What Is Ripple’s New Share Buyback Plan? Ripple has launched a share buyback program of up to $750 million that values the company at about $50 billion, according to a source with direct knowledge of the matter cited by The Block. The tender offer allows existing investors and employees to sell shares back to the company and is expected to run through April. The buyback provides liquidity for early shareholders and staff in a company that remains privately held more than a decade after its founding. Bloomberg first reported the development. The structure mirrors similar liquidity programs used by large private technology firms that prefer to remain private while still offering periodic exit opportunities for stakeholders. Ripple previously attempted a larger $1 billion share buyback at a $40 billion valuation in October. That effort reportedly saw limited participation as many private investors chose to hold their stakes rather than sell shares back to the company. Investor Takeaway The $50 billion valuation attached to Ripple’s buyback gives a fresh reference point for the company’s private-market pricing at a time when many crypto firms are trading well below their previous cycle peaks. Why Is Ripple Offering Liquidity Instead of Going Public? The buyback comes as Ripple continues to favor private growth rather than a public listing. Earlier this year, Ripple president Monica Long said the company has no immediate plans to pursue an initial public offering, citing a strong balance sheet and access to capital. Remaining private allows the company to pursue acquisitions and product expansion without the reporting obligations and market volatility associated with public listings. Instead of raising capital through public markets, Ripple has relied on strategic funding rounds and internal cash generation. In November, Ripple raised $500 million in a strategic financing round that valued the company at $40 billion. Investors in that round included funds affiliated with Fortress Investment Group and Citadel Securities, along with Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace. How Acquisitions Are Expanding Ripple’s Business Ripple has used acquisitions to broaden its reach beyond cross-border payments infrastructure. Last year the company acquired prime brokerage Hidden Road in a deal worth about $1.25 billion. It also purchased stablecoin platform Rail for around $200 million as part of a broader effort to deepen its presence in digital asset infrastructure. The company has said it has invested roughly $4 billion across the crypto ecosystem through venture investments, mergers, and acquisitions. These deals span custody, liquidity infrastructure, and payment rails, reflecting Ripple’s strategy of building a broader financial services stack around blockchain-based settlement. This week Ripple also disclosed plans to acquire BC Payments in Australia in order to secure an Australian Financial Services License. The move would strengthen the company’s regulatory footprint in the Asia-Pacific region and support its cross-border payments network. Investor Takeaway Ripple’s acquisition activity shows the company is building a broader financial infrastructure network rather than focusing solely on XRP-based payment products. How Market Conditions Frame the Buyback Ripple’s buyback arrives during a weaker period for digital asset markets. Bitcoin has fallen more than 40% from its October peak, while XRP — the cryptocurrency closely associated with Ripple — has declined by more than 50% over the same period. Despite the downturn, Ripple continues to report growth in its payments network. Earlier this month the company said it has processed more than $100 billion in payment volume as fintech firms increasingly use stablecoins and blockchain rails to improve cross-border settlement speed and liquidity management. Against that backdrop, the buyback serves two functions: offering liquidity to early shareholders while reinforcing the company’s private-market valuation. For investors watching the sector, the $50 billion figure offers a rare window into how one of the largest privately held crypto firms is priced during a period of market retrenchment.

Tokenized real world assets on public blockchains climbed 66% in 2026 to $23.6 billion, with six asset categories now exceeding $1 billion each and projections targeting $400 billion by year end. BlackRock, JPMorgan, and Franklin Templeton are already running tokenized funds on chain.  The entire capital markets infrastructure is moving to blockchain, and the best crypto presale of 2026 is the exchange being built to process trades across three networks this capital flows through, still at presale pricing before the listing changes the math. Tokenized RWAs Reach $23.6 Billion as BlackRock and JPMorgan Push Capital Markets On Chain Tokenized real world assets surged 66% in 2026 to $23.6 billion across public blockchains, with tokenized stocks surpassing $1 billion and US Treasuries hitting $11.13 billion, as Cointelegraph reported. CoinDesk confirmed the market nearly quadrupled in a year, with projections targeting $400 billion by year end as institutional capital continues moving on chain.  When this much capital enters crypto through tokenization, the best crypto presale of 2026 is the exchange infrastructure that processes trades across multiple networks, because tokenized assets need exchanges the same way stocks need the NYSE. Best Crypto Presale of 2026: Pepeto Captures the $23.6 Billion Tokenization Wave While Bittensor and Render Serve Different Markets Pepeto The $23.6 billion in tokenized assets growing 66% annually is not a crypto trend, it is the beginning of the largest capital migration in financial history, and the exchange positioned to process trades across the networks where this capital lands is what makes Pepeto the best crypto presale of 2026.  The bridge connects Ethereum, BNB Chain, and Solana at zero cost, moving assets instantly across all three chains without fees eating into position sizes. AI screening verifies every token for contract risk before listing, and zero fee trading makes the exchange the most capital efficient venue for wallets of every size. The cofounder took the original Pepe to a $7 billion market cap with nothing but a meme and community energy. Now the same mind is building verified exchange infrastructure with a former Binance executive designing the architecture and SolidProof completing the audit before the presale opened. The best crypto presale of 2026 is not the one promising to build after launch, it is the one where the infrastructure is in final testing and the listing brings the first trades through the system. Every trade after launch generates permanent revenue for presale wallets proportional to position size, which turns every trade on the exchange into personal income for every holder permanently. The presale approaches $8 million from wallets that keep returning to increase their positions because they see the infrastructure, study the audit, and recognize the team that already proved $7 billion in results.  The community expands daily because the team delivers on schedule and treats holders as founding partners in something that could change lives the same way early exchange tokens changed lives for the people who recognized them before the world caught on. The listing is approaching and once the listing arrives this presale window shuts forever. Bittensor Bittensor trades near $199 according to CoinMarketCap with Grayscale filing an S-1 for a TAO Trust that could bring institutional exposure through a regulated gateway.  Only 10 million tokens circulate against a 21 million cap, creating scarcity dynamics. The best crypto presale of 2026 delivers listing multiples that established market caps cannot match. Render Render holds near $1.35 with its GPU network processing over 22 million frames in 2025 and recognition as a leading DePIN project. The Solana migration strengthens the ecosystem, but the market cap reflects years of development.  The best crypto presale of 2026 offers listing event multiples that established infrastructure tokens like RNDR cannot produce. Conclusion The people who built generational wealth in crypto did it the same way every single time: they recognized verified infrastructure before the crowd had a reason to show up and they moved while the entry was still quiet. Pepeto has $8 million raised, a cofounder who already built $7 billion, and a former Binance executive designing the exchange from the ground up.  Every cycle teaches the same lesson: the ones who positioned during the quiet held through the noise and came out with positions that changed their lives. Visit the Pepeto official website while the presale is still accepting entries, because once the exchange launches this price vanishes and the founding generation owns what everyone else has to buy from them. Click To Visit Pepeto Website To Enter The Presale FAQs How does tokenized asset growth affect the best crypto presale of 2026? Tokenized RWAs surging 66% to $23.6 billion means more on chain volume needs exchange infrastructure. Pepeto is building the multi chain exchange that captures this growth. Is Pepeto a good investment as RWAs grow? Pepeto has $8 million raised, a SolidProof audit, permanent revenue sharing from exchange volume, and a $7 billion cofounder. Visit the Pepeto official website. Is Pepeto safe for investors? Pepeto completed its SolidProof audit before launch, has a former Binance executive on the team, and raised $8 million during extreme fear from returning informed wallets.

Price Consolidates as Market Watches Key Support XRP is trading around $1.37–$1.38 in early March 2026, holding a support zone even as activity across the XRP Ledger (XRPL) continues to rise. A recent research report from Bitrue Research highlights a growing divergence between XRP’s market price and the expanding use of the network’s infrastructure. XRP’s market capitalization currently stands near $84 billion, with daily trading volumes fluctuating between $3.3 billion and $3.6 billion. Even with active trading conditions, the token remains about 26% lower year-to-date after reaching roughly $3.65 during the second half of 2025. From a technical perspective, XRP continues to move within a descending price channel. Analysts point to the $1.27–$1.30 range as a critical support band. If that level breaks, the next downside targets could fall toward $1.11 or the psychological $1.00 threshold. If support holds, the market could attempt a recovery toward higher resistance levels. Investor Takeaway XRP’s near-term direction hinges on the $1.27 support zone. Holding that level could allow a recovery toward higher resistance areas, while a break may open deeper downside targets. Short-Term Outlook Linked to Market Sentiment Several on-chain indicators point to a late-stage correction environment. Metrics such as Net Unrealized Profit and Loss (NUPL) moving into loss territory and a spent output profit ratio below 1 often appear during periods when investors capitulate near cycle lows. Historical performance data also shows that March has often delivered strong returns for XRP. Over past cycles, the token has posted average gains of around 18% during the month. If macroeconomic conditions stabilize and the $1.27 support zone holds, Bitrue Research analysts see the potential for XRP to move toward the $1.60–$1.85 range before the end of the month. A move above $1.51 would suggest that selling pressure is weakening. At the same time, broader risk-off conditions in global markets could delay any recovery. XRPL Transactions Hit 12-Month High While price momentum has slowed, network activity on XRPL is rising. Daily successful payments recently exceeded 2.7 million transactions, the highest level in twelve months and a sharp increase from roughly 1 million daily payments recorded in late 2025. Overall network activity now averages between 2 million and 2.8 million transactions per day. The ledger currently processes around 20 to 26 transactions per second and maintains close to 40,000 active addresses. These figures point to sustained operational use of the network, particularly for cross-border payments and settlement services. Rising transaction volume suggests that network adoption continues to grow even during periods when price action remains subdued. DeFi Liquidity Pools Expand Across XRPL Decentralized finance activity is also increasing across the XRPL ecosystem following several protocol upgrades introduced over the past year. The network now hosts roughly 27,000 automated market maker liquidity pools supporting more than 16,000 tokens. Liquidity deposits accelerated after the introduction of the Permissioned Domains upgrade, which expanded the framework for regulated liquidity providers. Around 12 million XRP is currently locked across these AMM pools. Although the ecosystem remains smaller than the DeFi sectors of major smart-contract platforms, the pace of expansion has accelerated as infrastructure matures. Tokenized Real-World Assets Continue to Grow Tokenized real-world assets have also gained traction within the XRPL ecosystem. Research estimates place the value of distributed RWAs on the network at roughly $461 million, reflecting about 35% growth in recent periods. Across some segments, total tokenized asset value connected to XRPL infrastructure is approaching $2 billion. These assets include tokenized commodities and financial instruments issued on the network. Ripple’s stablecoin initiative, RLUSD, is also contributing liquidity for trading and settlement activity. Stablecoin bridges are expected to play a larger role as decentralized trading volumes increase. Investor Takeaway Network usage metrics on XRPL are rising even as XRP trades below prior highs, highlighting a growing gap between infrastructure adoption and token price performance. Institutional Developments and Protocol Upgrades Recent institutional developments may also influence the network’s long-term trajectory. Ripple recently secured regulatory licensing from the Dubai Financial Services Authority, enabling operations within the Dubai International Financial Centre. The company has also launched a permissioned decentralized exchange aimed at institutional participants that require compliance-focused trading environments. Additional protocol upgrades expected during 2026 include privacy-focused transaction capabilities, confidential token transfers, and a native lending protocol designed to support decentralized credit markets. Price Scenarios for the Year Ahead Bitrue Research outlines several possible trading ranges for XRP over the next year depending on broader market conditions and adoption trends. A bearish outlook places XRP between $1.00 and $1.40 if catalysts remain limited. A base scenario sees gradual recovery toward the $1.40–$3.00 range as network adoption expands. More optimistic projections tied to stronger institutional participation place potential prices between $3 and $8, with extreme bullish outcomes above $10 in the event of major integration across global financial systems.

Strategy purchased 1,420 Bitcoin for $1.23 billion at $70,940 per coin, pushing total holdings to 738,731 BTC in the largest single day corporate acquisition this year. The bitcoin price prediction is turning urgent as institutional money accumulates during extreme fear, and the presale where holders are the most bullish right now is Pepeto.  Where nearly $8 million raised during single digit fear readings came overwhelmingly from wallets that had already bought once and came back to buy again, a pattern that only happens when the people closest to a project believe the value ahead far exceeds what they already committed. Bitcoin Price Prediction Strengthens After Strategy's $1.23B Purchase as Institutional Conviction Returns to the Market The bitcoin price prediction gained momentum after Strategy funded its purchase through $899.5 million in Class A stock sales and $377.1 million in preferred equity, as CoinDesk reported.  CoinMarketCap confirms BTC reclaimed $70,624 while the Fear and Greed Index remains at extreme fear.  When the largest corporate Bitcoin holder generates over a billion to buy through war volatility, the bitcoin price prediction for the cycle favors wallets accumulating now before sentiment shifts. Bitcoin Price Prediction Points Higher but Pepeto Holders Are the Most Bullish in the Presale Space and the Numbers Prove It Pepeto The reason Pepeto holders are this bullish is not hype and not speculation, it is what they see happening every single day inside the project. The team posts development updates daily, every milestone lands on schedule, and the wallets that entered first keep returning because each delivery confirms the exchange is closer to launch than the market realizes.  Pepeto has raised nearly $8 million and the ratio of returning buyers to new entries has flipped in the latest stages, meaning the people with the most information and the most exposure are the ones adding the most capital. That is the definition of bullish conviction backed by evidence. The bitcoin price prediction climbing toward $100,000 means a volume wave is forming, and the exchange processing that volume is where the real multiples live. The cofounder built the original Pepe from zero to $7 billion, a former Binance executive designed the architecture, SolidProof completed the audit before launch, and every trade after listing generates permanent income to presale wallets proportional to position size.  Holders are bullish because the infrastructure is real, the team delivers on every promise, and the presale price will not survive the listing. The 204% APY compounds daily on every position held, adding yield on top of the price explosion that the listing will trigger. When the exchange opens and the token price jumps to reflect the real volume flowing through it, the wallets that accumulated during fear will be the ones the market wishes it had followed. Bitcoin Price Prediction for 2026 BTC reclaimed $70,624 according to CoinMarketCap after pushing past its 20 day EMA, and a test of $74,500 resistance looks likely if institutional buying continues. The bitcoin price prediction for March consolidates between $65,000 support and $73,300 resistance. A sustained break above opens the path toward $80,000, while Standard Chartered maintains its $150,000 year end target.  The bitcoin price prediction is the strongest in the market, but BTC's trillion dollar cap means even doubling takes months, while presale infrastructure positioned to capture that volume offers the listing moment where the token price catches up to the infrastructure, something large caps no longer have ahead. Conclusion Strategy is buying Bitcoin at $70,000 because they know what comes next. The person who built $7 billion is building an exchange at presale pricing for the same reason. Once the exchange opens, the token price reflects the exchange, not the presale, and that is where the explosion happens.  Every cycle, the people who missed early entries in projects that took off say the same thing: the signs were there and the only thing missing was the decision. The signs are here now. Visit the Pepeto official website before the listing closes this chapter, because the entry available today becomes a memory the moment trading begins. Click To Visit Pepeto Website To Enter The Presale FAQs What is the bitcoin price prediction for 2026? The bitcoin price prediction targets $100,000 to $150,000 as Strategy accumulates over a billion in BTC and institutional conviction strengthens during extreme fear. Is Pepeto a good investment? Pepeto has $8 million raised with returning buyers outpacing new entries, a SolidProof audit, and permanent exchange revenue sharing. Visit the Pepeto official website. Is Pepeto a secure crypto project? Pepeto completed its SolidProof audit before the presale, has a former Binance executive behind the exchange, and the returning buyer pattern confirms strong informed conviction.

What Are Investors Accusing Fantasy.top Of? Onchain trading card platform Fantasy.top is facing accusations from early angel investors who claim the project has stopped communicating and refuses to return small investment checks made during its early development phase. The allegations surfaced this week after several investors raised concerns publicly on social media. An investor using the handle “varrock” wrote that the SocialFi platform has refused to return about $50,000 in angel investment and failed to provide promised updates. “[I] will never see it while they use the money they made to pay themselves salaries,” the investor wrote. “I've been promised a roadmap and financial statement, never got anything.” Other crypto figures echoed the complaint. Ethos Network CEO Trevor Thompson, who posts online under the pseudonym “Serpin Taxt,” wrote: “+1, never once received comms from the team.” Thompson added that he personally did not expect repayment of his angel investment but confirmed that communication had been limited. Some members of the crypto community described the situation as a “soft rugpull,” a term used when a project remains online but drifts away from earlier promises while early backers feel ignored or sidelined. Investor Takeaway The dispute shows how early-stage crypto projects can run into governance friction when informal angel rounds collide with evolving product strategies and limited disclosure standards. Why Has the Dispute Drawn Attention? The issue drew broader attention after prominent venture investor Mike Dudas publicly asked Fantasy.top’s leadership to address the claims. Dudas, managing partner and co-founder of early-stage venture firm 6th Man Ventures, wrote that he had also invested a small angel check in the project. “What’s your plan? You cleared millions, you haven't repaid your angels or communicated with them, have you any honor?” Dudas wrote in a public post addressed to Fantasy.top’s pseudonymous founder Travis Bickle. The criticism gained traction because Fantasy.top was once one of the fastest-growing SocialFi experiments during the 2024 cycle. The platform allowed users to trade NFT-style cards representing crypto influencers, generating trading activity and protocol fees during its peak usage period. At one point, the project climbed into the top 10 crypto protocols ranked by fees and revenue on DeFiLlama, appearing alongside popular platforms such as pump.fun during the height of its activity. Has Fantasy.top Changed Direction? Part of the tension surrounding the dispute comes from claims that the project has moved away from its original trading-card game model. Some investors now argue that the team has redirected attention toward prediction markets and other products under the broader Fantasy application. The project previously raised $4.25 million in a seed funding round led by Dragonfly, with earlier support from Alliance DAO. The combination of venture backing and strong early revenue helped the game attract attention during the SocialFi boom. Last November, the team said in a public update that the core trading-card game was not shutting down. However, recent comments from investors suggest that some backers feel the direction of the platform has become unclear or insufficiently communicated. Investor Takeaway In crypto startups, product pivots can trigger disputes when early investors believe the project’s strategy has diverged from the original pitch without clear reporting. How Did Fantasy.top Respond? Fantasy.top co-founder Travis Bickle addressed the criticism on Wednesday, saying there was “a lot of misinformation” circulating online about the company’s finances and operations. “For the past 2 years, the company has been fully self-funded through product revenues,” Bickle wrote. “Revenues were reinvested into development across multiple products and systems built under the Fantasy app. No investor funds have been used for company operations during this time.” According to Bickle, the company has more than 50 angel investors and is attempting to keep them informed while implementing internal changes. “Over the past months, we've significantly reduced burn, streamlined the team, and reduced founders' salaries,” he wrote. “The company has multiple years of runway without needing to touch investor funds.” Bickle added that the team remains focused on building the business and plans to share more details about its next phase of development in the near future.

Keyrock has joined the institutional trading network of Finery Markets as a liquidity provider, extending its market making infrastructure across the platform’s electronic communication network for digital asset trading. The partnership connects Keyrock’s liquidity services with Finery Markets’ non custodial crypto trading infrastructure used by institutional participants. The collaboration links two firms active in institutional digital asset markets and comes as trading firms, hedge funds and brokers continue to expand activity in crypto markets through over the counter venues and specialized trading networks. Institutional Liquidity on Non Custodial Trading Infrastructure Finery Markets operates a trading infrastructure designed for institutional participants that connects liquidity providers, brokers, exchanges and trading firms through an electronic communication network. The platform uses a non custodial model where participants retain control of their assets while trading through the network. This structure has become common among institutional participants that require counterparty risk controls when accessing crypto liquidity. Keyrock will join the platform as a liquidity provider within Finery Markets’ Quote Streams trading regime, supplying pricing and liquidity across a range of digital asset markets. The firm operates market making, options trading and over the counter trading services across global crypto markets and supports trading infrastructure used by exchanges, asset managers and institutional trading firms. Through the partnership, Keyrock will distribute liquidity across a large network of institutional participants connected to Finery Markets. Expansion Across 1,300 Crypto Markets The agreement allows Keyrock to distribute liquidity across more than 1,300 markets through the platform’s infrastructure. The company provides liquidity across major digital assets and stablecoin pairs while operating market making systems designed for high frequency trading environments. Market makers play a central role in digital asset markets by providing bid and offer pricing that supports trading activity and reduces spreads across trading venues. Institutional trading infrastructure providers have expanded partnerships with liquidity providers in recent years as crypto trading becomes more integrated with traditional financial market structures. Platforms such as Finery Markets connect liquidity providers with brokers, hedge funds and trading desks that require consistent access to deep markets. Growth in Institutional Crypto Trading The partnership also reflects broader trends in institutional participation in digital asset markets. According to Finery Markets’ review of trading activity during 2025, the over the counter crypto market expanded significantly while centralized exchange spot OTC volumes grew at a slower pace. The report indicated that spot OTC trading volumes among the top twenty centralized exchanges increased by 9 percent year over year. During the same period, the broader OTC crypto trading market expanded by 109 percent. Over the counter markets are commonly used by institutional traders executing large transactions because they provide direct liquidity access without affecting exchange order books. As institutional participants increase their exposure to digital assets, trading firms have expanded infrastructure to support cross venue liquidity and institutional execution standards. Finery Markets’ Institutional Trading Network Finery Markets operates trading infrastructure that connects liquidity providers with institutional counterparties including brokers, proprietary trading firms and digital asset platforms. The company provides electronic communication network technology and software tools designed for professional trading operations. The platform supports trading connectivity between regulated counterparties and liquidity providers while allowing institutions to operate within a structure similar to traditional financial markets. Institutional trading networks in digital assets often mirror structures used in foreign exchange markets where liquidity providers and brokers interact through electronic trading systems. This model allows trading firms to access multiple liquidity sources while maintaining operational separation between custody and execution. Company Comments on the Partnership Konstantin Shulga, Chief Executive Officer and co founder of Finery Markets, commented, “We are privileged to welcome Keyrock. Few companies anticipated the institutionalisation of crypto markets as early and as strategically as they did.” Konstantin Shulga, Chief Executive Officer and co founder of Finery Markets, commented, “We share the ambition to build infrastructure that drives structural change in the digital assets industry, allowing institutional clients to operate within a familiar TradFi framework while moving onchain.” Kevin de Patoul, Chief Executive Officer of Keyrock, commented on the expansion of the company’s liquidity distribution network. Kevin de Patoul, Chief Executive Officer of Keyrock, commented, “As institutions continue to increase their exposure to digital assets, scale and network depth become critical.” Kevin de Patoul, Chief Executive Officer of Keyrock, commented, “Finery Markets’ broad ecosystem provides the connectivity and counterparty diversity required to support our global expansion.” Kevin de Patoul, Chief Executive Officer of Keyrock, commented, “This partnership strengthens our ability to meet growing institutional demand with high quality liquidity across various jurisdictions.” The agreement links Keyrock’s liquidity services with Finery Markets’ institutional trading infrastructure as digital asset markets continue to develop trading systems designed for professional participants. Takeaway Keyrock has joined Finery Markets’ institutional crypto trading network as a liquidity provider, allowing the firm to distribute pricing across more than 1,300 markets through the platform’s electronic communication network. The partnership reflects increasing institutional participation in digital asset trading and the growing role of specialized infrastructure providers that connect liquidity providers with brokers, exchanges and trading firms.

The race to merge artificial intelligence with blockchain infrastructure is accelerating, and CoinFello is positioning itself at the center of that trend. The company has released an open-source OpenClaw skill designed to allow AI agents to execute blockchain transactions while preserving user control over private keys. The new integration, developed in partnership with MetaMask, enables personal AI agents known as Moltbots to interact with Ethereum-compatible smart contracts using delegated wallet permissions rather than direct key access. The approach aims to solve a growing security concern in the emerging field of agent-driven crypto applications. As developers experiment with autonomous software capable of executing financial tasks, the challenge has been finding a secure way for those systems to access wallets. CoinFello’s framework attempts to address that problem by introducing a permission-based execution model. How does the OpenClaw AI wallet system work? The OpenClaw skill connects AI agents with crypto wallets through delegated smart account permissions built on Ethereum standards such as ERC-4337 and ERC-7710. Instead of giving an AI system direct access to a private key, users allow their Moltbots to assign narrowly scoped permissions for specific tasks. This architecture follows the principle of least privilege, meaning an agent only receives the minimum permissions required to complete an action. When a user submits a natural-language request—such as executing a trade or moving assets across networks—CoinFello translates that instruction into a delegated transaction. The system then evaluates the request before it is executed onchain. Crucially, the signing key remains on the user’s device and is never exposed within the AI agent’s runtime environment. According to CoinFello CTO Brett Cleary, the approach represents a major shift away from current agent wallet designs. “If agents are going to participate meaningfully in the onchain economy, they need a security model that goes beyond simply handing them a private key,” Cleary said. “Hardware-isolated keys and fine-grained delegations allow agents to operate while keeping custody with the user.” Investor Takeaway AI-driven crypto automation is gaining momentum, but wallet security remains a critical barrier. Permission-based execution frameworks like OpenClaw could become foundational infrastructure if autonomous agents begin handling on-chain transactions at scale. Why AI agents need new wallet security models The intersection of AI and crypto has generated intense interest over the past year as developers build agents capable of interacting directly with decentralized networks. However, many early implementations relied on a risky architecture: the AI agent held direct access to a private key or API credential. That design creates an obvious vulnerability. If the agent environment is compromised, the wallet—and all funds associated with it—could be exposed. Some teams have attempted to mitigate the risk by running agents inside trusted execution environments (TEEs), which isolate sensitive data on servers. While this improves security, it introduces centralization concerns and requires reliance on third-party infrastructure. CoinFello’s delegated approach removes the need for both direct key access and centralized trust layers. Instead, agents operate through granular permissions that can be granted, limited or revoked by the user at any time. What can AI agents do with the OpenClaw skill? The system is designed to support a wide range of blockchain interactions through natural-language prompts. Using the OpenClaw skill, Moltbots can perform tasks including: Swapping between ERC-20 tokens Bridging assets across EVM networks Interacting with NFTs such as ERC-721 and ERC-1155 tokens Staking or lending assets in DeFi protocols Automatically rebalancing token portfolios Executing multi-step trading strategies The technology is built on the Agent Skills specification and is compatible with OpenClaw environments and Claude Code development workflows. CoinFello has released the implementation under the MIT license, allowing developers to freely modify, deploy and integrate the skill into their own AI agent environments. Investor Takeaway If AI agents begin managing DeFi strategies, bridging assets or executing trades autonomously, infrastructure providers enabling secure agent execution could capture a new layer of the crypto technology stack. What does OpenClaw’s rapid growth signal? The release arrives amid strong developer momentum around the OpenClaw ecosystem. Over the past two months, the project’s GitHub repository has surpassed 150,000 stars and more than 22,000 forks, while npm downloads exceeded 416,000 in the previous month. Those metrics highlight growing interest in building AI agents capable of interacting with blockchain systems. CoinFello says the OpenClaw skill is designed to remain flexible and interoperable. While CoinFello acts as the default Web3 agent, Moltbots can delegate permissions to other compatible agents as the ecosystem expands. Future development will focus on expanding permission frameworks and deepening integrations with MetaMask’s Smart Accounts Kit to support more advanced portfolio management capabilities. If autonomous agents become a core interface for interacting with blockchain networks, tools like OpenClaw could form the backbone of how those agents safely execute on-chain actions.

ClearToken has announced a partnership with Canton Network to deploy a new settlement infrastructure designed for stablecoin foreign exchange and tokenised financial transactions. The project introduces three digital asset platforms built using Daml smart contract technology and integrated directly into the Canton Network. The initiative combines ClearToken’s financial market infrastructure framework and UK regulatory authorisation with Canton’s blockchain architecture. The companies stated that the system is intended to support institutional settlement processes involving stablecoins, fiat money and tokenised assets. The launch includes three core components known as CT Register, CT Pay and CT Settle. Infrastructure for Tokenised Financial Transactions The three platforms represent different stages of post-trade infrastructure within the ClearToken ecosystem. CT Register serves as the tokenisation layer where fiat currency, stablecoins and other financial instruments can be converted into digital tokens and recorded within the system. These tokenised positions appear on the Canton Network as data tokens, which allow the system to track ownership and settlement workflows. CT Pay handles payment functionality, including single-sided transfers and payment versus payment settlement between currencies. Payment versus payment settlement allows both sides of a transaction to complete simultaneously, reducing the risk that one party completes payment while the other fails to deliver. CT Settle provides delivery versus payment settlement for tokenised assets, cryptocurrencies and stablecoins. Delivery versus payment settlement ensures that the transfer of an asset and the corresponding payment occur at the same time. The companies stated that Canton’s atomic composability architecture allows all legs of a transaction to execute together or fail together. This structure is designed to eliminate principal risk at the infrastructure level. Addressing Settlement Gaps in Stablecoin Markets The initiative focuses on infrastructure for stablecoin-based foreign exchange transactions. Stablecoins represent digital tokens linked to the value of fiat currencies and have become widely used within cryptocurrency markets. Despite rapid growth in stablecoin adoption, the companies stated that the market lacks a dedicated settlement infrastructure comparable to traditional financial systems. The global foreign exchange market processes roughly $9.6 trillion in daily trading activity according to data from the Bank for International Settlements. CLS, the primary settlement system for traditional FX transactions, processes large volumes of cross-currency payments each day. The stablecoin market has expanded significantly in recent years, with total capitalization exceeding $315 billion. The new infrastructure aims to address settlement processes for stablecoin transactions that mirror the functionality of traditional financial market infrastructure. Integration With Institutional Blockchain Network The Canton Network operates as a blockchain infrastructure designed for financial institutions. The network focuses on privacy-preserving interoperability, allowing institutions to share data while maintaining confidentiality. The ecosystem includes participants from financial market infrastructure and capital markets institutions. Organizations connected to the network include DTCC, Goldman Sachs, Euroclear, LSEG and Tradeweb. The partnership places ClearToken’s settlement infrastructure within this institutional blockchain ecosystem. The companies stated that the combination allows financial institutions to tokenize assets and complete settlement workflows within the same environment. Company Comments on the Infrastructure Launch Benjamin Santos-Stephens, Chief Executive Officer of ClearToken, commented, “CT Register, CT Pay and CT Settle deployed on Canton give institutions the regulated end-to-end settlement stack they need to unlock tokenisation, by providing PvP payment certainty and DvP finality of settlement across every form of digital money.” He also stated that the company is pursuing regulatory approval for a clearing service designed to reduce counterparty risk. Benjamin Santos-Stephens, Chief Executive Officer of ClearToken, commented, “We also continue to pursue Bank of England authorisation to launch our fourth core offering, CT Clear.” Yuval Rooz, Chief Executive Officer at Digital Asset, commented, “ClearToken’s rollout on Canton will help bring institutional-grade controls to tokenised cash and stablecoin FX.” Yuval Rooz, Chief Executive Officer at Digital Asset, commented, “What stands out is the combination of FCA-authorised market infrastructure with Canton’s privacy-preserving interoperability, enabling firms to move from issuance through payment and settlement with stronger certainty around finality and risk.” Mark Williamson, Chief Commercial Officer of ClearToken, commented, “For the first time, a Canton participant can tokenise an asset, settle a cross-currency payment atomically via PvP, and complete DvP settlement all within one regulated environment spanning fiat, tokenised deposits, stablecoins and crypto.” Building a Digital Market Infrastructure Stack The company stated that the three platforms represent part of a broader infrastructure roadmap. ClearToken plans to develop four integrated services covering the entire post-trade lifecycle for tokenised assets. The services include CT Pay and CT Settle for payment and settlement processes. CT Register provides tokenisation capabilities. The fourth service, CT Clear, will function as a clearing platform once regulatory approval is obtained. The services are designed to operate independently or as part of a combined infrastructure platform. Each component will operate under entities authorised by financial regulators or supervised by the Bank of England. The company stated that the framework is intended to provide institutions with infrastructure for tokenised financial markets. Takeaway ClearToken has partnered with Canton Network to launch three digital asset platforms supporting tokenisation, payments and settlement for stablecoin foreign exchange transactions. The infrastructure introduces payment versus payment and delivery versus payment settlement mechanisms designed for institutional markets. The initiative aims to provide regulated post-trade infrastructure for stablecoin transactions within an institutional blockchain environment.

The traditional fee system, based on simple and reactive pricing, has become inadequate for the demands of 2026. If you have ever attempted to send a crypto transaction at peak hours and seen your fee increase without warning, then you have already lived through the issue that adaptive fee markets are designed to resolve. As blockchain networks continue to expand into mainstream finance, how they price transactions is a front-line business issue affecting everyone from retail traders to institutions. This article focuses on what adaptive fee markets are and why it is crucial to understand them. Key Takeaways Adaptive fee markets automatically adjust transaction fees based on network demand, reducing chaotic bidding and making blockchain costs more predictable for users. They improve reliability for automated systems and institutions, preventing extreme fee spikes that can disrupt DeFi, AI agents, and on-chain financial operations. As blockchain adoption grows in 2026, predictable fee structures are becoming essential for tokenized assets, stablecoins, and large-scale institutional settlements. The Need for a Change of Model Before the era of adaptive fee markets, most blockchains followed a first-price auction system. In this system, users would compete based on the amount they were willing to pay to occupy a space on the blockchain. The user with the highest bid would get priority; however, the process of arriving at that position is best described as chaotic. During high-traffic events, such as NFT drops or DeFi liquidation cascades, fees on the Ethereum mainnet could skyrocket within minutes. Users would either pay an expensive fee or wait a long time for their transactions to be processed. This is usually inconvenient and makes planning difficult, especially if you are in a business that has to operate on a blockchain network. How Adaptive Fee Markets Work An adaptive fee market is a protocol-level feature in which the network continuously monitors load and adjusts the fee accordingly. Rather than leaving users to guess and bid against each other, the protocol will automatically determine a base fee. A typical example is Ethereum’s EIP-1559, which went live in August 2021 as part of the London hard fork. This is the breakdown: Set a block gas target: The network defines the target block utilization, which is approximately 50% of the maximum block gas limit. Calculate the base fee: The protocol determines the base fee for the next block based on the previous block utilization. If the block is over 50% full, the base fee will rise for the next block and vice versa. Burn the base fee: This reduces ETH supply and removes the incentive for validators to manipulate fees. Offer optional service: Users can enable a priority fee in addition to the base fee to ensure the block is handled with priority. The tip is paid directly to the validator. This process will continue, adjusting the price according to the demand. The final result is that estimating the fee is much simpler. Users set a maximum they are willing to pay, and the network handles the rest. Importance of Adaptive Fee Markets Global supply chains cannot be run on a ledger where a key confirmation might cost $50 rather than $0.05. Enterprise contracts require fixed and predictable operational costs. Adaptive fee markets offer the predictability necessary for such applications. The vast majority of blockchain-based activities are automated. There are automated market makers, decentralized identity verification tools, and AI agents that are constantly involved in high-frequency transactions. This type of system is intolerant of extreme fee spikes. In the absence of adaptive markets, automated systems either overpay (reducing efficiency) or stall (crippling liquidity and core services). Reactive gas wars can inadvertently facilitate a Distributed Denial of Service attack. Adaptive fee markets help prevent an attacker from disabling the network by spamming high-fee transactions. The protocol is secured by making spam unaffordable while keeping essential services available at a localized fee. What it Means to Institutions According to Kraken’s market outlook, tokenized assets increased from $5.6 billion to nearly $19 billion within a year. Stablecoins now facilitate cross-border settlements at scales comparable to traditional correspondent banking networks. For institutions, fee unpredictability is a compliance and cost-control problem. A treasury team that uses automated on-chain settlements cannot react to unexpected 10x fee increases, which would impact their models. Adaptive fee markets tame volatility, making blockchain-based workflows feasible at institutional scales. Coinbase’s Tokenomics 2.0 indicates that token economies are increasingly aligned with actual platform usage through fee sharing and buybacks. However, the viability of the token economies depends on the predictability of the fee revenue, which in turn depends on the effectiveness of the adaptive fee structure. Limitations of Adaptive Fee Markets The adaptive fee markets are not perfect either. The EIP-1559 system is still suffering from chaotic oscillations in the block sizes when there is traffic. The new models of multichain optimization are promising but remain largely theoretical. There is also the issue of whether they will adapt their behavior to take full advantage of these systems. Free markets function best when the participants are willing to express their needs and concerns. Bottom Line If you are working on building anything related to blockchains, you should understand how fee markets work. Adaptive fee markets are an upgrade to how we think about block space on networks. In 2026, with institutional investment going into tokenized assets, stablecoins, and on-chain settlement, how well a blockchain can price its transactions is a key component of its competitive advantage. Ethereum has already set the standard with EIP-1559; however, attention is shifting towards smarter multichain and Layer 2 systems that can handle surges in usage with better precision. 

Spotware is expanding its presence in the rapidly evolving proprietary trading sector through a new partnership with TFunded, a prop trading evaluation firm focused on Latin American traders. The collaboration introduces the cTrader platform to TFunded’s ecosystem, bringing institutional-grade trading tools and a mobile-first trading experience to a fast-growing community of LATAM traders. The move reflects a broader shift in retail trading markets across Latin America, where demand for structured funding programs and professional-grade trading infrastructure has accelerated over the past few years. What does the cTrader–TFunded partnership offer? The partnership integrates cTrader into TFunded’s trading environment, giving traders access to a platform designed around transparency, execution quality and mobile accessibility. TFunded operates a proprietary trading evaluation model that allows traders to qualify for capital allocation after demonstrating disciplined performance under predefined risk conditions. The addition of cTrader strengthens the firm’s technological foundation while providing traders with tools standard in institutional trading operations. Key features available through the platform include advanced SL/TP, price alerts and custom margin calls. These features allow traders to manage risk dynamically while maintaining full visibility into their trading activity. Each trade is supported by detailed transaction records, allowing users to track execution conditions and maintain transparency across their strategies. Investor Takeaway Prop trading firms that combine transparent evaluation models with institutional-grade platforms are likely to attract serious retail traders. LATAM markets, where capital access has historically been limited, represent a major growth opportunity. Why is LATAM becoming a key trading market? Latin America has emerged as one of the fastest-growing retail trading regions globally. Increasing mobile connectivity, improved fintech infrastructure and rising interest in global financial markets have created fertile conditions for new trading platforms and funding models. For many aspiring traders across the region, access to significant trading capital remains a major barrier. Prop trading firms attempt to bridge that gap by offering structured evaluation programs where traders can demonstrate skill before receiving funded accounts. TFunded’s strategy focuses on professionalizing this pathway by combining strict risk management rules with transparent evaluation standards. The goal is to help traders transition from retail participants into disciplined market operators. Pablo Vargas, Chief Operating Officer at TFunded, said the company’s mission is to create a structured framework for traders who want to operate at a higher professional level. “Talent exists everywhere, but access to capital does not,” Vargas said. “By combining strict risk parameters, transparent evaluation standards and institutional-grade technology through cTrader, we are building a clear pathway for LATAM traders to grow professionally.” How does cTrader fit into the prop trading ecosystem? For Spotware, the company behind cTrader, the partnership strengthens its positioning within the prop trading sector — a segment that has expanded rapidly alongside retail participation in global markets. The platform’s architecture is designed as an open trading environment, allowing brokers and prop firms to extend functionality through plug-ins, integrations and connections to a broad range of third-party services. More than 100 FX and CFD technology solutions already connect to the cTrader, giving trading firms the ability to customize infrastructure and tailor trading environments to their specific user base. That flexibility is particularly valuable for emerging firms like TFunded, which are still scaling their services and building trading communities. Yiota Hadjilouka, Chief Operating Officer at Spotware Systems, said the partnership reflects a shared philosophy centered on trader protection and operational transparency. “TFunded is building an environment where clear risk management and operational transparency are central, which closely reflects Traders First™ approach. We are delighted to empower their growth, bringing LATAM traders an excellent trading experience, with advanced tools and safeguards ensuring fair execution. Supporting traders of all experience levels, the partnership with cTrader sets a higher benchmark for trading standards and ethical practices across the region.” Investor Takeaway Prop trading infrastructure is becoming an important battleground for trading platforms. Partnerships that combine capital access, reliable execution and mobile trading could reshape how new traders enter global markets. What comes next for prop trading in Latin America? As LATAM’s retail trading base continues to grow, demand for reliable execution, transparent evaluation models and mobile-friendly trading tools is expected to increase. Firms that can combine those elements into a cohesive offering are likely to capture the next wave of emerging traders. With cTrader now integrated into TFunded’s infrastructure, the company is positioning itself to expand its reach across the region while offering traders a professional environment built on transparency, risk control and institutional-grade technology.  

TradeStation Securities has integrated its brokerage infrastructure with Global Financial AI’s Financial AI Platform, allowing traders to design and deploy investment strategies through artificial intelligence tools and execute them directly through the brokerage’s trading systems. The integration links TradeStation’s brokerage services with an AI-driven analytics platform that converts natural-language prompts into trading strategies and connects those strategies to live execution across equities and options markets. The companies stated that the collaboration aims to simplify the process of developing, testing and deploying trading strategies. AI Tools for Strategy Development The Financial AI Platform allows users to generate investment strategies using natural-language prompts. The system converts those prompts into analytical outputs that include performance metrics, benchmarking and strategy diagnostics. Traders can evaluate potential weaknesses in a strategy, analyze risk exposure and test the strategy against historical data before deploying it in live markets. The platform also allows users to adjust strategies based on automated recommendations generated through its analytics engine. These functions are designed to reduce the technical barriers often associated with building algorithmic trading strategies. Users can generate strategies through written prompts rather than traditional programming languages. Automated Execution Through TradeStation The integration connects the Financial AI Platform directly to TradeStation’s brokerage infrastructure. This connection allows strategies developed within the AI platform to be executed automatically through TradeStation’s trading systems. Once a strategy has been tested and validated within the platform, orders can be routed to the brokerage for execution. The system supports multi-asset trading including equities and options. The integration provides a workflow that links strategy design, testing and execution within a single environment. This approach aims to shorten the time between strategy development and live trading. Multi-Strategy Portfolio Capabilities The Financial AI Platform supports several types of trading strategies. These include technical trading strategies based on price patterns and indicators. The platform also supports macro-driven investment strategies that respond to economic indicators and market conditions. Other supported approaches include long and short equity portfolios, options trading strategies and event-driven trading models. Users can combine multiple strategies into diversified portfolio allocations. The platform provides analytical tools to measure performance across these different strategies and portfolio structures. The integration allows the resulting trades to be executed through TradeStation once the strategy is deployed. Company Comments on the Integration John Bartleman, President and Chief Executive Officer of TradeStation Group, commented on the integration and its role within the brokerage’s technology ecosystem. John Bartleman, President and Chief Executive Officer of TradeStation Group, commented, “TradeStation is committed to supporting active traders at every stage, from institutional-grade technology and reliable execution to integrations with advanced fintech platforms.” He said the partnership expands the brokerage’s API ecosystem by connecting external analytics tools with trading infrastructure. John Bartleman, President and Chief Executive Officer of TradeStation Group, commented, “Bringing Global Financial AI into our API ecosystem gives traders a seamless path from strategy design to live execution.” Pouya Taaghol, Founder and Chief Executive Officer of Global Financial AI, commented on the role of artificial intelligence in trading strategy development. Pouya Taaghol, Founder and Chief Executive Officer of Global Financial AI, commented, “Global Financial AI is redefining how investment strategies are created, validated, and executed.” He said the platform allows users to convert ideas into trading systems through AI-driven analytics. Pouya Taaghol, Founder and Chief Executive Officer of Global Financial AI, commented, “By turning simple prompts into advanced performance analytics and automated multi-asset execution, we help investors move seamlessly from idea to live deployment.” Growth of AI Tools in Trading The integration reflects a broader trend in financial markets where artificial intelligence tools are used to analyze market data and assist with investment decision making. AI platforms can process large volumes of market data and generate insights about trading strategies. These systems may also assist traders in testing and refining strategies before deploying them in live markets. Brokerage firms have increasingly integrated external analytics tools into their trading infrastructure through application programming interfaces. This approach allows traders to combine strategy development platforms with brokerage execution services. The integration between TradeStation and Global Financial AI connects strategy development, analytics and execution within a unified trading workflow. Takeaway TradeStation has integrated its brokerage platform with Global Financial AI’s Financial AI Platform, allowing traders to design and test strategies using natural-language prompts and execute them directly through the brokerage’s infrastructure. The integration links AI-driven strategy modeling with automated trading execution across equities and options markets.

Blockchain payments firm Ripple is seeking to expand its regulatory footprint in the Asia-Pacific region through a planned acquisition of BC Payments Australia. The proposed deal would allow Ripple to obtain an Australian Financial Services License (AFSL), enabling the company to offer regulated financial services in the country. Rather than applying for a new license directly, Ripple intends to acquire BC Payments Australia, which already holds the required authorization. The approach could accelerate the company’s ability to operate under Australia’s regulatory framework and expand its payments infrastructure in the region. Fiona Murray, Managing Director, Asia Pacific, Ripple, noted the importance of this move from the firm, stating: “Licensing is fundamental to Ripple’s strategy, ensuring we can deliver secure, compliant solutions to customers worldwide.” She added that “Australia is a key market for Ripple, and an AFSL strengthens our ability to scale Ripple Payments across the region while enabling customers to move value globally with greater speed, transparency, and reliability.” How the Deal Strengthens Ripple’s Operations If finalized, the license would support the deployment of Ripple’s payments platform in Australia. The system integrates digital assets with traditional financial rails to facilitate cross-border payments, handling compliance processes, foreign exchange, liquidity sourcing, and settlement within a unified infrastructure. This structure allows the company to directly oversee settlement, optimize transaction routing, and reduce counterparty risk, offering customers a single, streamlined integration without managing multiple intermediaries or blockchain complexity. Targeting Growth Across the Asia-Pacific Region The move reflects Ripple’s broader strategy to deepen its presence in the Asia-Pacific market, where demand for blockchain-enabled payment infrastructure has grown in recent years. The company reported that its payments activity across the region recorded significant growth in 2025, with transaction volumes nearly doubling year over year. Australia is viewed as a key market for the company’s expansion due to its established financial sector and growing fintech ecosystem. By securing an AFSL through the acquisition, it aims to serve banks, payment providers, and enterprises seeking faster and more efficient cross-border transaction systems. The transaction remains subject to regulatory approvals and customary closing conditions. If approved, the acquisition could be completed in early April 2026. The blockchain payment giant has continued to expand its regulated operations globally, securing licenses and regulatory registrations in multiple jurisdictions including the United Kingdom, Singapore, Luxembourg, and Abu Dhabi. The planned BC Payments deal represents another step in the company’s effort to strengthen its global payments network under formal regulatory oversight.

LSEG has launched a new suite of environmental, social and governance scores and sustainability analytics designed to provide financial institutions with standardized ESG data and analytical tools. The framework aims to support investors, lenders and financial professionals seeking structured sustainability metrics that can be integrated into investment and risk management processes. The new scoring system introduces a transparent, rules-based methodology built on standardized indicators and aligned with international sustainability reporting frameworks. According to the company, the model is designed to improve comparability of ESG data while allowing financial institutions to incorporate sustainability considerations into automated workflows and analytical models. The launch reflects growing demand for structured ESG data as financial institutions face increased regulatory oversight and reporting obligations related to sustainability disclosures. Standardized ESG Scores Designed for Financial Workflows The ESG scoring framework is built on a research-driven methodology aligned with several widely used sustainability reporting standards. These include the International Sustainability Standards Board framework, the Global Reporting Initiative standards, the Sustainability Accounting Standards Board guidelines and the European Sustainability Reporting Standards. The company stated that the methodology is designed to produce standardized scores that rely on transparent data inputs rather than analyst judgment. This approach differentiates the new scores from traditional ESG ratings, which often incorporate qualitative assessments or subjective interpretation by analysts. The scoring system applies a scale ranging from zero to five. A score of zero indicates minimal awareness of ESG practices, while a score of five represents companies that demonstrate leading performance in sustainability management. The standardized scoring approach is intended to allow financial institutions to use ESG data more easily in analytical and automated investment workflows. Framework Built on 220 Indicators The scoring model incorporates a dataset composed of 220 standardized sustainability indicators. These indicators measure corporate practices across environmental, social and governance categories. The framework evaluates company performance across 12 thematic areas that are grouped into three primary pillars. The pillars correspond to environmental, social and governance dimensions and are aggregated into an overall ESG score. The system uses a sustainability-focused materiality matrix that considers both financial and environmental impact factors. This matrix applies a double materiality approach that evaluates how corporate activities affect both financial performance and broader environmental or social outcomes. The methodology also applies a redesigned industry classification and evaluates ESG materiality at the business segment level. This structure allows the scoring framework to account for differences in ESG risks and opportunities across sectors and industries. Threshold-Based Performance Evaluation The model introduces a threshold-based scoring system designed to evaluate sustainability progress. Under this structure, companies are assessed based on whether they meet defined performance thresholds for each indicator. Metrics can also be capped to prevent disproportionate influence from individual indicators. The framework includes performance analytics that allow investors to analyze ESG trends across companies and sectors. The scoring system is designed to reward companies that implement sustainability initiatives and demonstrate measurable progress. The methodology relies on verifiable corporate disclosures and structured data points aligned with corporate reporting cycles. Additional Analytical Layer for ESG Risk Signals Alongside the core scoring framework, the company introduced an additional analytical layer known as the “Plus” component. This layer includes signals that can extend ESG analysis beyond the primary scoring system. The additional metrics incorporate factors such as controversies linked to environmental or governance issues. They also include sovereign ESG risk indicators and positive environmental signals such as revenue derived from green activities. Other elements include metrics related to sustainable financing initiatives. The Plus layer allows users to analyze these additional data points while maintaining the core ESG scoring framework. This structure allows investors to adapt ESG analysis for different investment strategies without modifying the base methodology. Integration Across Financial Platforms The ESG scores and sustainability analytics are available through several data platforms operated by the company. These include LSEG Workspace, which provides financial professionals with access to market data, analytics and research tools. The platform integrates ESG data directly into financial workflows used by analysts, portfolio managers and risk professionals. The company stated that the structured design of the ESG scores allows them to be incorporated into automated processes and artificial intelligence models used by financial institutions. The growing use of AI tools in financial services has increased demand for standardized datasets that can be integrated into quantitative systems. Structured ESG indicators allow institutions to incorporate sustainability metrics into portfolio construction models, credit analysis and risk management systems. Company Statement on the ESG Framework Elena Philipova, Director of Sustainability Solutions at LSEG, commented on the introduction of the scoring framework and its intended role in financial decision making. Elena Philipova, Director, Sustainability Solutions at LSEG, commented, “Our customers are consistently looking for sustainability insights they can explain, justify and integrate across the investment, lending and advisory lifecycle.” She stated that the company’s sustainability datasets were developed using long-term experience in sustainable finance data collection. Elena Philipova, Director, Sustainability Solutions at LSEG, commented, “By uniting 25 years of sustainable finance expertise, with datasets trusted by the global financial industry, we’re giving financial institutions the clarity and confidence to meet regulatory expectations, support transition-aligned capital allocations and build AI-ready ESG workflows.” Large Dataset Covering Global Companies The company maintains ESG datasets covering thousands of companies worldwide. The database contains more than 2,000 ESG data points collected across approximately 16,000 companies. These companies collectively issue more than one million fixed income instruments. The coverage represents more than 90 percent of global market capitalization. The dataset also covers nearly all companies included in the FTSE All World index. By expanding its ESG analytics suite, the company aims to provide financial institutions with standardized sustainability data that can support regulatory reporting, investment analysis and risk management. Takeaway LSEG has introduced a new ESG scoring framework based on standardized sustainability indicators and aligned with major global reporting standards. The model evaluates companies across 220 indicators and 12 ESG themes while providing structured scores designed for automated financial workflows. The framework aims to help financial institutions integrate ESG analysis into investment decisions and meet growing regulatory requirements for sustainability disclosures.

The market for tokenized real-world assets (RWAs) continues to expand, with new data from RWA.xyz showing a sharp rise in the value of assets issued and traded on blockchain networks. According to the platform’s latest figures, the value of distributed RWAs—assets tokenized and made available for on-chain trading—reached $26.65 billion in the past day. The figure represents a slight pullback from an all-time high of $26.75 billion recorded on March 3, highlighting sustained growth in the sector despite short-term fluctuations. On a year-to-date basis, the sector has grown significantly. Tokenized assets began the year at roughly $21.03 billion, meaning the market has expanded by about 25.1% in 2026 so far. The growth becomes even more pronounced over a longer timeframe. Since January 2025, the value of distributed RWAs has surged more than 365%, rising from $5.72 billion to its current level. U.S. Treasuries Dominate Tokenized Asset Holdings A breakdown of the asset composition shows that U.S. Treasury debt accounts for the largest share of tokenized RWAs, with around $11 billion in value. Commodities follow with roughly $5.7 billion, while non-U.S. government debt contributes about $1.2 billion. Other segments of the market include private equity, which currently represents close to $1 billion in tokenized value. In terms of infrastructure, several blockchain networks host a significant share of these assets. Data shows that networks such as Ethereum, BNB Chain, Liquid Network, and Solana hold a large portion of distributed RWAs. Meanwhile, enterprise-focused platforms such as Canton Network and Provenance Blockchain account for a substantial share of another segment of the market. A Much Larger Tokenization Market Despite the rapid growth in distributed assets, this segment represents only a fraction of the broader tokenization landscape. Data from RWA.xyz indicates that the total tokenized real-world asset market now exceeds $369 billion. The majority of this value comes from what the platform categorizes as “represented asset value.” Represented assets refer to real-world financial instruments recorded on blockchain infrastructure but not actively distributed or traded on-chain. This category alone accounts for about $342 billion of the market, with a large share issued on the Canton Network. The data highlights how the tokenization trend extends beyond public crypto markets. While distributed RWAs attract attention within decentralized finance, a much larger portion of traditional financial assets is gradually being recorded on blockchain networks through institutional platforms.

Brokeree Solutions is taking a direct shot at one of the biggest bottlenecks in retail trading infrastructure: the time and cost required to launch copy trading across different platforms. The company has introduced a new Integration API that allows financial institutions to embed its Social Trading technology into their own infrastructure, extending access well beyond MetaTrader and cTrader. The launch gives brokers, investment firms and crypto companies a cleaner path to deploy copy trading services without building a custom integration from scratch every time. In practical terms, that means firms running proprietary platforms or niche regional systems can now plug into Brokeree’s flagship social trading stack with far less engineering effort. For a market where product speed and user retention matter, that is more than a technical update. It signals a broader shift in how trading firms are thinking about copy trading: not as a niche add-on, but as a core client acquisition and engagement tool. What has Brokeree actually launched? The new Integration API is designed to let institutions connect Brokeree’s Social Trading solution to platforms outside the company’s traditional MetaTrader and cTrader footprint. That includes proprietary trading systems as well as infrastructure used by investment companies and crypto firms. According to Brokeree, the idea is to remove platform-specific barriers that have historically limited the reach of copy trading products. Instead of forcing brokers to work within a narrow set of supported environments, the company is offering a standardized route into its social trading framework. The product comes with features firms would expect from a modern copy trading setup, including customizable copying modes, proportional risk management and flexible fee structures. That gives institutions room to adapt the service to different user types, business models and regulatory environments. Brokeree says the API should cut launch times and reduce one-off development costs, a key selling point for firms that want social trading capabilities without committing large internal engineering resources. Investor Takeaway Infrastructure vendors that reduce integration costs can become increasingly valuable as brokers compete on product depth rather than just spreads and execution. Easier social trading deployment could translate into faster adoption across smaller and mid-sized platforms. Why does social trading matter now? The timing is not accidental. Copy trading has steadily moved from a retail marketing feature to a mainstream part of the broker offering. Brokeree points to public search data showing year-over-year growth in interest, with activity reaching record levels since mid-2025. That trend matters because it suggests copy trading demand is no longer isolated to a narrow speculative audience. For brokers and fintech platforms, social trading solves a familiar problem: how to keep less experienced clients active for longer. Users who may not trade independently every day are often more likely to stay engaged if they can follow strategies, compare performance and allocate funds to signal providers with visible track records. That dynamic helps explain why copy trading is becoming attractive not only for CFD brokers, but also for broader financial institutions looking for tools that improve retention and platform stickiness. In crypto, where users are already comfortable with app-based and community-driven investing, social trading can fit naturally into the product mix. Can this widen Brokeree’s addressable market? That is the real commercial angle behind the launch. Brokeree has already spent the past year expanding beyond its original MetaTrader-centered base. Since early 2025, the company has extended product support to cTrader, including the rollout of PAMM technology for cTrader brokerages. It has also integrated selected products with platforms such as DXtrade CFD and TraderEvolution. The new API pushes that strategy further. Instead of negotiating separate deep integrations for every environment, Brokeree can now position itself as a horizontal technology layer for institutions that want copy trading regardless of the platform underneath. That is especially relevant in regional markets where smaller providers often run custom or less common infrastructure. In those cases, a fully bespoke integration may be too expensive to justify. An API-based route lowers the barrier and makes social trading commercially viable for firms that previously may have skipped it altogether. This could be particularly important in APAC and other high-growth retail markets, where rising mobile usage and broader retail participation continue to shape demand for money management tools. Investor Takeaway The broader the platform compatibility, the stronger Brokeree’s position as a vendor rather than a platform-dependent plugin provider. That opens the door to more recurring B2B demand as copy trading spreads across crypto, CFD and investment apps. What comes next for copy trading infrastructure? The next stage of competition in trading technology is likely to focus less on whether firms offer social trading and more on how quickly and flexibly they can deploy it. Institutions want modular infrastructure, mobile-friendly delivery and enough control to tailor risk settings, fee models and user experience to their own audience. Brokeree already has pieces of that broader ecosystem in place, including a mobile app for on-the-go copy trading and a Ratings Module that surfaces signal provider performance through live data widgets. The Integration API adds the missing piece: distribution across more environments without deep platform lock-in. If the company executes well, the launch could strengthen its position in a market where interoperability is becoming a serious advantage. For brokers and fintech operators, the message is simple: social trading demand is growing, and the cost of waiting to implement it may now be higher than the cost of launching it.

Blockchain.com has expanded its brokerage operations into Ghana as the cryptocurrency platform increases its presence across African markets. The company stated that the move forms part of a broader strategy to scale operations across the region while providing access to digital asset trading services. The platform will offer Ghanaian users access to cryptocurrency brokerage services through its trading infrastructure. The company said the launch follows rising activity on its platform among users in Ghana and growing demand for digital asset services across West Africa. Nigeria Growth Drives Regional Expansion The expansion follows rapid growth in Nigeria after the company launched retail operations in the country last year. Nigeria became one of the firm’s fastest growing markets, supported by local operations established in Lagos and the hiring of regional staff. Blockchain.com reported that brokerage transaction volumes in Nigeria increased by more than 700 percent since the launch of its retail offering. The most actively traded assets on the platform in the country include USDT, bitcoin and TRX. The company stated that this growth encouraged further expansion into neighboring markets. Africa Among the Most Active Crypto Regions African markets have recorded high levels of cryptocurrency activity in recent years. Nigeria frequently appears among the leading markets in global adoption rankings. Data from Chainalysis shows that Nigeria ranks among the top countries for cryptocurrency adoption and leads Sub Saharan Africa in grassroots usage. The country processes billions of dollars in digital asset transactions each year. Several factors contribute to this trend, including currency volatility, remittance flows and the rapid expansion of mobile financial services across the region. Digital assets have been used by individuals and businesses for cross border transfers, savings and payments in markets where access to international financial services remains limited. Company Comments on African Strategy Owen Odia, General Manager for Africa at Blockchain.com, commented, “Our growth in Nigeria over the past year has demonstrated the immense potential for digital assets across the African region.” Owen Odia, General Manager for Africa at Blockchain.com, commented, “Africa represents our mission to make financial services available to everyone globally.” Owen Odia, General Manager for Africa at Blockchain.com, commented, “We are building for a long-term future by developing new infrastructure, investing in local talent, and creating region-specific products tailored to local needs.” The company said it maintains teams in the region focused on operations, partnerships and regulatory engagement as part of its long-term expansion plans. Ghana Shows Rising User Activity The company reported that activity among Ghanaian users increased before the official launch of services in the country. Over the past year, Blockchain.com recorded a 140 percent increase in active users in Ghana. Transaction volumes among those users increased by 80 percent during the same period. The company stated that this growth demonstrated demand for digital asset trading platforms providing regulated and secure access to cryptocurrency markets. The launch is expected to provide local users with direct access to the platform’s brokerage services. Digital Assets Used for Payments and Remittances In emerging markets, cryptocurrencies and stablecoins are increasingly used beyond investment activity. Users frequently employ digital assets for cross border transfers and remittances, which can offer faster settlement compared with traditional international payment systems. Stablecoins tied to major currencies are also used in some markets as a way to store value and manage currency volatility. Across West Africa, these use cases have contributed to the growth of cryptocurrency adoption among individuals and businesses. Blockchain.com said its expansion strategy focuses on infrastructure that supports these use cases while connecting local users to global financial markets. Global Platform Operations Blockchain.com operates as a global digital asset brokerage and wallet provider serving both individual and institutional users. The company currently operates in more than 70 jurisdictions worldwide. Since its founding in 2011, the platform has processed more than $1.2 trillion in cryptocurrency transactions. The firm reports that more than 90 million digital wallets have been created on its platform and more than 40 million users have completed identity verification. The expansion into Ghana represents the company’s latest step in building its digital asset infrastructure across emerging markets. Takeaway Blockchain.com has launched operations in Ghana following rapid growth in Nigeria, where brokerage transaction volumes increased more than 700 percent since the company’s retail launch last year. The expansion reflects rising cryptocurrency adoption across West Africa, where digital assets are increasingly used for payments, remittances and savings.

Cboe Global Markets has announced plans to introduce a new volatility benchmark tied to the bitcoin market. The index, called the Cboe IBIT Volatility Index with the ticker BITVX, will track the market’s expectation of 30-day forward-looking volatility derived from options linked to the iShares Bitcoin Trust ETF. The exchange said the index is scheduled to launch on March 23 and will apply the methodology used for the widely followed VIX Index. The new benchmark extends the firm’s volatility index framework into digital asset markets through options trading linked to a bitcoin exchange-traded fund. Volatility Benchmark Based on Bitcoin ETF Options The BITVX Index will measure the expected volatility of bitcoin over a 30-day period. The calculation will rely on options prices tied to the iShares Bitcoin Trust ETF, which tracks the performance of bitcoin through an exchange-traded structure. Options on the ETF have emerged as one of the most active derivatives markets tied to digital assets in the United States. The availability of listed options allows investors to express views on price movements, hedge exposure or implement derivatives strategies linked to bitcoin. The index aggregates information from multiple option strikes to produce a forward-looking estimate of volatility. Rather than relying on historical price movements, the methodology derives expected volatility directly from option prices. This approach is commonly used in derivatives markets because option premiums contain information about market expectations regarding future price fluctuations. Extension of VIX Methodology The BITVX Index uses the same methodology employed in the VIX Index, which measures expected volatility in the U.S. equity market. The VIX Index is calculated using options on the S&P 500 Index and has become one of the most widely followed measures of equity market volatility. By applying this methodology to bitcoin-linked options, the exchange aims to create a comparable benchmark for the digital asset market. The index will combine information across a range of out-of-the-money option strikes in order to generate a model-free estimate of implied volatility. Out-of-the-money options are commonly used in volatility calculations because their prices reflect investor expectations about the likelihood of large market movements. The methodology relies on weekly option expirations and uses two maturity dates that bracket a 30-day horizon. This process allows the index to maintain a consistent forward-looking timeframe. Company Comments on the New Index Rob Hocking, Global Head of Derivatives at Cboe, commented on the development and the role of volatility benchmarks in financial markets. Rob Hocking, Global Head of Derivatives at Cboe, commented, “With the new BITVX Index, we're taking the proven framework of Cboe's VIX Index methodology and applying it to bitcoin, giving the market a transparent, rules-based benchmark for expected volatility derived from IBIT options activity.” He said the growth of options trading linked to bitcoin exchange-traded funds has created demand for additional analytical tools. Rob Hocking, Global Head of Derivatives at Cboe, commented, “Bitcoin ETF options are a popular way for investors to access and manage bitcoin exposure, and we believe a dedicated volatility index will be an additive piece to the ecosystem, helping investors better analyze, price, and hedge risk in digital assets.” Volatility Indices Used Across Asset Classes Volatility indices have become widely used tools in financial markets because they provide a measure of expected market fluctuations. These indices are often used by investors to monitor market sentiment, manage portfolio risk and evaluate derivatives pricing. The VIX Index, which is based on S&P 500 options, is frequently referred to as a gauge of expected equity market volatility. Other volatility indices exist for additional asset classes including equities, commodities and foreign exchange. By introducing BITVX, Cboe is expanding its volatility index suite into the digital asset sector. The addition reflects the growth of derivatives markets tied to cryptocurrency-linked exchange-traded products. Growth of Bitcoin ETF Derivatives The development of bitcoin exchange-traded funds has contributed to the expansion of derivatives markets connected to digital assets. Options tied to these funds allow investors to trade volatility, hedge price exposure or implement strategies that depend on price movements. Because these instruments trade on regulated exchanges, they provide an alternative to derivatives offered directly by cryptocurrency trading platforms. The existence of an actively traded options market also enables the calculation of implied volatility measures. Such measures can serve as benchmarks used by traders, analysts and risk managers. The BITVX Index will provide a standardized measure derived from the IBIT options market. The exchange said the index will be calculated and administered by Cboe Global Indices. The launch represents another step in the integration of digital asset markets with financial market infrastructure traditionally used for equities and other asset classes. Takeaway Cboe plans to launch the BITVX Index on March 23, introducing a volatility benchmark for the bitcoin market based on options tied to the iShares Bitcoin Trust ETF. Using the same methodology as the VIX Index, BITVX will measure the market’s expectation of 30-day forward-looking volatility derived from IBIT options, extending Cboe’s volatility index framework into digital asset markets.

The S&P 500 index (US SPX 500 mini on FXOpen) is trading around the 6,800 level this morning. However, market sentiment could shift sharply once the Consumer Price Index (CPI) data are released at 15:30 GMT+3. Ongoing military tensions in the Middle East and sharp fluctuations in oil prices continue to influence investor sentiment. As previously noted, the WTI oil market remains highly volatile. In this context, today’s inflation report will be closely watched by traders as it may shape expectations regarding the Federal Reserve’s next policy steps. According to forecasts published by Forex Factory, analysts expect headline inflation to remain at 2.4%. S&P 500 Technical Outlook The chart indicates that the 7,000-point psychological barrier became a key turning point at the start of 2026. Despite several attempts, the index failed to establish a firm move above this level. Notably, we pointed to early bearish signals on 13 January. Since then, selling pressure has resulted in: → the formation of a descending trend line labelled R; → a downward expansion of the trading channel that originated in late 2025, effectively doubling its range in early March. Recent price behaviour also highlights several important technical factors: → the lower boundary of the widened channel has so far acted as support; → the channel’s median line is currently functioning as a resistance zone. Another level worth monitoring is the 6,700 area, which has recently gained technical significance: → a bearish gap appeared there at the start of the week; → later, the index rallied sharply and filled the gap, meaning the zone may now provide support going forward. In the short term, the upcoming inflation release could trigger a surge in volatility for the S&P 500. Depending on the market’s reaction, the index may either test the descending trend line R or revisit the highlighted support region. FXOpen offers spreads from 0.0 pips and commissions from $1.50 per lot (additional fees may apply). Enjoy trading on MT4, MT5, TickTrader or TradingView trading platforms! The FXOpen App is a dedicated mobile application designed to give traders full control of their accounts anytime, anywhere. This article represents the opinion of the Companies operating under the FXOpen brand only. It is not to be construed as an offer, solicitation, or recommendation with respect to products and services provided by the Companies operating under the FXOpen brand, nor is it to be considered financial advice.

Broadridge Financial Solutions has integrated Crypto.com into its NYFIX order routing network, enabling brokers and institutional trading firms to route cryptocurrency orders through the same FIX-based infrastructure used across traditional financial markets. The integration connects Crypto.com to the NYFIX Marketplace and represents the first cryptocurrency trading connection in Asia for the NYFIX network. The development expands the infrastructure used by global financial institutions to include digital asset trading connectivity. The move allows market participants already connected to NYFIX to send crypto orders directly to Crypto.com using existing connectivity frameworks. Crypto Orders Routed Through FIX Infrastructure The NYFIX network is a trading connectivity platform that allows brokers, asset managers and trading firms to route orders across global financial markets. It operates through the Financial Information eXchange protocol, commonly known as FIX, which is widely used across electronic trading systems. The integration with Crypto.com enables digital asset orders to flow through this same infrastructure. By using FIX connectivity, market participants can route cryptocurrency orders through standardized workflows already used for equities, derivatives and other asset classes. The approach allows institutions to integrate digital asset trading within their existing trading infrastructure. Order routing, drop copy reporting and market data handling remain consistent with the processes already used across traditional trading environments. Broadridge Expands Connectivity Into Digital Assets George Rosenberger, Senior Vice President of Trading and Connectivity Solutions at Broadridge, commented on the expansion of the network into cryptocurrency trading. George Rosenberger, Senior Vice President, Broadridge Trading & Connectivity Solutions, commented, “As interest in digital assets continues to accelerate, this relationship reflects Broadridge’s commitment to expanding access to emerging asset classes while maintaining compliance and operational resilience.” He stated that the integration extends the existing trading infrastructure used by Broadridge clients. George Rosenberger, Senior Vice President, Broadridge Trading & Connectivity Solutions, commented, “With Crypto.com we are extending NYFIX’s robust connectivity into the digital asset space, enabling our clients to route orders with the same reliability and transparency they expect from all their trading activity.” Access to NYFIX Marketplace The integration also allows Crypto.com users to connect with the NYFIX Marketplace. This marketplace provides access to a global network of trading firms, brokers and liquidity providers connected through the NYFIX platform. Through the new integration, institutions already connected to NYFIX can route cryptocurrency orders directly to Crypto.com without requiring separate connectivity. This structure allows digital asset trading to operate within the same order management workflows used for other asset classes. The integration is intended to reduce operational fragmentation that can occur when firms maintain separate infrastructure for different markets. Institutional Expansion for Crypto.com Eric Anziani, President and Chief Operating Officer of Crypto.com, commented on the company’s participation in the NYFIX network. Eric Anziani, President and Chief Operating Officer of Crypto.com, commented, “Working with Broadridge allows us to connect with a trusted global network that has long served the world’s leading financial institutions.” He stated that the collaboration supports the company’s expansion among institutional trading firms. Eric Anziani, President and Chief Operating Officer of Crypto.com, commented, “This collaboration strengthens our ability to serve professional trading firms with robust FIX connectivity solutions and supports our ongoing mission to expand Crypto.com’s presence across key global markets.” Network Reach Across Global Market Participants The NYFIX network currently connects more than 2,200 buy-side and sell-side institutions across global financial markets. Participants include broker-dealers, investment managers, trading firms and market infrastructure providers. By linking Crypto.com to this network, digital asset trading can become accessible to institutions already operating within the NYFIX connectivity framework. The integration allows firms to manage crypto trading activity alongside other trading flows without building separate technical connections. This approach may simplify the operational processes required for institutions entering digital asset markets. Trading Infrastructure Converges Across Asset Classes The expansion of the NYFIX network into digital assets reflects a broader trend in which financial market infrastructure providers adapt existing systems to support cryptocurrency trading. Institutional investors have increasingly explored digital assets as part of diversified portfolios. As participation grows, infrastructure providers have sought to integrate digital assets into established trading frameworks used for equities, derivatives and foreign exchange. The integration of Crypto.com into the NYFIX network represents another step toward connecting cryptocurrency markets with the infrastructure used across traditional capital markets. The companies stated that the partnership could also allow Crypto.com to explore additional capital markets services through the NYFIX platform as its institutional business develops. Takeaway Broadridge has integrated Crypto.com into its NYFIX order routing network, allowing brokers and institutions to route cryptocurrency orders using the same FIX infrastructure used across traditional financial markets. The integration represents the first cryptocurrency connection to NYFIX in Asia and gives Crypto.com access to a network of more than 2,200 global trading firms and institutions.

Investment platform Lightyear has removed trading commissions for UK retail customers and reduced its foreign exchange fee to 0.1 percent as competition among brokerage platforms intensifies. The company stated that the pricing change places the platform among the lowest cost brokerage options available to individual investors in the United Kingdom. The pricing adjustment forms part of a broader effort by the firm to attract more retail investors and expand participation in equity markets, particularly among individuals who continue to hold savings primarily in cash rather than investment accounts. The announcement arrives ahead of the end of the UK tax year, a period when many investors review contributions to tax advantaged investment accounts. Fee Competition Among UK Retail Brokers Retail brokerage platforms in the United Kingdom have increased competition on pricing as digital investment platforms expand market access. Several platforms offer commission free trading structures while generating revenue through foreign exchange spreads, subscription fees or other service charges. Lightyear stated that its updated pricing removes commission charges and reduces the platform’s foreign exchange fee to 0.1 percent for retail customers. The company said the pricing structure is designed to reduce overall investment costs for individuals trading international securities. Foreign exchange charges represent a major component of costs for UK investors purchasing overseas equities and exchange traded funds. Reducing FX spreads can therefore affect the overall cost structure of cross border investing. Backend Infrastructure Changes The pricing reduction follows changes to the platform’s internal infrastructure. Lightyear recently became a direct member of CREST, the United Kingdom’s central securities depository responsible for settlement of securities transactions. Direct membership allows brokerage firms to settle securities transactions without relying on third party intermediaries. This structure can reduce operational costs associated with clearing and settlement. The company stated that the cost savings generated through the infrastructure change are being transferred to customers through lower trading fees. Direct membership may also allow the platform to introduce additional products and expand its list of supported financial instruments. Cash Holdings Among UK Savers The firm also released research examining how individuals in the United Kingdom manage their savings. The research indicated that a majority of people continue to hold savings primarily in cash rather than investment accounts. According to the data cited by the company, 54 percent of individuals hold savings in cash accounts. Only 15 percent of respondents reported investing through a Stocks and Shares Individual Savings Account. These tax advantaged accounts allow UK residents to invest in financial markets while receiving tax benefits on capital gains and investment income. The findings suggest that a large share of the population has limited exposure to financial markets despite widespread interest in personal financial management. Company Comments on Pricing Strategy Wander Rutgers, United Kingdom Chief Executive at Lightyear, commented on the company’s pricing approach. Wander Rutgers, United Kingdom Chief Executive at Lightyear, commented, “For too long, UK retail investors have got the short end of the stick.” Wander Rutgers, United Kingdom Chief Executive at Lightyear, commented, “They've either been squeezed by legacy platforms charging exorbitant fees for basic market access, or lured by neobrokers with promises of ‘free trading’, actually monetising through wide FX markups or pushing users towards complex and expensive products like CFDs.” He also commented on the infrastructure changes that enabled the new pricing structure. Wander Rutgers, United Kingdom Chief Executive at Lightyear, commented, “Becoming a direct member of CREST sets us up for a range of product improvements, instrument expansion and a fundamentally lower cost structure.” Wander Rutgers, United Kingdom Chief Executive at Lightyear, commented, “We want to pass those wins on to our customers.” Ramin Nakisa, co founder of PensionCraft, also commented on the development. Ramin Nakisa, co founder of PensionCraft, commented, “The UK market is full of brokers, making all sorts of shiny promises to win over customers.” Ramin Nakisa, co founder of PensionCraft, commented, “Choosing between them can feel very overwhelming.” Ramin Nakisa, co founder of PensionCraft, commented, “Today's news of even lower prices for UK individual investors is great.” Changing Structure of Retail Investing Platforms Retail investment platforms have expanded rapidly during the past decade as digital technology simplified account opening and trading access. Online brokerage firms have focused on reducing costs and simplifying trading interfaces in order to attract new investors. Lower trading fees are often used by new platforms to compete with traditional brokerage providers that historically charged higher commissions. At the same time, regulators and financial educators continue to encourage individuals to increase participation in long term investment products. Platforms such as Lightyear operate in a market environment where brokers compete through pricing structures, trading technology and product availability. Changes to fee structures may therefore influence where retail investors choose to hold investment accounts. Takeaway Lightyear has removed trading commissions and reduced foreign exchange fees to 0.1 percent for UK retail investors after becoming a direct member of the CREST securities settlement system. The move increases competition among UK brokerage platforms while the company seeks to attract individuals who continue to hold most savings in cash rather than investment accounts.