the next ...
How We Cut Lending Product Launch From Quarters to Minutes With Multi-Agent AI (Ivan Halynkin)
Most agentic AI in lending today automates the loan officer's work. The harder problem — and the big...
The AI Revolution in Banking: How Artificial Intelligence Is Reshaping the Future of Finance (Manish Kumawat)
There is a quiet transformation happening inside the world's most powerful financial institutions — ...
Payments Are Revenue Infrastructure: Treat Them Like One (Ruchi Rathor)
In many digital businesses, payments are still viewed as a backend necessity, something that operate...
India's Payment Miracle Has a Structural Problem Nobody Is Measuring (Vallikat Peethamber)
India's Payment Miracle Has a Structural Problem Nobody Is Measuring Published on Finextra | Opinion...
Beneficial Ownership Verification Is a Control-Chain Problem (Victor Mendez)
The FCA's 2019 Standard Chartered notice put a number on a quiet operating truth. The bank was fined...
The Volatility Smile Has Been Hiding Something the Industry Has Chosen Not to See (Vallikat Peethamber)
The Volatility Smile Has Been Hiding Something the Industry Has Chosen Not to See Published on Finex...
HMRC’s CRS update is a control test for financial institutions (Kathiravan Rajendran)
Fmac HMRC’s 29 April 2026 update contains two CRS-relevant changes that Financial Institutions shoul...
Why the £120,000 FSCS deposit protection limit is operationally bigger than it looks (Kathiravan Rajendran)
The increase in the FSCS depositor protection limit to £120,000 may appear straightforward at the po...
How FINRA Took the SEC’s Baton With Off-Channel Penalties (Jamie Hoyle)
It started with JPMorgan in December 2021 - a $125 million fine for WhatsApp recordkeeping failures
The Brokerage Is the Coordinator. It Just Does Not Have the Infrastructure for It. (Michael Walliser)
In my previous article, I wrote about the data fragmentation problem inside independent brokerages....
Most Binary Trading Platform Mistakes Start With “We’ll Fix It Later” (John Reese)
To be honest, compared to other business models, the failure rate here is high. Do you know why? I d...
RWA Tokenization Use Cases in 2026: Transforming Real-World Assets Through Blockchain (Sukhchain Singh)
In 2026, Real-World Asset (RWA) tokenization has evolved from experimental blockchain innovation int...
Banks’ Sustainability Claims Are Entering the Enforcement Era (Ashwini Pandey)
Sustainability claims in banking are entering an enforcement phase. For years, many institutions’ su...
Consolidation Isn't Enough: How Banks Can Turn Mergers into Lasting Value (Marilyn Howe)
As expectations around deregulation grow, much of the banking industry’s attention has focused on de...
Where Fintech is heading next with AI: predictions for 2026 and beyond (Rostyslav Fedynyshyn)
For years, AI in fintech has been discussed as a future advantage. In 2026, that framing starts to f...
The AI Capability Trap: Why Financial Services Must Govern AI Before Scaling It (Raktim Singh)
Financial institutions already understand model risk. But the next challenge is bigger. It is instit...
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