mBank upgraded his rating on XTB shares to "buy" from "sell" and raised his price target to 87 zlotys from 74 zlotys, according to Bloomberg data. The shift follows the Polish broker's third-quarter earnings, which showed profitability per lot falling to 152 zloty from 229 zloty in the second quarter. The preliminary results presented by the broker last week were the weakest since late 2022. The latest recommendation, however, focuses on positive projections for profitability per lot and a significant increase in the client base in October.XTB Upgraded to Buy as Analyst Raises Price Target Despite Weak QuartermBank's analyst, Mikołaj Lemańczyk, now expects XTB to post net income of 678.9 million zlotys in 2025, about 9 percent below the market consensus. His 2026 forecast of 711 million zlotys sits 24 percent under analyst expectations.XTB reported third-quarter net profit of 53.2 million zlotys, well short of the 154 million zlotys consensus estimate. Revenue dropped 20 percent year-over-year to 375.8 million zlotys. The company attributed the weakness to predictable market trends and narrow trading ranges that created favorable conditions for clients but squeezed the broker's market-making results."This led to trends that could be predicted with higher probability than in the case of larger directional market moves, which created favorable conditions for transactions concluded in a narrow market range,” the company stated in its report. “In such cases, we generally observe a larger number of profitable transactions for clients, which results in a decrease in results or losses from market making.”Volatility Remains Key VariableChief Executive Omar Arnaout said management focuses on factors within its control, namely client acquisition and product development. The company added more than 100,000 users to its investment app in October alone, the highest monthly increase in its history. Total clients reached approximately 2 million by late October, with half classified as active."With such a client base and high volatility, nothing would prevent XTB from generating 500 million zlotys in net profit,” said Paweł Szejko, the broker's Chief Financial Officer. “Under conditions like in the third quarter – low volatility – this was not possible. Our clients were making money, and we were losing on market making, which was reflected in the profitability per lot level.”Lemańczyk noted that exceptional quarters will likely offset weak ones going forward. If market conditions in the third quarter had matched those in the first quarter of 2025, XTB would have recorded net profit closer to 250 million zloty, he estimated. Under first-quarter 2024 conditions, profit could have approached 450 million zloty.Marketing Budget Set for Further GrowthManagement plans to maintain aggressive marketing spending to compete for leadership positions in key markets. Arnaout indicated the 2026 marketing budget could increase 40 to 50 percent from current levels, though headcount growth will be tightly controlled. "There is no other way to compete in the most important markets for a leadership position," Arnaout said.The company expects to launch options and cryptocurrencies by year-end or early 2026. Cryptocurrencies may be offered through a Cyprus license, which would restrict marketing communications in Poland.XTB's nominal trading volume rose 61 percent year-over-year in the third quarter despite the profitability squeeze. Maciej Marcinowski, an analyst at Trigon brokerage, said clients proved even more "caloric" than expected, though the mix of instruments traded affects margins significantly.The broker's shares fell about 4 percent following the quarterly results and are down 27 percent from their May 13 peak. If the recommendation proves accurate, they could rebound by almost 30 percent and return to the area of their previous all-time high. This article was written by Damian Chmiel at www.financemagnates.com.

OneRoyal has integrated Acuity Trading's artificial intelligence-powered trading signals and automated email tools into its platform, adding machine learning-based market analysis to its service lineup.According to the press release, the signals pull from real-time market sentiment data, volatility metrics, and historical price patterns across forex, indices, commodities, cryptocurrencies, and more than 1,000 U.S. equities.AI Signals Build on Technical Analysis PlatformAcuity's signals rely on its AnalysisIQ product, which combines traditional technical analysis with natural language processing and sentiment analysis. The London-based technology provider launched the fully automated signal feature in early 2025 after developing it through its analytics division."At Acuity, we're driven by a mission to empower traders with sharper investment data and smarter decision-making tools," said Andrew Lane, chief executive of Acuity Trading.The signals cover more than 2,000 high-liquidity assets, including major global indices and a range of digital currencies. Acuity has said it plans to expand coverage to additional global equities and commodity markets.In recent months, the tool has integrated with several brokers, including MYFX Markets and DB Investing.Dynamic Email Service Delivers Market UpdatesOneRoyal's traders also gain access to Acuity's Dynamic Email integration, which delivers market insights directly to client inboxes. The email technology updates content in real-time when messages are opened, regardless of when campaigns were sent or which time zone clients operate in.The email platform integrates with customer relationship management systems and allows brokers to segment content for different trader groups. Acuity introduced the dynamic email product in mid-2024 and has since integrated it with several brokers' communication infrastructure."Partnering with Acuity Trading bringing AI-powered trading signals to our traders has been a pivotal and game-changing step for us," said Dominic Poynter, Chief Commercial Officer at OneRoyal.Poynter joined OneRoyal in mid-2024 as Chief Marketing Officer after serving in the same role at HYCM. He was promoted to Chief Commercial Officer in October 2025.Technology Provider Expands Broker IntegrationsAcuity Trading, founded in 2013, uses machine learning and natural language processing to analyze sentiment data from global news sources. The company operates a research and development center in Barcelona and previously acquired research firm Signal Centre.Lane, who spent a decade at Dow Jones and the Wall Street Journal before founding Acuity, has positioned the company as a business-to-business provider serving online brokers. The firm's tools are integrated into MetaTrader 4/5, cTrader, and other trading platforms used by retail brokers. This article was written by Damian Chmiel at www.financemagnates.com.

As the year’s busiest shopping season approaches, PU Prime, a global multi-licensed online brokerage, joins the excitement of both shoppers and investors with the launch of its Black Friday Copy Trading campaign running from 3 to 30 November 2025.This season is not only exciting for shoppers to get their hands on major purchases, but it’s also one to look forward to by investors and traders. Echoing this enthusiasm, PU Prime is introducing a low-entry-threshold trading campaign designed to encourage trading participation and reward active engagement throughout the festive period.PU Prime is introducing its Black Friday Copy Trading campaign.During the campaign, eligible participants, including both copiers and signal providers, can qualify by completing just 0.5 lots of trading per week and holding each position for at least 5 minutes. Traders will then be eligible to receive a weekly mystery box voucher as a token of appreciation for their trading activity.Each mystery box gives participants the chance to receive a 10% deposit rebate voucher, with rebate values of up to USD 50, capped at USD 200 throughout the entire campaign period. Under PU Prime’s Copy Trading feature, beginners are empowered to diversify their portfolios and earn commissions through a simplified trading strategy. The system revolves around two main roles: Signal Providers and Copiers.Signal Providers are experienced traders who share their portfolios publicly for others to copy, earning a profit share in return. Meanwhile, Copiers replicate the real-time trades of Signal Providers, allowing them to participate in the markets without the need for hands-on trading decisions. Together, both groups form a collaborative trading community where everyone benefits from shared expertise and market participation.Through its Black Friday initiative, PU Prime once again underscores its commitment to innovation, accessibility, and trader empowerment, offering a festive season filled with opportunities and rewards for traders around the world.About PU PrimeFounded in 2015, https://www.puprime.com/forex-trading-account is a leading global fintech company providing innovative online trading solutions. Today, it offers regulated financial products across various asset classes, including forex, commodities, indices, and shares. With a presence in over 190 countries and more than 40 million app downloads, PU Prime is committed to enabling financial success and fostering a global community of empowered traders.For media enquiries, users can contact: media@puprime.com This article was written by FM Contributors at www.financemagnates.com.

London, October 2025 – Hola Prime, one of the world’s fastest-growing global trading companies, has launched its boldest brand campaign yet: “We Are Traders.” More than a marketing push, this campaign is a global movement to honor traders, reshape perceptions, and unite a community often overlooked in mainstream recognition.In a world where professions like technology, medicine and education are celebrated, trading rarely commands the same admiration. This is despite the extraordinary skill it demands. With “We Are Traders,” Hola Prime is changing that narrative. This campaign celebrates trading not just as a profession but as an identity, a discipline and a way of life.“Trading isn’t just what we do, it’s who we are,” said Himanshu Chandel, Marketing Director at Hola Prime. “Hola Prime is built by traders who understand the markets and the challenges traders face throughout their journey. With our ‘We Are Traders’ campaign, we are reaffirming that Hola Prime is not just a prop firm providing capital. We are traders ourselves, building solutions for traders’ challenges that were long ignored by the rest.”The campaign shines a spotlight on the extraordinary blend of skills traders master daily. These include technical analysis, mathematics, behavioral science, risk management and relentless discipline. By highlighting these, Hola Prime seeks to reposition trading as one of the most dynamic, demanding and rewarding pursuits of our time.Founded by Somesh Kapuria, a financial expert with decades of market experience, Hola Prime has consistently redefined what traders can expect from a prop firm. From 1-hour payouts and daily price transparency reports to trader-first rules, Hola Prime has turned long-standing industry frustrations into solutions. This has been possible only because Hola Prime was created by traders, people who share the same journey.The “We Are Traders” campaign will roll out across LATAM, MENAT, Asia, the U.S. and Europe beginning November 2025. It will feature cinematic digital films, powerful social storytelling and real trader narratives from across the globe. Designed as a cultural movement and a brand statement, it aims to inspire pride, unite the trading community and ensure that from Wall Street to home offices, traders everywhere can boldly say: “We Are Traders.”For campaign updates, visit www.holaprime.com or follow the global conversation at #WeAreTraders.About Hola PrimeHola Prime is a leading global proprietary trading firm with a strong presence in the UK, Hong Kong, Cyprus, Dubai, and India. Renowned for its commitment to transparency, Hola Prime serves prop traders across 175+ countries, offering access to multiple trading instruments. The firm is dedicated to empowering traders with real-time risk management, advanced technological infrastructure, and a secure trading environment. Committed to fairness and trust, Hola Prime ensures seamless payouts, robust compliance, and a reliable trading experience. With multiple trading platforms and a focus on bringing freshness to the prop trading industry, Hola Prime is redefining the future of trading. This article was written by FM Contributors at www.financemagnates.com.

Surveill, which has built a compliance-centric artificial intelligence (AI) system for the financial services industry, is looking to acquire a compliance consulting firm, only about a month after it raised $1 million in external funding.Join IG, CMC, and Robinhood in London’s leading trading industry event!Expansion via AcquisitionSurveill’s Founder and Chief Technology Officer, Aydin Bonabi, stated in a LinkedIn post that his company is looking to acquire a compliance consulting firm with 5 to 20 consultants.“Together, we can transform the way firms deliver compliance services by reducing costs while raising quality and consistency,” he wrote.Bonabi will speak at the Finance Magnates London Summit next month in the panel “Negative Friction? Brokers between Tougher Demands & Regulatory Arbitration.”The company is planning an expansion as demand for regulation has increased globally. In the financial services industry alone, jurisdictions are introducing new rules and revising existing ones, thereby increasing the demand for regulatory consultation.Furthermore, crypto regulation in the European Union and the United States has also raised the requirements for regulatory consultation.“For too long, compliance consulting has been synonymous with high costs and low scalability,” Bonabi added. “In an era where even Amazon is shedding 30,000 employees, the need for more efficient, tech-driven compliance models has never been clearer.”AI in ComplianceHeadquartered in the US, Surveill offers AI-powered solutions that help financial institutions enhance compliance oversight, reduce costs, and improve regulatory responsiveness.The company claims its clients have reported up to 60 per cent time savings and as much as 60 per cent cost reduction, alongside improved risk visibility and regulatory oversight.Last month, Bonabi confirmed that Surveill raised about $1 million in an external funding round led by Simya VC, a subsidiary of 212 VC. Although the founders initially decided to bootstrap the company, they eventually chose to seek external funding to access “more resources.” This article was written by Arnab Shome at www.financemagnates.com.

Jana Ivanov, Exness Affiliate Marketing Lead, explains how Exness is leveraging its new Cape Town office and high CPA payouts to empower South Africa's young affiliate community and capitalize on the region's intense digital entrepreneurship drive.Section 1. South Africa: The new financial hubQ: Cape Town is increasingly compared to Dubai as a rising hub for finance and fintech. How do you see South Africa’s role evolving in the global trading and affiliate ecosystem? A: We see Cape Town and South Africa as the strategic engine for the entire Sub-Saharan African (SSA) region. It boasts a mature financial market, robust regulation, rapid digital adoption, and a thriving fintech sector, already projected to grow at a Compound Annual Growth Rate (CAGR) of over 15.85% by 2033 (imarcgroup.com). This local growth is occurring within the context of a significant global trend: the affiliate marketing industry is projected to expand at a CAGR of 8.00%, pushing its valuation beyond 35 billion USD by 2031 (Cognitive Market Research).Our new Exness office in Cape Town is more than just a regional presence. It’s a commitment to meeting global standards with local expertise. South Africa's traders demand world-class technology, combined with a deep understanding of the local market and payment solutions. The affiliates who grow their businesses in SSA are pioneers, creating the benchmark for the trust and quality needed to compete globally.Q: The younger generation of South Africans is digital-native and ambitious. How do you think this impacts the affiliate and trading landscapes of the country and the wider SSA region?A: The resilience of South Africa’s youth is truly impressive. They face a significant challenge: according to Statistics South Africa, the youth unemployment rate for individuals aged 15 to 34 is approximately 46.1%.But in response, this generation has embraced creativity, bypassing traditional employment to forge their own income streams online. They’ve become digital entrepreneurs.This is clearly reflected in our data: the average age of affiliates in South Africa is just 27, making it one of our youngest regions. The average for the wider SSA region is 30.5 years, with most registrations coming from the 25 and below segment, proving this trend.Moreover, SSA affiliates are adopting the “involved affiliate” model. They lead with educational content and trading academies, not just inserting links. This focus on becoming credible educators is essential for building the trust required to promote the Exness brand.Section 2. Empowering entrepreneurs: The Exness advantage in South AfricaQ: Let's focus on the South Africans' strong entrepreneurial spirit. What is the most popular niche in affiliate marketing in the region, and how does the Exness Affiliate Program specifically cater to the needs of young entrepreneurs?A: One of the most popular, high-value niches in affiliate marketing is personal finance and wealth creation. This is precisely where our program truly resonates. Young entrepreneurs need two things: high earning potential and reliable cash flow. Here's how our Exness Affiliate Program caters to the needs of entrepreneurs in SSA:High CPA commission: We offer high-performance CPA payouts of up to 800 USD per unique trader in South Africa and up to 1,850 USD globally, which is a powerful incentive for serious marketers.Daily payouts: For any growing business, cash flow is critical. We provide daily commission payouts—not weekly or monthly—which allows our partners to immediately reinvest in their traffic and rapidly scale their entrepreneurial journey.Trust as a product: By partnering with a reputable, multi-licensed broker like Exness, they instantly showcase the credibility essential for success in the high-stakes finance niche.Q: Exness is a global player, so why has the South African market become such a key focus for expansion? What specific opportunities do you see here? We believe we are investing in a future fintech hub. The primary reason is the exceptional quality and potential of the market itself. Our decision to establish a local office builds on our existing regulatory license here and addresses three key opportunities.1. Digital adoption: South Africa leads the continent in card usage and has accelerated digital payment adoption, with the overall digital payments economy in Africa projected to reach 1.5 trillion USD by 2030. This digital maturity means fewer payment hurdles and smoother client onboarding for affiliates.2. Product localisation: Having dedicated, local affiliate managers means our partners get real-time, culturally relevant support, not just an international helpdesk. A local team enables us to rapidly tailor our offering, from local payment solutions that traders demand to marketing creatives that resonate culturally, resulting in higher conversion rates for our partners. 3. Growth trajectory: We anticipate significant long-term growth in the trading industry, driven by the youth’s pivot to online income. Our investment in a physical office solidifies our position as the partner of choice to capture this growth over the next five years, making us an unparalleled opportunity for local affiliates.Conclusion. Shaping the future of affiliate marketing in South AfricaQ: Setting up a new office in Cape Town sends a clear message of commitment. What is the bigger picture you envision for affiliate marketing in South Africa over the next five years, and what role do you want Exness to play in that journey?A: We envision the South African affiliate landscape evolving into a sophisticated ecosystem defined by professionalism, education, and trust. The days of low-quality, high-volume traffic are fading. The future belongs to the “involved affiliates” who lead with value.Our role is to champion this shift. Over the next five years, we aim to be the engine that powers these ethical affiliate businesses by providing three key benefits: competitive CPA payouts in the fintech industry, the reliability of daily commission payouts for financial opportunities, and the promotional resources that affiliates can confidently use to educate their audiences.The bigger picture is about economic empowerment: transforming the entrepreneurial ambitions of young South Africans into a stable and profitable career path. By investing locally, providing localized support from dedicated affiliate managers, and continually enhancing our technology, we are helping our partners turn a personal fintech income into a sustainable, high-growth business.About the Exness Affiliate ProgramThe Exness Affiliate Program is an in-house affiliate program offered by a global broker, Exness. It is designed for digital marketing experts, influencers, webmasters, and other traffic source generators worldwide. Affiliates can monetize their traffic by referring traders to Exness. The program works on a CPA (Cost Per Action) business model, where partners earn commission for every active trader’s first-time deposit on the Exness platform. This article was written by FM Contributors at www.financemagnates.com.

Regulatory reporting used to be a relatively straightforward affair - collect the data, fill in the file, submit it to the relevant competent authority, check the box. It was a task rooted in necessity, not strategy. But this has changed. In today’s increasingly complex environment, where regulatory updates are frequent and multijurisdictional and many legacy systems struggle to keep pace, regulatory reporting has taken on a new role. It is no longer just about compliance. It is becoming a cornerstone of operational resilience, data governance, and even competitive agility. Following recent regulatory changes such as EMIR REFIT in the EU and UK, the MAS and ASIC rewrite, the Canadian rewrite, the introduction of the DORA Regulation, and the ongoing obligations under GDPR, the lines between compliance, operations, and data governance are becoming increasingly intertwined. At the same time, early discussions at the European level are already pointing toward a more fundamental rethink of how financial transaction reporting could be simplified in the years ahead. This shifting landscape is prompting many firms to rethink how they structure their reporting functions and responsibilities, not as isolated tasks, but as integrated components of a broader resilience and data strategy. Compliance-only thinking is outdated Not long ago, regulatory reporting solutions were built to solve a narrow problem: meet reporting deadlines, validate against schemas, and avoid fines. Most systems were rigid, rule-based, and focused on creating compliant files. However, this limited scope brought limitations of its own: siloed tools, manual exception management, and disjointed data processes. Reporting was treated like a last-minute task, something reactive, disconnected from the broader operational picture. That approach simply does not work anymore. What has changed? Several forces are pushing regulated financial firms to rethink how they manage regulatory reporting obligations and what role RegTech plays in their broader strategy. Regulatory change is constant and complex: EMIR REFIT alone introduced dozens of new fields, changed validation rules, and required firms to adapt not just their reporting logic, but also their governance approach. Multiply that by other regimes like ASIC, MAS, or Canadian reporting, and static, hard-coded systems fall short.Data quality expectations are higher than ever: Regulators and trade repositories are not just looking at whether a report was submitted; they are looking at the quality, consistency, and reconciliation across systems. This demands better data lineage, transparency, and control.Reporting failures are no longer back-office problems: Rejections, data mismatches, or late submissions can have real reputational and regulatory consequences. More than ever, boards and senior stakeholders expect reporting functions to be stable, scalable, and audit-ready.DORA brings operational resilience to the forefront: With the EU’s Digital Operational Resilience Act (DORA) now in effect, regulatory reporting platforms fall squarely within scope. They must be testable, recoverable, and governed by continuity plans, not just functionally compliant.GDPR still matters: Trade and transaction reports frequently include personal data points like individual trader IDs, names, dates of birth, addresses, etc. These must be handled in line with GDPR principles like purpose limitation, data minimisation, and defined retention periods. Compliance cannot come at the cost of privacy. Reporting systems are becoming business-critical infrastructure This growing complexity is pushing transaction reporting solutions to evolve from file generators to strategic platforms. It is not just about getting the report out the door; it is about building or using systems that can adapt, withstand stress, and provide traceability when needed. In short: resilience is becoming the real deliverable. Here’s what that looks like in practice: Modular and scalable architecture that allows firms to seamlessly adopt regulatory changes with minimal client-side disruption to their operations and also handle high volumes and data spikes without performance degradation. Robust platform design that safeguards data, maintains service continuity, and supports operational resilience, even under stress or disruption. Multiple environments (Development, UAT, Production, DR) to safely test changes and ensure continuity. Audit trails and version tracking to support internal governance and external reviews. Real-time validation to catch data issues before they escalate. AI-powered enrichment and validation, helping firms correct or complete incomplete data sets faster. Exception management tools that flag, route, and resolve errors with minimal human intervention. Integrated analytics and dashboards that give compliance teams full visibility into reporting performance and trends. Automated reporting health checks to continuously monitor for degradation or anomalies in reporting pipelines. Reconciliation automation, comparing internal records with regulator feedback or trade repository data to ensure consistency. Multi-jurisdictional capabilities to meet diverse regulatory requirements from a single platform. These are not just convenience features. They are what allow reporting teams to stay ahead of change, reduce risk, and recover quickly when something goes wrong. That is resilience in action. Firms that “get it right” are already moving Here at MAP FinTech, as a RegTech provider working with firms across jurisdictions, we have observed a clear shift in client priorities. Firms that once viewed reporting as an end-of-process task are now embedding it into their broader operational and data strategies. Most firms are no longer waiting for a regulatory breach or operational issue to re-evaluate their reporting infrastructure. Instead, they are proactively seeking ways to strengthen resilience, improve auditability, and ensure the systems they use can support future growth. Our own experience has shown us just how valuable a forward-looking RegTech platform can be when paired with the right governance mindset. But this evolution isn’t without its challenges. The obstacles along the way While many firms have already taken significant steps toward building more resilient and future-ready reporting functions, some still face hurdles, often the same ones that others had to overcome earlier in their journey. Some of the common hurdles we have observed include: Legacy systems that do not integrate well with modern reporting solutions. Inconsistent data quality across different business units. Siloed ownership between compliance, operations, and IT. Limited UAT or rollback capabilities in traditional tools. Lack of internal alignment on what “resilience” means in the reporting context. These challenges do not reflect a lack of intent, but they often stem from older system architectures or processes that have not kept pace with the evolving role of reporting. The good news is that firms that have invested in the right tools and strategies have shown that these issues are solvable and doing so opens the door to a much more robust, scalable, and future-proof reporting framework. Final thoughts: from obligation to advantage In a landscape of constant regulatory change and heightened reputational risk, transaction reporting can no longer be treated as a compliance afterthought. It must be resilient, built on flexible systems, reliable data, and empowered teams capable of adapting to evolving requirements. Selecting the right reporting partner, therefore, goes far beyond meeting schema standards or ensuring TR connectivity. It’s about choosing a provider that not only understands your regulatory landscape but also views reporting as a critical part of your operational infrastructure. One that embeds resilience, transparency, and adaptability into its design, not as optional features, but as core principles. The most effective RegTech platforms don’t just help you file reports correctly; they strengthen your operational foundations, helping you future-proof your business and turn regulatory readiness into a lasting competitive advantage. If your firm is navigating similar challenges or exploring ways to enhance its reporting resilience, please contact MAP FinTech here. This article was written by FM Contributors at www.financemagnates.com.

XTB said more than 100,000 people joined its investment app in October, marking what the brokerage described as the highest monthly increase in new users in the company’s history.Discover how neo-banks become wealthtech in London at the fmls25Record Month for XTBThe brokerage reported that October was its best month ever for new client sign-ups. It described the figure as evidence that its current strategy continues to attract a growing number of investors.The firm noted that individual participation in financial markets continues to expand as more people manage investments independently through mobile platforms.Besides the rise in users on the investment apps, XTB clients have been climbing more recently. Last year, the brokerage reported that it had surpassed the one million milestone. The milestone followed the broker’s expansion of its offerings, which now include stocks, Exchange-Traded Funds (ETFs), and Contracts for Difference. Since the end of 2021, XTB’s client base has doubled, a surge driven by strategic expansion and the increasing adoption of digital investment platforms.Client Growth in the Recent PastIn 2023 alone, XTB reportedly added 312,000 new clients to its platform. The company then reported consolidated net profits of EUR 175 million and revenues of EUR 351 million, marking a record-breaking year and underscoring the effectiveness of its expansion strategy in the competitive global fintech landscape. The app space seems to be gaining momentum among the top brokers. NAGA Group recently announced the upcoming release of its next-generation financial platform, NAGA ONE, scheduled for the fourth quarter. The Hamburg-based fintech company aims to combine payments, investing, and trading services into a single app, replacing its existing NAGA Pay service.NAGA ONE reportedly offers personal IBAN accounts, virtual and physical debit cards, SEPA transfers, and instant account funding for trading. Amid the rise in app adoption, a recent study shows that cost is not the only driver. Retail investors in the United States are increasingly evaluating brokers based on digital experience as much as cost. Decision Factors in the Adoption of Financial Apps According to a study by Investment Trends, the functionality of mobile apps and web platforms now ranks alongside fee structures as a key factor in choosing a broker.The research found that poor interface design has become the leading reason investors switch brokers, surpassing concerns about trust and customer service. Investment Trends noted similar patterns in the German market six months ago, reporting that one in six traders switched brokers for reasons other than cost, including transparency, simplicity, and innovation. This article was written by Jared Kirui at www.financemagnates.com.

Interactive Brokers Group, Inc., a global electronic broker, released its performance data for October. The figures show growth in retail activity and trading volumes.Join IG, CMC, and Robinhood at London’s leading trading industry event!Daily Average Revenue Trades reached 4.472 million. This is up 16% from September and 58% compared with the same month last year. The total number of client accounts increased to 4.23 million, a 2% rise from the previous month and 33% higher than last year.Interactive Brokers Client Equity Hits $781.5BClient equity rose to $781.5 billion, marking a 45% increase year-on-year. Margin loan balances grew to $81.6 billion. Client credit balances totaled $156.5 billion, including $6.3 billion held in insured bank deposit sweeps.Retail clients traded U.S. stocks at an average all-in cost of about 2.4 basis points per trade. The data reflects a sustained increase in retail engagement and overall platform activity.Karta Visa Integrates Brokerage with SpendingRecently, Interactive Brokers introduced the Karta Visa card, integrating its cash management platform with everyday spending. The card connects brokerage accounts to purchases, allowing clients to trade, save, invest, and make payments without transferring funds between accounts. It is a U.S. dollar card with no foreign transaction fees and includes features such as reward points, airport lounge access, and concierge services. Existing cash management functions, including interest on cash balances and borrowing options, continue to be available. The card is accessible to eligible clients in several regions with instant virtual issuance via Apple and Google Wallet.Ask IBKR Provides Real-Time Portfolio AnalysisInteractive Brokers also launched Ask IBKR, an AI-powered tool that provides portfolio insights using natural language queries. The tool allows users to view metrics including performance versus benchmarks, asset allocation, top holdings, dividends, fees, and cash flows. Ask IBKR extends PortfolioAnalyst with chatbot functionality, offering access to fundamentals, statements, corporate actions, and tax information. It is available through Client Portal, Advisor Portal, and IBKR Desktop, with plans for broader platform availability. The company additionally offers InvestMentor, a microlearning app for beginner investors. This article was written by Tareq Sikder at www.financemagnates.com.

For the first time in seven years, Bitcoin closed October in the red – ending its long-standing “Uptober” trend. The digital asset’s decline reflects growing caution among investors as global markets turn risk-averse amid signs of economic cooling and renewed U.S.-China trade tensions.Digital assets meet tradfi in London at the fmls25Bitcoin traded around $106,190 at the time of publication, extending losses after a difficult October that saw a sudden flash crash drag the token as low as $104,000, according to CoinMarketCap. The decline represents a 3% decrease in the past day and a 7% decrease in the past week, respectively. The cryptocurrency fell 3% in October, marking its first loss in October since 2018 and a break from what traders had dubbed “Uptober” – a period historically associated with strong gains in crypto markets.The early-October selloff left Bitcoin struggling to regain ground, even as other risk assets stabilized.Fed Signals and Trade Concerns Weigh on Risk AppetiteA recently announced U.S.-China trade deal failed to provide much relief for markets. Investors instead focused on hawkish comments from the Federal Reserve, which signaled it remained wary of loosening monetary conditions too soon. The resulting drop in risk appetite pressured cryptocurrencies, which often move in tandem with broader speculative assets.You may also like: Why XRP Is Going Down? Crypto Falls Today With Bitcoin and Could Drop 50% According to This New XRP Price PredictionThe era of physical cash may be drawing to a close, according to Standard Chartered’s Group Chief Executive Bill Winters. Speaking at the Hong Kong FinTech Week 2025, Winters said he envisions a world where every transaction settles digitally – a transformation he described as nothing short of a complete “rewiring” of the global financial system.Source: Hong Kong FinTech Week x StartmeupHK Festival 2025Winters said that both Standard Chartered and Hong Kong’s financial authorities share the same belief: the future of money lies on blockchain rails.Blockchain as the Foundation of the New Financial SystemThe Standard Chartered chief acknowledged that while the vision is clear, the exact structure of this future remains uncertain. For that reason, experimentation is crucial – and in his view, Hong Kong stands out as a global testing ground for innovation.He praised local regulators for maintaining equilibrium between innovation and compliance, creating an environment where new technologies can flourish under robust oversight.Adding to the discussion, HSBC Group Chief Executive Georges Elhedery voiced strong confidence in Hong Kong’s financial future. He pointed to the bank’s $13.6 billion plan to privatize Hang Seng Bank as a tangible show of commitment.Bitcoin Could Hit $150,000 by December, Says Michael SaylorMeanwhile, MicroStrategy’s executive Michael Saylor, while speaking at the Money20/20 conference in Las Vegas, said he expects the cryptocurrency to reach $150,000 before the close of the year – and eventually soar far higher.Saylor, whose firm holds one of the world’s largest corporate Bitcoin treasuries, told CNBC on Monday that his forecast reflects growing institutional interest in digital assets. “Our expectation right now is end of the year, it [Bitcoin] should be about $150,000,” he said. This article was written by Jared Kirui at www.financemagnates.com.

Crypto.com and Hollywood.com announced a partnership to launch entertainment-focused prediction markets. Event contracts will be offered by Crypto.com | Derivatives North America, a CFTC-registered exchange and clearinghouse, to Hollywood.com users.Join IG, CMC, and Robinhood in London’s leading trading industry event!Crypto.com recently secured full CFTC derivatives licenses for its U.S. affiliate, allowing it to operate as a designated contract market and clearinghouse and offer regulated event contracts to U.S. retail participants.Crypto.com Launches Entertainment Prediction MarketsThe latest partnership provides entertainment fans with a federally compliant way to access event contracts and make predictions about movies, shows, actors, awards, and other entertainment topics.“As prediction markets continue to grow and be part of a customer’s trading and investment strategy, we are excited to partner with a leading entertainment media property to offer customers a new way to engage with their favorite content,” said Travis McGhee, Managing Director and Global Head of Capital Markets at Crypto.com.And action! https://t.co/vCNztATkNg is set to power a new entertainment prediction market offering from @hollywood_com. Read more here: https://t.co/tUhs0HU6td pic.twitter.com/ToHQCRe3VH— Crypto.com (@cryptocom) November 3, 2025Fans Trade Real-Time Entertainment Event ContractsThe new offering allows users to express and trade opinions on entertainment events across Hollywood movies, Broadway shows, television programs, musical artists, major award shows, and more. Prices update in real time, enabling users to react instantly to developments.“The success of prediction markets demonstrates the massive appetite for trading on the outcome of future events,” said Mitchell Rubenstein, Co-CEO of Hollywood.com. “Partnering with Crypto.com, we’re launching the first prediction platform dedicated entirely to movies, TV, video gaming, Broadway, pop culture, and celebrities,” he shared.Kalshi Highlights Prediction Markets’ Role in Crypto DerivativesKalshi’s Head of Prop recently highlighted that prediction markets can serve as “a simpler entry point into crypto derivatives.” He noted that U.S. regulatory groundwork over the past few years has allowed Kalshi to expand its event‑contract offerings. The example illustrates broader momentum for licensed platforms, like Crypto.com, to provide regulated, retail-focused event contracts in areas such as entertainment. This article was written by Tareq Sikder at www.financemagnates.com.

Ripple is deepening its institutional offerings in the U.S. after launching digital asset spot prime brokerage services, providing investors with a unified platform to trade, clear, and finance their cryptocurrency holdings. The move comes as the company completes its integration of Hidden Road, a multi-asset brokerage it acquired earlier this year and has since rebranded as Ripple Prime.Digital assets meet tradfi in London at the fmls25Unified Access to Digital Assets and TradFiAccording to the company, the new service, operated under Ripple Prime, enables institutional clients in the U.S. to execute over-the-counter (OTC) spot transactions across a broad range of digital assets, including Ripple’s own XRP and the stablecoin RLUSD.Ripple said the launch brings together Hidden Road’s brokerage framework and Ripple’s existing licenses to deliver comprehensive market access that spans foreign exchange, digital assets, derivatives, swaps, and fixed income.Ripple Prime’s U.S. clients can now cross-margin OTC spot transactions and holdings with other positions, including OTC swaps and CME futures and options. This enables institutions to manage exposure and capital more efficiently across multiple asset classes within a single account."The launch of OTC spot execution capabilities complements our existing suite of OTC and cleared derivatives services in digital assets and positions us to provide U.S. institutions with a comprehensive offering to suit their trading strategies and needs," commented Michael Higgins, International CEO, Ripple Prime.The integration with Hidden Road, finalized in October 2025, boosted Ripple’s ability to deliver full-service institutional solutions. The rebranded Ripple Prime now functions as a multi-asset platform built to bridge traditional and digital finance.Expanding Institutional CapabilitiesRipple’s institutional strategy continues to evolve around three core products: Ripple Payments, Ripple Custody, and Ripple Prime. The company positions its infrastructure as a bridge between conventional financial systems and blockchain-based assets, leveraging XRP and RLUSD to enhance settlement speed and transparency.You may also like: Why XRP Is Going Down? Crypto Falls Today With Bitcoin and Could Drop 50% According to This New XRP Price PredictionThe U.S. expansion marked a significant step in Ripple’s ambition to become a key infrastructure provider for institutions trading across digital and traditional markets.Last month, Ripple completed its acquisition of non-bank prime broker Hidden Road and rebranded it as Ripple Prime, marking a major step in its push into institutional prime brokerage and digital asset services. The move positioned Ripple as a crypto-focused firm operating a global prime brokerage platform spanning FX, digital assets, derivatives, swaps, and fixed income. This article was written by Jared Kirui at www.financemagnates.com.

XRP price plunged 4.73% today (Monday), 3 November 2025, to $2.407, emerging as one of the weakest major altcoins as broader cryptocurrency market weakness intensified and the newest XRP price prediction points to a potential 50% decline toward $1.25. XRP Price TodayAccording to my technical analysis of the daily XRP/USDT chart, the cryptocurrency is one of the most heavily declining major altcoins. It is testing the $2.38 level, which represents the daily minimum, and is currently exchanging hands at $2.40.As visible on the chart below, prices are currently stuck in a narrow consolidation at levels last observed in early July. The range of this consolidation falls between the $2.20-$2.30 level, a support zone at multi-month lows, and the resistance zone of $2.59-$2.70, which simultaneously houses two important exponential averages, namely the 50 EMA and 200 EMA.Why XRP Is Going Down Today? Broader Crypto Weakness Pressures XRPXRP's weakness stems from the general downward trend in the cryptocurrency market observed in the last 24 hours. Bitcoin is losing 2.5% and falling below $108,000, Ethereum is giving up 4% of its value testing the $3,720 level, and falling more strongly than XRP are BNB dropping 6% to $1,020 and Solana sliding 5.5% to $176. The meme cryptocurrency Dogecoin is falling 6.2% daily and costs just over 17 cents, according to current data from CoinMarketCap.Simon Peters, crypto analyst at eToro, explained the broader market context: "Crypto markets retreated 6.5% last week, after Fed Chairman Powell signalled that a December interest rate cut is not a foregone conclusion, which dampened investors expectations for looser financial conditions going forward in the short-term."The shift in Federal Reserve expectations proved dramatic. "Leading up to last Wednesday's interest rate decision, the market's probability of a cut at December's FOMC meeting stood as high as 96%. After the press conference this dropped drastically to less than 70% chance," Peters noted.You may also like: This XRP Price Prediction From Ex-Goldman Analyst Eyes $1,000 by 2030Dollar Strength Automatically Pressures CryptoCryptocurrencies are also not being served by the current fundamental picture of broader markets and the fact that the dollar is strengthening for a fourth consecutive session and is currently the strongest in 3 months. Cryptocurrencies valued in dollars therefore suffer from this automatically.The dollar index reached its highest levels since August, creating powerful headwinds for dollar-denominated assets. This currency dynamic amplifies selling pressure across the entire cryptocurrency complex, with altcoins like XRP exhibiting greater sensitivity to dollar strength than Bitcoin.Joel Kruger, strategist at LMAX, provided perspective on October's performance: "October proved to be a mild disappointment for those leaning on historical seasonality and trend analysis. Traditionally one of Bitcoin's stronger months, October finally broke its six-year streak of positive performance, ending roughly 3.7% lower. Yet, this modest decline should be viewed in perspective rather than alarm."XRP Technical Analysis: Wedge Breakdown Signals Bearish TrendXRP found itself in this range after breaking out of a wedge formation drawn from summer highs, which was broken downward, simultaneously denying the potential bullish connotation of this arrangement. According to my technical analysis, I currently forecast that XRP's price may decline in the short and medium term, and the impulse for this will be breaking out of the current green-marked support zone.The falling wedge pattern, typically considered a bullish formation, was invalidated when prices broke to the downside rather than rallying upward. This technical failure creates a bearish setup where previous support levels become vulnerable to breakdown.XRP Price Prediction: 50% Decline Target at $1.25 via Fibonacci ExtensionMy bearish targets include the zone of the round $2.00 level combined with $1.90, the June minimums, then the $1.61 level representing lows from the first part of this year, and ultimately the level of just $1.25. This level coincides with the intraday minimum from October 10 when there was strong deleveraging of cryptocurrency positions and its momentary collapse.Most significantly, this $1.25 level also coincides with Fibonacci extensions, and at this height falls the 100% extension of the current downtrend from July highs to October lows, and then the upward correction observed over the last 2 weeks. This would mean that from current levels, XRP's price could decline by 50%.Both the 50-day exponential moving average at $2.712 and the 200-day EMA at $2.622 sit above current prices, creating a formidable resistance ceiling in the $2.59-$2.70 zone. This technical setup is bearish, prices trading below both major moving averages typically indicate downtrends with momentum favoring sellers.XRP Price Analysis, FAQWhy is XRP falling today?XRP dropped 4.73% to $2.407 Monday as weakest major altcoin amid broader crypto weakness (Bitcoin -2.5%, Ethereum -4%, BNB -6%, Solana -5.5%), dollar strengthening fourth consecutive session to 3-month highs automatically pressuring dollar-denominated cryptocurrencies, Fed Chairman Powell walking back December rate cut expectations (probability collapsed from 96% to below 70% per Simon Peters eToro), wedge formation broken downward contradicting bullish connotation, long-term holder outflows accelerating 2,647% to -90.14M XRP indicating institutional distribution.How low can XRP price go?According to my technical analysis, XRP could decline 50% from current $2.407 to ultimate target $1.25 via staged breakdown: first support failure $2.20-$2.30 opening path to $2.00-$1.90 (-17% to -21%), then $1.61 Q1 2025 lows (-33%), ultimately $1.25 coinciding with October 10 deleveraging crash low and Fibonacci 100% extension (-48% to -50%), with resistance overhead at $2.59-$2.70 housing 50-day EMA $2.712 and 200-day EMA $2.622 creating bearish ceiling.Will XRP price fall?My Fibonacci technical analysis shows $1.25 represents 100% extension of downtrend from July highs to October lows measured from recent two-week correction, coinciding with October 10 deleveraging event intraday low when cascading liquidations pushed XRP to this level, requiring breakdown below current $2.20-$2.30 support then $2.00/$1.90 and $1.61 levels, with Changelly algorithmic forecast also showing bearish 2026 path declining to $1.34 by December 2026 broadly consistent with substantial downside scenario.Is XRP a sell now?Yes. XRP trading below both 50-day EMA $2.712 and 200-day EMA $2.622 (bearish technical structure), wedge broken downward invalidating bullish formation, repeated $2.55 resistance rejections with 85% above-average volume confirming institutional distribution, long-term holder outflows +2,647% and short-term supply share -39.5% showing capitulation, though recovery above $2.59-$2.70 resistance would invalidate bearish setup, requires individual risk assessment considering potential 50% downside versus recovery scenarios if adoption accelerates.You may also be interested in my previous analyses and predictions on XRP prices: This article was written by Damian Chmiel at www.financemagnates.com.

Stablecoin infrastructure provider Zerohash has obtained a license under the European Union’s Markets in Crypto-Assets Regulation. The license allows the company to offer stablecoin services across the EU. Zerohash is among the first infrastructure providers to receive such authorization.Digital assets meet tradfi in London at the fmls25Mastercard is reportedly in advanced discussions to acquire Zerohash for between $1.5 billion and $2 billion, according to sources cited by Fortune. If the deal proceeds, it would represent a move into the stablecoin sector. Both companies declined to comment.Zerohash Secures EU LicenseZerohash provides blockchain infrastructure and stablecoin services to financial firms. The startup recently raised over $104 million, valuing it above $1 billion. It partners with organizations including Morgan Stanley and Interactive Brokers.Zerohash Europe said it secured a license from the Dutch Authority for the Financial Markets. This approval allows the company to offer stablecoin and crypto services to banks, fintech firms, and payment platforms across the 30 European Economic Area countries. Learn more: https://t.co/B2vK2t0tLO pic.twitter.com/uMxJtLtEMj— zerohash (@ZeroHashX) November 2, 2025Stablecoin Payments Expand Across Mastercard NetworkSeparately, Mastercard and MoonPay have launched a partnership to support stablecoin payments across Mastercard’s network. Financial firms and fintechs can issue cards linked to users’ stablecoin wallets, allowing real-time spending.? BREAKING NEWS ?MoonPay and @Mastercard have joined forces to enable stablecoin payments and spending at 150 million global businesses!with this partnership, every crypto wallet will also have access to new stablecoin-powered virtual Mastercards pic.twitter.com/nklJySCntP— MoonPay ? (@moonpay) May 15, 2025 Stablecoins convert automatically to local currency at over 150 million Mastercard locations. The system supports international payments, gig worker disbursements, and underbanked users. Mastercard is also testing tokenization and biometric authentication to improve security during online payments.Smaller Firms Face Challenges Under MiCAThe MiCA regulation imposes compliance requirements on service providers, issuers, and exchanges across the EEA. Well-capitalized firms are adapting, while smaller players face challenges. MiCA has affected stablecoins, with compliant issuers like Circle gaining share as non-compliant tokens are delisted. Experts say the rules may drive market consolidation, favor prepared firms, and increase sector stability, influencing investment flows, operations, and competition across Europe. This article was written by Tareq Sikder at www.financemagnates.com.

HONG KONG, November 3, 2025 – Eric Jing, Chairman of Ant Group, reaffirmed Ant’s commitment to deepening cross-sector collaboration on regulated AI and tokenization innovation in the territory, and to expanding its cross-border payment and trade financing services to support Hong Kong’s initiative to help Chinese businesses go global. Speaking on a panel with Christopher Hui, Hong Kong’s Secretary for Financial Services and the Treasury, and Fred Hu, Founder, Chairman and CEO of Primavera Capital Group at the 10th annual Hong Kong Fintech Week on November 3, 2025, Jing said the City’s visionary and prudent approach to policy innovation, rich commercial and financial use cases and a robust ecosystem of cross-sector collaboration constitute a strong foundation for the City’s continued global leadership. Ant Group took its first steps in Hong Kong when Chinese consumers and travellers began to make cross-border payments online and offline in Hong Kong with Alipay. Today, Hong Kong is a critical globalization anchor for Ant Group and its main affiliates, including Ant Digital Technologies, Ant International, and OceanBase, a distributed database technology provider. AI and Tokenization Driving Evolution of Finance“AI and tokenization are the two of the most critical forces driving the evolution of financial services,” said Jing. “Hong Kong regulators are leading the global experiment in both areas through visionary and prudent policy mechanisms.”“Financial services are data-rich and language-heavy, relying on precise communication of abstract and complex products. Nevertheless, the pace of change is faster and faster. In the mid-term, we will be able to see the rise of full AI account managers supported by agentic systems,” Jing said. While AI will help build accessible and quality professional financial services for billions, blockchain-based tokenization technology also demonstrates proven potential to realize secure and reliable global real-time settlement to improve trade efficiency for economies large and small. “The trend for tokenization in fintech is not for speculation, but for regulated institutions to work within the policy framework to improve real efficiency and transparency in value exchange,” Jing said.Ant Expanding Collaboration in Hong Kong on AI & Blockchain InnovationAnt Group’s digital technology subsidiary, Ant Digital Technologies (AntDT), is a key participant of HKMA's GenAI Sandbox to support banks' adoption of AI agents, and apply AI to unstructured data to develop enhanced risk management and anti-fraud solutions.Early in 2025, AntDT announced a series of new initiatives from its international headquarters in Hong Kong. AntDT established a joint AI and Web3 lab with Hong Kong Polytechnic University to accelerate breakthroughs and train new talents. It also recently announced that it is opening all four core pillar technologies to Hong Kong industry partners. Under Project Ensemble, Ant International worked on two use cases for global liquidity management with Standard Chartered and HSBC, leveraging its Whale blockchain platform to enable real-time cross-border, cross-currency institutional settlements. Following the collaboration in the Sandbox, Ant International also supported the co-development of HSBC’s first global tokenized deposits solution for its corporate clients.Through Alipay+, the global wallet gateway service under Ant International, AI payment and growth agents are rolling out not only to the 4.5 million Hong Kong active users and businesses through AlipayHK, the City’s largest digital and financial services platform, but also partner wallets in Southeast Asia and beyond.Expanding Cross-Border Financial Services from Hong Kong for Chinese Businesses to Go GlobalIn October, Hong Kong launched the GoGlobal Task Force – a one-stop support platform aimed at helping Chinese mainland enterprises expand their international business using Hong Kong as a strategic base. Under Ant International, Antom, the unified merchant payment service, provides integrated payment facilitation and growth solutions to China’s travel, digital and entertainment (D&E) and electric vehicle (EV) leaders. WorldFirst, a payment and financial services hub for SMEs, already supports 50,000 cross-border businesses in global e-commerce. “Hong Kong has a lot of advantages as a GoGlobal centre for Chinese businesses – world-leading financial systems, outstanding professional services, and a pool of talents with global insights and knowledge,” said Jing. “We look forward to expanding our cross-border payment, account and trade financing services from here to help more Chinese companies reach overseas markets and capital.” This article was written by FM Contributors at www.financemagnates.com.

B2PRIME Group launches B2PRIME Retail, a new standalone businessline that brings the Group’s institutional-grade technology and execution available to eligible retail clients through the appropriately licensed entities of the Group, subject to regulatory eligibility and regional restrictions.Join IG, CMC, and Robinhood in London’s leading trading industry event!The aim is to deliver professional grade execution, transparent pricing, and a high-quality client experience to broader audience.Built for traders from day oneMulti-asset at launch: CFDs on Forex, Metals, Indices, Commodities, Energies, Cryptocurrencies, and NDFs. In addition, B2PRIME has secured the DARE License in the Bahamas to offer regulated digital asset services, enabling the rollout of Crypto Spot and Perpetual Futures to eligible clients under the Bahamian regime (jurisdiction restrictions apply).Two clear account types:Raw Spread — direct institutional spreads + fixed commissionStandard — tight spreads, zero commissionPlatforms traders know:B2TRADER (multi-asset; TradingView integration for advanced charting and dynamic leverage depending on the financial instrument, and subject to jurisdiction restrictions)cTrader (dynamic leverage up to 1:500, strictly subject to client classification, regulatory jurisdiction, and applicable leverage limits per entity)Frictionless automationFull digital journey: onboarding journey with automated KYC/AML supported by compliance review, enabling near-instant account setup where permitted Near-instant, straight-through deposits and withdrawals on supported railsRoadmapNext instruments:Equities, then ETFs, mutual funds, listed futures, plus more crypto and NDFs – toward a complete multi-asset venue.Features:Copy trading and a next-gen IB program – leaderboards, tiered rebates, partner wallets, instant payouts – rolling out alongside new instruments.A separate business, professionally governedB2PRIME Retail operates as a ring-fenced division with independent management, systems, and governance, including strict information barriers between retail and institutional operations. It is a new line of business with its own team and workflows – built to give retail clients focused attention while preserving the integrity of the Group’s institutional operations.Many liquidity providers have already moved into retail. B2PRIME’s difference is bringing institutional-grade depth, execution quality, and transparency to retail without blurring lines. The retail stack also serves as a live showcase for brokers and partners who want to see the full potential of a pro-grade setup in a retail environment.For our institutional partnersNo change to institutional services, mandates, or prioritiesRing-fenced retail unit with separate teams and decision-makingContinued focus on reliability, precision, and reporting disciplineExecutive commentary“Retail traders deserve the same access to reliability and transparency comparable to professional standards, within applicable regulatory protections,” said Eugenia Mykuliak, CEO & Founder, B2PRIME Group. “With B2PRIME Retail, we’re opening that experience to a broader audience—while keeping a clear separation from our institutional business.”“We’re raising the standard, not just entering a segment,” added Alex Tsepaev, Chief Strategy Officer, B2PRIME Group. “Our retail arm runs on the same institutional backbone. It gives traders pro-level tools—and gives the market a clean, transparent model we hope more providers will follow.”Advancing a multi-line financial groupThe launch accelerates B2PRIME’s evolution into a diversified, multi-line financial group, with distinct businesses operating on a shared, institutional-grade foundation. In parallel, a new website with clearly designated sections for Retail (Personal), Professional, Corporate, and Institutional users has been launched — making it simple to find the right products and disclosures for every customer.Regulatory footprintServices are delivered by the relevant B2PRIME Group entity under its multi-license structure, including: CySEC (Cyprus), DFSA (Dubai), FSCA (South Africa), FSC (Mauritius), and FSA (Seychelles). In addition, the Group has secured the DARE License in The Bahamas to support its operations with Crypto Spot and Perpetual Futures where permitted. Onboarding coverage spans a broad list of jurisdictions via the appropriate entity.Services are provided under the relevant entity’s authorisation and jurisdictional scope. Both CySEC and DFSA entities currently serve professional clients exclusively.About B2PRIME GroupB2PRIME Group is a global financial services provider for institutional and professional clients. Regulated by CySEC, DFSA (Dubai), FSCA (South Africa), FSC (Mauritius), and FSA (Seychelles), the Group offers access to competitive multi-asset liquidity and institutional-grade trading solutions with a focus on reliability, transparency, and operational excellence.Risk NoticeCFDs and digital assets are complex instruments and carry a high risk of losing money rapidly due to leverage and market volatility. Leverage limits, product availability, and client protections vary by jurisdiction and entity. B2Prime Retail services are provided by the relevant B2Prime Group entity, authorised and regulated in its respective jurisdiction. Clients under the DFSA entity are classified as Professional Clients only. Please read all risk disclosures and terms applicable to your contracting entity before trading. Disclaimer: This article is neither produced by nor contributed to by any editorial team member of Finance Magnates, nor does it necessarily reflect the views of the editors from Finance Magnates. This article was written by FM Contributors at www.financemagnates.com.

The recent delisting of PipFarm from Prop Firm Match has exposed tensions between some prop firms and the rating website in this niche sector. While Prop Firm Match stressed that its decision followed “an extensive review process”, PipFarm’s founder and CEO, James Glyde, highlighted that the final request from the rating website “went far beyond what is reasonable.”Join IG, CMC, and Robinhood in London’s leading trading industry event!Filling the Regulatory Gap in PropProp Firm Match is a popular platform that lists and ranks reliable prop firms, which are obviously not regulated. Its ratings create authenticity around the prop platforms because of its extensive review process and ratings from real users.The website attracts over 1.2 million monthly visits globally, according to Prop Firm Match. SimilarWeb data also shows that India is its largest traffic source, accounting for around 10 per cent of the total.The platform came into existence to tackle the lack of transparency around the prop industry. While other generic review websites struggled with the nuances of the prop industry, Prop Firm Match focus specific to this niche boosted its authenticity. Read more: Trustpilot or Bust - Why Brokers and Prop Firms Are Going All-In on Review War RoomsSuspension and delisting of prop firms from Prop Firm Match are not unusual. The rating platform suspended or delisted True Forex Funds, The Funded Trader, Bespoke Funding Program, Funded Engineer and several others. However, all these firms faced severe operational issues or were eventually shut down.PipFarm, however, does not seem to fit into that group, despite numerous negative reviews on social media.? PipFarm is no longer listed on Prop Firm Match.This decision follows an extensive review process and reflects our continued dedication to upholding the highest standards of transparency, financial health, and operational integrity across all listed firms.We acknowledge the…— Prop Firm Match (@PropFirmMatch) October 29, 2025Are Requests Getting Unrealistic?According to Glyde, his company provided “extensive documentation” on its “operations, procedures and resources” to Prop Firm Match, but the rating website was “asking for written commitments and legal undertakings.”The PipFarm CEO believes that the final request by the rating platform even exceeded “what regulators require of shareholders when licensing a broker or a bank.”“I was advised against it, and out of principle, I chose not to comply with their demand,” he added.I appreciate the role Prop Firm Match plays in the prop industry and cooperated fully with every part of their enhanced review process. I provided extensive documentation on our operations, procedures and resources.However, their final request went far beyond what is… https://t.co/3bfLSNRcvs— James Glyde (@Jamesglyde) October 30, 2025FinanceMagnates.com reached out to Prop Firm Match’s CEO, Martin Jensen, but he refused to share anything specific to PipFarm beyond what’s public, only adding: “We have very strict demands for firms to get listed and monitor listed firms to ensure they uphold the standards we expect from our partners.”"I’d rather be criticized for requesting too much than too little — which is the opposite of what most actors in the prop industry are doing... At the end of the day, we need to feel confident about every firm we feature. We’ll request whatever information we find necessary, and we have valid reasons for doing so."Glyde revealed to FinanceMagnates.com that his platform received about $12,000 sales in 30 days before it was delisted. However, most of those sales came from existing customers who were arbitraging their coupon codes.Another prop firm confirmed that Prop Firm Match brought “quite a lot of traffic” to its platform when they were running big discount offers. However, according to them, around half of that traffic was toxic.The rating platform, according to the prop firm, also asked for enhanced visibility into its payout systems. However, the prop firm refused the offer as it was unwilling to share such a large amount of sensitive data.Jensen, on the other hand, said his platform does not request such an access, elaborating: "What we offer is an optional API connection, allowing firms to display their payout times and amounts (with no user data shared with us). This feature is currently used by 10 listed firms, with several more in the process of joining. It’s a transparency initiative — one of many we’ve launched — that adds value for both traders and reputable firms. The firms participating have nothing to hide and are proud to have their payout speed and volume verified by a neutral third party." This article was written by Arnab Shome at www.financemagnates.com.

Hong Kong will ease rules and introduce a tokenisation pilot scheme to support digital asset trading and investment, government officials said today (Monday). The plan is part of regulatory measures to expand blockchain-based financial products, following other regulators easing rules on tokenisation.Digital assets meet tradfi in London at the fmls25Last week, the Australian Securities and Investments Commission issued guidance on how existing financial laws apply to digital assets. The regulator said the clarification aims to strengthen investor protection and provide firms with clearer compliance rules. ASIC confirmed that stablecoins, wrapped tokens, tokenised securities, and digital asset wallets are financial products under current law. Local Crypto Order Books Gain FlexibilityIn Hong Kong, the Securities and Futures Commission will ease restrictions to allow locally licensed virtual asset trading platforms to share global order books with affiliates overseas, SFC Chief Executive Julia Leung said at the Hong Kong Fintech Week conference.The change removes the rule that required order books to remain within Hong Kong and is intended to improve access to global liquidity.VATPs Can Offer Newer Tokenised AssetsVATPs will also be allowed to distribute virtual assets and Hong Kong-regulated stablecoins with less than a 12-month track record to professional investors. The revision lowers the previous one-year requirement and supports tokenised products entering the market.?? NEW: The UK’s FCA has proposed letting fund managers tokenise investment funds. pic.twitter.com/TgayNxi3jp— Cointelegraph (@Cointelegraph) October 14, 2025FCA Outlines Plans to Support Tokenised Asset ManagementMeanwhile, the UK’s Financial Conduct Authority has released plans to support tokenisation in asset management. The initiative aims to improve efficiency and provide clearer guidance for firms adopting digital technology.Tokenised products are expected to benefit professional investors primarily, while retail investors may gain indirectly through lower costs and broader access. The FCA outlined frameworks for operating tokenised fund registers, simplified buying and selling models, and guidance on addressing operational barriers, signaling regulatory readiness for future developments in tokenised asset markets. This article was written by Tareq Sikder at www.financemagnates.com.

A Swiss digital asset exchange backed by Europe's sixth-largest exchange group has struck a deal with a U.S. tokenization firm to enable trading of over 100 tokenized stocks and exchange-traded funds ahead of its formal market launch.BX Digital, which operates under a distributed ledger technology trading license from Switzerland's financial regulator FINMA, will list tokenized securities issued by Ondo Finance through its Ondo Global Markets platform. The arrangement gives European investors access to blockchain-based versions of U.S. equities that can settle in real time and transfer across digital wallets.Tokenized Stock Trading in SwitzerlandBX Digital received its FINMA license as Switzerland's first regulated DLT trading facility in March, positioning the exchange to handle multilateral trading of tokenized securities with settlement tied to the Swiss National Bank's payment system. The platform uses audited smart contracts for delivery-versus-payment settlement, typically completing transactions within 30 minutes compared to the two-day standard in traditional markets."As one of the first firms preparing the admission of tokenized products on BX Digital, we're demonstrating how tokenized assets can deliver the accessibility, transparency, and efficiency investors expect in established financial markets," said Ian De Bode, Chief Strategy Officer of Ondo Finance.The move adds to a wave of platforms competing to tokenize traditional securities, from Kraken and Bybit's xStocks offerings to Robinhood's 200-stock pilot for EU users. Unlike earlier experiments that stumbled over regulatory uncertainty, current efforts launch through licensed entities in jurisdictions like Switzerland that have built legal frameworks specifically for blockchain-based financial infrastructure.Custody Model Raises Familiar QuestionsOndo's tokenized products are backed by underlying stocks and ETFs held with licensed U.S. custodial broker-dealers, along with cash in transit. The structure mirrors other tokenized equity offerings that have drawn scrutiny over whether they constitute repackaged derivatives rather than direct ownership.Lidia Kurt, Chief Executive Officer of BX Digital, said the partnership with Ondo "underscores our ambition to provide issuers worldwide with a trusted and regulated environment for innovative digital asset products."Token holders don't receive voting rights or dividends unless specified, and they depend on the issuer's custody arrangements and operational continuity. Dubai-based exchange executive Anton Golub previously described such products as "wrappers" that introduce counterparty risk absent in traditional brokerage accounts.Still, institutional interest in compliant tokenization infrastructure has grown. Ondo Global Markets reported its tokenized equity platform reached $350 million in total value locked within weeks of its September launch on Ethereum, with plans to expand to BNB Chain and Solana.Today, Ondo Global Markets expands to @BNBCHAIN, bringing U.S. markets to millions worldwide.100+ tokenized stocks & ETFs are now live on one of the world’s most active blockchain ecosystems, supported by @PancakeSwap.Wall Street, now on BNB Chain. Powered by Ondo. pic.twitter.com/G8l2EUsy8s— Ondo Finance (@OndoFinance) October 29, 2025Europe Pulls Ahead on Regulatory ClaritySwitzerland's DLT Act, which took effect in 2021, recognizes tokenized securities as legally enforceable and permits their direct registration on blockchain-based ledgers. The framework gives firms like BX Digital regulatory certainty that remains elusive in the U.S., where the SEC has yet to approve retail tokenized stock trading despite Commissioner Hester Peirce's recent statements that the agency is "willing to work with people who want to tokenize."Across Europe, the EU's DLT Pilot Regime launched in March 2023 allows approved market infrastructure operators to test trading and settlement of tokenized financial instruments under temporary exemptions from certain MiFID and central securities depository rules. Several member states including Germany and Luxembourg have enacted specific legislation to enable blockchain-native securities.BX Digital operates under the Boerse Stuttgart Group alongside BX Swiss, Switzerland's second-largest stock exchange. The group's Seturion platform launched in September as a pan-European settlement system for tokenized assets, supporting both public and private blockchains with settlement in central bank money or on-chain cash.Market Projections Hit $2 TrillionMcKinsey analysis estimates the market capitalization of tokenized assets could reach approximately $2 trillion by 2030, excluding cryptocurrencies and stablecoins. That projection encompasses mutual funds, bonds, exchange-traded notes, loans and securitization products moving onto blockchain infrastructure.Current real-world asset tokenization holds $31 billion in market value, with tokenized stocks accounting for $714 million of that total according to RWA.xyz. Backed Finance's xStocks offering surpassed $300 million in trading volume within four weeks of launching on Solana through partnerships with Kraken and Bybit.The crypto exchange Coinbase has submitted applications to the SEC seeking approval to offer tokenized stock trading to U.S. customers, while Alpaca launched its Instant Tokenization Network at Singapore's TOKEN2049 conference to facilitate in-kind creation and redemption of tokenized equities. This article was written by Damian Chmiel at www.financemagnates.com.

Finance Magnates is proud to be the official media partner of the upcoming “Online Brokerage AI Revolution: LSEG Content and AI Tools” event, taking place on November 20, 2025, at the Parklane Hotel in Limassol, Cyprus.Hosted by the LSEG (London Stock Exchange Group), this exclusive event will explore how premium market content and advanced AI technologies are transforming the retail brokerage experience. Attendees will gain firsthand insights into how intelligent tools are redefining client engagement, automation, and efficiency in online trading.A highlight of the agenda will be the panel discussion, “AI-powered Clients: The New Era of Retail Engagement,” moderated by Andrea Badiola Mateos, Co-CEO of Finance Magnates Group. The session will bring together thought leaders and innovators to discuss how AI is shaping the next generation of brokerage solutions.Event DetailsDate: Thursday, 20 November 2025Time: 14:30 – 19:00Venue: Parklane Hotel, Giannou Kranidioti 11, Limassol, CyprusAgenda Highlights:14:30 – 15:00: Registration15:00 – 16:00:LSEG content and cutting-edge AI toolsSpeakers:Valentin Tassel, Solutions Consultant – NLP, EMEA Market Development, LSEGPrajesh Manglani, Director – Global Customer Solutions, LSEGPetru Fruntes, Principal Proposition Specialist, EMEA, LSEG16:00 – 17:00:Panel Discussion – AI-powered Clients: The New Era of Retail EngagementModerator: Andrea Badiola Mateos, Co-CEO & CCO, Finance Magnates Group17:00 – 19:00: Networking DrinksParticipation is free, but registration is required as seats are limited. Please note that this is a by-invitation event, and registrations will be reviewed to ensure they are relevant to the target audience.? Reserve your spot nowJoin LSEG (London Stock Exchange Group) to explore the next chapter of AI innovation in retail brokerage and connect with peers shaping the future of intelligent trading experiences. This article was written by Finance Magnates Staff at www.financemagnates.com.