Introduction to Velour Fashion What Is Velour? Velour is a gentle, plush fabric that blends the high priced appearance of velvet with the stretch and comfort of knit substances. If velvet is the glamorous cousin, velour garments hoodie  is the comfortable yet elegant sibling—same beauty, extra comfort. Its signature sheen and buttery-easy feel make it […] The post Velour Garments Hoodie – The Ultimate Guide to Comfort, Style & Modern Streetwear Fashion appeared first on TechBullion.

Strategic move enhances Worldline’s market focus in payments. Highlights: Worldline announces the sale of its CoreOrchestration platform. This divestment aims to streamline operations and focus on core markets. CoreOrchestration’s advanced capabilities will benefit the new owner. Worldline continues to innovate in payment technologies. Worldline has decided to sell its Swedish payments platform, CoreOrchestration, in a strategic move to concentrate on key areas within the payments sector. This divestment reflects the company’s commitment to enhancing efficiency and innovation by streamlining its operational focus. CoreOrchestration, known for its advanced payment solutions, will provide significant advantages to its new owner. As Worldline continues to shape the future of payments, this sale is a pivotal step toward their strategic objectives.

The year may be winding down, but fintech is still winding up. This morning brings news of Airwallex’s $333 million round, valuing the company at $8 billion. Grab yourself a warm cup of cheer and settle in for this week’s top fintech news. We’ll continue to add more announcements as the week progresses. Business financial management Airwallex raises $330M Series G at $8B valuation. Digits launches Ask Digits, a 24/7 AI assistant for real-time financial answers and actions. Agentic AI BNY collaborates with Google Cloud to advance its Eliza AI platform with Gemini Enterprise. Mortgages Cross River achieves milestone with $288 million commercial mortgage-backed securities transaction. Fraud, compliance, and identity Socure acquires BNPL consumer credit database Qlarifi. Credit Unions Nuuvia’s CUSO secures $4 million investment from VyStar and Desert Financial Credit Unions. Payments TenPay Global broadens integration of international wallets to Weixin Pay. Photo by Connor McManus The post Fintech Rundown: A Rapid Review of Weekly News appeared first on Finovate.       

There are a whopping 64,142 people currently living with dementia in Ireland. With age being the leading risk factor for dementia, this number is expected to rise alongside population ageing to 150,131 by 2045. Dementia describes a group of symptoms that affect memory, thinking, and social abilities severely enough to interfere with daily life. Among its many forms, Alzheimer’s disease is the most common, accounting for 60–70 per cent of dementia cases worldwide. With millions of people and families impacted globally, early and accurate diagnosis has never been more critical. MemoryTell is a digital health tool that uses speech-based biomarkers to support the early detection of dementia. Instead of relying on lengthy memory tests or medical imaging, it analyses short recordings of a person speaking — looking at patterns in language, rhythm, pauses, and acoustics that research shows can signal cognitive decline.  I spoke to Corrina Grimes to learn all about it.  Turning a research breakthrough into a clinical tool Grimes started in health and social care 25 years ago as a clinician, and then moved into policy and commissioning.  Parallel to that, in 2017, she became an Atlantic Fellow at the Global Brain Health Institute, affiliated with Trinity College Dublin and UCSF in San Francisco. That’s when she became interested in brain health and how to reduce the scale and impact of dementia through a life-course approach, and where she met Adolfo García, a neuroscientist who spent 15 years researching how speech can be used as a biomarker. Garcia is an internationally recognised neuroscientist with 200+ publications and a global authority in speech biomarkers and brain health, and he has already developed a tool called TELL — “Toolkit to Examine Life-Like Language”. The duo joined forces with Fernando Johann, an engineer and serial entrepreneur with two successful exits, venture capital experience, and experience scaling tech to international markets to co-found MemoryTell, to take the technology from the lab to frontline services in Europe.  MemoryTell’s real-time speech analysis supports dementia diagnosis While in relatively early stages, MemoryTell is a web-based AI platform that records, transcribes, and analyses a person’s speech and provides a real-time report to support clinicians in diagnosing and monitoring dementia. MemoryTell’s approach makes analysis objective. The AI compares a person’s speech against a dataset of 13,000 clinically coded records — labelled with disease status and validated in clinical practice, plus healthy volunteers. A 10-minute, non-invasive assessment designed for primary care A person engages in a short conversation or performs structured speech tasks (e.g. picture description, story-retelling, spontaneous speech) that are recorded.  Advanced algorithms analyse the recording. They extract a large number of acoustic features (pauses, speed, tone, prosody, silence duration, jitter, etc.) and linguistic features (lexical diversity, syntactic complexity, fluency/disfluency, phrase structure, word usage, etc.). The speech is compared against a validated database of prior speech samples from people with known clinical status (healthy, MCI, dementia).  Using machine-learning or statistical classifiers (or, in some newer approaches, deep learning), the system estimates the likelihood that the speech sample corresponds to cognitive impairment, or flags patterns indicative of early signs of neurodegenerative disease. The output is packaged into a real-time result/report that clinicians can view. Over time, repeated assessments allow tracking of changes in speech biomarkers — useful to monitor disease progression, cognitive decline, or possibly responses to interventions/therapies. MemoryTell slots into primary care with fast, consistent dementia assessment “It doesn’t diagnose, but it provides a proposed classification that helps clinicians,” explained Grimes. According to Grimes: “Our first use case focuses on people who present to their GP with symptoms and are then referred for assessment.  Providing an alternative to invasive assessments Across Europe, the diagnostic pathway varies — in some countries, initial assessments happen in primary care, while in others they’re carried out in specialist memory clinics — but MemoryTell is designed to slot naturally into the primary-care stage because it offers a quick, non-invasive 10-minute assessment with real-time, objective scoring.” It's an approach that contrasts with today’s common methods, which typically rely on pen-and-paper psychometric tests such as the ACE-III, alongside clinical conversations, multidisciplinary meetings, functional assessments, and, when needed, further diagnostics like MRI, lumbar puncture, or other scans. “Further, it provides longitudinal tracking — something our systems lack today. Speech biomarkers can objectively track disease progression or the efficacy of new treatments over time.” It can also be used to plan other interventions — including social care — as conditions progress. It’s an objective, consistent way to document change.” And, unlike other tests, results are instant. The healthcare provider receives a real-time PDF or API-delivered report. There’s no waiting period. MemoryTell is currently developing validation studies, which will assist in determining whether (and how) the tool assists with: Screening, Prioritising waiting lists. Shortening diagnostic timelines. “It won’t replace other tests, but it can be used earlier in the pathway, and it’s faster than standard care,” detailed Grimes. Momentum builds after winning Catalyst Invent 2025 MemoryTell has been received positively from healthcare providers and clinicians, policymakers, and government — “you don’t usually get that 3D level of support,” admits Grimes.  “Investors have also been extremely positive. Being part of the Global Brain Health Institute also brings credibility, and we have strong institutional letters of support." In October 2025, MemoryTell won big in the Catalyst Invent startup competition, winning the bio breakthrough category and the overall category, which has generated a lot of momentum. Further, Grimes asserts that “a lot of people have been personally impacted by dementia, so they understand the mission: shifting from invasive, subjective tests to something faster, more dignified, and more objective.” Once it obtains CE marking, MemoryTell will be a software-as-a-service medical device. The first customers will be public sector primary care and memory clinics, then the private sector. “Many startups go private first, but for us, the mission is rooted in public services,” shared Grimes.  “I have 25 years’ experience working across health systems — policy, commissioning, service redesign — so I understand the implementation challenges from inside the system.” From here, MemoryTell’s priorities focus on completing clinical validation studies, advancing its regulatory strategy, building a robust quality-management system, securing CE marking, forming partnerships across Europe, and applying for targeted European grants to support further development and deployment.

Clearstream, the post-trade services provider owned by Deutsche Börse Group, has launched Next Data Solutions, a new generation of data tools aimed at providing market participants with enhanced transparency across the post-trade value chain. The suite consolidates four specific products (SettlementNext, LendingNext, CollateralNext, and LiquidityNext) under a single data and analytics framework. According to the company, these tools are designed to assist financial institutions in shifting from retrospective reporting to proactive decision-making. The solutions enable firms to anticipate settlement challenges, optimise collateral allocation, and manage liquidity in real time. A key component of the launch is the support for the upcoming accelerated settlement cycle in Europe. Within the suite, the SettlementNext product introduces a “T+1 Scorecard.” This feature equips clients with insights regarding the necessary adjustments required to comply with T+1 mandates. Eva-Maria Keller, Head of Data, Channels and Digital Operations at Clearstream, commented on the demands of the modern financial landscape. She highlighted the absolute necessity for speed and precision in the current market environment. Eva-Maria Keller “In this increasingly fast-paced world, market participants need to act quickly upon current events and take precise and informed decisions within seconds,” Keller said. “Clearstream’s Next Data Solutions helps clients understand their activity with greater clarity, enabling them to address recurring issues and realign their positions to meet future liquidity and funding demands”. Keller further noted that as the industry prepares for shifts such as T+1 settlement and the deeper integration of European capital markets, these tools serve to enhance market efficiency and security. Next Data Solutions is currently available to clients through the Clearstream Xact web portal. The company also announced plans to release additional analytics modules in 2026. Featured image by Freepik. The post Clearstream Unveils Next Data Solutions for Post Trade Transparency appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Despite an initial show of resistance to the Netflix-Warner Bros. Discovery deal, stranger things have happened in the Trump administration.

Identity verification platform Trulioo has announced it is joining Google’s Agent Payments Protocol (AP2) initiative to support secure, agent-led payments across digital platforms. The collaboration aims to establish a framework for trust and accountability as AI agents increasingly handle transactions on behalf of users. Google launched AP2 to provide an open, standardised framework for digital payments that connects financial institutions, fintechs, and merchants. The protocol creates a common language designed to allow AI agents to initiate and complete transactions. Crucially, it maintains necessary transparency, authorisation, and compliance standards across different ecosystems. As part of the initiative, Trulioo will apply its identity verification infrastructure. The goal is to demonstrate the utility of a “Digital Agent Passport” (DAP). The DAP intends to introduce a verifiable trust layer within AP2. This mechanism works in tandem with the company’s “Know Your Agent” (KYA) framework. This mechanism is designed to ensure that digital agents are authenticated, authorised, and held accountable prior to executing any transaction. Vicky Bindra, CEO of Trulioo, commented on the necessity of establishing trust within autonomous commerce. Vicky Bindra “The future of commerce belongs to agents that can think, act and transact independently, but only if they can be trusted,” Bindra said. “By joining AP2, we’re helping define the identity backbone for autonomous payments, where verified agents transact transparently, responsibly and at machine speed”. This move deepens the existing relationship between the two companies, as Google currently leverages Trulioo’s Global Identity Platform for Know Your Customer (KYC) verification, fraud prevention, and abuse mitigation across its payments organisation. Featured image: Edited by Fintech News Singapore based on an image by rawpixel.com via Freepik. The post Trulioo Joins Google Agent Payments Protocol to Secure AI Transactions appeared first on Fintech Singapore.

Robinhood Markets (NASDAQ: HOOD) will acquire two Indonesian financial firms - Buana Capital Sekuritas and Pedagang Aset Kripto - as the trading app targets one of Asia's hottest cryptocurrency markets.The company announced the deal yesterday (Sunday), marking its first major move into Southeast Asia. Financial terms weren't disclosed, but the transaction is expected to close sometime in the first half of next year.Robinhood Acquires Indonesian Brokerage, Crypto Firms in Southeast Asia PushIndonesia has become one of the world's largest crypto adoption markets, with roughly 17 million cryptocurrency traders and 19 million capital market investors. The country's young, tech-savvy population and favorable regulations have made it attractive for U.S. financial firms looking to grow outside their home markets."Indonesia represents a fast-growing market for trading, making it an exciting place to further Robinhood's mission to democratize finance for all," Patrick Chan, Head of Asia at Robinhood, said.In recent months, many retail trading firms have turned their attention to the region. Toward the end of last year, Doo Financial received a license there, followed shortly by XTB. Both companies aimed not only to access a large local market, but also to gain entry to clients in neighboring countries across the region.Two Acquisitions Speed Market EntryBuying an existing brokerage helps companies meet local regulatory requirements faster than building operations from scratch. The crypto trader acquisition gives Robinhood immediate access to Indonesia's digital asset infrastructure.Pieter Tanuri, who owns the majority stake in both Indonesian firms, will stay on as a strategic adviser after the deal closes.The move comes as Robinhood looks beyond its core U.S. market, where it built a massive following by eliminating trading commissions and simplifying stock investing through a mobile app. Product ExpansionTo achieve this,Robinhood has been expanding its product lineup aggressively this year. The company joined the S&P 500 index in September and launched prediction markets in March. Last month, it acquired MIAXdx to reduce dependence on third-party providers like Kalshi for event-based trading contracts.The platform has also been pushing tokenization of traditional securities. CEO Vlad Tenev described it as "the biggest innovation in capital markets" in more than ten years, outlining plans to let users use tokenized stocks as collateral for crypto loans.Robinhood shares have climbed 268% this year through December 5, far outpacing the broader market. The stock went public in New York in 2021.However, XTB's CEO Omar Arnaout said he expects Robinhood will struggle to replicate its U.S. success in Europe. The Poland-based platform executive called XTB the continent's answer to the American brokerage and questioned whether Robinhood's model would work across fragmented European markets. This article was written by Damian Chmiel at www.financemagnates.com.

Marquis said ransomware hackers stole reams of banking customer data, containing personal information and financial records, as well as Social Security numbers, belonging to hundreds of thousands of people. The number of affected people is expected to rise.