Openbank, Grupo Santander’s fully digital bank, has launched its cryptocurrency trading service, giving customers access to the leading tokens on the market. Starting today, users can buy, sell, or hold Bitcoin, Ether, Litecoin, Polygon, and Cardano directly within the Openbank platform. Unlike third-party crypto exchanges, this service integrates seamlessly with other investment accounts, enabling customers to manage both traditional and digital assets in one place. The service provides a secure environment backed by Santander and falls under the protections of the European Markets in Crypto-Assets Regulation (MiCA). This regulatory framework ensures greater investor safeguards, transparency, and oversight for crypto-related products. Customers will no longer need to transfer funds to external platforms, making the process more straightforward and integrated with their existing financial services. Openbank has confirmed that its crypto trading services will continue to expand, with additional digital assets being added in the coming months. Planned functionalities include the ability to convert directly between different cryptocurrencies, further broadening the service offering for customers looking to diversify their portfolios. Takeaway Openbank customers can now trade Bitcoin, Ether, Litecoin, Polygon, and Cardano within their investment accounts, under MiCA-backed protections. Competitive Pricing And Market Access To encourage adoption, Openbank has set competitive pricing for the new service. Trading crypto assets comes with a flat fee of 1.49% for both purchases and sales, with a minimum charge of €1 per transaction. Importantly, there are no custody fees, which makes the platform attractive compared to many dedicated crypto exchanges that charge ongoing holding costs. Initially available to clients in Germany, the bank plans to extend the service to its customer base in Spain within weeks. This cross-border rollout highlights Openbank’s ambition to become a leading provider of regulated digital asset services in Europe. The move positions the bank among a growing number of traditional financial institutions offering crypto access as investor demand for diversification grows. The combination of security, regulatory compliance, and competitive pricing creates a value proposition that differentiates Openbank from unregulated trading platforms. For many retail investors, the credibility of Santander’s backing and alignment with MiCA regulations offers additional reassurance in a market often associated with risk and volatility. Takeaway With a 1.49% fee and no custody costs, Openbank provides a competitive, regulated alternative to third-party crypto exchanges. Broader Investment Ecosystem The crypto service launch builds on Openbank’s recent momentum in expanding its investment platform. In addition to cryptocurrencies, Openbank customers already have access to over 3,000 stocks, more than 3,000 mutual funds from 123 asset managers, and over 2,000 ETFs. Its Robo Advisor service provides automated portfolio management, while its newly launched AI-powered broker tool generates target prices for more than 1,000 European and U.S. equities. Coty de Monteverde, Head of Crypto at Grupo Santander, explained the bank’s motivation: “By incorporating the main cryptocurrencies into our investment platform, we are responding to the demand of some of our customers and continue to strengthen a broad range of products and services through an agile, simple technology platform backed by one of the world’s leading financial groups.” This expansion reflects Santander’s broader digital strategy: positioning Openbank as a comprehensive investment platform that combines traditional financial products with next-generation digital assets. By offering crypto alongside stocks, ETFs, and funds, Openbank is giving investors the tools to diversify their portfolios while remaining within a single regulated ecosystem. Takeaway The launch integrates crypto into Openbank’s wider investment suite, complementing its stocks, ETFs, funds, and AI-driven brokerage tools.  

Listed on the Nasdaq, after announcing its $875 million plan to buy Bitcoin, GD Culture’s stock fell by more than 28%. The company that does livestreaming and e-commerce said it would issue over 39.2 million common shares to buy all of Pallas Capital Holding’s assets, which include 7,500 Bitcoin (BTC). As part of its larger digital transformation and treasury strategy, GD Culture is now focusing on building a strong and diverse crypto asset reserve. Massive Bitcoin Purchase and Market Response When GD Culture bought Bitcoin in mid-September 2025, it became the 14th largest publicly traded company in the world to own Bitcoin. The deal was worth about $875.4 million, but the market didn’t like it, and GD Culture’s share price dropped dramatically to $6.99 per share. This was the worst drop in a single day in more than a year, bringing the company’s market worth down to around $117.4 million, which is almost 97% less than its all-time high in early 2021. The large number of new shares made present shareholders worried about dilution, which lowered their ownership percentage and led to a sell-off. A Change in Strategy Toward Crypto Assets Xiaojian Wang, the CEO and chairman of GD Culture, said that the Bitcoin agreement fits with the company’s aim to take advantage of Bitcoin’s growing acceptability as a reserve asset and store of value by institutions. Earlier in May 2025, the company, which utilizes AI to make digital content and conducts e-commerce and livestreaming operations, said it was changing its focus in the crypto sector. GD Culture noted at the time that it planned to sell up to $300 million in stock to pay for investments in Bitcoin and other specialized cryptocurrencies, such as the Official Trump token (TRUMP). Concerns From the Market and Analysts GD Culture’s brave action puts it in a group of public companies that are building up their crypto reserves. By 2025, more than 190 corporations will possess more than a million Bitcoins, although the share issuance funding strategy raised some eyebrows. Analysts say that using share dilution or debt issuance to buy Bitcoin is risky because if stock prices fall, the value of Bitcoin holdings may not be enough to fund additional investments without hurting current shareholders. Matthew Sigel, who is in charge of VanEck’s digital asset research, said that this dynamic was even stronger when he said that issuing shares close to net asset value can hurt shareholder value instead of adding to it. In fact, the drop in GD Culture’s stock price is mainly due to worries about how long the stock-issuance technique can be used to build up Bitcoin reserves. Even though the market reacted badly right away, GD Culture’s foray into the Bitcoin treasury field shows that the company is changing its approach to be more in line with developments in blockchain assets and institutional acceptance of crypto. As more Bitcoin treasury companies open in 2025, GD Culture’s significant investment shows that several mid-cap corporations are starting to believe that Bitcoin could be a good long-term store of value despite the fact that investors and markets are still worried about the risks of dilution and execution problems.

As cryptocurrencies gain wider adoption, more businesses are looking to accept crypto payments on their websites. WordPress, powering over 40% of the web, is a popular platform for online stores, blogs, and service sites, making it essential for businesses to integrate crypto payment options seamlessly.  WordPress plugins designed for cryptocurrency payments allow site owners to accept Bitcoin, Ethereum, Litecoin, stablecoins, and many other digital currencies without complex coding or third-party hassles. This article explores some of the best WordPress plugins for accepting crypto payments in 2025, their unique features, pricing, and ideal use cases. Understanding these options will help businesses offer innovative payment methods, attract crypto-savvy customers, and stay ahead in the evolving digital economy. Why Accept Crypto Payments on WordPress? Cryptocurrency payments offer several advantages: low transaction fees, fast settlements, no chargebacks, and access to a growing global audience uninterested in traditional payment gateways. Many customers prefer privacy and control over their finances, which crypto supports. By integrating crypto payments into WordPress sites, businesses empower users with more choice and reduce reliance on centralized payment processors that impose high fees or restrictions. Moreover, cryptocurrency acceptance aligns well with e-commerce trends. Merchants benefit from attracting a tech-savvy demographic and potentially higher conversion rates, especially in international markets. WordPress plugins make it easy to activate this feature and integrate it into popular platforms like WooCommerce, the leading WordPress e-commerce plugin. Best WordPress Plugins for Crypto Payments Here’s a round-up of top plugins tailored to different needs, from privacy-focused merchants to developers who want complete control over payment processing. 1. MyCryptoCheckout MyCryptoCheckout is a robust, all-in-one plugin designed for WordPress sites wishing to accept over 100 cryptocurrencies directly. Unlike payment gateways that require intermediaries, this plugin enables peer-to-peer transactions, reducing fees and speeding up payments. It integrates seamlessly with WooCommerce and Easy Digital Downloads, offering an easy checkout experience for both physical and digital product sales. Key Features: Accepts 100+ cryptocurrencies, including Bitcoin, Ethereum, and Litecoin Supports WooCommerce and Easy Digital Downloads integration Real-time exchange rates for accurate pricing Peer-to-peer payment model eliminates middleman fees This plugin is excellent for merchants wanting to automate crypto acceptance without sacrificing speed or security. Ideal For: E-commerce stores looking to expand payment options efficiently.  Pricing: Starts at $59 per year 2. NOWPayments NOWPayments is a versatile and feature-rich cryptocurrency payment gateway that supports over 300 digital currencies. It caters to businesses requiring flexible payment solutions, including recurring billing for subscriptions and donation widgets for nonprofits. Its point-of-sale support makes it suitable for both online and physical retail. Key Features: Supports over 300 cryptocurrencies, including stablecoins Accepts recurring payments and subscriptions Donation and POS (point of sale) support Instant payment notifications with status updates NOWPayments offers a balance between usability and breadth of functionality, ideal for dynamic business models. Ideal For: Businesses with diverse payment needs, from subscriptions to on-the-spot retail sales Pricing: Free to install; applicable network transaction fees apply 3. Blockonomics Blockonomics emphasizes privacy and decentralization. It allows direct Bitcoin and Bitcoin Cash payments without third-party custody or KYC requirements. It integrates HD wallets such as Ledger and Trezor, empowering merchants who value control over their funds. The plugin facilitates decentralized payment processing and supports fiat currency conversions to display prices in local currencies. Key Features: Direct wallet payments with no middleman or custodial involvement Supports hardware wallets for enhanced security No KYC or registration process required Real-time fiat-to-crypto pricing displayed on checkout Blockonomics suits those looking for a frictionless crypto payment experience without compromising security or privacy. Ideal For: Privacy-conscious merchants who want to avoid intermediaries Pricing: Free to install, fees on transactions apply 4. BTCPay Server BTCPay Server is a powerful, open-source, self-hosted payment processor aimed at advanced users and developers comfortable managing their own infrastructure. It was developed as a decentralized alternative to commercial crypto payment processors, offering 100% control over the funds and data. Key Features: Fully self-hosted with no transaction fees or platform costs Deep integration with WooCommerce and other WordPress e-commerce tools Supports on-chain Bitcoin payments and Lightning Network transactions Highly configurable with auditability and privacy features BTCPay Server is unmatched for users who prioritize decentralized control and are willing to manage technical complexity. Ideal For: Developers and technically savvy merchants desiring full sovereignty over crypto payments Pricing: Free, but requires hosting and maintenance investment 5. CryptoWoo CryptoWoo offers seamless cryptocurrency payment processing specifically tailored to WooCommerce stores. It supports popular coins such as Bitcoin, Litecoin, and Dogecoin. A standout feature is that payment verification and checkout remain on your site without redirecting users elsewhere, improving user experience. Key Features: Real-time exchange rate updates for multiple cryptocurrencies On-site checkout with no redirects to third parties Supports major cryptocurrencies Easy configuration for WooCommerce stores CryptoWoo is perfect for merchants wanting straightforward integration without sacrificing professionalism in checkout flow. Ideal For: WooCommerce merchants seeking a smooth, integrated crypto checkout Pricing: Starts at $34 for a single-site license 6. CryptoWP CryptoWP extends WordPress capabilities beyond payments by offering real-time cryptocurrency price displays with customizable widgets. Supporting over 1300 coins and numerous fiat currencies, it enhances sites focusing on market data, news, or educational content related to cryptocurrencies. Key Features: Real-time price tickers and cryptocurrency data widgets Support for over 1300 coins and multiple fiat currencies Customizable display and layouts Historical charts and notifications Although not a direct payment processor, CryptoWP adds valuable features for engaging crypto-interested audiences. Ideal For: Blogs, news sites, and educational platforms focusing on crypto markets Pricing: $49 per year 7. Cryptocurrency Payment Gateway (WordPress Plugin) This plugin enables WordPress merchants to accept popular cryptocurrencies like Bitcoin, Bitcoin Cash, Litecoin, and Dogecoin effortlessly by adding wallet addresses. It requires minimal setup and is well-suited for simple payment acceptance without e-commerce platform integration. Key Features: Direct wallet address integration for several cryptocurrencies Simple setup with straightforward payment options Low overhead for merchants Suitable for non-WooCommerce WordPress sites It’s a great starting point for WordPress sites that don’t require full-fledged e-commerce but want to take crypto payments. Ideal For: Small businesses or service providers wanting to accept crypto payments with minimal fuss Pricing: Free Factors to Consider When Choosing a Crypto Payment Plugin When selecting a WordPress plugin to accept crypto payments, consider these factors: Supported Cryptocurrencies: Does the plugin support the coins your customers prefer? Plugins vary from supporting just major coins to hundreds of altcoins. Integration with E-commerce Platforms: If using WooCommerce or Easy Digital Downloads, ensure smooth integration for seamless checkout experiences. Privacy and Security: Look for plugins that offer direct wallet payments without custodians, KYC avoidance, and hardware wallet compatibility if privacy is critical. Fees and Pricing: Some plugins charge yearly fees, while others are free but may apply transaction fees. Self-hosted solutions eliminate fees but require technical management. Ease of Use: Consider your technical comfort level. User-friendly interfaces welcome beginners, while advanced platforms offer customization for developers. Additional Features: Recurring payments, point-of-sale support, real-time pricing, and donation widgets can add significant value depending on your business model. Embracing Crypto Payments: The Future of WordPress Commerce Integrating cryptocurrency payments on a WordPress website is simpler than ever with dedicated plugins catering to every level of user, from beginners to developers. Whether expanding your ecommerce store’s payment options, engaging a crypto-savvy audience, or enhancing site features with market data, there’s a plugin to suit your needs. Top picks like MyCryptoCheckout and NOWPayments offer broad crypto acceptance with user-friendly setups, while solutions like BTCPay Server put control firmly in the hands of developers. For stores on WooCommerce, plugins like CryptoWoo ensure smooth payment flows without customer disruption. By choosing the right WordPress crypto payment plugin, businesses can embrace the future of payments, attract new customers worldwide, and benefit from the growing adoption of digital currencies.

Building a $1,000 crypto portfolio in 2025 requires a strategic approach, focusing on diversification, risk management, and understanding market trends. While the cryptocurrency market is volatile, a carefully constructed portfolio can offer growth potential even with a modest initial investment. Understanding Your Investment Goals and Risk Tolerance Before investing, it’s crucial to define your financial goals and assess your risk tolerance. Given a $1,000 investment, an aggressive approach might be considered to maximize potential returns, but it also comes with higher risk. If you’re comfortable with volatility, you might allocate more to altcoins; if not, a more conservative strategy with a focus on established cryptocurrencies might be better. Diversification: The Key to Managing Risk Diversification is the cornerstone of a strong crypto portfolio, even with a smaller investment. Instead of putting all your funds into one cryptocurrency, spreading your investment across different assets helps mitigate risk. For this sort of portfolio, aiming for 5-10 different assets can provide sufficient diversification. Allocation Strategies For a $1,000 Portfolio A common allocation strategy involves a mix of large-cap, mid-cap, and potentially some small-cap coins, along with stablecoins for liquidity. Large-Cap Coins (40-50%): These are established cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH). They offer stability and long-term growth potential, acting as the foundation of your portfolio. This would mean investing $400-$500 into BTC and ETH. A common split for beginners is 60% Bitcoin and 30% Ethereum. Mid-Cap Coins (25-30%): These include projects with strong fundamentals and adoption potential, such as Polygon (MATIC) or Arbitrum (ARB). These can provide a balance between stability and higher growth potential. This would translate to $250-$300 of your $1,000. Small-Cap Gems (10-20%): These are higher-risk projects, often early-stage DeFi protocols or AI tokens, with the potential for significant upside. Given the higher risk, allocate a smaller portion, around $100-$200, to these assets. Stablecoins (5-10%): Holding a small portion in stablecoins like USDT or USDC can provide liquidity, allowing you to buy dips or take profits quickly without fully exiting the crypto market. This would be $50-$100 of your portfolio. Incorporate Passive Income Crypto isn’t just about price appreciation. You can grow your portfolio through passive income: Staking: Earn rewards by locking ETH, SOL, or AVAX. Liquidity Provision: Provide liquidity on DEXs for small returns, but be mindful of impermanent loss. Yield Farming: Higher yields but greater risk—suitable only for advanced investors. Allocating even $100–$200 to staking could provide compounding returns over five years. Example Portfolio Allocations Here are a few examples of how you might allocate your funds based on different risk appetites: Conservative Approach: 70% Bitcoin, 20% Ethereum, 10% Altcoins. This strategy focuses on the biggest players in the market to limit risk. Moderate Approach: 50% Bitcoin, 30% Ethereum, 20% Altcoins. This provides a balance, with more room for growth from smaller coins. Aggressive Approach: 40% Bitcoin, 30% Ethereum, 30% Altcoins. This strategy targets higher returns by betting more on newer projects but comes with increased risk. Key Cryptocurrencies to Consider in 2025 While specific recommendations can change rapidly, here are categories and examples of cryptocurrencies to research for your portfolio, keeping in mind that these are examples and not financial advice: Bitcoin (BTC): As the original cryptocurrency, Bitcoin is often considered “digital gold” due to its scarcity and established network. It remains a crucial component of most crypto portfolios. Ethereum (ETH): Ethereum powers a vast ecosystem of decentralized applications (dApps), DeFi protocols, and NFTs, making it a fundamental asset in the crypto space. Narrative-Driven Investing: In 2025, specific narratives can drive capital flows. Consider projects within these trends: AI-Powered Tokens: Projects at the intersection of blockchain and artificial intelligence, such as Fetch.ai (FET). Real-World Asset (RWA) Tokenization: Platforms that bring traditional assets like real estate and commodities onto the blockchain. DeFi 2.0: Next-generation decentralized finance projects aiming for lower fees and better yields. Layer 2 Scaling Solutions: Protocols like Polygon (MATIC) and Optimism, which enhance Ethereum’s scalability and reduce costs. Practical Steps For Building Your Portfolio Building a portfolio is crucial for success in crypto trading. Here are practical steps to help you build and manage your portfolio: Learn the Basics: Understand how cryptocurrencies work, blockchain technology, and market dynamics. Choose a Trading Platform: Select a reputable cryptocurrency exchange that suits your needs. Consider factors like fees, security features, and available assets. Set Up Your Digital Wallet: Securely store your cryptocurrencies using a hot or cold wallet. For smaller amounts, a reputable exchange wallet might suffice initially, but for larger holdings, a hardware wallet is recommended. Start Small and Dollar-Cost Average (DCA): Given your budget, it’s wise to start small and consider dollar-cost averaging. This involves investing a fixed amount regularly, regardless of the asset’s price, to reduce the impact of volatility. For instance, instead of investing the full $1,000 at once, you could invest $100 per month over 10 months. Master Security: Cryptocurrency security is paramount. Use unique, strong passwords, enable two-factor authentication (2FA) using an authenticator app, and never share your private keys or seed phrases. Be vigilant against phishing attempts and scams. Important Considerations Here’s what to consider when building a crypto portfolio: Market Volatility: The crypto market is known for its extreme price fluctuations. Be prepared for potential gains and losses. Research: Always conduct thorough research before investing in any cryptocurrency. Long-Term vs. Short-Term: Decide if you are investing for short-term gains or long-term growth. A long-term portfolio typically focuses on stable, reliable assets like Bitcoin and Ethereum. Fractional Ownership: Many cryptocurrencies can be bought in fractions, meaning you don’t need to buy a whole coin. This makes it accessible to invest with smaller amounts like $1,000. Turning $1,000 Into a Strategic Crypto Future Building a $1,000 crypto portfolio in 2025 is about more than picking coins—it’s about strategy, balance, and risk management. With a thoughtful allocation between Bitcoin, Ethereum, growth altcoins, and speculative plays, you can create a portfolio that’s both resilient and positioned for growth. No one can predict exactly what your $1,000 will become, but history shows crypto has the power to multiply small investments into life-changing sums. By diversifying, staying informed, and maintaining discipline, you’ll maximize your chances of turning this entry-level portfolio into a foundation for long-term financial success.

In a recent interview with CNBC, Pantera Capital founder Dan Morehead suggested that Ripple, the company behind the digital asset XRP, could compete with global payment giant SWIFT. This remark followed a question about which assets to watch, after Morehead had previously revealed significant positions in Bitcoin and Ethereum. Ripple’s blockchain is primarily recognized for facilitating instant cross-border payments. The company works closely with banks, financial institutions, and governments to help them achieve these capabilities. This area of operation closely mirrors that of SWIFT, which dominates the global payments sector. The key difference lies in Ripple’s execution: its transactions settle faster and cost far less, thanks to its blockchain technology. In contrast, SWIFT continues to face challenges, with transactions that often incur higher costs and take longer to finalize. Ripple’s Growing Dominance Ripple continues to make strategic moves to expand its influence in the financial industry. In one of its latest developments, the blockchain company partnered with Spain’s Banco Bilbao Vizcaya Argentaria (BBVA) to manage the bank’s cryptocurrency holdings, which include Bitcoin and Ethereum. However, the partnership does not involve the custody of XRP, the bank’s native token. This partnership aligns with the ongoing progress of the Markets in Crypto-Assets (MiCA) framework, which is gradually being put in place to support the growth and regulation of cryptocurrency-related innovations across the European market. Notably, Ripple’s global reach has become even more prominent following its landmark settlement with the U.S. Securities and Exchange Commission (SEC), a pivotal moment for the company and the industry at large. Ripple has also made significant inroads into Africa, where it partnered with a local startup to enable cross-border payments using its $729 million stablecoin. This partnership marks a significant expansion of Ripple’s core services in emerging markets. XRP’s Stagnant Performance Despite Ripple’s expanding influence, XRP’s performance in recent days has shown little momentum. At the time of writing, the asset has seen a modest 0.41% increase. Trading volume also remains on the lower end, with CoinMarketCap reporting a 17% decline to $4.19 billion during this period. According to a price analysis by FinanceFeed, XRP may still be primed for a price of $4.50, with the potential to rise as high as $8—its extremely bullish target for this market cycle. However, current market sentiment appears weak, with both spot and derivative trading volumes remaining low, as per data from CoinGlass.

BitLicense Approval Strengthens U.S. Strategy Bullish, the digital asset trading and custody firm backed by billionaire Peter Thiel, announced Wednesday that it has secured a coveted BitLicense from the New York State Department of Financial Services (NYDFS). The company also obtained a state Money Transmission License, widening its U.S. regulatory footprint and enabling it to provide spot trading and institutional custody services in New York.The NYDFS BitLicense, introduced in 2015, is widely regarded as one of the toughest state-level digital asset regimes in the U.S. Currently, fewer than 35 firms hold the authorization, among them Coinbase, PayPal, and Circle. For Bullish, the approval is a significant step in positioning itself as a trusted, institutional-grade platform capable of operating in one of the world’s most demanding regulatory environments.“New York is widely recognized as being at the forefront of virtual currency regulation,” said CEO Tom Farley, who previously served as president of the New York Stock Exchange. “Receiving our BitLicense and Money Transmission License is a testament to our focus on building trusted, institutional-grade digital asset infrastructure. As a proud New Yorker, I look forward to Bullish contributing to the city’s financial ecosystem.” Investor Takeaway Bullish’s regulatory approval in New York enhances its credibility with institutions and sets the stage for a U.S. launch in 2026, strengthening its position as a potential challenger to Coinbase. IPO Momentum and Market Valuation The approval comes on the heels of Bullish’s $1.1 billion initial public offering in August, when it sold 30 million shares at $37 apiece. The stock more than doubled on its debut at the New York Stock Exchange before easing back, closing most recently at $51.36, up 0.6% from the previous session. Pre-market trading on Wednesday showed an additional 0.5% gain. The offering ranked among the largest crypto-related IPOs of 2025 and valued the company at more than $12 billion on its first day of trading. Analysts at Bernstein initiated coverage last week with a $60 price target, projecting that Bullish could emerge as the second-largest institutional crypto exchange after Coinbase if it executes on its U.S. growth plans. The analysts pointed to Bullish’s liquidity pools, fee incentives, and institutional custody as key differentiators at a time when regulators are tightening oversight of crypto platforms. Challenging Coinbase’s Market Dominance The U.S. crypto market is dominated by Coinbase, which manages more than $120 billion in assets under custody and controls roughly 56% of spot trading volume. Bullish, by contrast, reported $80 billion in cumulative trading volume on its non-U.S. platform in 2024. The gap remains significant, but analysts believe Bullish’s BitLicense approval and eventual U.S. rollout will allow it to tap into institutional demand that is looking for a compliant, alternative venue. Bullish’s strategy emphasizes deep liquidity, zero-fee trading incentives, and transparency in custody — areas increasingly scrutinized by regulators after the collapses of FTX and other exchanges. Its backers include Thiel, hedge fund manager Alan Howard, and Hong Kong billionaire Richard Li. The firm was launched in 2021 by Block.one, the developer of the EOS blockchain, and has since repositioned itself as a global infrastructure and information services provider for institutional investors. Industry observers note that winning over banks, hedge funds, and asset managers will be critical. Coinbase’s first-mover advantage and entrenched network effects present a challenge, but Bullish’s regulatory-first approach may resonate with institutions wary of compliance risk. “The BitLicense signals seriousness,” one analyst noted. “It tells clients Bullish is willing to play by the rules of the toughest jurisdiction.” Investor Takeaway Bullish’s success will depend on converting regulatory credibility into market share. If it secures liquidity and institutional partnerships, it could position itself as a long-term Coinbase rival. What’s Next for Bullish The BitLicense approval paves the way for Bullish’s U.S. launch, expected in 2026. The firm plans to expand trading, custody, and B2B offerings for banks and asset managers seeking regulated digital asset access. The company’s IPO proceeds will fund technology development and growth, while its institutional focus sets it apart from retail-heavy platforms. For investors, the regulatory win underscores Bullish’s potential to become one of the most important institutional platforms in the U.S. The coming months will test whether it can translate its momentum into liquidity, user adoption, and competitive positioning in a market still dominated by Coinbase.

TradingView has unveiled Macro Maps, a new feature designed to give traders, investors, and analysts a visual, intuitive way to interpret global economic data. Instead of navigating through extensive tables and reports, users can now explore key indicators on an interactive map, making cross-country comparisons and trend analysis more accessible. The tool transforms raw data into clear visuals, enabling users to spot opportunities and patterns that might otherwise go unnoticed. Macro Maps provide a global overview, showing how countries stack up on major economic metrics such as GDP growth, inflation, and trade balances. By making data easy to consume at a glance, the feature is aimed at helping market participants improve decision-making and integrate macroeconomic perspectives into their strategies. For those who rely on both short-term trading signals and long-term market drivers, the tool acts as a bridge between raw data and actionable insights. This launch reflects TradingView’s ongoing effort to expand beyond technical charting into broader market intelligence, offering tools that combine interactivity, usability, and depth of information for global users. Takeaway Macro Maps turn complex global data into intuitive visuals, helping investors compare economies and identify macro trends at a glance. Features Designed For Traders And Analysts Macro Maps offer several features that enhance the data exploration experience. Users can search and save favorites, ensuring quick access to their most relevant economic indicators. A smooth zooming function allows navigation from a global overview to detailed country-level insights within a few clicks. These features make the platform adaptable for both big-picture strategists and those looking for fine-grained analysis. The tool also integrates directly with TradingView’s charting environment. When users notice an interesting data point, they can add it directly to their charts from the tooltip, creating seamless connections between macroeconomic trends and asset price movements. Another key functionality is access to historical data, enabling users to select specific dates in the past to see how indicators looked at that time. This makes it easier to analyze how economies have evolved and to back-test strategies with real-world macroeconomic context. By combining interactivity with practical integration, Macro Maps provides a versatile toolset that caters to both research-heavy institutional users and retail traders seeking clearer insights without complex datasets. Takeaway From search and favorites to chart integration and historical views, Macro Maps give users flexible tools to tailor their macroeconomic analysis. Enhancing Global Market Perspective TradingView emphasizes that Macro Maps are designed to improve how users understand the interconnectedness of global markets. By allowing investors to visually compare data across borders, the tool highlights economic strengths, weaknesses, and correlations that might inform investment or trading strategies. For example, analysts can track how inflation trends align across regions or how trade balances shift over time, offering context that supports better risk management. As the platform continues to expand its product suite, Macro Maps illustrate a commitment to innovation that benefits a diverse user base, from day traders to long-term portfolio managers. The feature also encourages users to think more broadly about market dynamics, combining local technical signals with a global macroeconomic outlook. TradingView encourages feedback from its users to refine the product further, underscoring its iterative approach to platform development. By incorporating community input, Macro Maps are likely to evolve into a cornerstone of global market analysis within the TradingView ecosystem. Takeaway Macro Maps strengthen the link between local trading decisions and global economic context, supporting more informed strategies across markets.  

Funding your trading account used to be a waiting game: fill out a wire-transfer form, confirm with your bank, hope the SWIFT network behaves, and then watch the clock for one to three business days. In a market that never sleeps and can swing dozens of pips in minutes, that delay is more than an inconvenience; it’s an opportunity cost.  This article walks you through the quickest, most secure, and most convenient ways to put trading capital to work without relying on the slow lane of traditional bank transfers. Whether you already trade full-time or you’re loading your first live account, the goal is the same: get your money into the platform fast enough to catch the next setup. Many traders specifically look for FX brokers with PayPal, as this option combines speed, security, and familiarity in one streamlined process. Why Speed and Not Just Convenience Matter Ask any experienced trader what kills performance, and most will place “missed entries” somewhere near the top. Imagine spotting a textbook breakout on EUR/USD but lacking the margin to open even a micro-lot. It’s a cruel irony when a perfect signal aligns, yet you’re sidelined by funding delays. Quick deposits do more than save time: they help you execute trades when market conditions are optimal and maintain emotional consistency. A fast funding mechanism, therefore, isn’t a luxury; it’s trading infrastructure. Credit and Debit Cards: Swipe, Confirm, Trade For sheer raw speed, nothing currently beats the humble plastic card. The moment your broker’s payment gateway receives confirmation from Visa, MasterCard, or UnionPay, your balance updates often in seconds. How It Works: Enter card details on your broker’s secure payment page. Complete any two-factor authentication (3-D Secure, OTP). Funds appear instantly or within minutes. Pros: Instant access to trading capital is perfect for news traders or scalpers. Wide acceptance: virtually every regulated broker supports card deposits. Built-in fraud protection and chargeback rights. Cons: Transaction fees are typically 2-3% (some brokers absorb them; many don’t). Cash advance or foreign-transaction fees from your card issuer can sneak up on you. Card limits may restrict large deposits. Stat to Know: Around 74% of US consumers cite faster checkouts as their primary reason for choosing digital payment methods over traditional options, highlighting traders’ preference for speed over traditional wires. Pro tip: Use a card denominated in the same currency as your trading account to avoid double conversion fees. E-Wallets (Skrill, Neteller, PayPal): Digital Cash Desks E-wallets sit at the intersection of speed and flexibility. You preload digital funds, then move money to and from your broker in near real-time. Skrill and Neteller dominate the forex arena, while PayPal has made surprising inroads among large international brokers. How They Work: Sign up, verify your ID, and link the wallet to your card or bank. Transfer funds into the wallet ahead of time or top up at a deposit. Choose the e-wallet option at your broker’s cashier and authorize the payment. Pros: Transactions settle almost instantly, typically under five minutes. Fees are lower than card charges for many regions (sometimes zero). Segregates trading money from day-to-day bank accounts, adding a psychological firewall. Cons: You’re at the mercy of your e-wallet’s KYC requirements; limits tighten if you skip verification. Some brokers impose withdrawal via the same method rule, so plan your exit route. Transfer fees when moving money from the wallet back to the bank still apply. Best-Practice Tip: Keep a reserve balance in your e-wallet during active trading weeks. It eliminates the extra step of loading the wallet first, shaving off precious minutes when market conditions change. Instant Local Bank Alternatives: Faster Payments, PayNow, and PIX Wire transfers may crawl, but domestic instant-payment networks are sprinting. In the UK, the Faster Payments Service (FPS) settles transactions within seconds. Singapore’s PayNow, Brazil’s PIX, India’s UPI, and Australia’s Osko offer similar real-time rails. Many global brokers partner with local payment processors to plug directly into these systems. How It Works: Choose “local online banking” or a region-specific label in the deposit area. Log in to your bank’s mobile app or online portal through a secure redirect. Authorize the payment; funds hit your trading account immediately or within an hour. Pros: Zero card-issuer fees; usually cheaper than wires. Leverages bank-grade security and biometric login. Higher single-transaction limits than cards in most countries. Cons: Availability depends on the broker’s banking relationships. Limited to domestic currency involves FX conversion if your trading account uses a different base currency. Deposits outside banking hours may queue (although true 24/7 networks like PIX solve this). Traders in regions with mature instant-payment frameworks often treat this as the default “bridge” between their bank and broker, combining the best of both worlds: bank security with e-wallet speed. Cryptocurrency Deposits: Volatility Isn’t Always Bad At first glance, it might feel counterintuitive to use a volatile asset to fund a forex balance, but crypto transfers solve one big pain point: settlement speed across borders. A Bitcoin transaction can confirm in under 30 minutes; stablecoins on fast chains (USDT on Tron or USDC on Solana) land in seconds and stay pegged to the U.S. dollar. How It Works: Select the crypto (BTC, ETH, USDT, USDC) in your broker’s cashier. Generate a unique wallet address or QR code. Send the cryptocurrency from your exchange or personal wallet. Broker credits your trading account once network confirmations clear; some add an automatic conversion to your base currency. Pros: Works even when banks are closed on weekends, holidays, and 3 a.m. candlestick patterns included. No intermediaries means lower total transfer fees, especially with stablecoins on low-cost chains. Anonymity is higher (though still subject to broker KYC). Cons: Blockchain transaction fees vary widely. ETH can spike during congestion. Price risk if you deposit a volatile coin instead of a stablecoin. Not universally supported by regulated brokers, particularly in the U.S. or EU. Safety pointer: Always double-check the network (e.g., TRC-20 vs ERC-20) before hitting “send.” A mismatched chain can render your funds unrecoverable. Choosing the Best Fast-Funding Method: A Trader’s Checklist The five methods above aren’t mutually exclusive; most active traders keep two or more in their toolkit. To decide which combination fits your style, weigh the following factors: Cost vs Speed Instant isn’t always cheap. Card fees and crypto gas can eat into margins if you scalp for a few pips at a time. If you swing trade and fund less often, a small fee might be acceptable for the convenience. Security and Chargebacks Card networks offer dispute mechanisms. Crypto doesn’t. E-wallets sit in between, with internal arbitration but no universal roll-back. Factor in your own risk appetite. Deposit and Withdrawal Symmetry Brokers usually insist on withdrawals through the same channel up to the total deposited amount. If you plan to cash out via bank wire later, confirm that the method is accepted both ways to avoid tangled funds. Regulatory Environment Local rules can restrict or tax certain methods. For example, European brokers under ESMA oversight must verify the source of funds; U.S. brokers rarely allow third-party e-wallets. Stay compliant to prevent account locks. Trading Rhythm News traders who need minutes-level funding agility should favor cards or e-wallets. Position traders who top up monthly may sacrifice pure speed for lower fees via instant local bank payments. Quick Comparative Snapshot Method Average Credit Time Typical Fee Range Best For Card Seconds–5 min 0–3% High-frequency or emergency top-ups E-Wallet <5 min 0–2% Frequent deposits/withdrawals Instant Local Bank Seconds–1 h 0–1% Large domestic transfers Crypto (Stablecoin) <30 min Network fee only 24/7, cross-border Security Tips When Moving Money Fast Speed should never come at the expense of safeguarding your capital. A few ground rules can keep your account and identity intact: Enable two-factor authentication on both your broker and your payment provider. Whitelist deposit IPs if your broker offers the option. Never store card details in your browser; rely on PCI-compliant gateways. For crypto, keep a small “hot” balance on exchanges for funding; secure the bulk in cold storage. And remember: the faster the method, the less window you have to cancel a mistaken transaction. Double-check every amount and address before pressing confirm. Final Thoughts Forex is a game of timing, and that principle extends beyond chart entries to how you refill your margin. Thankfully, traders no longer have to tolerate sluggish wire transfers. From instant card payments to 24/7 crypto rails, today’s funding landscape can match the market’s pace if you pick the right tools. Global daily forex turnover now averages roughly $7.5 trillion, according to the Bank for International Settlements, proof that liquidity is never the bottleneck; access to it often is. By arming yourself with two or three of the fast-funding methods outlined above, you ensure that when your strategy flashes “buy” or “sell,” the only limit on execution is your decision-making, not your payment rail. So take a few minutes today to set up an e-wallet, request a multicurrency card, or test a small crypto transfer. Having these channels ready before you need them could be the difference between catching tomorrow’s breakout and watching it sail away. Happy (and speedy) trading! This content is the opinion of the paid contributor and does not reflect the viewpoint of FinanceFeeds or its editorial staff. It has not been independently verified and FinanceFeeds does not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

Inveniam Capital Partners and Rialto Markets have announced a landmark partnership to deliver the first blockchain-based derivatives exchange designed specifically for private market assets. The agreement includes Inveniam acquiring a 20% ownership stake in Rialto Markets, one of only nine SEC-registered Digital Alternative Trading Systems (ATS) and a FINRA member broker-dealer. This collaboration combines Inveniam’s decentralized data orchestration capabilities with Rialto’s regulated trading infrastructure. The new platform will allow institutional investors to access futures, swaps, and other derivatives backed by tokenized private market assets, creating opportunities for risk management, liquidity generation, and tailored exposure to alternative investments. With private markets valued at more than $100 trillion, the initiative is positioned to transform how these assets are traded and managed at scale. All transactions on the platform will be auditable, authenticated, and integrated with AI-driven analytics. By embedding decentralized, verifiable data into the trading process, Inveniam and Rialto aim to bring public-market speed, transparency, and trust to private markets for the first time. Takeaway Inveniam and Rialto are creating the first blockchain-based derivatives exchange for tokenized private assets, opening new liquidity channels in a $100T market. Leadership Perspectives On The Initiative Patrick O’Meara, Chairman and CEO of Inveniam, emphasized the scale of the ambition: “We’re building the rails for a $100 trillion private market to trade with the same speed and trust as public markets. This is more than an exchange. It envisions the foundation for how private markets will operate in the age of AI and blockchain.” Shari Noonan, CEO of Rialto Markets, echoed the transformative nature of the collaboration: “Rialto’s exclusive, compliant trading system for private market securities, combined with Inveniam’s data integrity solutions, are a perfect match. Together, we’re creating a platform that delivers the accessibility, compliance, and transparency global markets demand.” The partnership is designed not only to expand liquidity options but also to instill confidence among global institutions that often hesitate to engage with private assets due to transparency and regulatory challenges. By combining compliance, technology, and decentralized data, the initiative seeks to redefine market structure for alternative asset trading. Takeaway Executives from both firms stress that this collaboration merges compliance, blockchain, and AI to give private markets the same trust and efficiency as public ones. Key Advantages And Market Impact The new exchange is set apart by several industry-first features. It will be the first derivatives platform built specifically for tokenized private market assets, supporting structured products, swaps, and futures. By integrating Inveniam’s verifiable decentralized asset data with Rialto’s ATS, the system ensures all trades are compliant, auditable, and transparent, addressing long-standing barriers to private asset trading. Institutional investors stand to gain from the ability to systematically trade private assets, hedge risk, and access customized exposure strategies. The partnership also positions both Inveniam and Rialto as leaders in developing scalable AI applications for private markets, extending beyond traditional securities to create decentralized data marketplaces and advanced trading tools. With liquidity in private markets historically constrained, this initiative represents a significant evolution. It is expected to reshape how capital flows into alternative assets, reducing fragmentation while enhancing transparency and operational efficiency across a multi-trillion-dollar asset class. Takeaway The partnership aims to make private market trading scalable, auditable, and liquid — with blockchain and AI as core enablers of institutional adoption.  

Bitcoin traded near $116,800 on Tuesday, holding firm above the $116,000 mark as technical indicators suggest continued bullish sentiment in the market. The world’s largest cryptocurrency registered an intraday range between $114,864 and $117,303, with traders closely watching resistance levels that could determine its next move. Short-term momentum remains positive, with Bitcoin trading above all key moving averages, including the 10, 20, 50, 100, and 200-day averages. Analysts point out that this alignment typically reflects sustained strength in the market. The Relative Strength Index (RSI) is hovering between 58 and 65, signaling steady momentum without entering overbought territory. Meanwhile, the Moving Average Convergence Divergence (MACD) indicator continues to show a bullish trend. The immediate resistance sits around $117,500 to $118,000, a zone that has repeatedly capped upward moves in recent sessions. Should Bitcoin break through this threshold, analysts expect the next upside target around $120,000. However, traders also note signs of short-term overbought conditions, with the Stochastic indicator flagging potential for pullbacks. On the downside, support levels are clustered between $114,000 and $115,000. A sustained break below this range could open the way for a deeper correction toward $112,000. Current volatility remains moderate, with the Average Directional Index (ADX) showing only a modestly strong trend, while the Average True Range (ATR) points to relatively controlled price swings compared with previous weeks. Overall, Bitcoin’s technical outlook suggests a bullish bias in the medium term, though the market may experience short-term consolidation before any decisive move higher. Traders will be watching closely to see if Bitcoin can clear resistance at $118,000 or if it falls back toward its key support levels. Ethereum held steady near $4,505 on Tuesday, consolidating after recent gains as traders watched key technical levels that could determine the cryptocurrency’s next move. The world’s second-largest digital asset by market capitalization traded within an intraday range of $4,429 to $4,552, reflecting a period of relative calm after earlier volatility. Technical indicators show a cautiously bullish outlook, though Ethereum faces resistance that may limit near-term upside momentum. On the daily chart, ETH is hovering just below its 100-hour simple moving average, a barrier that has capped recent rallies. The broader set of moving averages suggests underlying strength, with shorter-term averages still supporting upward movement. Ethereum’s immediate resistance sits between $4,585 and $4,650, a zone reinforced by both the 100-hour moving average and prior peaks. Analysts suggest that a decisive break above this band could open the path toward $4,700 and potentially the psychological $5,000 mark. However, momentum oscillators point to possible hesitation. The Relative Strength Index (RSI) has retreated from overbought conditions, signaling that buying pressure may be cooling. On the downside, Ethereum has established firm support in the $4,360 to $4,400 range. A drop below this level could expose the asset to further declines toward $4,200 to $4,300. Volatility remains moderate, with market participants waiting for a clearer breakout or breakdown before committing to larger positions. Overall, Ethereum’s technical profile indicates a neutral-to-bullish stance, with potential upside if resistance levels are cleared. Until then, traders are likely to see continued consolidation near the $4,500 pivot zone, with support and resistance levels providing the key markers for ETH’s next significant move.

The Financial Industry Regulatory Authority (FINRA) has announced the rollout of its Crypto and Blockchain Education Program, an initiative designed to provide FINRA member firms with structured learning resources on crypto assets and blockchain technology. The program combines interactive e-learning with applied in-person training, aiming to strengthen industry knowledge and compliance capabilities as more firms engage with digital assets. Through FINRA’s Financial Learning Experience (FLEX) platform, participants will gain access to foundational self-paced courses starting in October. The curriculum covers crypto terminology, blockchain operations, evolution of blockchain technology, crypto asset types, ecosystem dynamics, and compliance considerations. The addition of real-world case studies and application-based activities distinguishes the program from general overviews of digital assets. Beyond online training, FINRA is also offering an in-person applied learning course in partnership with Georgetown University’s McDonough School of Business. This module will complement the digital content with hands-on exercises, providing participants with practical exposure to crypto-related compliance and market challenges. Takeaway FINRA’s program blends e-learning and in-person instruction to equip member firms with a deeper understanding of blockchain technology and crypto market risks. Why FINRA Is Focusing On Crypto Education As crypto assets and blockchain applications expand into mainstream finance, regulators and industry organizations are under pressure to ensure firms have the expertise to manage both opportunities and risks. FINRA’s new program responds directly to this demand, offering compliance professionals structured learning that emphasizes fraud prevention, regulatory obligations, and operational considerations for firms with crypto touchpoints. Greg Ruppert, FINRA’s Executive Vice President of Member Supervision, explained: “We are excited to offer a new Crypto and Blockchain Education Program to continue supporting our member firms as they navigate evolving products and technology. Through the Crypto Hub, FINRA has focused on understanding how crypto and blockchains may impact our member firms, reflecting an ongoing commitment to FINRA Forward by providing educational resources to help them navigate this innovative technology as we collectively build for the future.” This initiative builds on FINRA’s broader “FINRA Forward” strategy, which emphasizes future-focused innovation in regulation, education, and market infrastructure. By framing crypto education as part of a long-term strategic approach, FINRA highlights the importance of proactive engagement with emerging technologies rather than reactive oversight alone. Takeaway The initiative reflects FINRA’s recognition that crypto and blockchain are no longer fringe technologies but central to the evolving financial services landscape. What Participants Will Learn The first set of e-learning courses will cover seven main topics: crypto terminology, blockchain operations and on-chain transactions, blockchain evolution, types of crypto assets, the crypto ecosystem, firm-level considerations, and common fraud schemes. Each module includes interactive exercises, scenarios, and self-assessment quizzes to reinforce practical understanding. The focus is on translating technical concepts into actionable insights for compliance and business operations. Fraud awareness is a key component of the program, reflecting rising risks associated with crypto-related scams and exposure. By highlighting common schemes and typologies, FINRA aims to arm firms with the tools to recognize red flags early and protect both their operations and their clients. These elements are particularly relevant as crypto markets continue to draw attention from both legitimate participants and fraudsters. With additional applied courses offered through Georgetown, firms can tailor learning pathways for different employee groups, from junior compliance officers seeking foundational knowledge to senior managers responsible for strategic oversight. This layered approach ensures the program can adapt to diverse firm needs as crypto adoption deepens across the financial industry. Takeaway Participants will gain not only technical knowledge but also practical fraud detection and compliance strategies relevant to crypto and blockchain markets. Industry Implications By launching the Crypto and Blockchain Education Program, FINRA signals its commitment to preparing the industry for the continued integration of digital assets into financial markets. As member firms face increasing client demand and regulatory scrutiny, structured training becomes critical to managing risks without stifling innovation. This program offers a framework for firms to develop staff expertise in a fast-moving sector while aligning with regulatory expectations. The initiative also demonstrates how regulators are partnering with academia and leveraging digital platforms to modernize compliance training. By making resources widely accessible, FINRA lowers barriers to adoption and encourages firms of all sizes to strengthen their crypto knowledge base. The emphasis on interactive learning further reflects a shift toward engagement-driven education rather than static regulatory guidance. Ultimately, the program is designed to support a more informed and resilient financial system. By equipping professionals with both knowledge and practical tools, FINRA is helping ensure that firms can seize opportunities in blockchain innovation while protecting clients and markets from emerging risks. Takeaway FINRA’s program underscores the importance of building industry-wide crypto literacy as digital assets become an increasingly integral part of finance.  

Introduction XM is giving its platform a complete facelift. The multi-asset broker has rolled out a new interface that pulls trading, account management, education, and support into one place — and added a few tools that go well beyond cosmetic changes. Traders now get TradingView charts built straight into their accounts, a personalised notification hub, and, for the first time, an AI assistant designed to answer questions without breaking their flow. It’s a package that reflects how fast retail brokers are having to evolve as clients demand speed, simplicity, and smarter tools. Consistency Across Devices One of the biggest frustrations for active traders is inconsistency between platforms. A broker’s mobile app might look and feel different from its desktop site, making switching between the two a headache. XM’s redesign aims to solve that by creating a single interface across web and app. Clients can now log in anywhere and see the same menus, layouts, and features — including direct-to-trade execution and easier access to deposits, withdrawals, and live education. “We wanted to introduce a new trading experience that makes a difference for our traders,” said Pavlos Evangelidis, Chief Product Officer. “We carefully crafted every part of their journey with an intuitive design and advanced technology to give them the best chance to achieve their trading goals.” Investor Takeaway XM is moving toward a true one-stop platform, giving traders the same look and feel across devices and removing unnecessary friction from daily use. TradingView Charts Come Built-In The most significant addition is the integration of TradingView — a charting platform that has become the industry standard. Instead of opening separate windows or relying on third-party apps, XM clients can now use TradingView’s advanced charting inside their accounts. The platform supports dozens of indicators, drawing tools, and multiple chart layouts. Beginners can keep things simple, while advanced users can dig into complex analysis without leaving the trading screen. “The new interface is designed to allow traders to stay informed, analyse, plan, and act fast when opportunity strikes,” said George Michail, Senior Product Manager. “Beyond trading, our users can now fund and withdraw, chat with support, view live education, and access everything we offer in one place.” Investor Takeaway By embedding TradingView, XM is closing a gap: traders no longer need to flip between apps to analyse and execute. AI Assistant Joins the Desk The headline-grabbing feature, though, is the arrival of XM AI. The tool sits next to the chart window and is designed to answer questions instantly — whether about account functions, order types, or even market mechanics. Unlike a chatbot hidden away in a help menu, this assistant is positioned where traders spend most of their time: on the trading screen itself. The goal is to keep decision-making uninterrupted, especially during fast-moving markets. AI helpers are still new territory in retail trading. Some will see them as gimmicks; others as a genuine productivity tool. Either way, XM’s decision to place AI inside the workflow rather than on the sidelines suggests the broker is betting that traders want quick, contextual answers rather than generic support scripts. Investor Takeaway The AI assistant reflects a bigger industry trend: brokers are experimenting with AI not as an add-on, but as part of the trading environment itself. More Than Cosmetic Changes Alongside the big-ticket items, XM has added a notification centre with personalised alerts, customisable watchlists, and an “Explore” page that streams market updates throughout the day. These features may not grab headlines but are increasingly important for client retention. By building them directly into the platform, XM is nudging users to stay inside its ecosystem instead of jumping to news sites or data terminals. Earlier this year, XM marked its 15th anniversary with a string of promotions and pledged major upgrades. The latest release delivers on that promise, underscoring how competitive the retail brokerage market has become. Spreads and leverage still matter, but user experience and technology are now equally decisive in winning and keeping clients. Investor Takeaway XM’s latest release shows how brokers are competing on experience, not just price. Clients are more likely to stay loyal if the platform makes daily tasks easier. Conclusion XM’s overhaul reflects a broader shift across the brokerage sector. The lines between trading, analysis, education, and support are blurring, and firms are under pressure to provide everything in one place. For XM, the combination of TradingView integration, AI support, and personalisation features is a clear attempt to keep pace with those expectations. Whether traders embrace the AI assistant or stick to the familiar tools, the message is clear: brokers that fail to innovate on experience risk being left behind.

The United States has announced sweeping new sanctions against Iranian financiers and a network of foreign companies accused of helping Tehran channel oil revenues through cryptocurrency. The move highlights Washington’s growing focus on the role of digital assets in circumventing international restrictions and financing illicit trade. The Treasury Department said that two Iranian nationals, Alireza Derakhshan and Arash Estaki Alivand, were central figures in a scheme that moved more than $100 million in cryptocurrency linked to Iranian oil sales. According to U.S. officials, the funds passed through a network of front companies in Hong Kong and the United Arab Emirates before being funneled back to support Iran’s government operations and its military apparatus. The sanctions, issued on September 16, freeze any U.S.-linked assets belonging to the designated individuals and prohibit American citizens and businesses from dealing with them. They are based on an executive order first introduced during the Trump administration, which sought to drive Iran’s oil exports down to zero as part of a maximum-pressure campaign. Strengthening financial pressure The action reflects Washington’s broader strategy of tightening financial pressure on Iran by targeting not only the oil trade itself but also the global financial structures that enable it. Treasury officials emphasized that Tehran has increasingly relied on cryptocurrency and other alternative financial channels to move funds beyond the reach of regulators and banks. “This action underscores our determination to counter Iran’s efforts to exploit the global financial system, including the use of cryptocurrency,” the Treasury Department said in a statement. Officials added that cooperation with foreign governments and regulators will be critical in ensuring that these networks cannot operate freely across jurisdictions. The crackdown extends to a dozen companies and individuals operating outside of Iran, many of them allegedly serving as intermediaries or shadow-banking facilitators. By sanctioning these actors, Washington hopes to cut off the ability of Tehran to disguise oil revenues and inject them into global markets. Use of cryptocurrency in illicit finance The rise of digital assets has complicated enforcement of sanctions, with experts noting that blockchain transactions can provide both transparency and anonymity depending on how they are structured. Blockchain analytics firm Chainalysis reported that in 2024, sanctioned jurisdictions and entities—including Iran—received $15.8 billion in cryptocurrency, accounting for nearly 40 percent of all illicit crypto transactions that year. Iran is not alone in leveraging crypto markets, but U.S. officials have consistently raised concerns about its use of digital currencies to bypass restrictions and support groups such as Hezbollah. The July 2025 round of sanctions, for example, targeted a network accused of disguising Iranian oil exports as Iraqi shipments and linked to Hezbollah-affiliated companies and vessels. The Treasury Department said it would continue to track and disrupt such activities, stressing that cryptocurrency will not provide immunity from sanctions enforcement. Analysts suggest that as long as demand for Iranian oil persists, Tehran will continue to innovate in its financial strategies, forcing Washington to adapt its tools in response. The latest sanctions underscore the evolving intersection of geopolitics, energy markets, and digital finance. By targeting both the oil trade and the new technologies enabling its financing, the United States is signaling that it will not allow cryptocurrency to become a safe haven for sanctions evasion. The measures also serve as a warning to intermediaries worldwide that participation in such networks risks financial isolation from the U.S. and its allies.

In a landmark step for the regulation of digital assets, the Indian government has ordered all cryptocurrency exchanges, custodians, and intermediaries operating in the country to undergo periodic cybersecurity audits. The directive, announced on September 17, 2025, is a direct response to mounting concerns over the security of crypto platforms after several high-profile hacks and heists that raised alarms over investor safety and systemic vulnerabilities. The Ministry of Electronics and Information Technology (MeitY) confirmed that audits must be conducted by security firms empanelled with the Indian Computer Emergency Response Team (CERT-In). These assessments will follow the Comprehensive Cyber Security Audit Policy Guidelines (v1.0), introduced in July 2025. The guidelines lay out detailed procedures for the audit lifecycle, scope, and roles of both auditors and the audited entities, ensuring standardized evaluations and clearly defined accountability. Strengthening oversight of virtual assets Officials say the initiative is part of a calculated strategy to bolster oversight of virtual asset service providers (VASPs) while India continues to delay introducing a comprehensive crypto law. Policymakers have maintained caution, citing concerns about financial stability and illicit finance risks. Instead of fast-tracking a broad legal framework, regulators are pursuing targeted interventions designed to address vulnerabilities without stifling innovation outright. This move builds on earlier measures, including directives from the Financial Intelligence Unit of India (FIU-IND), which earlier this year required exchanges to intensify scrutiny of certain regional transactions. Combined with the audit mandate, the steps highlight an incremental but firm tightening of supervisory mechanisms around the fast-growing digital asset sector, which serves millions of Indian traders and investors. Industry impact and compliance challenges For the crypto industry, the requirement brings both hurdles and potential benefits. Exchanges will be compelled to dedicate significant resources toward working with CERT-In approved auditors, implementing safeguards, and ensuring ongoing compliance. The cost of repeated audits, infrastructure upgrades, and corrective measures may weigh heavily on smaller platforms with limited operating margins, potentially leading to market consolidation. On the other hand, regulatory experts argue the new framework could strengthen investor confidence in an industry often criticized for weak protections and opaque practices. Enhanced cybersecurity standards may encourage more risk-averse users and institutions to enter the market, ultimately supporting growth in a more sustainable, secure environment. Larger exchanges that already maintain advanced security protocols may also benefit by differentiating themselves from less prepared competitors. India’s cautious stance reflects a balancing act: recognizing the potential of digital assets and blockchain innovation while addressing risks that could destabilize the financial system. The audit mandate signals that authorities are prioritizing the safeguarding of user assets and the integrity of market infrastructure, even without comprehensive legislation in place. Global regulators are closely monitoring similar risks, and India’s measures could align its practices with international standards, especially as countries work toward developing shared rules for virtual assets. The real test will be whether mandatory audits can keep pace with rapidly evolving threats, such as sophisticated hacking groups and insider risks, which continue to challenge even the most well-prepared platforms. As India moves forward, the effectiveness of these audits will shape how the country’s crypto ecosystem evolves. For now, the directive underscores a key message: security is not optional, and credibility in digital finance must be earned through rigorous oversight.

In a milestone for the Swiss financial sector, UBS, PostFinance and Sygnum have successfully executed the first legally binding interbank payment using tokenized bank deposits on a public blockchain. The pilot, conducted under the guidance of the Swiss Bankers Association, tested the feasibility of using deposit tokens to settle payments across institutions and may signal a new era for blockchain-based financial services. The transaction, carried out on Ethereum, is considered the first binding interbank payment of its kind in Switzerland. Deposit tokens are digital representations of fiat deposits, allowing banks to move money securely on blockchain while ensuring compliance with regulatory frameworks. The success of this trial demonstrates that such payments can be conducted in a legally recognized, regulated environment, setting Switzerland apart as a leader in financial innovation. Two primary use cases were validated in the proof-of-concept. The first simulated a cross-institutional transfer between customers at different banks, closely resembling a traditional interbank payment but executed through blockchain settlement. The second involved an escrow-style arrangement where deposit tokens were exchanged for tokenized real-world assets using smart contracts. The contracts enabled automatic, conditional settlement, highlighting blockchain’s potential to simplify complex transactions. Legal and regulatory frameworks were a central focus of the pilot. The transactions were binding under Swiss law and designed with integrated compliance checks, including anti-money laundering controls, sanctions screening and regulatory oversight. To ensure security and trust, the Swiss Interbank Clearing system still handled settlement finality, creating a hybrid model where blockchain provided transparency and efficiency while traditional infrastructure ensured legal certainty. Technical and legal implications The results of this pilot underscore the opportunities and challenges in bringing blockchain-based payments into the banking mainstream. On the technical side, the system showcased secure, compliant and efficient interbank payments. However, scalability remains a hurdle. Current blockchain networks face limitations in throughput, and widespread adoption would require new designs to handle higher transaction volumes. Interoperability between banks and platforms also needs to be addressed to ensure seamless cross-institution transactions. From a legal standpoint, the proof-of-concept reinforces Switzerland’s role as a jurisdiction willing to integrate innovative technologies into established regulatory systems. By developing governance models that include role-based access controls, smart contract oversight and structured cooperation between banks and authorities, the trial ensures that blockchain-enabled payments adhere to the same reliability and trust standards as traditional banking. Future outlook Although this initiative is still a proof-of-concept rather than a full rollout, it represents a major step toward the adoption of blockchain technology in traditional finance. Broader implementation will require coordinated collaboration between more financial institutions, infrastructure providers and regulators. Standardization efforts will be necessary to harmonize compliance requirements and technical designs across different banks and blockchain systems. Nevertheless, the pilot positions Switzerland at the forefront of blockchain innovation in finance. By proving that legally binding payments can occur across banks using a public blockchain, UBS, PostFinance and Sygnum have shown a glimpse of the future of digital settlement systems. The trial demonstrates that blockchain can move beyond theory into practice, blending decentralized technology with trusted financial oversight. As global banks look to the future of payments, Switzerland’s progress could set the tone for broader adoption worldwide.

Bitcoin exchange-traded funds (ETFs) in the United States registered another day of strong inflows on September 16, attracting nearly $292.3 million in net new investments. The surge came even as broader crypto markets traded sideways ahead of this week’s Federal Reserve policy meeting, underscoring the resilience of demand for Bitcoin-backed products. Data from Farside Investors showed BlackRock’s iShares Bitcoin Trust (IBIT) driving the bulk of activity, pulling in $209.2 million in fresh capital. Fidelity’s Wise Origin Bitcoin Fund (FBTC) followed with $45.8 million, while ARK Invest and 21Shares’ joint offering (ARKB) added $40.7 million. On the other side, Bitwise’s BITB posted $10.8 million in outflows, partially offsetting gains across the sector. The latest flows highlight how Bitcoin ETFs have maintained a dominant position in digital asset investment vehicles since their debut earlier this year. Analysts point to a combination of institutional allocations, increased advisor adoption, and retail enthusiasm as drivers of continued inflows. The consistent performance of IBIT, in particular, reflects the trust that investors have placed in BlackRock’s management and the perceived security of a regulated product for Bitcoin exposure. Market observers also note that Bitcoin ETFs have become a barometer for institutional sentiment toward crypto markets more broadly. The strong inflows on Tuesday came despite lingering uncertainty over U.S. monetary policy and the near-term trajectory of risk assets. With the Federal Reserve set to announce its policy outlook later this week, investors appeared willing to increase exposure to Bitcoin through ETFs as a hedge against potential macroeconomic shifts. Ethereum ETFs lose traction In contrast, spot Ethereum ETFs struggled to attract interest on the same day, posting $61.7 million in net redemptions. The outflows were spread across several issuers, with small inflows at select funds failing to offset larger withdrawals. This marks a continuation of a recent cooling trend in Ethereum-related products, which have faced difficulty in sustaining momentum compared to their Bitcoin counterparts. The divergence between Bitcoin and Ethereum flows highlights ongoing caution among investors regarding Ethereum’s near-term outlook. Factors contributing to weaker sentiment include uncertainty around regulatory treatment of staking-linked products, muted trading volumes relative to Bitcoin, and concerns about Ethereum’s scalability roadmap. Some analysts suggest that the upcoming upgrade cycle for Ethereum could restore confidence, but for now, inflows appear limited. Despite the current outflows, industry experts caution against interpreting one day’s activity as a long-term trend. Ethereum remains the second-largest digital asset by market capitalization, and interest in its ecosystem—particularly around decentralized finance and tokenization—remains strong. However, the investment thesis for Ethereum ETFs may require clearer regulatory signals and stronger network growth catalysts before attracting consistent inflows. Looking ahead The contrasting flows between Bitcoin and Ethereum ETFs underscore the broader dynamics shaping digital asset markets. Investors continue to favor Bitcoin as the leading crypto asset, both for its liquidity and its perception as a store of value. Ethereum, meanwhile, faces near-term headwinds but retains long-term potential as a foundational layer for decentralized applications. Market participants will be watching closely for fresh signals from the Federal Reserve later this week, as monetary policy decisions could shape risk appetite across both traditional and digital assets. For now, Bitcoin ETFs remain the clear beneficiary of investor demand, while Ethereum products await a clearer path forward. The coming weeks are likely to reveal whether these trends persist or begin to converge as market conditions evolve.

The Commodity Futures Trading Commission (CFTC) has announced a consent order and a default judgment in a metals fraud case involving three individuals and three Florida-based firms. The U.S. District Court for the Southern District of New York ordered Ross Baldwin and his inactive firm National Coin Broker, Inc. to comply with a permanent injunction and equitable remedies. Separately, Robert Jeffrey Johnson, Kathleen Hook, Precious Commodities Inc., and NCB Wholesale Co. were subject to a default judgment. Together, the defendants must pay $6.9 million in restitution, jointly and severally, to compensate victims of the scheme. Additionally, defendants in the default judgment order were hit with an $11.5 million civil monetary penalty. The orders impose permanent bans on trading, registration, and further violations of the Commodity Exchange Act and CFTC regulations. These rulings resolve a CFTC enforcement action filed in July 2021. The case centered on a fraudulent scheme that ran from June 2014 through October 2019, soliciting millions of dollars in cash and silver through a so-called Silver Lease Program. Customers were misled into believing they were participating in a legitimate leasing operation when in fact the program was used to defraud them. Takeaway The court imposed $6.9M restitution and $11.5M in penalties, permanently banning all defendants from trading or registration in commodity markets. Fraud Scheme And Criminal Proceedings The fraudulent Silver Lease Program promised investors income from leasing precious metals, but in reality, funds were misappropriated. From 2014 to 2019, defendants solicited millions under the guise of legitimate investment activity. The scheme unraveled as regulators and prosecutors uncovered the misuse of funds and false representations to clients. In related criminal proceedings, Johnson pleaded guilty to wire fraud, Hook admitted to conspiracy to commit wire fraud, and Baldwin pleaded guilty to two counts of conspiracy to commit wire fraud, two counts of wire fraud, and one count of making false statements to CFTC officials. These admissions highlight the overlap between regulatory enforcement and criminal accountability in tackling fraud. The CFTC acknowledged the cooperation of the U.S. Attorney’s Office for the Southern District of New York, the FBI, the U.S. Mint, and the UK Financial Conduct Authority in supporting the investigation and prosecutions. Together, these efforts reinforce the importance of cross-agency collaboration in financial crime enforcement. Takeaway Parallel criminal cases led to guilty pleas from key defendants, underscoring the seriousness of the fraudulent scheme and its impact on victims. Consumer Protection And Ongoing Risks The CFTC cautioned that even with restitution orders in place, victims may not recover their funds if defendants lack sufficient assets. This underscores the ongoing risk customers face when dealing with unregistered or fraudulent firms. To help prevent similar cases, the CFTC has published fraud advisories, including a Precious Metals Fraud Advisory, that outline warning signs of scams. The Commission strongly encourages the public to verify company registration on the National Futures Association’s BASIC database before committing funds. It also highlights the role of whistleblowers in surfacing misconduct, noting that whistleblowers may receive 10–30% of monetary sanctions collected if their information leads to successful enforcement. Customers can report suspicious activity through the CFTC’s hotline, online complaint system, or the Whistleblower Office. These channels, supported by the Customer Protection Fund, are central to ensuring ongoing vigilance against fraudulent schemes in commodity markets. Takeaway Victims may not recover funds, but CFTC advisories, whistleblower incentives, and registration checks are key tools to guard against future fraud.  

The United States and the United Kingdom are preparing to announce a new framework for closer cooperation on cryptocurrencies and other digital assets, according to multiple reports. The move marks one of the most significant transatlantic steps toward harmonizing crypto regulation, as both countries respond to rapid developments in the industry and pressure from leading financial institutions. Senior officials, including UK Chancellor Rachel Reeves and US Treasury Secretary Scott Bessent, have held discussions with representatives from major crypto firms and financial institutions such as Coinbase, Circle, Ripple, Citi, Bank of America, and Barclays. The talks focused on reducing regulatory divergence across the Atlantic and creating clearer pathways for firms to operate in both jurisdictions. Industry participants emphasized the need for consistent standards to avoid fragmented oversight that could stifle innovation. Industry stakeholders have been urging the UK government to embrace digital assets more openly, with calls intensifying ahead of US President Donald Trump’s state visit to London this week. The UK, often cautious in its approach to crypto oversight, sees closer alignment with Washington as a way to bolster market confidence and attract greater US investment. Analysts note that Britain’s ambition to remain competitive in global finance is a driving force behind the initiative. Stablecoins central to cooperation According to reports, stablecoins are expected to be a key focus of the cooperation agreement. Both governments are exploring ways to ensure consistent standards for the issuance and oversight of these digital tokens, which are pegged to traditional currencies and widely used for payments and trading. The explosive growth of stablecoins has raised regulatory concerns on both sides of the Atlantic, particularly around consumer protection and financial stability. Aligning frameworks on stablecoins is seen as a vital step toward reducing friction for financial institutions operating in both markets. For the UK, the agreement could help accelerate its positioning as a leading hub for fintech and blockchain innovation. For the US, coordination with London offers the chance to strengthen transatlantic ties at a time when crypto regulation remains fragmented across different states and agencies. Uncertainties remain in implementation While officials have signaled their intention to deepen cooperation, the details of the agreement remain under discussion. It is not yet clear whether the plan will involve formal legal frameworks, mutual recognition of rules, or more informal collaboration between regulators. Industry observers also note that the deal does not appear to cover joint development of central bank digital currencies, which remain a separate area of debate. Questions also remain about how the agreement will be enforced in practice. Some analysts suggest that without binding commitments, the cooperation risks amounting to symbolic alignment rather than substantive regulatory change. Others argue that even incremental progress could set the stage for broader global standards, particularly if the US and UK can present a unified approach to international bodies. Analysts suggest that the initiative reflects a broader geopolitical push to maintain Western leadership in financial innovation at a time when other jurisdictions, such as the European Union and Asia, are advancing their own digital asset regulations. The final text of the agreement is expected to be released in the coming weeks, and its reception among industry players will serve as a key indicator of how effectively Washington and London can balance oversight with innovation in the fast-moving world of digital finance.

Dubai, United Arab Emirates, September 17th, 2025, FinanceWire Founded in 2024 by 22-year-old Paris-born entrepreneur Raphaël Pena, proprietary trading firm XFunded has announced the expansion of its activities in Dubai and its growing collaborations with leading trading influencers across Europe and social media platforms. XFunded provides traders with access to capital ranging from $10,000 to $300,000 through its evaluation model, while offering payout solutions that are processed within 48 hours. In its first year of operation, the company reports having distributed more than $1.2 million in trader payouts. In 2024, XFunded’s customer support team was officially recognized for its responsiveness, setting a new benchmark in the prop firm sector. By 2025, the firm had been voted among the most trusted prop firms by trading influencers on Telegram and Instagram, confirming its position as a partner of choice for content creators who share their trading activity online. “Our aim has always been to provide simple, transparent rules and timely payouts so that traders can focus on performance,” said Raphaël Pena, founder and CEO of XFunded. “Collaborating with trading educators and influencers allows us to better understand and support the communities they represent.” Business Model and Rules Once funded, traders can access accounts on MT5 or cTrader, with no spreads or trading commissions and support available 24/7. According to the company, around 35% of its revenue is allocated to client payouts, a figure which has emerged as an industry average for balancing trader profitability with firm sustainability. Collaborations and Success Stories XFunded’s growth has been supported by collaborations with traders and influencers across Europe: Matthieu Pothier (MattFX) — A French trader who previously documented his results with another prop firm, MattFX has since joined XFunded. Within three months, he reported over $38,000 in withdrawals and currently manages $500,000 in validated capital. Angelo (@anghietto) — A Spanish entrepreneur and trader who had already generated significant profits with personal capital before moving to prop firms. He became an official partner of XFunded in late 2024 and currently manages multiple funded accounts, generating consistent monthly results. Andrea Giudice — An Italian entrepreneur, trader, and educator, recognized as one of the early adopters of prop firm models in Europe. Shortly after XFunded’s launch, he introduced the firm to his network, helping over 150 clients secure funded accounts. To date, his collaboration has led to over $450,000 in payouts for his students. These partnerships highlight XFunded’s strategy of working with educators and community leaders to make funded trading accessible to a wider audience. Looking Ahead XFunded plans to continue expanding its partnerships with influencers and trading educators in 2025 while strengthening its technology offering and payout infrastructure. About XFunded XFunded is a prop trading firm founded in 2024 and headquartered in Dubai. Dedicated to empowering traders with the capital, tools, and freedom to succeed, the firm provides access to funded accounts from $10,000 up to $1,000,000. XFunded stands out with its no-time-limit challenges and innovative profit structures, which include up to a 90% profit split from the second payout. Currently, XFunded serves over 3,000 active traders across more than 50 countries and has paid out over $1.2 million. Traders benefit from industry-standard platforms like MT5 and cTrader, zero spreads, and no trading commissions. The firm also offers 24/7 customer support, recognized as among the best in the industry. For more information, users can visit https://x-funded.com Contact CEO XFunded XFunded ceo@x-funded.com Disclaimer: This content is a press release from a wire service. This press release is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

Prominent cryptocurrency executives are set to meet with members of the U.S. Senate Banking Committee to discuss regulatory issues that could shape the future of the digital asset industry. The meeting, scheduled for Thursday morning, comes as lawmakers weigh new proposals to provide clarity around how cryptocurrencies are classified, traded, and supervised. Industry representatives have spent the past week reviewing draft legislation circulated by the Banking Committee, with both Republican and Democratic senators signaling a desire to reach consensus on rules that balance innovation with investor protection. The meeting aims to advance that conversation and give lawmakers direct feedback from industry leaders about the challenges of operating in an uncertain regulatory environment. Market structure and DeFi under scrutiny One of the central topics expected to dominate the agenda is the distinction between securities and commodities in the crypto space. The lack of clarity has led to multiple high-profile enforcement actions by the Securities and Exchange Commission, creating uncertainty for developers, exchanges, and investors. Industry executives are expected to press lawmakers to define which digital assets fall under SEC jurisdiction and which should be overseen by the Commodity Futures Trading Commission. Another key focus will be the regulatory treatment of decentralized finance (DeFi) platforms, which facilitate peer-to-peer trading and lending without intermediaries. While DeFi has been a major driver of blockchain innovation, it has also raised concerns among policymakers about consumer protection, money laundering, and systemic risk. Thursday’s discussion is likely to explore how to implement safeguards without stifling growth in this fast-moving sector. Building momentum for legislative action This latest engagement follows a series of conversations between crypto executives and Washington policymakers, signaling growing momentum toward comprehensive digital asset legislation. Earlier this week, Senator Cynthia Lummis and Representative Nick Begich hosted a roundtable focused on the proposed Bitcoin Strategic Reserve Act, bringing together prominent figures such as Michael Saylor, founder of Strategy, and Fred Thiel, CEO of Mara Holdings, to discuss Bitcoin’s potential role in U.S. monetary policy. Although the Banking Committee session is not tied to a specific bill, industry participants view it as a crucial step in building bipartisan support for a long-term regulatory framework. Supporters argue that a clear set of federal rules will help keep innovation onshore, encourage institutional participation, and protect U.S. competitiveness in the global financial system. Details about which executives will participate and what specific proposals will be discussed are expected to be released following the meeting. Observers across the digital asset industry will be watching closely for signals about the direction of future legislation, with many hoping that the outcome will mark the beginning of a more collaborative approach between Washington and the crypto sector.