A 47-year-old Chinese national, Zhimin Qian, has been sentenced to 11 years and 8 months in Southwark Crown Court, London, for her role in what authorities describe as the UK’s largest cryptocurrency laundering case. Qian, also known as Yadi Zhang, admitted to acquiring and possessing criminal property in the form of cryptocurrency under the UK’s Proceeds of Crime Act per Bloomberg. Between 2014 and 2017, Qian operated an investment scheme through her Chinese company, Lantian Gerui, which targeted over 128,000 investors and raised approximately RMB 40 billion (around $5.6 billion). A significant portion of these funds was siphoned off and moved through complex cryptocurrency transactions. UK authorities ultimately seized nearly 61,000 bitcoins, marking one of the largest crypto asset recoveries in the country. Qian fled China in 2017, traveling through Southeast Asia before entering the UK on a St Kitts & Nevis passport under a false identity. She rented luxury accommodations in London and attempted to convert the crypto funds into tangible assets, including property. Authorities arrested her in York in April 2024 after searches in London revealed digital wallets and safe-deposit boxes containing the bitcoins. In court, Judge Sally-Ann Hales described the case as “unprecedented,” saying, “Zhimin Qian, you were the architect of this offending from its inception to its conclusion. The scale of your money laundering is unprecedented. Your motive was one of pure greed.” Her accomplices also faced convictions. Seng Hok Ling was sentenced to 4 years and 11 months for assisting in laundering funds, while Jian Wen, a former fast-food worker, received a six-year term for helping manage and move assets. The court emphasized the unprecedented scale of Qian’s laundering activities. With the value of the seized crypto having appreciated significantly since confiscation, legal questions remain regarding compensation for the defrauded investors. Global Crackdown on Bitcoin And Crypto Crimes Beyond the UK, cryptocurrency crimes are increasingly drawing international attention. China recently accused the U.S. of involvement in a massive 2020 hack that saw 127,000 bitcoins—worth around $13 billion today—stolen from the LuBian mining pool, alleging the funds were funneled through U.S.-controlled wallets. In Australia, former rugby league star Trent Merrin was charged with transferring roughly AUD $140,000 from another individual’s crypto account into his own, highlighting that even high-profile individuals are not immune from scrutiny. Meanwhile, Thai authorities arrested a South Korean national suspected of laundering over $50 million in cryptocurrencies into physical gold for a fraud syndicate, demonstrating how digital assets continue to be exploited for cross-border money laundering.

Given the clear daily downtrend and the bearish sentiment seen across the cryptocurrency markets today, Uniswap cryptocurrency be expected to fall further to the next support level 7.000.   Uniswap reversed from resistance area Likely to fall to support level 7.000 Uniswap cryptocurrency recently reversed down with the tall Japanese candlesticks reversal pattern Shooting Star Doji from the the resistance area between the round resistance level 10.00 (which stopped the earlier correction b in the middle of September, as can be seen from the daily Uniswap chart below) and the resistance level 9.00 (former support from September). The downward reversal from this resistance area stopped the previous short-term correction B from the start of October. Given the clear daily downtrend and the bearish sentiment seen across the cryptocurrency markets today, Uniswap cryptocurrency be expected to fall further to the next support level 7.000. [caption id="attachment_168614" align="alignnone" width="800"] Uniswap Technical Analysis[/caption] The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff. The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

Venture capital powerhouse Andreessen Horowitz (a16z) has urged the U.S. Treasury Department to adopt a balanced approach to stablecoin regulation. The VC firm is calling for explicit exemptions for decentralized stablecoins under the new GENIUS Act. The firm argues that instead of restrictions, regulatory clarity is key to preserving U.S. leadership in digital asset innovation. In a detailed policy letter submitted this week, a16z emphasized that decentralized, over-collateralized stablecoins differ fundamentally from centralized, fiat-backed options and should therefore be treated separately under the Treasury’s anti-money-laundering and compliance framework. The letter comes as policymakers weigh how to balance innovation incentives with concerns about illicit finance, consumer risk, and market stability. A16z Says Decentralization Is a Feature, Not a Loophole At the center of a16z’s argument is the idea that decentralized stablecoins, especially those backed by on-chain collateral rather than bank reserves, are self-governing systems that operate transparently on public blockchains. The firm notes that these protocols cannot be issued or redeemed by any single party, making them structurally different from centralized stablecoins like USD Coin (USDC) or Tether (USDT). According to a16z, subjecting such systems to the same custodial obligations as centralized issuers could inadvertently drive innovation offshore. Instead, the firm urges the Treasury to recognize on-chain verifiability as an alternative compliance mechanism. The request aims to shape how the GENIUS Act defines “issuer” responsibility. Under current systems, even algorithmic or smart-contract-based systems could fall within Treasury oversight if they create or maintain a stablecoin, which is a definition that a16z says risks overreach. A16z Demands Regulatory Context Via the GENIUS Act  Introduced earlier this year, the GENIUS Act seeks to establish a unified federal framework for stablecoin supervision, including reserve standards, redemption rights, and registration requirements. It also grants the Treasury significant discretion to determine which stablecoin structures qualify as compliant. Critics, however, argue that the bill’s broad language could encompass decentralized systems that have no identifiable operator, creating compliance complexities. A16z’s letter highlights that decentralized stablecoins, especially those governed by decentralized autonomous organizations (DAOs), cannot realistically satisfy Know-Your-Customer (KYC) mandates intended for financial intermediaries. Instead, the firm suggests the Treasury leverage on-chain analytics, wallet-risk scoring, and blockchain forensics to address illicit-finance risks without stifling decentralization. Analysts note that the debate is not merely technical but strategic. With Europe’s Markets in Crypto-Assets Regulation (MiCA) framework already defining clear categories for e-money tokens and crypto-asset-backed stablecoins, the U.S. risks falling behind if it applies a one-size-fits-all regime. Looking ahead, a16z’s policy push aligns with its broader efforts to influence U.S. crypto regulation through its a16z crypto policy lab, which has repeatedly called for clearer, principles-based frameworks. Whether the Treasury and lawmakers respond favorably remains to be seen, but the submission shows the urgency of defining how decentralized systems fit into financial regulation.

Stablecoin Demand Seen Altering JGB Dynamics Stablecoin issuers could become major buyers of Japanese government bonds (JGBs) in the coming years and affect the Bank of Japan’s control over monetary policy, according to Noritaka Okabe, chief executive of JPYC, the country’s first domestic yen-pegged stablecoin issuer. “With the BOJ tapering bond buying, stablecoin issuers could emerge as the biggest holders of JGBs in the next few years,” Okabe told Reuters in an interview on Tuesday. “While authorities could try to control the duration of bonds stablecoin issuers buy, it would be hard for them to control the volume they hold. This will happen around the world. Japan is no exception.” JPYC began issuing its yen-backed stablecoin on Oct. 27, marking a rare move in a market where cash and credit cards still dominate consumer payments. The company has issued around 143 million yen ($933,000) so far and has 4,707 account holders as of Nov. 12. It aims to expand issuance to 10 trillion yen ($66 billion) over three years. Investor Takeaway Yen-backed stablecoins could shift Japan’s bond market if issuance scales, giving private issuers new influence in a space long dominated by the central bank. Yen’s Digital Presence Okabe said the rise of dollar-backed stablecoins — which account for 99% of global circulation — puts Japanese firms at a disadvantage. “Various assets are now traded on blockchains real time across the world. But the stablecoin market is dominated by the dollar, which is a disadvantage to Japanese firms that need to pay extra hedging and transaction costs,” he said. “Japan must ensure the yen has a presence in the global stablecoin market.” JPYC’s token is fully convertible to yen and backed by domestic savings and government bonds. The company invests 80% of its proceeds in JGBs and the remaining 20% in bank deposits. Okabe said the structure would support the local bond market while helping digitalize yen transactions. “JPYC will help the yen hold a presence in a rapidly growing digital market,” he said, adding that while the current issuance is small, yen-backed tokens could evolve into a liquid settlement asset for Japanese institutions as stablecoin infrastructure matures. BOJ’s Shrinking Role The Bank of Japan still holds roughly 50% of the 1,055-trillion-yen JGB market but began slowing purchases last year as it moved to phase out a decade of massive monetary stimulus. Policymakers are now watching whether domestic financial institutions — which trimmed their JGB holdings during years of ultra-low yields — will replace the BOJ as key buyers. A new government is also expected to increase bond issuance to fund spending plans. Okabe said the involvement of stablecoin issuers could offset the BOJ’s reduced buying but may also limit its policy flexibility. “The volumes of JGBs they buy are swayed by the balance of supply and demand for stablecoins,” he said. JPYC currently buys short-term securities but has been approached by lawmakers about purchasing longer-dated bonds. “It’s something we could look into in the future,” Okabe said. Investor Takeaway Stablecoin issuers could become a new source of demand for JGBs, complicating the BOJ’s ability to steer yields as traditional buyers retreat. Broader Policy Landscape The yen stablecoin launch coincides with growing global debate on how digital tokens interact with monetary policy. Stablecoins backed by U.S. dollars have surged with strong political backing from Washington. Japan’s three largest banks — Mitsubishi UFJ, Sumitomo Mitsui, and Mizuho — have announced a joint stablecoin experiment with support from Japan’s Financial Services Agency. While regulators have encouraged controlled innovation, policymakers also warn that stablecoins can move funds outside the banking system and weaken the role of commercial lenders in payments. Okabe said Japan’s approach — tying stablecoins to domestic reserves and sovereign debt — ensures transparency and regulatory oversight. That said, JPYC remains a small player in a $290 billion global stablecoin market. But if its growth target is met, yen-backed stablecoins could emerge as a meaningful force in Japan’s financial system, linking blockchain payments directly to the government bond market.

KEY TAKEAWAYS iPhone P2E games leverage blockchain to allow true asset ownership and tradeable in-game rewards. Players earn crypto through missions, battles, staking, NFT trading, and DeFi features. Mobile platforms dominate blockchain gaming, making participation highly accessible worldwide. Earnings potential ranges from casual supplemental income to significant rewards for skilled players. Benefits include real monetary value, asset ownership, accessibility, community engagement, and innovative gameplay. Risks include upfront costs, crypto volatility, regulatory uncertainty, sustainability concerns, and technical barriers.   The fusion of mobile gaming and cryptocurrency has led to the emergence of iPhone games that offer players the chance to earn crypto assets through gameplay. This new frontier in gaming, widely known as play-to-earn (P2E), has sparked excitement among gamers and investors alike. But the question remains: Are these crypto-earning iPhone games a genuine opportunity to earn real rewards, or are they simply another passing trend?  This article provides an in-depth exploration of the topic, covering how these games function, their economic impact, benefits and challenges, and their prospects for lasting success. How Do iPhone Crypto Games Work? iPhone games that pay players in cryptocurrency leverage blockchain technology to create decentralized gaming ecosystems. Unlike traditional games where players spend money for virtual items without ownership, blockchain gaming allows players to own, sell, and trade in-game assets like NFTs (non-fungible tokens) and cryptocurrency tokens. These assets have real-world value because they are recorded on a blockchain, ensuring security, transparency, and verifiable ownership. Players earn crypto rewards through various methods such as completing missions, winning battles, staking assets, or engaging in marketplace trading. The rewards often come in the form of tokens native to the game’s blockchain ecosystem or popular cryptocurrencies like Ethereum or Bitcoin. These tokens can then be exchanged for fiat currency or reinvested into the game for further advantages. Popular crypto games on iPhone include titles like Axie Infinity, Splinterlands, Thetan Arena, and Alien Worlds. Each offers different gameplay mechanics but shares the core principle of rewarding players with tradeable digital assets. Market Size and Growth Trends The blockchain gaming market, which underpins these crypto games, is rapidly expanding. As of 2025, the global blockchain gaming market is valued at over $21 billion, with projections estimating growth to exceed $1 trillion by 2033, representing a staggering compound annual growth rate (CAGR) of approximately 63%. Mobile platforms dominate this space, accounting for over 55% of blockchain gaming activity in 2025, due to the ubiquity and accessibility of smartphones around the world. Moreover, the number of blockchain gamers has surpassed 100 million globally, with more than 70% year-over-year growth. Play-to-earn games constitute about 62% of all blockchain gaming revenue, underscoring the earning potential as a critical driver of user engagement. Economic Impact and Earning Potential The economic incentives within iPhone crypto games vary significantly. While casual players can earn small amounts of tokens for participating, experienced or skilled players can generate substantial rewards. Around 32% of blockchain gamers reportedly earn over $100 per month from gaming, with top players exceeding $600 monthly by combining P2E rewards and NFT trading. Many games also host esports-style competitions with prize pools reaching hundreds of thousands of dollars, further professionalizing the space and bridging the gap between entertainment and serious financial opportunity. Additionally, decentralized finance (DeFi) elements such as staking and yield farming within games have been integrated to enhance earning mechanisms. Benefits of Crypto Gaming on iPhone Crypto gaming on iPhone offers more than just entertainment; some of the benefits are: Real Monetary Value: Players can convert their time and skills into tangible income through crypto rewards. Asset Ownership: Blockchain ensures that digital assets truly belong to players and can be freely traded or sold. Accessibility and Convenience: The mobile format enables gaming and earning anytime, anywhere, increasing adoption globally. Community Engagement: Financial incentives bring stronger player communities and foster long-term loyalty. Innovative Gameplay: Integration of AI-driven adaptive gameplay and DeFi features creates deeper, personalized experiences. Challenges and Risks While iPhone crypto games offer exciting earning opportunities, they also come with significant challenges and risks.  Upfront Costs: Some games require initial NFT or token purchases, which can be costly and risky, especially for beginners. Market Volatility: Cryptocurrency prices are notoriously volatile, placing earnings at risk of losing value rapidly. Regulatory Uncertainty: Diverse and evolving regulations across regions can restrict access or complicate token liquidation. Sustainability Concerns: Overreliance on speculative token economies may threaten the long-term viability of reward structures. Technical Barriers: While mobile accessibility is improving, wallet integration and understanding blockchain mechanics can still be intimidating to casual users. Assessing Real Rewards vs. Trends Play-to-earn iPhone games represent a significant shift from traditional pay-to-play models by combining entertainment with financial incentives. This model has proven real for many players, creating communities that thrive on both fun and income. However, as with many rapidly growing sectors, some projects may be driven by hype and have unsustainable reward systems. Success stories tend to be those with strong gameplay, clear economic models, transparent governance often via DAOs, and continuous innovation integrating AI and cross-chain technology. Users must conduct thorough research before entering and keep expectations realistic by considering earnings as supplemental rather than guaranteed income. iPhone Play-to-Earn Games: Real Rewards or Trend? iPhone games that let players earn cryptocurrency are more than just a fad; they are transforming how games are played and monetized. These games offer real financial opportunities rooted in blockchain technology's capacity for asset ownership and decentralized economics. Despite challenges like market volatility and regulatory uncertainty, the ecosystem's rapid growth and technological innovations make this space promising. For players intrigued by the prospect of earning while gaming, the key is informed participation, careful selection of games with sustainable models, and understanding that earnings depend equally on skill, timing, and market conditions. As mobile crypto gaming matures, it is likely to become a mainstream segment of both the gaming and crypto industries, delivering real rewards beyond the initial trend. FAQ What are crypto-earning iPhone games? Crypto-earning iPhone games, or play-to-earn (P2E) games, reward players with cryptocurrency or blockchain-based assets like NFTs through gameplay. How do players earn in these games? Players can earn crypto by completing missions, winning battles, staking assets, trading NFTs, or participating in in-game marketplaces. Can I convert my in-game rewards to real money? Yes. Most in-game tokens or NFTs can be sold or exchanged for popular cryptocurrencies like Ethereum or Bitcoin, which can then be converted to fiat. Do all iPhone crypto games require upfront investment? Not all, but some games require purchasing NFTs or tokens initially, which can be costly and pose financial risks for beginners. Are crypto-earning games sustainable? Sustainability depends on the game’s economic model, governance, and innovation. Games with clear reward structures and strong communities tend to last longer. What are the risks of playing iPhone crypto games? Key risks include market volatility, regulatory uncertainty, upfront costs, and technical barriers like wallet setup or understanding blockchain mechanics. How popular are crypto games on iPhone? Mobile devices dominate blockchain gaming, representing over 55% of activity. The sector has grown to over 100 million global players, with rapid annual adoption.

ETHUSD climbs over 4%, reclaims 23.6% Fibonacci mark Price action capped within consolidation between 20- and 200-day SMAs Momentum indicators reflect easing bearish pressure ETHUSD is extending its consolidation above the 200-day simple moving average (SMA), rebounding above the 3,500 threshold, which aligns with the 23.6% Fibonacci retracement of the August 24 pullback from the record high to the November 3 monthly low. The largest altcoin has repeatedly failed to decisively clear this level since its sharp retreat from the 50-day SMA near 4,200 earlier this month. At this stage, the momentum indicators are reflecting the fading bearish pressure, with the MACD edging above its red signal line, though still in negative territory, and the RSI sloping higher from below the neutral 50 mark. The price action currently remains capped just beneath the near-term downtrend line. A breakout could encounter initial resistance at the 20-day SMA near 3,700, followed closely by the 38.2% Fibonacci level at 3,780. Stronger resistance lies near the 50-day SMA just below the psychological 4,000 mark, which coincides with the 50% Fibonacci retracement. Conversely, if Ether corrects lower, a close below the 200-day SMA and the 3,350-3,200 zone – intermittently intact since July - could intensify the broader bearish momentum. This would likely trigger a deeper decline toward the four-month low of 3,040, before exposing further levels last seen in July in the 2,880-2,600 territory. To sum up, Ether is rebounding from a key support level, but the broader bearish bias persists and will likely continue to do so unless the price decisively closes back above both the 200- and 20-day SMAs to restore a neutral outlook. Disclaimer: This sponsored market analysis is provided for informational purposes only. We have not independently verified its content and do not bear any responsibility for any information or description of services that it may contain. Information contained in this post is not advice nor a recommendation and thus should not be treated as such. We strongly recommend that you seek independent financial advice from a qualified and regulated professional, before participating or investing in any financial activities or services. Please also read and review our full disclaimer.

The Bridge cross-border payment platform facilitated the UAE's first Digital Dirham transaction, demonstrating how central bank digital currencies can be utilized in real-world finance. The successful transfer is viewed as a crucial step toward the country's goal of integrating digital assets into both public and private sector financial processes, which will enhance payments by making them more efficient, open, and accessible.​ Bridge Platform: Working Together in the Region This test transaction is a technological success and a step forward in regional financial cooperation. The Bridge project is a platform that operates across multiple jurisdictions to facilitate easier cross-border CBDC settlements.  The central banks of the participating nations are collaborating to develop methods for faster and more cost-effective international transactions. They are shifting away from traditional payment systems in favor of blockchain-based ones.​ Global Outlook and National Strategy The UAE's Central Bank has said that integrating digital currency is a key part of its plan to modernize the economy. The UAE strengthens its position as a pioneer in CBDC adoption in the Middle East by completing a cross-border Digital Dirham transaction. Officials said that the trial results will help shape the larger rollout, which aims to make the UAE a more significant player in the global digital banking ecosystem.​ Effects on Public and Private Finance The trial program suggests that incorporating the Digital Dirham could enhance the security and accessibility of local and international payments. It should make it easier for both consumers and businesses to access global payment networks, thereby speeding up the process of settling transactions across borders. Local banks and policymakers are closely monitoring the pilot program, as they aim to stay ahead of technological changes that may impact the future of money.​ Next Steps for the CBDC Pilot Following this first successful transaction, the UAE central bank will assess the Digital Dirham's usefulness, scalability, and compliance with the law. The goal of the pilot project is to learn things that could help it grow into a larger business and eventually become part of everyday economic activities.  In the future, there will be tests of how well CBDC systems from different countries integrate and studies on the impact of digital currencies on monetary policy and liquidity.​ The UAE's first Digital Dirham cross-border transaction, as part of its CBDC pilot, demonstrates the country's commitment to financial innovation and establishes it as a significant player in the evolving world of digital currencies.

JPMorgan Chase & Co. has officially launched its deposit token, JPM Coin, for institutional clients, marking a significant expansion of the bank’s blockchain efforts. The token, which represents dollar deposits at JPMorgan, will operate on Base, the public blockchain affiliated with Coinbase, enabling near-instant payments around the clock. Naveen Mallela, global co-head of JPMorgan’s blockchain division Kinexys, said the token allows clients to send and receive funds in seconds, bypassing traditional banking delays that typically occur during working hours. The launch follows a trial period involving firms such as Mastercard, Coinbase, and B2C2. JPMorgan plans to extend access to clients of its clients in the future and to explore token versions in other currencies, pending regulatory approval. A euro-denominated deposit token is already trademarked under the ticker JPME. The bank also intends to expand JPM Coin to other blockchain networks. Deposit tokens differ from stablecoins in that they represent a claim on existing bank deposits rather than being backed one-to-one by external assets. Unlike stablecoins, deposit tokens can yield interest to holders, making them attractive for cryptocurrency trading firms and other large-balance clients. JPM Coin will also be accepted as collateral on Coinbase. On the appeal of deposit tokens, Mallela told Bloomberg: “We think that stablecoins get a lot of buzz, but for institutional clients, deposit-based products offer a compelling alternative. These can be yield-bearing.” The launch comes amid a broader trend of global banks exploring digital assets for faster, cheaper payments, with institutions such as Citigroup, Banco Santander, Deutsche Bank, and PayPal actively experimenting in this space. JPMorgan already operates Kinexys Digital Payments, a network handling over $3 billion in transactions daily, though this remains small compared to the bank’s $10 trillion daily payments volume. JPMorgan’s Broader Digital-Asset Moves JPMorgan’s launch of JPM Coin comes as the bank continues expanding its digital footprint globally. In Germany, Chase is setting up a new Berlin office ahead of its planned digital-bank launch, following a €45 million anti-money-laundering fine, showing the bank’s commitment to compliance alongside innovation. Coinbase is also extending its operations to Singapore, enabling faster payments for businesses in the Asia-Pacific region and reflecting growing institutional adoption of blockchain-based payment solutions. Meanwhile, JPMorgan has opened access to Bitcoin for its clients, signaling a broader shift toward integrating digital assets into traditional banking services. These moves highlight how JPM Coin fits into a wider strategy to modernize payments and offer real-time, blockchain-enabled solutions.

The FCA's rules require crypto companies to display clear risk warnings, refrain from offering incentives for trading, and conduct suitability evaluations and multi-step verification processes for consumers. Arjun Sethi, a co-CEO at Kraken, compared these regulatory pop-ups to warnings on cigarette boxes, saying that UK consumers saw messages like "'use this and you're going to die'" on every crypto-related website, including Kraken.  He says that disclosures are necessary, but the lengthy process—sometimes involving up to 14 steps—makes it harder for users to complete speedy transactions, which is especially important when prices are changing rapidly.​ Less Access: 75% Block on Products Sethi notes that a surprising result of this approach is that British clients can no longer access approximately 75% of the crypto products available to U.S. users.  This covers the most essential DeFi features, such as staking and lending protocols, which makes it very hard for retail consumers to choose and move money around. Sethi stated that many new users, who want things to be easy to access and use, are now less likely to participate, which contradicts the FCA's purpose of keeping them safe.​ Wider Effects on the Industry and How it Responds Kraken's founders' critique reflects a broader sentiment in the crypto industry: that the UK is being too cautious, which could drive companies and individuals to nations that are more open. Some exchanges have reduced the number of products they offer to avoid legal issues.  While others seek innovative ways to stay compliant without compromising creativity or user involvement, Sethi's comments are one of the most prominent challenges to the FCA's rules to date, and they could have a significant impact on future conversations about regulation worldwide.​ FCA’s Standpoint The FCA states that the guidelines are necessary to help customers make informed decisions, even if some individuals choose not to invest in Bitcoin as a result. The regulatory agency states that the stricter rules are intended to protect customers from the risks associated with the high volatility and complexity of digital assets.​ Kraken's fight with UK regulators highlights the challenges of balancing customer protection and market openness. As rules throughout the world become increasingly different, British crypto users are stuck between protecting themselves and trying new things. They may miss out on chances that are now easier to get in other places.

South Africa’s financial markets have long set the pace for the continent, but fintech innovation is now transforming that landscape at remarkable speed. From digital payments to online trading, technology is redefining access and opportunity, creating an ecosystem that blends inclusion, ambition, and world-class sophistication. This evolution calls for more than participation and partnership. This belief is what guided Exness’ decision to establish a new regional office in Cape Town, a city that stands at the intersection of global finance and African innovation. The opening marks not just a milestone, but a sign of Exness’ commitment to long-term investment in the future of Africa’s financial community. Why Cape Town? Exness chose Cape Town for the same reasons the city has become a magnet for startups across Africa: a deep talent pool, strong academic institutions, and a culture of creativity grounded in practical problem-solving. The city attracts founders and specialists who are not only building for local markets, but for a connected continent and planet. This makes it an ideal base for Exness, whose technology-driven model depends equally on innovation and trust. Our presence is not symbolic; it is strategic. By embedding ourselves within South Africa’s fintech capital, we align global expertise with local talent, ensuring that what we build truly reflects the realities and ambitions of African traders. A regional hub with a local heart Our Cape Town office is a regional hub for Sub-Saharan Africa, acting as a bridge between our global operations and local communities. From here, we can respond more quickly, deliver tailored education initiatives, and work more closely with partners and regulators. Proximity makes a difference. When support, analysis, and product development happen where traders operate, feedback is faster and solutions become more relevant. That is the essence of localization: building with traders, not just for them. Understanding the modern African trader Today’s African traders are informed, ambitious, and globally connected. They expect more from their brokers: more control, more clarity, more efficiency. Control means fast, predictable access to funds. At Exness, our payment model enables automatic withdrawals1 whenever processors allow, giving clients reliable and dependable access to their capital. Clarity means transparent costs and clear communication. We publish trading costs and even historical pricing data, so traders can verify, compare, and plan with confidence. Efficiency is characterized by precision, with stable spreads, consistent execution, and technology that performs reliably under pressure. These three principles—control, clarity, and efficiency form the backbone of every product and service we deliver. Trust through regulation and governance Operating responsibly in Africa means embracing regulation. Our Financial Sector Conduct Authority (FSCA) license in South Africa demonstrates our commitment to meeting local standards, while our license with Kenya’s Capital Markets Authority (CMA) reinforces the same principle across the region. Regulatory frameworks are not constraints; they are enablers of trust. They protect clients, promote transparency, and strengthen the credibility of the industry as a whole. For Exness, compliance is more than a requirement; it is an integral part of how we build sustainable participation in financial markets. Investing in people and knowledge A local office is only as strong as the people who power it. That is why we are investing in South African professionals: client-support specialists and technologists who understand both the market and its nuances. By nurturing local talent, we not only enhance the quality of our service but also contribute to the evolution of the ecosystem. Our goal is to raise the standard of financial literacy and empower a generation of professionals who can compete globally. A long-term vision for Africa This expansion is not a short-term market entry; it is a long-term commitment to the region’s growth and development. Africa’s potential lies not only in its size, but also in its creativity and adaptability. By combining advanced technology with responsible governance, we can help build a trading environment where participation is broad, informed, and sustainable. Empowering sustainable participation means offering better-than-market conditions, along with transparency and genuine proximity to clients. This enables more people to engage with the markets confidently and responsibly, and demonstrates how we can transform Africa’s trading growth into lasting progress. 1At Exness, over 98% of withdrawals are processed automatically. Processing times may vary depending on the chosen payment method.

Stefan Sotirov, who helped build Trading 212 into one of Europe’s biggest commission-free brokers, is back with two intertwined ventures. The former chief operating officer has launched Investing.one, a Cyprus-licensed retail platform offering fractional shares and ETFs, and MyInsider.app, a companion service streaming directors’-dealing data drawn from public filings. The twin debut comes as European regulators tighten the framework around fractional investing and disclosure of insider trades—two pillars of the consumer-finance boom Sotirov helped pioneer. Sotirov’s timing reflects a rare alignment of opportunity and oversight. After five years running operations at Trading 212, he left in 2021 just before European regulators began to clarify how “fractional” ownership should be structured. In 2023, the European Securities and Markets Authority (ESMA) issued guidance on derivatives and co-ownership models; Cyprus’s regulator, CySEC, followed with Circular C659 last year, spelling out when a fractional instrument counts as a share under MiFID II. This April, Sotirov’s new company Tradeplace Ltd secured CySEC investment-firm licence 455/25, listing investing.one as an approved domain. The licence enables reception and execution of client orders across the European Economic Area under CySEC supervision and the investor-compensation fund. Investing.one targets the same demographic that made Trading 212 a household app: retail users trading small ticket sizes. Orders start from €1, with no headline commission. The firm advertises “compliance-first” operations and CySEC coverage, suggesting the familiar brokerage revenue mix of FX conversion spreads, stock-lending, and interest on idle cash, though detailed disclosures are still pending. Its sister product, MyInsider.app, repackages mandatory insider-deal filings—SEC Forms 3/4/5 in the United States and EU Market Abuse Regulation (MAR) disclosures—into real-time feeds and demo portfolios. The service is free for now, hinting at future premium data or alert features and a potential acquisition funnel for the brokerage. A crowded field Sotirov is re-entering a space that has matured quickly since he helped shape it. Trading 212, now operating under FCA, CySEC, and BaFin supervision, remains the template for Europe’s zero-fee model. The regulatory patchwork matters: ESMA’s 2023 statement warned that fractional exposures wrapped as contracts or trusts carry no voting rights and require clear disclosure on custody, dividends, and corporate-action handling. That transparency test now applies to Investing.one’s upcoming terms and Key Information Documents. While fractional trading is crowded, insider-deal data is not. The MyInsider.app model leans on growing retail fascination with what executives buy and sell—a space long dominated by specialist feeds and newsletters. In the U.S., insiders must file Form 4 within two business days, including gifts since a 2023 SEC rule change; EU reporting, by contrast, relies on national portals with slower, uneven updates. By merging those sources into a single interface, Sotirov is betting that speed and clarity can attract traders hungry for context. “Insight and education should travel together,” he said in the launch post announcing the projects. CySEC is expected to review fractional-ownership disclosures once Investing.one’s documents go live. The key checks include the form of ownership (trust or co-ownership), treatment of voting rights, dividend distribution, and the custody chain. Order-handling will also draw scrutiny, as firms must prove best execution even when batching odd-lot trades. For MyInsider, the questions are practical—how many EU national portals it integrates, how quickly it refreshes U.S. filings, and whether users can filter by person discharging managerial responsibilities (PDMR) versus U.S. Section 16 insiders. With Trading 212, Revolut, XTB, and others competing for the same cross-border retail investors, a CySEC base gives Sotirov regulatory reach across the bloc without the overhead of multiple licences. Pairing a brokerage with a data-insight app could widen that funnel while staying inside Europe’s tightened conduct rules. Whether the formula catches on will depend less on marketing and more on what’s buried in the fine print of fractional ownership—and how fast MyInsider can surface the trades that move markets.  

Global payments giant Visa Inc. has announced its opening of a new chapter in digital payouts with a pilot program that allows businesses and platforms to send fiat-funded payments, which arrive in recipients’ wallets as the USD-backed stablecoin, USDC. The initiative targets creators, freelancers and gig economy workers,  opening faster, borderless access to funds and signalling a deeper integration of blockchain into mainstream payments. The pilot builds on Visa’s broader strategy to integrate stablecoin infrastructure into its payment rails, positioning stablecoins not only as back-end treasury tools but as on-ramp access for end users. The development could reshape how digital marketplaces pay global workers, especially in regions with weak banking infrastructure or volatile local currencies. What the Visa Cross-Border Payments Pilot Enables Under the pilot, businesses using the Visa payout network, Visa Direct, can fund transfers in fiat currency while the recipient chooses to receive the payout in USDC deposited directly into a compatible stablecoin wallet. Visa notes that each transaction will be recorded on-chain, enhancing transparency and traceability. Key features of the pilot include near-instant access to funds, meaning receivers no longer need to wait for bank processing because funds can arrive in minutes in a preferred stablecoin wallet. It will also enable borderless value delivery, which will be useful for creators, gig workers and freelancers who work globally and may otherwise face currency conversion or banking delays. Additionally, using USDC rather than volatile cryptocurrencies like Bitcoin and Ethereum mitigates payment swings with asset prices while still benefiting from blockchain settlement. The auditability and transparency from blockchain recording support compliance and traceability, which is vital as regulated entities expand crypto-linked payouts. Why The Visa Initiative Matters for Creators & Global Workers Freelancers, digital creators, and global gig workers have long argued that access to timely payments is a major barrier, particularly when using cross-border systems often plagued with delays, high fees, and weak banking coverage.  Visa’s pilot is designed to tackle that gap head-on by offering stablecoin-based payments through an established brand and payments network. The pilot could ultimately accelerate the adoption of blockchain-enabled payouts by bridging the gap between tradition and crypto. It also lowers friction for platforms to embrace crypto technology without requiring recipients to navigate self-custody complexities. For Visa, the move signals a deeper commitment to incorporating flexibility into its payout network and the belief that major payments providers now view blockchain-settled tokens as a viable option for mainstream payments. Visa says the broader rollout is targeted for the second half of 2026, with select partners already being onboarded this year. However, regulators and market participants will watch how this develops closely. Payouts in stablecoins raise questions around cross-border payments regulation, anti-money laundering (AML) controls, wallet management, tax-reporting and consumer protection in jurisdictions with evolving crypto laws.

KEY TAKEAWAYS Cryptocurrency operates on blockchain, enabling decentralized, transparent transactions. Students must understand key terms like wallets, exchanges, coins, and tokens before investing. Choose reputable exchanges with strong security, compliance, and low fees. Always verify accounts and secure them with two-factor authentication (2FA). Start small, avoid FOMO, and invest only what you can afford to lose. Use dollar-cost averaging (DCA) to manage volatility and reduce emotional trading. Secure private key, consider hardware wallets for long-term storage.   In recent years, cryptocurrency has surged from a niche digital asset to mainstream financial buzz, captivating students and young investors worldwide. As the 2025 crypto landscape matures, students considering buying their first cryptocurrency must approach this exciting frontier with knowledge, caution, and strategy. Buying crypto offers opportunities for growth, financial literacy, and participation in emerging digital economies, but it also entails risks and complexities. This article outlines the essential things every student should understand before buying their first crypto, covering basics, buying steps, security, risks, and best practices to build a strong foundation in cryptocurrency investing. Understanding Cryptocurrency: The Basics Before buying crypto, students must grasp what cryptocurrency actually is. At its core, cryptocurrency is a digital or virtual currency secured by cryptography, operating on a decentralized technology called blockchain. Unlike traditional money controlled by governments and banks, cryptocurrencies work via peer-to-peer networks, enabling trustless and transparent transactions without intermediaries. Popular cryptocurrencies include Bitcoin (BTC) and Ethereum (ETH), recognized for their liquidity and broad adoption. Beyond these, there are thousands of altcoins, each designed with unique features from smart contract capabilities to privacy enhancements or decentralized finance (DeFi) applications. Key concepts students should know include: Blockchain: The underlying distributed ledger that records all transactions transparently and immutably. Wallet: A digital tool (software or hardware) used to store crypto securely, including public and private keys. Exchange: A platform where cryptocurrencies are bought, sold, or traded (centralized or decentralized). Tokens vs Coins: Coins like Bitcoin have their own blockchain; tokens operate on existing blockchains (e.g., ERC-20 tokens on Ethereum). Volatility: Crypto prices can fluctuate wildly, sometimes within hours. Understanding these fundamentals helps students navigate the crypto space responsibly rather than diving in blindly. Preparing to Buy: Essential Steps for Students Before making your first crypto purchase as a student, you need a clear roadmap. This section outlines the essential steps from choosing a reliable exchange to securing assets, ensuring a safe and informed start in cryptocurrency investing. 1. Research and Choose a Reputable Exchange The first practical step is selecting a trustworthy platform to buy crypto. Exchanges serve as gateways to the crypto market, offering various coins and trading pairs. Students should prioritize exchanges with: Strong security measures (two-factor authentication, encryption) Regulatory compliance and transparency User-friendly interfaces suitable for beginners Low and transparent fees (deposit, withdrawal, trading) Wide crypto asset availability Good customer support Popular choices for beginners include Coinbase, Binance, Kraken, and eToro. Also, brokerage apps like PayPal or Cash App enable simplified crypto purchases but may have trading or withdrawal limits. 2. Create and Verify Your Account Students must create an account by providing identification documents during KYC (Know Your Customer) verification, a standard regulatory requirement to prevent fraud and comply with laws. This process typically takes minutes to days, depending on the platform. During sign-up, they should enable security features like two-factor authentication (2FA) to protect their account from unauthorized access. 3. Deposit Funds Safely Most exchanges allow funding accounts via bank transfer, credit/debit card, or sometimes PayPal. Students need to evaluate the deposit options based on speed, fees, and convenience. It’s advisable to start with small amounts and use fiat currencies to avoid overexposure. Transfers might take time to clear, so patience is essential. 4. Decide What Crypto to Buy Beginners typically start with Bitcoin or Ethereum, given their market dominance, liquidity, and extensive use cases. However, students curious about specific projects should research their utility, team, community support, and roadmap. Buying multiple cryptocurrencies diversifies risk but complicates management. Students should balance curiosity with simplicity until confident. 5. Learn How to Securely Store Crypto Owning crypto means controlling access to private keys. These are strings of characters that prove ownership and enable spending. Crypto is stored in wallets: Hot wallets, connected to the internet (apps or exchanges), are convenient but vulnerable to hacking. Cold wallets, offline hardware devices, provide better security for long-term holdings. Students should never share private keys or passwords and consider hardware wallets if holding significant assets. Risks Every Student Should Understand Cryptocurrency investing is inherently risky. Key risks include: Price Volatility: Crypto markets can fluctuate by double-digit percentages daily, influenced by news, sentiment, regulatory changes, or market manipulation. Scams and Frauds: Pump-and-dump schemes, fake ICOs (Initial Coin Offerings), phishing attacks, and fraudulent exchanges exist. Vigilance and skepticism are critical. Regulatory Risks: Governments may impose restrictions or tax policies affecting crypto investing. Students need awareness of local laws to avoid legal complications. Security Vulnerabilities: Poor security practices can result in theft or loss of funds. The irreversible nature of blockchain transactions requires heightened caution. Despite risks, careful research, education, and disciplined investing mitigate potential downsides. Best Practices for Students Buying Crypto Even after understanding the basics and completing your first purchase, smart crypto investing requires discipline and strategy. These best practices help students protect their assets, manage risk, and build long-term confidence in navigating the volatile world of cryptocurrency. Start Small and Avoid FOMO: Students should invest only what they can afford to lose, starting conservatively and scaling investments as confidence and knowledge build. Avoid emotional decision-making driven by Fear of Missing Out (FOMO) or hype. Educate Yourself Continuously: The crypto ecosystem evolves rapidly. Staying updated on blockchain technology, project developments, market trends, and news helps students make informed decisions instead of following trends blindly. Use Dollar-Cost Averaging (DCA): This strategy involves investing fixed amounts at regular intervals regardless of price, reducing the impact of volatility and preventing mistimed large purchases. Keep Private Keys Secure and Backed Up: Loss of private keys means loss of assets. Use strong, unique passwords, enable 2FA, and consider hardware wallets for added protection. Never share credentials or fall for phishing scams. Beware of Impulsive Trading and Overtrading: Frequent buying and selling incur fees and increase risk exposure. Beginners should prioritize long-term holding and avoid speculative day trading until they gain more experience. Plan for Taxes and Legal Compliance: Understand tax obligations related to crypto gains and ensure you report earnings correctly to tax authorities. Keep transaction records organized for reporting. Building a Confident Start in Crypto Investing Buying cryptocurrency as a student in 2025 is a journey that requires preparation, education, and caution. Understanding the fundamentals of what crypto is, how and where to buy it, and the associated risks lays the groundwork for smart investing. By selecting reputable platforms, securing assets properly, starting small, and continuously educating themselves, students can harness the transformative potential of cryptocurrencies responsibly. This knowledge not only protects their investment but also empowers them to participate actively in the digital economy of tomorrow. Starting with these principles ensures students make their first crypto purchase with confidence and set themselves up for informed, secure, and rewarding crypto engagement in the years ahead. FAQ Is it safe for students to invest in cryptocurrency? Yes, but safety depends on using secure exchanges, enabling 2FA, avoiding scams, and safeguarding private keys. Students should start small and focus on education first. How much money should a beginner invest in crypto? Start with an amount you can afford to lose, typically a small portion of your disposable income. The goal is to learn before scaling up. What is the best cryptocurrency for beginners? Bitcoin (BTC) and Ethereum (ETH) are the most stable and widely adopted options, making them good starting points for new investors. What type of wallet should I use to store my crypto? Use a hot wallet for short-term or small holdings and a hardware (cold) wallet for large or long-term storage to minimize hacking risks. What are the biggest risks of buying cryptocurrency? Volatility, scams, security breaches, and regulatory uncertainty. Always research projects, secure your assets, and stay compliant with tax laws. Can I buy cryptocurrency without ID verification? Most regulated exchanges require KYC verification for legal and security reasons. Avoid unverified platforms they often carry a higher fraud risk. How do I avoid scams and fake crypto offers? Ignore get-rich-quick schemes, double-check website URLs, and never share your private keys. Stick to well-known, regulated exchanges.

Finery Markets, a global provider of institutional digital asset trading infrastructure, has achieved ISO/IEC 27001:2022 certification — the world’s leading standard for information security management systems (ISMS). The certification, conducted by independent auditor Swiss Approval with support from Baltum Bureau, reinforces Finery Markets’ reputation for maintaining institutional-grade data protection and operational integrity. ISO/IEC 27001 establishes a framework for identifying, managing, and mitigating information security risks while ensuring the confidentiality, integrity, and availability of critical data. For Finery Markets, the certification is both a validation of its internal governance model and a reflection of its continued investment in compliance and risk management across global operations. “This third-party validation proves our dedication to maintaining institutional-grade standards, especially in security,” said Konstantin Shulga, CEO and Co-Founder of Finery Markets. “Our partners see concrete evidence of our security posture, backed by a proven track record of reliable performance. As our institutional network expands, we strengthen it with both innovation and robust security measures.” Takeaway Finery Markets’ ISO/IEC 27001:2022 certification by Swiss Approval underscores its commitment to institutional-grade security, governance, and transparency in digital asset trading. Strengthening Compliance and Operational Excellence The certification adds to a growing list of Finery Markets’ compliance achievements. Earlier in 2025, the company became the first crypto-native ECN technology provider to achieve both SOC 2 Type 1 and Type 2 certifications. Together with ISO/IEC 27001, these milestones highlight the company’s consistent focus on strategic operational security, reliability, and confidentiality—key priorities for its institutional clientele spanning over 41 countries. Finery Markets’ integrated Information Security Management System establishes clear protocols for governance, risk assessment, and data control. This system aligns with the highest international standards and bolsters confidence among clients, including payment providers, OTC desks, brokers, and hedge funds, that rely on Finery’s infrastructure for mission-critical trading and settlement operations. “The company demonstrated exceptional readiness and maturity during the audit,” said Kyrylo Proskurnia, Head of Baltum Bureau and lead auditor. “Its comprehensive internal processes set a strong benchmark for information security in the digital asset trading ecosystem.” Takeaway By combining ISO 27001 with SOC 2 certifications, Finery Markets solidifies its status as one of the most compliant and security-conscious players in institutional crypto infrastructure. Building the Future of Secure Institutional Digital Asset Trading Founded in 2019, Finery Markets offers the first hybrid, non-custodial, crypto-native ECN technology for institutions, enabling trading via order books, RFQ systems, or quote streams. Its solutions improve capital efficiency, enhance risk management, and ensure optimal execution while supporting regulatory compliance. The company’s platform currently serves over 150 clients, including financial intermediaries, hedge funds, custodians, and fintech providers. Finery Markets’ latest certification builds upon a series of recent industry accolades, including recognition as one of Deloitte Technology Fast 50’s “Rising Stars” and inclusion in CNBC and Statista’s Top 300 Global Fintech Companies. The company also produces “The Flow”, a C-level institutional crypto podcast exploring developments in the market structure of digital assets. By aligning technological innovation with international compliance frameworks, Finery Markets continues to demonstrate that security and trust are foundational to the institutional adoption of digital assets — not optional extras. Takeaway Finery Markets’ certification milestone reinforces its leadership in secure, compliant, and transparent digital trading infrastructure — vital for the maturation of the institutional crypto market.

Denny Galindo, an investment strategist at Morgan Stanley Wealth Management, said in a recent podcast that Bitcoin's cycle is like the seasons. He called the present period "fall," which is a time when people usually lock in profits before the market drops like it does in the winter.  Galindo pointed up the sector's cyclical character by using the phrase "three-up, one-down" and said that the opportunity for making money would soon expire, leaving investors open to instability. Galindo said that the major concern is not only whether to collect profits, but also how long the good market phase will persist before the next "crypto winter" starts. Bearish Technical Signals: Moving Average Over 365 Days Bitcoin's recent drop brought it below its 365-day moving average, which is a highly watched technical indication of emotion. Analysts say this is a strong pessimistic signal. Julio Moreno, the head of research at CryptoQuant, said that the hack verified a technical bear market and started a debate about whether a bigger decline is happening. Andri Fauzan Adziima, a research analyst at Bitrue, agreed with this and said that the most recent drop marked the official start of a bear market for Bitcoin. In the meantime, market-maker Wintermute pointed out that crypto liquidity has leveled off from stablecoins, ETFs, and digital asset treasuries (DATs), which made the market more cautious. Institutional Sentiment: A Macro Hedge Stays Strong Even though the technicals are negative and liquidity is slowing down, institutional investors are still interested in Bitcoin. More and more, investors see it as a "macro hedge" against inflation and the value of money going down.  Michael Cyprys, who is in charge of US brokers, asset managers, and exchanges at Morgan Stanley Research, said that these kinds of investments are becoming more common because of the rise of ETFs and clearer regulations. "SoSoValue data show that US spot Bitcoin ETFs now have more than $137 billion in total net assets, and spot Ether ETFs have $22.4 billion," Cyprys said, pointing out that a lot of money is coming into regulated products from institutions. The process of acceptance among major investors is still slow, and internal committees, long-term mandates, and careful risk management play a significant role in shaping it. Still, the ETF infrastructure has made it easier for regular investors to get in and increased their access to these investments. Looking Ahead: Getting Ready For Market Cycles That Change Morgan Stanley's "harvest time" warning comes at a time when the crypto market is more unpredictable than ever, with macro concerns and technical reversals. Investors should review their positions and be prepared for changes in market sentiment, as both institutional optimism and technical caution are vying for control. The decline phase may be a good time to take profits, but Morgan Stanley's strategists say that with volatility ahead, it's essential to be careful about how much exposure you have. This illustrates the importance of timing in the uncertain world of cryptocurrency investment.

Avalanche (AVAX) breaks past key resistance as network activity rises, with bulls targeting $25 in renewed momentum. Avalanche (AVAX) is showing fresh bullish energy as on-chain metrics improve and trading activity accelerates. The token recently broke free from its prolonged downtrend, moving above $19 and signaling a change in short-term sentiment. According to market observers, that trend might push as high as the $25 mark, where network expansion and activity in the ecosystem would be an added boost. With Avalanche back on the rise, traders are also shifting their focus to new projects, such as Earth Version 2 (EV2), which aims to triple the potential in rallies by leveraging gaming innovation. AVAX Network Metrics Show Strength Across Trading and DeFi Recent data from The Degen Times reveals that Avalanche is nearing a $1 trillion milestone in lifetime trading volume. This is a strong indicator of liquidity and consistent user activity in decentralized applications and exchanges. The increase in on-chain volume is an indication of steady capital rotation and growing institutional involvement. The report indicated that Avalanche has experienced an increase in the number of transactions over the past few months. The growing activity of developers and healthy user adoption characterizes this trend. Long-term participation also enhances the depth of liquidity, which provides the network with protection against volatility. Many analysts now consider Avalanche to have one of the most robust network bases of layer-1 chains in 2025. These numbers have created a good breeding ground for future rallies, according to market observers. One analyst characterized it as a large-scale volume expansion by long-term players, and it is worth noting that the Avalanche ecosystem continues to attract both retail and institutional interest. AVAX Price Technical Breakout Targets $22–$25 Range Technically, AVAX price has just broken its downward trendline, which has been pushing prices since mid-October. According to analyst Jesse Peralta, the breakout between $18.50 and $19.00 has confirmed a distinct reversal structure. According to Peralta, this price move is associated with reversal signs in the market over various timeframes. The second point of resistance lies between $22 and $23, overlapping previous swing highs. If bulls continue, a movement towards $25 becomes more viable. In the meantime, any backlash to the breakout point around $18 can act as a retest for the buyers. [caption id="attachment_168561" align="alignnone" width="1200"] AVAX/USDT Daily Trading Trend Breaking Downtrend: Source: X[/caption] Crypto trader Vnzabbar has also identified a significant demand zone between $17 and $18, where historical accumulation phases began. This area has served as a price rebound launchpad on several occasions. The analyst opined that further defense of this demand area may lead AVAX to the $40 Fibonacci extension if momentum continues. Short-term trends are also strong. The analysts identified an upward trend, with AVAX at $17 as support and $20 as resistance. AVAX price activity remains relatively intact in this framework, indicating a slow, contained bullish extension. An uninterrupted breakout above $20 can pave the way to $24 by the end of the year. Earth Version 2 (EV2) Introduces Gaming and Blockchain Synergy While AVAX continues its upward trajectory, new blockchain gaming projects are also gaining investor attention. One of the most highly anticipated presales this month is Earth Version 2 (EV2), a Web3 looter-shooter MMORPG designed for the Avalanche network. Earth Version 2 (EV2), a Web3 gaming token built on the Avalanche network, is attracting growing attention during its active Stage 1 presale phase. The project, inspired by science fiction themes and open-world gameplay, aims to merge traditional gaming with blockchain-based ownership. According to the project’s official data, EV2 has already sold over 13 million tokens, with the current presale price set at $0.01 per token. The stage is 26% completed, leaving 73% of tokens still available before the price increases to $0.015 in the next round. This structured tier model has attracted both gaming enthusiasts and retail investors seeking early entry points in what analysts describe as one of the best cryptocurrencies to buy during the current presale cycle. The EV2 ecosystem features a built-in gaming economy, where players can earn tokens in response to their achievements, missions, and tournaments. The game was developed on the Avalanche network to ensure fast and scalable performance, maintaining low transaction costs and a high-performance level, even during its busiest moments of use. According to developers, the platform will include NFTs of in-game assets, which will allow a real digital ownership and trading experience across various marketplaces. EV2 presale phase also has reward programs, early-access bonuses, and referral bonuses for holders. As transparency and contract verification audits are conducted, EV2 continues to maintain its momentum, with investors closely monitoring its development ahead of the next phase.  With a rising wave of interest, the strategy of EV2 towards Web3 gaming is viewed by many as a potential catalyst for the Avalanche ecosystem and one of the most promising cryptocurrencies to invest in early, gaining exposure to growth. Conclusion Avalanche’s renewed volume metrics and confirmed breakout suggest a strong base for continued recovery toward $25. Analysts agree that the $18 zone remains the key level for buyers to protect. Meanwhile, innovative projects like Earth Version 2 (EV2) are expanding use cases on the Avalanche blockchain and creating new opportunities for engagement. With Avalanche’s ecosystem becoming more active and new tokens gaining traction, traders are closely monitoring both AVAX and EV2. The combination of network growth and presale enthusiasm positions both as some of the best cryptos to buy for those seeking high-growth blockchain exposure EV2 Presale Website: https://ev2.funtico.com/ Telegram: https://t.me/EV2_Official Twitter/X: https://x.com/EV2_Official  Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

Coinbase Business chose Singapore as its launchpad because of its position as a leader in financial technology innovation, clear regulations, and startup activity.  The city-state has a business environment that encourages digital transformation and cross-border trade, making it a great place for innovative businesses that want to change the way money is handled. Coinbase's decision shows that they are more committed to making crypto payment solutions that follow the rules in places where the government is involved. USDC: The Stablecoin at the Center USDC is a dollar-backed stablecoin that is at the heart of Coinbase Business's product. It is meant to keep prices stable and function well with digital finance workflows. Coinbase Business lets businesses transmit money almost immediately with low costs and no chargebacks by allowing USDC transactions.  This means they don't have to use slow and expensive traditional banking methods. Now, businesses and startups in Singapore may get paid by clients, pay vendors, and keep their treasury liquid more easily, all while taking advantage of USDC's stable purchasing power. Working Along With Standard Chartered Coinbase's collaboration with Standard Chartered, a huge worldwide bank, is one of the best things about the launch. This partnership makes it easy for businesses in Singapore to shift Singapore dollars (SGD) between their bank accounts and Coinbase Business accounts.  Local businesses may easily fund their operations, make global payments, and manage their digital asset portfolios with direct transfers between fiat and crypto. Customers may also set up payment links, pay a 1% fee, and earn rewards on their USDC holdings, which is another great feature. Regulatory Milestone and Use of Blockchain Coinbase's growth in Singapore is based on strong regulatory support. Last October, the Monetary Authority of Singapore (MAS) gave the company a Major Payment Institution license. This lets it offer digital payment token services throughout the region.  Coinbase's participation in MAS's BLOOM initiative shows once again that it is dedicated to leading the way in borderless, multi-currency settlements using tokenized bank liabilities and stablecoins. These steps help Coinbase become a trusted partner for businesses and institutions looking for regulated, blockchain-based solutions. Changing The Way Payments and Financial Processes Work Coinbase Business's entry in Singapore is a sign of a bigger change in the global business world. More and more organizations are turning to blockchain and stablecoins to make payments, treasury management, and cross-border settlements more efficient. Coinbase is a great alternative to older systems since it ties its platform to USDC and works with banks like Standard Chartered. Its goal is to make digital dollars a key part of international trade. 

Berlin Launch Comes Amid Regulatory Scrutiny JPMorgan Chase has chosen Berlin as the base for its next retail push in Europe, opening a new headquarters in the German capital just days after regulators fined its European arm €45 million for anti-money-laundering failures. The office, built to house 400 staff, already employs about 120 people developing systems for the rollout of Chase Germany, the digital bank set to debut in the second quarter of 2026. The decision gives the Wall Street bank a retail foothold in Europe’s largest economy, one of the few major markets where it has yet to compete for consumer deposits. The timing was awkward. On Nov. 6, Germany’s financial regulator BaFin announced its largest-ever penalty against J.P. Morgan SE, citing hundreds of late suspicious-activity reports from late 2021 to 2022. The bank said the delays did not impede investigations and that it has strengthened financial-crime staffing and upgraded controls. The episode highlights a broader tension in JPMorgan’s European expansion: how to build scale quickly while convincing regulators that compliance standards can keep up. From Brexit to Berlin JPMorgan’s current European structure traces back to the post-Brexit reshuffle. To preserve EU market access, the bank moved around €200 billion in assets to Frankfurt in 2020 and merged several subsidiaries into J.P. Morgan SE, a German Societas Europaea supervised by BaFin, the Bundesbank and the European Central Bank. The Berlin project extends a playbook first tested in Britain. Chase UK, launched in 2021, has attracted between one million and 2.5 million customers and tens of billions of pounds in deposits by offering high-yield savings. Executives say the unit could reach break-even around 2025, proving that a digital-only bank can scale without branches if onboarding is seamless and rates remain competitive. Germany’s tech-savvy consumers and deep fintech scene make it a logical next step. The new Berlin site will act as both product hub and recruitment base for engineers and compliance specialists as the launch approaches. Investor Takeaway Berlin gives JPMorgan a gateway into Europe’s biggest retail-banking market but also puts its AML systems under BaFin’s microscope just as it seeks growth. A Crowded Market Germany’s retail-banking landscape is large but saturated. Incumbents such as Deutsche Bank, Commerzbank and the Sparkassen network are already battling thin margins after years of low interest rates. Local digital players including N26, DKB and comdirect have trained consumers to shop around for better apps and higher yields, leaving little room for loyalty. Analysts at McKinsey and GlobalData call the field price-sensitive and highly competitive. For Chase, winning customers may require more than headline savings rates. In Britain, growth accelerated only after it added cards and investment products to its basic savings offering. Compliance Overhang BaFin’s fine ensures that JPMorgan’s risk controls will stay under review as Berlin staffing grows. Under German law, the bank must document its remediation work, improve reporting systems and undergo follow-up audits. People familiar with the process said new product approvals are likely to depend on meeting compliance targets rather than marketing timelines. Because J.P. Morgan SE is classified as a “significant institution,” it also reports to the European Central Bank’s Single Supervisory Mechanism, adding another layer of oversight. The structure can slow product launches but offers regulatory credibility once milestones are cleared. Investor Takeaway Chase Germany’s rollout will be paced by compliance milestones as much as by customer demand, a reminder that scale and supervision now move in tandem. What to Watch The German launch is expected to mirror the U.K. version—starting with savings accounts before expanding into payments and cards. Falling policy rates could narrow margins, but the longer-term goal is a pan-European deposit base that supports wealth-management cross-selling. Hiring in Berlin should rise toward the site’s 400-person capacity through 2026, roughly tracking the expansion of new products. Analysts will watch three areas: JPMorgan’s progress on BaFin’s AML requirements; Chase’s deposit growth and product rollout; and the response of local banks and neobanks to the new entrant. For now, the Berlin office represents a twin experiment—whether a U.S. megabank can win over German retail savers, and whether it can do so while keeping Europe’s most exacting regulators satisfied.  

Equiti Group, the global fintech provider, has been officially named a UAE Superbrand, joining 29 of the country’s most trusted and recognizable companies. The award underscores Equiti’s rapid ascent from a regional brokerage to a global fintech powerhouse, distinguished by innovation, client-centric service, and operational excellence. “This is a proud moment for Equiti,” said Iskandar Najjar, CEO of Equiti Group. “Earning Superbrands status is a testament to what vision and relentless execution can achieve, and a mandate to keep innovating globally.” Established in 2017, Equiti has built a strong reputation as one of the UAE’s most progressive fintech brands. Its proprietary multi-asset trading platforms and data-driven technologies have transformed access to global markets. Within eight years, the company has evolved into a globally regulated financial technology group, now serving clients in more than 170 countries. This latest honor complements a series of UAE achievements, including Fastest Growing Multi-Asset Broker (2022) and Top Trusted Financial Institution (2024 & 2025). Collectively, these milestones mark Equiti’s emergence as a brand defined by integrity, innovation, and client empowerment. Takeaway Equiti’s recognition as a UAE Superbrand affirms its place among the nation’s most trusted institutions, reflecting excellence in innovation, transparency, and client service. Building a Global Fintech Brand Through Innovation and Vision Equiti’s transformation into a recognized global fintech has been driven by an unwavering focus on data-led decision-making, customer experience, and creative brand storytelling. Over the past three years, the company has achieved an astounding 550% increase in brand awareness and an 875% surge in website traffic — growth achieved entirely by its in-house marketing division. Chantelle Johnson, Chief Marketing Officer, has been instrumental in this transformation. “Marketing should be a growth engine delivering tangible commercial outcomes,” Johnson said. “We’ve taken calculated risks, grounded every decision in data, technology, and creativity – because results only matter when they connect to people.” Under her leadership, Equiti’s marketing division has evolved into a multidisciplinary powerhouse combining creative storytelling, performance analytics, and emerging technology. Johnson’s initiatives include strategic partnerships such as Dubai Basketball, Al Wahda FC, and the Equiti Youth Football League, as well as the landmark naming rights to Equiti Metro Station — a move that cemented the brand’s visibility in the heart of Dubai. Takeaway Equiti’s data-driven marketing and bold brand activations have turned it into one of the fastest-growing fintech brands in the Middle East, redefining how trust and innovation intersect in finance. Defining Trust and Credibility in Modern Fintech Hari Carpenter, Head of Brand at Equiti, described the recognition as a reflection of the company’s unique identity. “A brand isn’t a logo, it’s a living idea,” he said. “Being named a Superbrand is a credit to our team, and proves our story is worth remembering.” Equiti’s recognition as a UAE Superbrand reflects not just commercial success but also its deep commitment to trust, resilience, and human connection in a rapidly evolving financial landscape. Few fintechs have built credibility and awareness at such speed, especially within a sector where consumer confidence is paramount. With eight regulatory licenses and a growing portfolio spanning advanced trading technology, payment software, virtual assets, and asset management, Equiti continues to push the boundaries of financial innovation. The company’s next chapter will focus on scaling its technology globally while maintaining its unwavering commitment to transparency and client empowerment. “Building a tribe of brilliant people is key,” Johnson added. “Data, tech, and creativity work best in harmony – but trust is critical too.” Takeaway Equiti’s journey from startup to Superbrand illustrates how fintechs can achieve both rapid growth and enduring trust through technology, creativity, and purpose-led leadership.

The bitcoin mining industry is bracing for another wave of consolidation as Marathon Digital Holdings CEO Fred Thiel warns that only the largest, most efficient miners will survive the next halving cycle. In a recent interview, Thiel said shrinking block rewards, rising competition, and high energy costs are pushing smaller operators toward the brink. Mining profits under pressure According to Thiel, the bitcoin mining landscape is increasingly a zero-sum game. “As more miners come online, the difficulty rises and margins compress. Ultimately, your floor is your energy cost,” he said. With the next bitcoin halving scheduled for 2028, block rewards will fall from 3.125 BTC to roughly 1.56 BTC, halving miners’ earnings per block once again. Thiel warned that unless the price of bitcoin surges significantly or network transaction fees increase, many miners will not be able to cover their operational costs. The impact will be felt most acutely by smaller operators without access to cheap electricity or advanced hardware. “By 2028, you’ll either be a power generator, be owned by one, or be partnered with one,” Thiel said. Marathon, one of the largest publicly traded bitcoin mining firms, has spent years building large-scale infrastructure and securing low-cost power agreements. The company operates massive facilities in the U.S. and abroad, allowing it to remain profitable even during volatile market cycles. Consolidation and diversification ahead Thiel believes the coming years will force miners to evolve or exit. Beyond scale and energy efficiency, he noted that diversification into artificial intelligence and high-performance computing could offer new revenue streams. Several major miners have already begun converting portions of their infrastructure for AI workloads to offset declining bitcoin margins. Industry analysts agree that consolidation is inevitable. Smaller mining companies relying on grid-tied energy or third-party facilities will struggle to compete against vertically integrated giants with self-owned power sources. The industry has already seen bankruptcies and mergers in past bear markets, and the trend is expected to accelerate after the next halving. The bitcoin network’s hashrate, a measure of total mining power, continues to reach all-time highs, suggesting intense competition even as profitability declines. This has created a survival-of-the-fittest environment where only miners with scale, efficiency, and capital can sustain operations through the cycles of bitcoin’s economics. Thiel summarized Marathon’s strategy as one of endurance and efficiency. “Our goal is to be in the lowest quartile of production costs,” he said. “In a tight market, 75 percent of competitors will have to shut down before we do.” For smaller miners, the message is clear: control energy costs, innovate, or consolidate. As the bitcoin ecosystem matures and rewards diminish, the age of independent, small-scale mining may be nearing its end.