Nuvei and FreedomPay have announced a partnership to provide enterprise merchants with a unified payments solution for both in-store and digital commerce across global markets. As brands continue to advance their omnichannel strategies, they require payment systems that can connect physical and digital commerce experiences. By integrating FreedomPay’s Next Level Commerce platform, which serves hospitality and retail brands, stadiums, and hotel groups, with Nuvei’s scalable payments infrastructure, merchants can deploy new channels more quickly. They can also introduce customer experiences faster. The collaboration helps merchants maintain a consistent checkout experience across multiple properties and regions. It provides unified reporting, tokenisation, and access to a wide range of certified POS and commerce partners. Every transaction is protected through PCI-validated encryption and fraud prevention measures. Philip Fayer “Our goal is to empower merchants to deliver exceptional customer experiences at every moment of commerce,” said Phil Fayer, Chair and CEO of Nuvei. “By working with FreedomPay we are expanding the ways enterprise brands can create connected payment journeys that drive loyalty and unlock new revenue, without adding complexity behind the scenes.” The partnership enables enterprise brands to engage customers seamlessly across stores, stadiums, hotels, and mobile channels. Whether a fan taps to pay for concessions at a sports arena, a traveller upgrades a room through a mobile app, or a customer buys a meal at a quick-service restaurant, the platforms maintain transactions through unified tokenisation, reporting, and data insights. These capabilities provide operational visibility and support more informed decision-making. Chris Kronenthal “Enterprise commerce demands technology that works equally well across stores, stadiums, hotels and mobile devices without adding complexity,” said Chris Kronenthal, President of FreedomPay. “By integrating our platforms, merchants gain a future-ready foundation to scale omnichannel experiences with confidence, today and as new customer expectations emerge.” The partnership targets enterprises with cross-border and multi-region operations, enabling them to process payments consistently, uphold high security standards, and expand into new commerce formats without rebuilding their existing technology infrastructure.     Featured image credit: Edited by Fintech News Switzerland, based on image by digitizesc via Freepik The post Nuvei and FreedomPay Team Up on Enterprise Payments appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Accenture has agreed to acquire Faculty, a UK-based AI services and products company known for applied AI expertise and its decision intelligence product, Faculty Frontier, which provides advanced simulation and optimisation capabilities. Founded in 2014, Faculty has delivered AI solutions to public and private sector clients in the UK and internationally. Its services include AI strategy, AI safety, and the design, build and implementation of high-performance AI systems, supporting the scaled adoption of AI while addressing risks such as bias, privacy, and unexplainable outcomes. Faculty collaborates with leading AI labs, including OpenAI and Anthropic, and with the UK AI Security Institute, to assess and ensure the safety of AI models. Upon completion of the acquisition, Faculty’s team of more than 400 AI professionals will join Accenture to strengthen its AI capabilities. Faculty CEO Marc Warner will become Accenture’s Chief Technology Officer and join the Global Management Committee. Warner was previously a Research Fellow in Quantum Physics at Harvard and a member of the UK AI Council. Julie Sweet, Chair and CEO of Accenture, said, Julie Sweet “With Faculty, we will further accelerate our strategy to bring trusted, advanced AI to the heart of our clients’ businesses. I’m pleased to welcome the Faculty team to Accenture and look forward to Marc’s contribution shaping our technology vision and strategy as Chief Technology Officer.” Accenture will integrate Faculty Frontier into its suite of products to support decision-making by connecting data, AI models, and business processes. Companies such as Novartis have already used the platform to optimise clinical trial planning. During the COVID-19 pandemic, Faculty developed the UK NHS Early Warning System, which helped predict patient demand and allocate critical care resources effectively. Marc Warner said, Marc Warner “Our vision has always been a world in which safe AI delivers widespread benefits to humanity. I am delighted that by teaming up with Accenture, we have everything in place to support AI transformation from start to finish.”     Featured image credit: Edited by Fintech News Switzerland, based on image by thanyakij-12 via Freepik The post Accenture to Acquire UK AI Firm Faculty appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

xAI has completed its upsized Series E funding round, surpassing the initially targeted US$15 billion to raise US$20 billion. Participants in the round include Valor Equity Partners, Stepstone Group, Fidelity Management & Research Company, Qatar Investment Authority, MGX, and Baron Capital Group, among other partners. Strategic investors NVIDIA and Cisco Investments also took part, supporting xAI’s expansion of compute infrastructure and the development of large-scale GPU clusters. The company reports that 2025 was a year of substantial progress across multiple initiatives. xAI has continued to expand its data centre operations. It has achieved over one million H100 GPU equivalents across the Colossus I and II supercomputers. This growth supports the development of xAI’s advanced language models, including the Grok 4 series. These models have benefited from extensive reinforcement learning training and pretraining-scale compute. This has enhanced their reasoning, intelligence, and agency. xAI has also advanced Grok Voice, a conversational voice agent capable of low-latency speech across multiple languages, tool integration, and real-time data access. Grok Voice is accessible via the agent API and is used across the Grok mobile app and in Tesla vehicles. The company reports a reach of approximately 600 million monthly active users across the ? and Grok apps. In addition, xAI has developed Grok Imagine, a platform for rapid image and video generation that leverages multimodal understanding and editing capabilities. The company continues to integrate its models with the X platform to provide real-time insights on global events. Looking ahead, xAI is training the next-generation Grok 5 model and plans to introduce new consumer and enterprise applications that utilise the combined capabilities of Grok, Colossus, and X. xAI will use the latest funding round to accelerate infrastructure development, deploy products at scale, and advance research in line with its mission to further understanding through AI.     Featured image credit: Edited by Fintech News Switzerland, based on image by abuuhurera via Freepik The post Elon Musk’s xAI Secures US$20B in Series E Funding appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Crypto.com and Stripe have announced product updates aimed at making it easier for businesses to accept cryptocurrency payments. Through an integration with Stripe, businesses using Crypto.com Pay will be able to accept payments directly from customers’ crypto balances. Crypto.com is the first cryptocurrency platform to be integrated with Stripe for direct balance-based crypto payments. Customers will be able to check out using their preferred cryptocurrency, including stablecoins, while Stripe converts the payment into the merchant’s chosen local currency and deposits it into their bank account alongside other payments. Joe Anzures “Increasing everyday accessibility to and utility of cryptocurrencies for consumers and merchants is central to our vision at Crypto.com,” said Joe Anzures, General Manager, Americas and EVP of Payments at Crypto.com. “We are excited to partner with Stripe, a recognised leader in digital payments, to collectively catalyse a new era for crypto-enabled commerce.” Separately, Crypto.com will also use Stripe to enable customers to purchase cryptocurrencies using credit and debit cards.     Featured image credit: Edited by Fintech News Switzerland, based on image by davidpinta9122 via Freepik The post Crypto.com and Stripe Partner to Enable Direct Crypto Payments appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Global fintech firm Broadridge has finalised its previously announced acquisition of Acolin, a Zurich-based provider of cross-border fund distribution and regulatory services. The acquisition broadens Broadridge’s distribution capabilities for asset managers, supporting market expansion and asset growth, while enhancing its regulatory services for the international asset management sector. Michael Tae “The combination of Acolin’s proven distribution and compliance technology with our existing analytics and investor communications will allow Broadridge to deliver more extensive regulatory and fund compliance services across the fund lifecycle from creation and registration to ongoing distribution,” said Michael Tae, Broadridge’s Group President of Funds, Issuer, and Data-driven Solutions. “Together, our capabilities will let asset managers centrally manage the lifecycle of fund launches and enable them to create the right products, at the right time, and for the right markets.” Acolin serves over 350 clients, providing access to more than 3,000 distributors across 30 countries. Its services cover fund registrations, legal representation, and ongoing compliance management.     Featured image credit: Edited by Fintech News Switzerland, based on image by Nauthar via Freepik The post Broadridge Completes Acquisition of Fund Services Provider Acolin appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

The Board of Directors of radicant bank (radicant) has elected Matthias Kottmann as its new Chairman, succeeding Marco Primavesi, who announced his resignation in June 2025. Matthias Kottmann took up the role on 1 January 2026. His appointment comes at a pivotal moment for the organization, following the November 2025 announcement that radicant will cease its banking operations and return its license. This decision was made by the Board in consultation with its majority shareholder, Basellandschaftliche Kantonalbank (BLKB). In his new role, Kottmann will oversee the orderly wind-down of the bank’s activities, which is expected to be completed by April 2026. A key priority under his leadership will be the execution of a recently signed agreement with Alpian, a Swiss digital bank. This partnership ensures a seamless transition for radicant’s approximately 20,000 customers, who are being offered the opportunity to migrate their accounts and assets to Alpian’s platform. Kottmann brings extensive stability and institutional knowledge to this transition, having been a member of the Executive Board of BLKB since 2023. He joined BLKB in 2011 and currently serves as Deputy CEO and heads the Private Wealth and Financial Advisory division.     Featured image credit: Edited by Fintech News Switzerland, based on image by Trend2023 via Freepik The post radicant bank Appoints Matthias Kottmann as Chairman appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Australian payments firm Airwallex said that it will invest about €200 million over the next five years in the Netherlands, marking a major European expansion as it shifts focus from its Asia-Pacific base. According to Reuters, the Melbourne-founded fintech plans to increase its Amsterdam headcount by 60% to around 70 full-time employees by the end of 2026, strengthening its European operations. Founded in 2015, Airwallex operates a global payments platform that enables businesses to send and receive international payments, hold multi-currency accounts and process online transactions. The company raised US$13 million in a Series A round led by Tencent in 2017. More recently, Airwallex secured US$300 million in funding in May 2025, pushing its valuation past US$6 billion, followed by an additional US$330 million Series G round in December 2025 that lifted its valuation to US$8 billion. The company also surpassed US$1 billion in annual recurring revenue last year. Airwallex said in 2024 that it was aiming to be ready for an initial public offering in 2026, though it declined to comment on its current IPO plans. The latest investment reflects a strategic push to prioritise growth in Europe and the Americas after a decade focused on Australia and Asia-Pacific markets. The company received a license in the Netherlands in May 2021, granting access to the European Economic Area.     Featured image credit: Edited by Fintech News Switzerland, based on image by gar1984 via Freepik The post Airwallex Invests €200M in the Netherlands appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

ServiceNow has agreed to acquire Armis, a cyber exposure management and cyber-physical security company, for US$7.75 billion in cash. Armis manages cyber risk across IT, operational technology (OT), medical devices, and other environments for businesses, governments, and critical infrastructure worldwide. The acquisition will extend ServiceNow’s security workflow offerings and support proactive cybersecurity and vulnerability management across all connected devices. Amit Zavery “ServiceNow is building the security platform of tomorrow,” said Amit Zavery, President, COO, and Chief Product Officer at ServiceNow. “Intelligent trust and governance across any cloud, asset, AI system, or device are essential if companies want to scale AI safely. Together with Armis, we will provide end-to-end proactive protection across all technology estates.” Armis’ platform discovers assets in real time, prioritises high-risk issues, and integrates with ServiceNow workflows to support security teams across industries with cyber-physical assets, including manufacturing and healthcare. By combining Armis’ agentless discovery and classification of managed and unmanaged devices with ServiceNow’s business-context CMDB and AI Platform, organisations can gain a complete view of cyber exposures and automated resolution workflows. Yevgeny Dibrov “Every connected asset has become a potential point of vulnerability,” said Yevgeny Dibrov, Co-Founder and CEO of Armis. “Our platform provides real-time intelligence to understand risk in context and act before incidents occur. Together with ServiceNow, customers will have a new way to reduce exposure and strengthen security at scale.”     Featured image credit: Edited by Fintech News Switzerland, based on image by freepik The post ServiceNow to Acquire Armis for $7.75B to Boost Cybersecurity appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Coursera and Udemy have announced a definitive merger agreement under which Coursera will combine with Udemy in an all-stock transaction. Based on the closing prices of Coursera and Udemy shares on 16 December 2025, the implied equity value of the combined company is approximately US$2.5 billion. Greg Hart, CEO of Coursera, said, Greg Hart “We are at a pivotal moment in which AI is rapidly redefining the skills required across industries. By combining the complementary strengths of Coursera and Udemy, we will be better positioned to address the global talent transformation, support innovation, and provide learning opportunities for our users, enterprise, university, and government customers, and instructors.” Hugo Sarrazin, CEO of Udemy, added, Hugo Sarrazin “Udemy has helped millions of people acquire in-demand skills over the past 15 years. This combination will allow us to expand our reach, accelerate our AI product development, and create benefits for learners, enterprise customers, and instructors, while delivering value to our shareholders.” Under the terms of the agreement, Udemy shareholders will receive 0.800 shares of Coursera common stock for each Udemy share. This represents a 26% premium based on the 30-day average closing prices before the announcement. After completion, Coursera shareholders will hold around 59% of the combined company. Udemy shareholders will hold approximately 41% on a fully diluted basis. Coursera intends to implement a share repurchase programme following the merger. The boards of both companies have unanimously approved the agreement. The merger is expected to close in the second half of 2026, subject to regulatory and shareholder approval and other customary conditions. Insight Venture Partners and New Enterprise Associates, major shareholders of Udemy and Coursera respectively, along with Coursera Chairman Andrew Ng, have entered support agreements to vote in favour of the transaction. The combined entity expects to achieve operational efficiencies and anticipates annual cost synergies of US$115 million within 24 months. It will continue to invest in AI-driven learning platforms and product development.     Featured image credit: Edited by Fintech News Switzerland, based on image by pressfoto via Freepik The post Coursera and Udemy to Merge in $2.5B All-Stock Deal appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Fintech News Switzerland would like to take this opportunity to wish all our readers a Merry Christmas and a very Happy New Year. We will be taking a break from the 23rd December to 2nd January 2026. Until then take a walk down memory lane with the most important stories in Switzerland’s fintech scene this year. Top 15 Fintech Startups in Switzerland for 2025   The Future of Fintech: Top Trends According to SVB Top 10 Fintech Companies by Market Valuation in 2025 Top 10 Fastest-Growing Fintechs in Europe for 2025 Swiss Bankers Report: GenAI Poised to Transform Swiss Banking   The post Year End Message to Our Readers – Offline From 23rd December to 2nd January appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

ABN AMRO has reached two milestones in its digital asset and blockchain initiatives, spanning regulatory approval and transaction execution. Its German subsidiary, Hauck Aufhäuser Digital Custody (HADC), has secured authorisation from Germany’s financial regulator BaFin under the EU’s Markets in Crypto-Assets Regulation (MiCAR). The license allows HADC to provide crypto custody and transaction services to institutional clients within a harmonised EU framework. With the approval, HADC can manage and safeguard crypto assets on behalf of clients and expand its services across Europe. Yorick Naeff, Head of Innovation at ABN AMRO from 1 February 2026, said: Yorick Naeff “Executing our first international over-the-counter SDC trade and securing a pan-European MiCAR license underscores ABN AMRO’s commitment to embedding digital innovation into our service offering.” Separately, ABN AMRO completed its first international over-the-counter derivative transaction using a Smart Derivative Contract (SDC) in collaboration with DZ Bank. The fully automated transaction ran for 10 days, executing valuation, settlement, and collateral management on distributed ledger technology. Daily payments flowed through SEPA and updated the smart contract in real time. Matthias Bergner, Head of Treasury at DZ Bank, said: Matthias Bergner “With the first international SDC transaction, we have taken a decisive step toward establishing the SDC as an industry-wide standard for the digital settlement of OTC derivatives.” Smart Derivative Contracts are designed to automate the full lifecycle of derivative trades, using pre-agreed market data and valuation models to reduce operational complexity and counterparty risk.     Featured image credit: ABN AMRO The post ABN AMRO Gains MiCAR License, Executes First Smart Derivative Trade appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

On average, Swiss venture capital (VC) funds allocate 30% of their capital to Swiss startups, indicating that the majority of their investments are still directed abroad, according to new research by the University of Basel, Swiss Private Equity and Corporate Finance Association (SECA), and Deep Tech Nation Switzerland. The US is currently the largest recipient, attracting 31% of Swiss VC capital, while Germany and the UK receive smaller shares of 15% and 6%, respectively. Despite this, the figure represents an improvement from previous years. Between 2014 and 2023, only 19% of the total capital invested by Swiss VC remained in Switzerland, with 37% of funds going to US startups and 9% each to startups in the UK and Germany, according a Startupticker.ch report. This overseas bias reflects a long-standing structural trend. Switzerland has a small domestic market with a limited number of startups that can scale to very large outcomes, prompting investors to deploy capital in larger markets that offer deeper pools of high-growth companies and more repeat founders. Furthermore, exit opportunities tend to be more attractive abroad, as Switzerland has relatively few technology initial public offerings (IPOs) and a smaller venture-driven M&A market compared to the likes of the US and the UK. These environments provide clearer and larger exit paths, which are critical for VC fund performance. Finally, many founders with Swiss backgrounds move abroad to scale their companies or incorporate in countries like the US or UK. Swiss VC funds often continue to back these teams even though these companies are no longer based in Switzerland. Swiss VC funds targets and performance The report by the University of Basel, Swiss Private Equity and Corporate Finance Association (SECA), and Deep Tech Nation Switzerland analyzed cashflow data from 18 leading Swiss VC firms managing more than 40 funds with over CHF 3.5 billion in committed capital. It examines the performance of these funds, their returns, and their investment focus. Results show that the median Swiss VC fund manages a portfolio of around 17 companies, with an average investment of CHF 2.7 million per company. Sectoral priorities are information and communications technology (ICT), including fintech, and healthtech, which accounts for 35% of deployed capital by Swiss VCs, making it the top sector, followed by cleantech and energy at 29%, and medtech and diagnostics at 19%. Swiss VCs’ investment strategy, Source: Swiss Venture Capital Fund Return Study, University of Basel, Swiss Private Equity and Corporate Finance Association (SECA), and Deep Tech Nation Switzerland, Dec 2025 The research also assessed fund performance relative to the European Venture Capital Benchmark maintained by the European Investment Fund (EIF) and BlackRock. It found that overall, Swiss VC funds perform on part with the European Benchmark. More notably, Swiss funds with vintage years between 2020 and 2024 outperformed the European Benchmark on both the internal rate of return (IRR) and the total value to paid-in capital (TVPI) measures. IRR is a financial metric used to evaluate the profitability of an investment or project. This metric stands at 12% for Swiss funds versus 2% for the European Benchmark. TVPI measures the total value generated by an investment relative to the capital invested. This metric stands at 1.3x for Swiss VCs versus 1.1x for the EIF Benchmark. Swiss Venture Capital Returns versus European Investment Fund VC Performance Benchmark, Source: Swiss Venture Capital Fund Return Study, Dec 2025 Swiss VC funds outlook Despite some challenges, Switzerland maintains a vibrant VC landscape, with about 50 funds available for investment in 2024, according to the Swiss Venture Capital Report by Startupticker.ch. Sentiment among investors, however, remains mixed. A survey of about 100 investor companies revealed that nearly half (49%) of participants expect fundraising conditions to deteriorate further over the next 12 months, up significantly from 27% a year earlier. At the same time, an equally large share anticipates improvement, an encouraging sign for investors planning to return to the fundraising market in the near term. Expected fundraising environment development over 12 months, Source: Swiss Venture Capital Report 2025 | Update, Startupticker.ch Findings further points to cautious optimism regarding investment opportunities. Around 88% of respondents expect more investment opportunities over the next 12 months, higher than 86% in 2024, while 72% anticipate an increase in new investments. Assessment of number of new investments, Source: Swiss Venture Capital Report 2025 | Update, Startupticker.ch     Featured image credit: Edited by Fintech News Switzerland, based on image by Thiago de Andrade via Unsplash The post Swiss VC Funds Invest 30% Locally, Favor US Startups, New Research Finds appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

European Central Bank (ECB) President Christine Lagarde said on Thursday (19 December) that the ECB has completed its technical and preparatory work on the digital euro, leaving the next steps to political institutions. The project, designed to create a public digital means of payment, is currently under review by the European Council and the European Parliament. Lagarde made the remarks during the ECB’s final press conference of the year, where policymakers kept the eurozone’s key interest rates unchanged. She reaffirmed the central bank’s commitment to a meeting-by-meeting approach to rate decisions, stating they will be based on “incoming economic and financial data,” the inflation outlook, and how effectively policy is working. Christine Lagarde “We are not pre-committing to a particular rate path,” she said, noting that inflation remains on track to return to the ECB’s 2% target by 2028. Revised projections show headline inflation averaging 2.1% in 2025, falling below target in 2026 and 2027, before returning to 2.0% in 2028 (CoinDesk). While monetary policy remains steady, Lagarde highlighted the digital euro as a strategic priority for Europe’s financial future. “Our ambition is to make sure that in the digital age there is a currency that is the anchor of stability for the financial system,” she said, urging EU institutions to move quickly to adopt the digital euro regulation. ECB board member Piero Cipollone added that a digital euro could ensure continuity of payments during cyberattacks or power outages that disrupt traditional banking infrastructure. The digital euro is expected to launch in the second half of 2026, aligning with the timeline of other euro-backed stablecoin initiatives regulated under Europe’s Markets in Crypto-Assets (MiCA) framework.   Featured image credit: Edited by Fintech News Switzerland, based on image by Who is Danny via Freepik The post ECB Completes Digital Euro Preparations, Urges Political Action appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

The Abacus Research subsidiary Abacus Services is selling its business operations to Axept Business Software. The move strengthens Abacus’s partner network in the French-speaking region of Switzerland and supports continued growth in a dynamic market. For over ten years, Abacus Services has operated as a distribution partner in the region, successfully implementing Abacus Business Software in more than 200 companies. From 1 April 2026, its operations will be managed within Axept as a new business unit, Abacus Suisse Romande. Axept aims to maintain a consistent and comprehensive service portfolio across Switzerland. By outsourcing its consulting operations, Abacus Research is restructuring the West Swiss partner network and giving Axept broader access to strategic sectors. Abacus Services is particularly strong in the construction-related sector, where Axept also has expertise. The expansion will allow Axept to serve companies in the French-speaking region more effectively. All employees and clients of Abacus Services SA will join Axept, ensuring continuity and enabling the company to extend its solution portfolio locally. Daniel Senn, Chairman of Abacus Services, said: Daniel Senn “Abacus Services has developed very well and has significant potential. In partnership with Axept, this potential can be utilised more effectively. We are confident that the new structure will provide clear benefits for our clients, employees, and the West Swiss market.”     Featured image credit: Edited by Fintech News Switzerland, based on image by pressfoto via Freepik The post Abacus Services Operations Sold to Axept Business Software appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Lovable, a Sweden-based platform that enables non-technical users to create software and digital products, has raised US$330 million in a Series B round. The round was led by CapitalG and Menlo Ventures’ Anthology fund, bringing its valuation to US$6.6 billion. Other participants include corporate venture arms NVentures, Salesforce Ventures, Databricks Ventures, T.Capital, Atlassian Ventures, and HubSpot Ventures. Khosla Ventures, DST Global, EQT Growth, Kinship Ventures, and returning investors Accel, Creandum, and Evantic also joined the round. Lovable’s platform allows users across enterprises and startups to create functioning products without coding. Organisations such as Klarna and Deutsche Telekom have used Lovable to accelerate development cycles, streamline prototyping, and reduce time-to-market. The platform has supported the creation of over 25 million projects in its first year, with more than 100,000 new projects built daily. Users range from product managers and marketers to healthcare professionals and founders building new businesses, including AI-powered fashion platform Lumoo and healthcare staffing solution ShiftNex. The latest funding will allow Lovable to deepen integrations with tools such as Notion, Linear, Jira, and Miro, enhance collaboration and governance for enterprise teams, and expand infrastructure to support products moving from prototype to production.     Featured image credit: Edited by Fintech News Switzerland, based on image by jcomp via Freepik The post Sweden’s Lovable Raises $330M Series B at $6.6B Valuation appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Regnology has signed an exclusive agreement to acquire Moody’s Regulatory Reporting & Asset-Liability Management (ALM) Solutions business. The acquisition includes solutions supporting Basel III compliance, IFRS 9 impairment accounting, asset-liability management for large banks, Solvency II insurance reporting, and prudential and statistical regulatory reporting across more than 50 jurisdictions. The transaction will see Moody’s regulatory capital, liquidity, and ALM capabilities integrated into Regnology’s existing regulatory, risk, tax, and finance reporting portfolio. The combined offering aims to provide financial institutions with a single platform to address regulatory compliance and risk management requirements across jurisdictions. A key component of the integration is Regnology Risk Hub (RRiskHub), which brings together regulatory reporting, risk analytics, capital and liquidity management, and ALM functionality. The platform supports institutions in managing risk measurement and reporting within a unified framework. RRiskHub uses the Regnology Granular Data (RGD) model to support data consistency, auditability, and scalability across regulatory and risk functions. It operates on Regnology’s cloud-based infrastructure and includes automation and analytics to support oversight and decision-making by risk and finance teams. Rob Mackay, Chief Executive Officer of Regnology, said: Rob Mackay “This acquisition strengthens our shared commitment to deliver transformative value and help Chief Risk Officers and Chief Financial Officers navigate an increasingly complex landscape with confidence.” Andrew Bockelman, Head of Banking Solutions at Moody’s, said: Andrew Bockelman “We are grateful for the work of our teams that have built these solutions over the years, and we are confident they are joining an organisation that will continue to provide strong service to customers and opportunities for employees. Moody’s will continue to focus on its core lending, credit modelling, KYC, financial crime, portfolio risk, and data-driven solutions.”     Featured image credit: Edited by Fintech News Switzerland, based on image by rawpixel.com via Freepik The post Regnology to Acquire Moody’s Regulatory Reporting Unit appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

UBS, Zurich Cantonal Bank (ZKB) and Raiffeisen are identified as Switzerland’s three most prominent, trusted, and reputable banks by leading generative artificial intelligence (genAI) apps, according to a new research by the Institute of Financial Services Zug (IFZ). The study, conducted in October 2025, measures the so-called “AI visibility” of banks in Switzerland, assessing how brands and institutions appear in genAI responses and providing a comparative analysis of Swiss banks’ performance. The report also distills key insights from these findings, identifying success factors and offering recommendations to help banks enhance their visibility in AI systems. The research found that UBS, ZKB and Raiffeisen dominate the ranking, forming the “cornerstone” of the Swiss banking sector in genAI apps. These banks are mentioned regularly in ChatGPT, Gemini, and Perplexity, and constantly appear across nearly all queries for either the largest banks in Switzerland, those the most suitable for private customers, or the most reliable institutions. Neon, Yuh lead digital banking The study also examined digital accounts and mobile banking apps, identifying Neon and Yuh as the market leaders within genAI systems. These brands are associated with simplicity, innovation, and Swiss security. Neon is a Swiss neobank which operates a mobile‑first digital banking platform, offering customers a smartphone app to open and manage a bank account with a linked Mastercard. Neon is not a bank per se but works with the Swiss Hypothekarbank Lenzburg to provide Swiss deposit‑protected accounts. The company is said to serve about 237,000 customers. Similarly, Yuh is a digital banking platform providing banking, payments, saving, and investing services. Owned by Swissquote, Yuh has grown rapidly, reaching over 340,000 users and profitability within four years. In addition to Neon and Yuh, genAI results also highlight UBS and ZKB as established banks with solid mobile solutions. ZKB is perceived as a stable digital bridge between traditional banking and innovation, positioned as a stable digital all-rounder. UBS, meanwhile, is generally viewed as suitable for mobile use, though somewhat less customer-centric. In particular, ChatGPT and Perplexity portrayed the bank as an established but less agile provider, while Gemini highlighted UBS as the “most digital bank of 2025”, citing a study by the Lucerne University of Applied Sciences (HSLU) and e.foresight. This suggests a stronger use of external sources by Gemini, while ChatGPT and Perplexity relied primarily on customer reviews and app ratings. Differences between genAI systems The report also highlights notable differences among AI systems. ChatGPT was found to adopt a more narrative and customer-oriented approach, defining customer suitability through trust, accessibility, and everyday usability, while evaluating size through function and customer relationships. Gemini, meanwhile, takes a more data-driven, ranking-based approach, equating suitability with market strength, awards, and reputation. Notably, Gemini was the only AI system to mention Appenzell Cantonal Bank (APPKB) as among the most reliable banks in Switzerland. The bank had received several awards in media rankings for above-average customer satisfaction and service quality. Perplexity takes a source-rich, reputation-focused approach, relying heavily on customer satisfaction metrics and external evaluations. It integrates ratings and media references, and demonstrates the widest coverage, emphasizing diversity of sources. Perplexity also provided the most differentiated response to the most suitable banks for private customers, naming Raiffeisen, ZKB, Bank Cler, and Migros Bank, and emphasizing empirical evidence. Overall, these results highlight discrepancies between genAI applications, and underscore the wide range of factors these systems take into consideration when formulating responses. This means that AI visibility depends not only on economic size and financial metrucs but also on content availability, media presence, and clear positioning. Recommendations for Swiss Banks These findings suggest that visibility in traditional search rankings is no longer sufficient and must be complemented by recommendations and references in AI-generated responses. They also underscore the rising prominence of genAI apps in shaping public perception, brand awareness, and reputational standing within the financial sector. Against this backdrop, the IFZ report outlines several recommendations for strengthening AI visibility, including developing clear semantic positioning for key topics, whether that’s sustainability, youth banking, and digital investments, and ensuring that offerings are aligned with personas, not just products. It also advises banks to focus on maintaining consistent online communication across websites, media, and third-party platforms. In addition, IFZ recommends leveraging external validation, such as ratings, awards, studies, which are often used by AI systems as reference points, and optimizing content for AI readability, including structured data and clear language. GenAI apps like ChatGPT, Gemini, and Copilot, are rapidly becoming preferred channels for researching information, products and services. Instead of just entering keywords into a search engine, users are now asking complete questions to genAI systems, expecting clear recommendations. A recent Claneo study found that about 30% of German Internet users regularly use genAI for research and decision-making, especially younger demographics aged 18 to 35. While Google still dominates complex information research with a 40.29% market share, AI chatbots have already captured 38.55%, and AI-powered search engines 28.09%. These figures underscore the fact that digitally-savvy consumers are increasingly turning to AI systems when making financial decisions. What do you mainly use the platforms for? Source: Search Study 2025, Claneo, 2025   Featured image: Edited by Fintech News Switzerland, based on images by alexgolovinphotography and iuriimotov via Freepik The post Who Are the Leading Swiss Banks in GenAI Visibility? appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Juspay has partnered with Visa to implement Click to Pay across Brazilian e-commerce platforms. The collaboration aims to address two common challenges in online retail: high cart abandonment rates caused by complex checkout processes, and the need for secure transaction methods. Click to Pay, based on the EMV Secure Remote Commerce (SRC) standard, allows consumers to complete purchases without manually entering card numbers, expiry dates, or security codes. Visa cardholders can finalise transactions with a single click, using tokenised credentials, across devices and merchants. Juspay’s platform supports the integration by providing merchants with a single, streamlined system. This simplified checkout process can help improve conversion rates. The solution also incorporates advanced biometric authentication, such as passkeys, to enhance transaction security. Leandro Garcia “Brazil is a priority market for Visa, and e-commerce growth here depends directly on consumer trust,” said Leandro Garcia, Product Director at Visa in Brazil. “Click to Pay is our answer for a payment that is both agile and secure. The partnership with Juspay ensures this innovation reaches the Brazilian market with the scale, agility, and technical excellence that merchants and consumers demand.” Shakthidhar Bhaskar “We’re proud to have Visa as a partner on this journey to optimise digital commerce,” said Shakthidhar Bhaskar, LATAM Expansion Director at Juspay. “By integrating Visa Click to Pay into our platform, we’re not just adding a feature; we’re removing the last major barrier between consumer desire and the completed sale for merchants.”     Featured image credit: Edited by Fintech News Switzerland, based on image by tahantanha10 via Freepik The post Juspay, Visa Collaborate to Simplify Online Payments in Brazil appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Monzo has secured a full banking license from the European Central Bank (ECB) and the Central Bank of Ireland (CBI), enabling the UK-based digital bank to expand into European markets and advance its international ambitions. Founded in 2015 and fully regulated in the UK since 2017, Monzo has become a well-known digital banking provider. According to FF News, it serves more than 14 million personal customers and over 800,000 businesses. The bank has developed a range of digital tools aimed at helping customers manage their finances more effectively. The approval makes Monzo the first digital bank fully regulated by the CBI, paving the way for its initial expansion in Ireland. The company has established its European headquarters in Dublin and is building a local team to support its operations. Michael Carney, EU CEO at Monzo, said: Michael Carney “Monzo has already proven that by combining the trust of a regulated bank with cutting-edge technology, we can truly transform people’s relationship with money. Today marks a significant step forward in our global mission to make money work for everyone.” Monzo’s savings account allows users to deposit from as little as €1 and offers a variable interest rate of 1.6%, significantly above the average overnight deposit rate in Ireland. Business accounts provide digital onboarding, automated tax management, integrated invoicing, and real-time financial visibility. All accounts are supported by technology designed for reliability, fraud prevention, and security, with access to customer support 24/7, either through the app or by phone.   Featured image credit: Edited by Fintech News Switzerland, based on image by satapornc via Freepik The post Monzo Receives ECB and Irish Banking License for European Expansion appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Nuvei has announced that it has received a Crypto-Asset Service Provider (CASP) license under the European Union’s Markets in Crypto-Assets Regulation (MiCAR), allowing it to operate within the EU’s new harmonised regulatory framework for crypto assets. The MiCAR authorisation enables Nuvei to provide regulated crypto-asset services across the European Union and to passport those services across member states under a single regulatory regime. This removes the need for separate national approvals and simplifies expansion for merchants and platforms seeking to offer crypto-enabled payment and settlement services in multiple European markets. Under the license, Nuvei can offer crypto-asset services including the storage and administration of cryptocurrencies, the transfer of crypto assets, and the exchange of crypto assets into funds. Nuvei integrates these services into its existing global payments infrastructure, allowing crypto-related transactions to operate alongside traditional payment methods. Philip Fayer “This authorisation marks an important milestone in the convergence of payments and digital assets,” said Phil Fayer, Chair and CEO of Nuvei. “MiCAR brings long-needed regulatory clarity to Europe. Operating under this framework allows us to help customers move value across crypto and traditional payment rails with confidence, consistency, and scale.” In parallel with the MiCAR authorisation, Nuvei has also obtained a Payment Institution license. This enables the company to provide services related to electronic money tokens (EMTs). Together, the two licences allow Nuvei to support crypto-asset, EMT, and fiat-based payment and settlement flows through a single, regulated platform. For customers, this provides simplified access to crypto payments across Europe. It also enables compliant fiat-to-crypto and crypto-to-fiat transactions, as well as faster and more transparent settlement options. The combined regulatory coverage also reduces the operational and compliance complexity associated with scaling across multiple EU jurisdictions. Nuvei stated that it will serve both business clients and retail users under the new framework. Retail users will have access to straightforward crypto services. Nuvei will support business customers with solutions designed for efficient settlements and crypto acceptance. It will also integrate blockchain-based fund movements into broader payment, payout, and treasury workflows.     Featured image credit: Edited by Fintech News Switzerland, based on image by watercolor_vect via Freepik The post Nuvei Secures EU MiCAR CASP License appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.