AlphaPepe is approaching two August reveals that could change how the market views its AI-powered presale. Stage 20 is live at $0.02761 after Stage 19 sold out fast, with $2.45 million raised and more than 11,000 holders already inside. On August 26, AlphaPepe will publish the full roadmap for presale closure, DEX and CEX launch timelines…Read the full article on TechBullion.

This week’s edition of Finovate Global features the latest fintech headlines from Germany. Berlin-based spend management platform Moss raises capital Germany has a new fintech unicorn. Moss, a spend management platform based in Berlin, has raised €30 million ($35 million) in Series C funding. The round was led by Portage and Cherry Ventures. It brings the company’s total funding to more than €200 million ($234 million) and gives the firm a valuation of more than €1 billion. The funding will enable Moss to develop additional AI agents to automate financial processes for small and medium-sized companies. “This round reflects the trust of customers and partners in shaping the future of finance,” Moss CEO and Co-Founder Ante Spittler said in a LinkedIn post announcing the investment. “It allows us to expand beyond spend management and further build out our Finance AI product suite. Soon, Moss will allow customers to configure agents for every finance job while maintaining full control over every step and decision taken. This is Finance AI, shaped by you.” Founded in 2019 by Spittler, Anton Rummel, Ferdinand Meyer, and Stephan Haslebacher, Moss was among the first fintechs to offer corporate credit cards to German startups. Today, the company combines corporate cards, invoice management, reimbursements, real-time budgeting, and automated accounting in a single platform. Moss leverages agentic AI to automatically categorize and reconcile transactions and reports that its AI agents process more than two million transactions a month. The investment also paves the way for Moss’ development of what the company and investor Cherry Ventures refer to as Finance AI: “AI that prepares the work, shows its reasoning down to the ledger account, and takes no consequential action without the team’s sign-off,” Cherry Ventures noted in a LinkedIn post. “Moss asked its customers what they wanted from AI and built exactly that, control at every step.” Cherry Ventures was referring to a Moss survey that indicated that 48% of financial leaders identified “control” as their top priority when it came to deploying AI, with only 6% wanting AI to have “full autonomy.” Moss serves more than 5,000 businesses and generates more than €70 million in annual revenue. In addition to its Berlin headquarters, the company has offices in Tallinn and Amsterdam. YouLend partners with comrce on embedded capital Embedded finance platform YouLend and e-commerce software platform for German SMEs comrce have forged a strategic partnership to help small businesses access working capital directly from within their current e-commerce operations. The partnership will combine comrce’s e-commerce platform with YouLend’s embedded finance technology to enable Germany’s 24,000 merchants to explore potential financing options. “With YouLend, we are expanding our e-commerce offering with a service that can support merchants as they take their next steps towards growth,” comrce Head of Partner Management Amirah Hadry said. YouLend and comrce have been partners since May, but are just now formally announcing their alliance. The partnership will make information about YouLend financing options available alongside the software and communications channels used by merchants to manage orders, inventory, accounting, and customer service. comrce will direct merchant financing queries to YouLend, which manages the financing process via its digital platform. “comrce is part of the day-to-day operations of around 24,000 merchants,” YouLend General Manager Europe Leonard Strigel said. “Now, we are bringing them flexible financing options to give them greater access to growth capital. Our partnership demonstrates how embedded financing is incredibly vital to the day-to-day success of small businesses.” Founded in 2015 and headquartered in the UK, YouLend offers an embedded financing platform that powers e-commerce, payments, and technology firms ranging from Amazon to SumUp. The company operates in more than 11 markets across the UK, EU, and US. A leading e-commerce software hub, comrce offers specialized e-commerce solutions such as Billbee (automated order processing), Amainvoice (accounting software), Replyco (e-commerce helpdesk), and VentoryOne (inventory management) from a single location. Headquartered in Twistetal, Germany, and founded in 2023, comrce gives retailers an integrated ecosystem for automation, multichannel management, and revenue optimization. N26 integrates with Instant Payments System Wero Berlin-based neobank N26 has unveiled its support for Wero, the new pan-European instant payment system, via its mobile app. The launch makes the payment service available to eligible customers in Germany and France, with a gradual rollout to other markets planned for the future. N26 joined the payment system in December 2025, entering into a strategic collaboration that has culminated in the August launch. Embedding Wero into the N26 app’s native transfer flow will enable users to benefit from a single European payment standard for daily digital transactions. The integration will allow users to send and receive funds instantly with individuals who do not hold an N26 account without requiring bank details or an additional app. Transfers are powered by SEPA Instant and the Wero network and arrive in the recipient’s account in less than 10 seconds. “Instant payments without an IBAN have been a core N26 feature since our inception,” N26 Chief Product and Business Officer Daniel Lappas said. “With Wero, we’re extending this seamless experience to the broader European banking ecosystem, bringing the simplicity N26 customers already know to even more people.” A European digital bank with a German banking license, N26 offers secure, digital-native banking to millions of customers across 24 markets. Founded in 2013, N26 offers bank accounts, debit cards, international transfers, savings and investments, and insurance products. Today, the bank holds more than €10.5 billion in customer deposits and reported annual revenue of more than €500 million in 2025, marking the firm’s first full year of net profitability. N26 started the year with the launch of its N26 for under 18s solution, a debit card designed for children aged 7 to 17 and managed via their parent’s N26 app. Here is our look at fintech innovation around the world. Central and Southern Asia India-based digital financial services firm Navi secured an investment of $100 million from Dutch asset manager Prosus. India’s RazorPay unveiled Vulcan, its AI payments foundational model, powered by NVIDIA and AWS. IBS Intelligence looked at how wealthtech is driving growth in India’s fintech sector. Latin America and the Caribbean Brazilian digital bank PicPay introduced an integration with ChatGPT, enabling customers to access financial data via generative AI. Banco Plata, a Mexican neobank, announced its expansion into Colombia. Uber invested in Chilean fintech Galgo to support the firm’s motorcycle financing business. Asia-Pacific Ant International and the Bank of China (Hong Kong) forge strategic partnership to enhance cross-border payments. Nexo Australia secured approval to launch crypto-backed credit lines. Korea’s Jeonbuk Bank announced a partnership with Ripple to deploy Ripple Payments for cross-border remittances. Sub-Saharan Africa South African payment gateway Onafriq partnered with Dubai-based credit infrastructure company _able and Visa to expand credit access in Africa. Nigerian fintech Pouchers raised $500,000 in pre-seed funding to scale its stablecoin-powered cross border payments business. Mastercard and Flash teamed up to expand access to digital payments in the Democratic Republic of the Congo (DRC). Central and Eastern Europe The European Investment Fund (EIF) has partnered with Polish national development bank, Bank Gospodarstwa Krajowego (BGK), to launch a €30 million venture capital fintech fund. Berlin-based AI-powered spend management platform Moss raised €35 million in Series C funding, earning a valuation of €1 billion. PPRO teamed up with Blik to develop agentic commerce capabilities for local payments in Poland. Middle East and Northern Africa Digitally native bank Yomo secured preliminary approval from the Central Bank of Egypt. UAE-based payment gateway Telr teamed up with Jordanian commerce platform Jet Application. Oman-based bank Sohar International launched its innovation hub to support the country’s fintech ecosystem. art credit The post Finovate Global Germany: Spend Management, Embedded Finance, and Instant Payments appeared first on Finovate.       

The Singapore digital bank profit story is beginning to separate into three profitability camps, based on their performances for FY2025. GXS Bank recorded the largest loss in FY2025 at S$132 million, more than double that of any other loss-making digital bank. MariBank came next in line at S$55.6 million, then Trust Bank at S$53.5 million, and finally ANEXT Bank at S$49.8 million for FY2025. GLDB, meanwhile, successfully proved its mettle as the only digital bank in Singapore to swing in a profit at S$16.1 million. Source: 2026 Singapore Digital Banking Report Looking deeper into the data from our latest 2026 Singapore Digital Banking Report, there’s more to the story than these five numbers. GXS Bank Says Its Losses Are Narrowing as Growth Picks Up Source: 2026 Singapore Digital Banking Report While GXS Bank has indeed posted the highest loss for the year based on its latest audited financial statement, the bank has successfully narrowed its loss for a second consecutive year. Lai Pei Si, the Group CEO of GXS Bank, commented, Pei-Si Lai “Since we completed our foundational build at the end of 2023, our balance sheet, revenue and assets have continued to grow while costs have reduced over the past two years. Our loan book grew by more than three times to S$814 million from the year before, while our total income increased by nearly 50 per cent to S$44 million.” To give credit where it’s due, the bank has been bringing in more products and services to serve its customers, with 80% comprising early-career professionals, gig workers, and self-employed entrepreneurs. GXS Bank most recently launched the GXS Credit Card, an unlimited cashback credit card that complements Grab and Singtel ecosystems well. It is also the only digital bank in Singapore that offers a 0% credit card, albeit with a flat S$500 limit. But with small steps like this, it is staying true to its promise ‘to make banking better for Singapore’s everyday consumers and small businesses.” Pei Si shared, “We have also invested in new segments and products to enhance our service proposition to customers and to meet their needs, especially when they interact within the ecosystem. Today, our three digital banks serve more than eight million customers across Singapore, Malaysia and Indonesia.” She added on, sharing that their operating leverage has improved YoY, and the bank expects this positive trend and growth trajectory to continue for the rest of the year. Is MariBank’s Revenue Closing the Gap on Its Losses? Source: 2026 Singapore Digital Banking Report MariBank’s loss for the year widened to S$55.6 million in FY2025, its steepest dip yet. It’s total income has been growing steadily and reached S$37.3 million in the same audited year, which is promising given that this is roughly 23X from the S$1.6 million it started off with in 2022. Income now covers close to two-thirds of the annual loss, against 4% a few years ago. Its deposits also show an upward trend. MariBank’s base has grown to S$1.9 billion, the second largest among Singapore’s digital banks after Trust Bank. In a separate report by Business Times, the bank has shared that it “will look to expand its product offerings across loans, investment and business banking.” New features are underway to be launched in H2 2026, according to its spokesperson. MariBank Group, as a whole, is aiming to tap into the Philippines and Singapore to build its digital banking ecosystem. ANEXT Bank Losses Widen, Still On Track to Break Even in 2027 Source: 2026 Singapore Digital Banking Report ANEXT Bank’s incurred loss widened to S$49.8 million for FY2025, its steepest yet and up 34% from the year before. Its income before operating expenses reached S$42.6 million in the same audited year, easing about 5% from FY2024 after two steep years of growth. Its deposits show a clear upward trend. The bank’s deposit base crossed the S$1 billion mark for the first time, reaching S$1.15 billion, up from S$906 million a year earlier. Loans and advances moved the other way, contracting to S$636 million, the first decline after two years of expansion. The bank has signalled two priorities for its next chapter, possibly in a bid to make a turn for the better: a market-first GPU and AI infrastructure financing framework, as well as a deeper push into integrated finance. CEO Kai Qiu has informed the Business Times that the bank is still on track to break even by 2027. Trust Bank Closes In on Profitability, Deposits Near S$4 Billion Source: 2026 Singapore Digital Banking Report Trust Bank turned its first monthly profit in March 2026, a milestone that caps a strong trajectory from its FY2025 term, where the bank reported a loss of S$53.6 million. The bank’s income before operating expenses reached S$135 million for the same audited year, which is 45X the S$3 million sum it started with in 2022. Trust Bank’s loans and advances to customers rose to cross the S$1 billion mark, while non-bank customer deposits climbed to nearly S$4 billion, the largest base among all of Singapore’s digital banks. Much of that growth comes from Trust’s referral engine, which can be attributed to helping the bank reach 1 million customers, about one in five Singaporean adults. CEO Dwaipayan Sadhu believes that the digital bank is on a sustainable path. However, the bank has not officially disclosed which specific products drove revenue growth. GLDB’s Lending-First Bet Delivers Its First Full-Year Profit Source: 2026 Singapore Digital Banking Report GLDB crossed into the black for the first time in FY2025, posting a profit after tax of S$16.1 million and reversing the S$5.1 million loss it carried a year earlier. Total operating income reached S$71.8 million in the same audited year, roughly 56X from the S$1.3 million it started with in FY2022. The bank showcased the steepest income growth among the five. Net interest income did most of the lifting, rising to S$54.3 million from S$36.6 million, while net fees and commission income climbed to S$2.9 million from S$1.1 million. GLDB has shared that it intends to continue investing in solutions that make banking simpler yet accessible for MSMEs in Singapore. The bank is considering a future IPO, which would be subject to market conditions and regulatory approvals. Featured image edited by Fintech News Singapore based on an image by tete_escape on Magnific The post GXS Bank Posts Heaviest Loss, Even As Loan Book Grew Three Times appeared first on Fintech Singapore.

Revolut has applied to open a bank branch in Finland for its more than 250,000 customers in the country. Kuba Fast, CEO of Revolut Bank EU, announced the application in a LinkedIn post. If approved, the branch would give Finnish customers access to local account numbers for salary payments and bill management. Fast said the move would also strengthen Revolut’s cooperation with Finnish authorities as the company expands its local presence. Tuomas Autero, Revolut’s Country Manager for Finland, leads the company’s operations in the market.     Featured image: Edited by Fintech News Switzerland, based on image by starmultikharisma via Magnific The post Revolut Seeks Approval for Finland Bank Branch appeared first on Fintech Schweiz Digital Finance News - FintechNewsCH.

Investors can grab sweet yields from hyperscaler bonds. Issuance has surged as the companies look to fund their artificial intelligence buildout.

Prediction markets’ public ledgers may turn suspected insider trading into a signal that other traders and bots can copy, according to new research into activity on Polymarket International.The nonprofit Anti-Corruption Data Collective said more than 150 wallets on the platform may have traded on inside US military information. The research focused on whether traders may have had non-public information and whether their activity was visible enough to attract copycat bets. ACDC analysed all settled Polymarket markets through May 5 and looked for “long-shot” bets. It defined those as wagers of at least $2,500 placed cumulatively within an hour on outcomes priced at 35% probability or lower. ACDC Found 556 “Orca” Wallets Within that set, ACDC identified 556 wallets it called “Orcas.” The group said these traders often opened accounts, quickly placed successful long-shot bets in niche markets where insiders may have an informational advantage, then in many cases cashed out and disappeared. Of those wallets, 152 were especially successful in military and defence markets. They made $8 million collectively and had an average win rate of 97.2%, according to the research. ACDC said the pattern may have other explanations, including luck. Moreover, and not every potential insider would fit the Orca profile. Gannon Ken Van Dyke, the US soldier charged in April over alleged Polymarket trading tied to classified information, built his position more slowly and was not among the 152 military Orcas identified. Orca trades attracted copycats. ACDC said some of them appeared to trigger bets from larger traders and automated bots. In one example, an Orca bet on US military action in Iran hours before June 2025 strikes was followed by copycat wagers of $200,000 and $100,000 from a bot and a large trader. ACDC co-founder David Szakonyi said unusual activity on Polymarket is more observable than many people assume because it is “all right there on the internet.”Platforms Move Controls Upstream Polymarket says its international platform settles trades on a blockchain, making wagers public while traders remain anonymous. The company claims it monitors suspicious activity and has referred dozens of trader wallets to authorities, including in the Maduro case. Other prediction market operators have started adding controls earlier in the trading process. Kalshi recently said it would collect employment information from traders seeking access to certain contracts that may be vulnerable to insider information or manipulation. The platform plans to use risk scoring to decide where additional controls are required. Kalshi has also extended Solidus Labs surveillance to its affiliated FCM, Kinetic Markets, and added Comply as an employee-trade monitoring integration for firms overseeing prediction market activity. US authorities have already brought the first insider trading case tied to prediction markets. In April, prosecutors charged Van Dyke with allegedly using classified intelligence to place Polymarket bets linked to Venezuela, earning about $409,881, Finance Magnates reported. ACDC is calling for mandatory identity verification for all traders and for payouts on suspicious trades to be withheld pending investigation. The group also argues that markets where non-public information may be most actionable and profitable should be banned, saying law enforcement and trader-type restrictions alone would not be enough. This article was written by Tanya Chepkova at www.financemagnates.com.

PayPal is still reportedly negotiating a potential sale to Stripe and private equity firm Advent, as the fintech firm's new CEO attempts to turn the company around.

Fintech users often contact support when payments or connections fail. Plaid Link now offers an AI tool to address these problems right away. The Fin AI Agent steps in to guide users through fixes. Table of Contents Key Facts Simple Breakdown Why This Matters What's Next Key Facts The Fin AI Agent is now part of Plaid Link. It helps when users report issues with connections or payments. Most support questions involve things not working as expected. The tool aims to speed up responses for fintech customers. Plaid focuses on open banking links between banks and apps. Simple Breakdown Plaid Link lets apps connect to bank accounts safely. This is key for open banking and Digital Payments. The new AI agent acts like a smart helper. It answers questions about errors or failed links. Users get quick tips without waiting for a person. The system spots common problems in real time. Why This Matters Support teams handle many calls about broken links or payment fails. This AI tool cuts wait times for answers. It lets human staff focus on hard cases. Fintech apps can keep users happy with faster help. Better support builds trust in digital payments and embedded finance tools. What's Next More fintech firms may add similar AI helpers soon. The tool could grow to cover more payment types. Users might see even quicker fixes as the AI learns. Watch for updates in open banking services over the coming months. ⚡ Key Takeaways Plaid Link now has an AI agent for support tasks. The tool targets common issues like failed connections. It reduces time spent on basic support questions. Fintech users gain faster help with payments. The change supports open banking and digital finance. Teams can handle more complex problems with AI aid. Expect similar tools in other payment platforms. FAQ What does the Fin AI Agent do in Plaid Link? It helps users fix issues like failed bank links or payment errors. Why add AI to fintech support? AI handles simple questions fast so staff can focus on tough cases. Is this change only for US users? The update applies to Plaid Link users in supported regions. How soon can users try the AI agent? It is now live in Plaid Link for immediate access. Conclusion The Fin AI Agent marks a step toward quicker help in payments. Fintech firms will likely build on this idea. Users should see smoother experiences ahead. Sources Finextra (2026-06-04)