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FATF's New Travel Rule Guidance Previews Payment Screening Standards (Glenn Fratangelo)
On June 24, FATF opened a public consultation on guidance for its revised Recommendation 16 — the &q...
Explainable AI in banking depends explainable data (Alex Ford)
If a bank cannot show where a data point came from, when it was last verified, and what changed sinc...
Credit Exclusion Isn't an On-Ramp Problem Anymore. It's a Continuity Problem. (Dinesh Chavali)
For a decade, one number has anchored nearly every conversation about credit access in this country:...
Operational Risk: The Hidden Risk That Changed Banking Forever - Part 4 (Stanley Epstein)
Part 4 – The Age of Operational Resilience By the second decade of the twenty-first century, most ba...
The Future of Payments Will Be Defined by Interoperability (Ruchi Rathor)
The payments industry has spent years building faster, more convenient, and increasingly digital way...
How to drive success in agentic banking (Barley Laing)
There is considerable interest in AI in the financial services sector, particularly in autonomous AI...
Why Serious Fintech Founders Don’t Skip The Hard Parts (Ozan Ozerk)
“We have a huge addressable market.” “Our growth is already accelerating.” “The product is fully sc...
Asia's Crypto Rulebook: MAS Singapore vs. Hong Kong's Digital Asset Regime (Sukhchain Singh)
Asia has become one of the world's most influential regions for digital asset innovation. While many...
Agentic payments will need more than wallets (Tohid Naeem)
Agentic payments are moving from demo territory into infrastructure. Natural’s recent raise is a use...
The Shadow Infrastructure: How the UK Created a £43 Billion Monopoly on Global B2B Banking (Nanne Parmar)
As consumer fintech attracted most of the attention over the past decade, another shift was taking p...
AI’s Real Test in Financial Services Is Decision Execution (Aaron Wright)
Financial services firms are not short of artificial intelligence (AI) ambition. Across banking, ins...
The Cheapest Supplier in the Bank Is One Person, and No Register Has Their Name (Andrii Bilous)
Most discussion of artificial intelligence in this industry concerns what institutions are buying f...
The MiCA Deadline Left Crypto Companies in Europe With Just Two Options (Ivan Nevzorov)
Of the more than 3,000 companies that were still legally serving crypto clients in the EU as of June...
Why Your Brokerage’s Client Pipeline Is a Financial Asset You Cannot See (Michael Walliser)
I have run independent brokerages for more than twenty years, and one of the most common conversatio...
Operational Risk: The Hidden Risk That Changed Banking Forever - Part 3 (Stanley Epstein)
Part 3 – The Digital Revolution Creates New Risks For much of my banking career, technology was ther...
CLARITY Act (U.S.): What It Means for Digital Assets and RWA Tokenization (Sukhchain Singh)
Introduction The growth of blockchain technology has accelerated the transformation of traditional f...
Who’s accountable when AI makes a recommendation? (Vikas Krishan)
When an AI model flags a transaction as fraudulent, recommends a credit limit or prices a policy, wh...
We Already Know More Than Treasury Can See (Steven Hatton)
For years we've assumed that Treasury is the natural home of organisational liquidity. After all, Tr...
The Alpha: Why Faster Cloud Releases Are Forcing Banks to Rethink Software Testing (Nanne Parmar)
A banking release can look small on a planning board. A revised payment screen, a new fraud rule, or...
Faster Hashing, Fewer Blind Spots: What BLAKE3 Changes for Financial Archives (Joichiro Mitaka)
Most financial institutions still verify their data using a hashing algorithm designed in 2001. SH
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