KuCoin has announced the official launch of KuCoin Institutional, a strategic initiative designed to serve professional investors, funds, brokers, and enterprises. Headquartered in Providenciales, Turks and Caicos Islands, the platform marks a new era in KuCoin’s evolution, focusing on secure, compliant, and performance-driven digital asset solutions for the institutional market. Building on its long-standing brand value — “Trust First. Trade Next.” — KuCoin Institutional aims to bridge the gap between traditional finance and the digital economy. The platform offers a unified ecosystem integrating advanced trading infrastructure, liquidity solutions, and global compliance frameworks, positioning KuCoin as a trusted partner for institutions entering the next phase of digital asset adoption. “KuCoin Institutional marks a significant step forward in our mission to build a trusted and future-ready financial ecosystem,” said BC Wong, CEO of KuCoin. “By combining world-class infrastructure with robust compliance and liquidity frameworks, we aim to empower institutions to participate in the digital asset economy with confidence and efficiency.” Takeaway KuCoin Institutional establishes a professional-grade platform connecting traditional finance and blockchain, offering institutional investors secure, compliant, and scalable access to digital markets. Comprehensive Institutional Ecosystem and Enhanced Infrastructure KuCoin Institutional delivers an end-to-end service matrix tailored for institutional users through three core pillars: product and liquidity enhancement, financial and wealth management services, and technological and compliance infrastructure. The platform is designed to meet the needs of institutional traders, quantitative firms, and brokers seeking advanced trading capabilities and operational efficiency. Key features include customized trading interfaces, ultra-low-latency execution, and 24/7 client support. KuCoin Institutional also provides diversified collateral management and enhanced capital efficiency through partnerships enabling third-party custody and Off-Exchange Settlement (OES)—enhancing transparency, security, and compliance for institutions managing large digital portfolios. Institutional clients gain access to expanded liquidity connectivity and VIP programs, designed to support large-scale trading strategies while maintaining compliance with global regulatory standards. These offerings are supported by KuCoin’s established security protocols and real-time monitoring systems to ensure asset integrity and performance. Takeaway By integrating liquidity, custody, and compliance within one ecosystem, KuCoin Institutional redefines the infrastructure needed for institutional-grade crypto engagement. Bridging Traditional Finance and Blockchain Innovation Beyond trading, KuCoin Institutional is expanding into Crypto-as-a-Service (CaaS), allowing partners to leverage KuCoin’s technology stack and liquidity infrastructure to power their own operations. This initiative reflects a broader strategy to tokenize real-world assets (RWAs) and connect blockchain markets with traditional finance — accelerating the institutional adoption of digital assets worldwide. The platform’s roadmap includes expanding its custody and settlement ecosystem, deepening partnerships with global financial institutions, and launching new tokenization projects aimed at increasing institutional access to on-chain investment opportunities. KuCoin’s long-term vision positions the company as a key bridge between conventional financial systems and the emerging digital economy. Through this initiative, KuCoin Institutional seeks to enable global institutions to confidently participate in digital finance while maintaining the rigorous standards of transparency and compliance expected from traditional financial systems. Takeaway KuCoin’s institutional division is driving the next phase of digital finance — merging blockchain efficiency with traditional market discipline and regulatory rigor.

Lido DAO, one of the largest decentralized staking protocols, has unveiled a new proposal for an automated token buyback program that aims to enhance LDO’s liquidity and long-term token stability. The initiative, developed by the DAO’s Steakhouse Finance workstream, outlines a conditional system designed to activate under specific market conditions and generate sustained support for the token’s ecosystem. A data-driven approach to buybacks The proposed “Liquid Buybacks” mechanism introduces a structured and rules-based approach to repurchasing LDO tokens. Unlike conventional buyback models that permanently retire tokens, Lido’s framework uses acquired LDO to create on-chain liquidity paired with wrapped staked Ether (wstETH). The resulting LDO/wstETH liquidity pool would be managed by an Aragon Agent smart contract, ensuring full transparency and decentralized custody. Under the proposal, buybacks would only occur when certain metrics are met — specifically, when Ethereum’s market price surpasses $3,000 and Lido DAO’s annual revenue exceeds $40 million. The program would be capped at approximately $10 million per year, ensuring that buybacks occur only during favorable financial conditions. Steakhouse Finance explained that the goal is to align treasury management with protocol growth, reduce circulating supply, and strengthen liquidity without creating undue market distortion. The design draws inspiration from MakerDAO’s “Smart Burn Engine,” but modifies the concept to fit Lido’s specific tokenomics and staking ecosystem. Strategic objectives and market impact The buyback program is intended to serve multiple purposes within Lido’s broader financial strategy. First, it would reduce circulating LDO supply when market and protocol conditions are strong, offering long-term holders potential support for token value. Second, it would deepen on-chain liquidity, making LDO trading more efficient and less reliant on centralized market makers. By pairing repurchased LDO with wstETH, the DAO would effectively reinvest in its own ecosystem, reinforcing the symbiotic relationship between staking operations and governance. Analysts note that this dual approach could position Lido as a leader in combining treasury management with on-chain liquidity enhancement. The model also includes a built-in cyclical safeguard — buybacks are automatically paused during weaker market conditions, preventing unnecessary depletion of treasury funds. This ensures that DAO resources are conserved during downturns and only deployed when key performance indicators justify it. The proposal is currently under discussion within the Lido governance forum, where community members are debating its parameters and operational framework. A formal vote is expected in the coming weeks. If approved, implementation could begin as early as the first quarter of 2026. This move follows a broader trend among decentralized finance (DeFi) protocols, including Uniswap and MakerDAO, which have recently introduced similar treasury-based token management systems. However, Lido’s approach is notable for its focus on liquidity provisioning rather than token burning. For LDO token holders, the proposed buyback system signals Lido’s commitment to sustainable growth and on-chain transparency. The framework is designed to reward both long-term holders and active traders by improving liquidity and reducing volatility. If implemented successfully, Lido’s automated buyback could set a new standard for DAO-led financial management, bridging the gap between DeFi tokenomics and traditional corporate treasury strategy — all while maintaining the protocol’s decentralized governance principles.

SoFi Technologies has officially launched its new “SoFi Crypto” service, becoming the first nationally chartered U.S. consumer bank to enable in-app cryptocurrency trading. The rollout allows users to buy, sell, and hold popular digital assets such as Bitcoin (BTC), Ethereum (ETH), and Solana (SOL) directly through the SoFi app. This move marks a major step in bridging traditional banking and the emerging digital asset ecosystem. The company said the crypto feature will appear alongside checking, savings, and investment accounts, creating a unified platform for managing both fiat and digital assets. The phased rollout began this week and will expand to all SoFi members in the coming months. Funding for crypto purchases can be made directly from users’ SoFi bank accounts, emphasizing convenience and integrated account management. Bridging traditional banking and digital finance With this launch, SoFi aims to strengthen its position as a leading fintech innovator. After securing its national bank charter in 2022, SoFi has gradually expanded beyond lending and personal finance into a full-service digital banking ecosystem. The new crypto functionality represents a strategic effort to merge traditional finance (TradFi) infrastructure with blockchain-based financial products. Company executives stated that SoFi Crypto is designed with strict compliance and regulatory standards, aligning with federal banking oversight while enabling access to digital assets. SoFi emphasized that it maintains custody and compliance partnerships to ensure security and regulatory alignment. However, the firm also reminded customers that cryptocurrencies are not FDIC-insured and carry inherent market risks. Regulatory clarity and industry implications The timing of SoFi’s crypto launch aligns with a broader wave of regulatory clarity for U.S. financial institutions engaging with digital assets. Updated guidance from the Office of the Comptroller of the Currency (OCC) in 2025 has allowed chartered banks to explore crypto custody, trading, and settlement services within certain compliance frameworks. This regulatory shift has paved the way for banks like SoFi to introduce integrated crypto services without relying on third-party exchanges. Industry analysts suggest that SoFi’s move could pressure other digitally focused banks and neobanks to accelerate their own crypto strategies. As more consumers demand access to crypto assets through regulated channels, banks that fail to offer digital asset services risk losing younger, tech-savvy customers to competitors. SoFi’s latest product expansion comes amid growing mainstream adoption of blockchain-based financial services. The company’s Q3 2025 earnings highlighted record user growth and a focus on expanding into blockchain and payment technologies. Future plans reportedly include exploring stablecoin issuance and blockchain-based remittance products. While SoFi’s in-app crypto trading feature signals a pivotal moment for regulated digital asset access, it also raises questions about long-term risk management and volatility exposure. As the platform scales, analysts will monitor metrics such as transaction volume, user engagement, and regulatory compliance. With SoFi’s entry into crypto trading, the boundary between fintech innovation and traditional banking continues to blur — setting a new standard for how U.S. banks integrate digital assets into everyday financial products.

Exchange-traded funds (ETFs) have become one of the most popular investment vehicles in both traditional and crypto markets. Among them, spot ETFs and futures ETFs stand out for their roles in giving investors exposure to assets like Bitcoin, gold, or oil—without having to own the asset directly. Yet, the two operate differently, and understanding their structure, pricing, and risk is critical for any investor. Key Takeaways Spot ETFs hold the actual underlying asset, providing direct and transparent exposure. Futures ETFs rely on derivative contracts, introducing tracking errors and rollover costs. Spot ETFs suit long-term investors, while Futures ETFs favor short-term traders. Examples include IBIT and FBTC for Spot ETFs, and BITO for Futures ETFs. Understanding each ETF’s structure helps investors align with their goals and risk tolerance. What Is a Spot ETF? A spot ETF directly tracks the current (or “spot”) price of an underlying asset. When you buy shares of a spot ETF, the fund physically holds that asset in custody. For instance, in a Bitcoin Spot ETF, the fund actually purchases and stores Bitcoin on behalf of investors. The ETF’s price therefore reflects the real-time market price of Bitcoin, minus management fees. Examples include major Bitcoin spot ETFs such as BlackRock’s iShares Bitcoin Trust (IBIT) and Fidelity’s Wise Origin Bitcoin Fund (FBTC), which purchase and custody Bitcoin directly on behalf of shareholders. Key features of a spot ETF: Backed by the actual underlying asset. Price closely mirrors the real market value. Ideal for long-term investors who prefer direct exposure. What Is a Futures ETF? A futures ETF, on the other hand, does not hold the asset itself. Instead, it tracks the futures contracts linked to that asset. These contracts are agreements to buy or sell the asset at a future date and a predetermined price. For example, a Bitcoin Futures ETF invests in Bitcoin futures traded on regulated exchanges like the Chicago Mercantile Exchange (CME). Its price depends on the performance of those contracts—not the spot market. For Bitcoin, a well-known futures example is the ProShares Bitcoin Strategy ETF (BITO), which invests in CME-listed bitcoin futures rather than spot Bitcoin. Key features of a futures ETF: Tracks futures contracts instead of the asset. Subject to roll costs and contango (when future prices exceed current prices). Often better suited for short-term trading or speculation. Core Differences Between Spot and Futures ETFs While both spot and futures ETFs aim to give investors exposure to an asset’s price movement, their structures and outcomes differ significantly. A spot ETF directly holds the asset, providing investors with real exposure and a price that closely matches the asset’s current market value. In contrast, a futures ETF holds contracts tied to future prices, meaning its performance depends on how those contracts behave rather than the real-time spot price. Spot ETFs require custodians to safely store the actual asset, while futures ETFs involve no physical custody. This makes futures ETFs more flexible but also more prone to tracking errors—especially when futures prices diverge from spot prices. Futures ETFs can also incur rollover costs whenever expiring contracts are replaced with new ones, potentially eroding returns over time. In terms of volatility, spot ETFs tend to be more stable because they mirror the actual market, while futures ETFs can be more volatile due to leverage, margin requirements, and market speculation. As a result, spot ETFs are typically favored by long-term investors, while futures ETFs appeal more to short-term traders or those hedging positions. How the Difference Impacts Investors The main implication of these differences lies in performance tracking. Futures ETFs may deviate from the actual asset price over time due to contango or backwardation, leading to potential underperformance compared to spot ETFs. For example, Bitcoin futures ETFs approved in the U.S. in 2021 often lagged behind Bitcoin’s spot price performance because of contract rollover costs. By contrast, Bitcoin spot ETFs—approved in early 2024—offer more accurate exposure to Bitcoin’s price movements, making them attractive for investors seeking long-term holdings. Which ETF Type Is Right for You? Choosing between a spot and futures ETF depends on your investment strategy: Choose a Spot ETF if you want straightforward exposure to the asset’s real price and can tolerate its volatility. Choose a Futures ETF if you prefer to trade short-term movements, speculate on price direction, or avoid the complexities of custody. Conclusion While both spot and futures ETFs serve as accessible gateways to asset exposure, their underlying mechanisms make them suitable for different types of investors. Spot ETFs provide direct, transparent ownership-based exposure, while futures ETFs offer a more complex, derivative-driven path that can introduce tracking errors. Understanding these distinctions helps investors align their ETF choices with their risk tolerance and investment goals. Frequently Asked Questions (FAQs) 1. What is the main difference between a Spot ETF and a Futures ETF?A Spot ETF holds the actual asset it tracks, while a Futures ETF invests in futures contracts tied to that asset. 2. Which ETF provides more accurate price tracking?Spot ETFs provide more accurate tracking because they directly reflect the asset’s real-time market price. 3. Are Futures ETFs riskier than Spot ETFs?Yes. Futures ETFs are often more volatile due to leverage, contract rollovers, and price divergence from the spot market. 4. Can I invest in a Bitcoin ETF through regular stock exchanges?Yes. Both Spot and Futures Bitcoin ETFs, such as IBIT and BITO, are traded on major exchanges like NASDAQ and NYSE. 5. Which is better for long-term investing—Spot or Futures ETFs?Spot ETFs are generally better for long-term investors, while Futures ETFs are more suitable for traders or short-term strategies.

Coinbase Global has officially launched a new token-sale platform that allows retail investors to participate in early-stage crypto offerings before tokens are listed on exchanges. The platform’s debut features Monad, a high-performance blockchain startup, marking the first major U.S.-regulated public token sale since the 2018 ICO wave. A New Era for Retail Crypto Access The new Coinbase platform introduces a transparent, regulated process for token distribution aimed at democratizing access to early-stage blockchain projects. According to Coinbase’s filing, users can use USD Coin (USDC) to purchase new tokens during designated sale windows. Each sale is expected to run for about a week, with allocations determined by an algorithm that prioritizes fairness and broad participation rather than speed. Unlike the first-come-first-serve ICOs of the past, Coinbase’s system compiles all orders before calculating allocations, ensuring smaller investors have an equal chance to participate. The company said it expects to hold roughly one token sale per month, giving users consistent opportunities to engage with new blockchain projects. “This marks the first time in years that U.S. users can legally and safely participate in new token offerings on a regulated platform,” Coinbase noted in its official announcement. Monad, the first project to launch under Coinbase’s new framework, has drawn significant attention for its high-performance, parallel-execution blockchain designed to rival Ethereum’s scalability. The Monad sale will test how effectively Coinbase can balance investor demand with regulatory compliance. Coinbase’s disclosure details the MON token’s supply, lockup schedules, and investor eligibility requirements. Early participants will be verified through Coinbase’s KYC process, with strict measures to prevent concentration among large holders. Issuers will also face a six-month lockup period before they can sell their tokens, reinforcing long-term alignment between projects and investors. Coinbase emphasized that its new platform aims to rebuild trust in token sales by embedding compliance, fairness, and transparency into the process. All token issuers must submit detailed disclosures outlining tokenomics, risks, and distribution mechanisms—documents that will be made publicly available through Coinbase’s filings. Participants who quickly resell their allocations may face restrictions in future offerings, incentivizing longer-term engagement rather than speculative flipping. The company also plans to expand platform functionality over time, including tools for limit orders, automatic reinvestment, and issuer-specific eligibility criteria. Market Implications and Future Outlook Coinbase’s launch of a retail-access token-sale platform could mark a pivotal shift in the crypto capital-raising ecosystem. After years of regulatory uncertainty following the ICO boom, this initiative reintroduces public token sales under a compliance-first model that may inspire other exchanges to follow suit. For retail investors, the platform provides a regulated gateway to early-stage projects previously reserved for venture capital firms and private investors. For token issuers, it offers an efficient route to reach a verified global audience without the risks of unregulated fundraising. As the Monad sale approaches, analysts expect strong participation given the platform’s credibility and investor appetite for early blockchain exposure. The success of this first launch could determine whether Coinbase’s model becomes a new standard for compliant token issuance in the United States. At a time when transparency and trust are paramount in crypto, Coinbase’s return to token sales—starting with Monad—signals the beginning of a more structured, inclusive era for blockchain fundraising.

Lighter, a decentralized perpetual-futures trading platform built on Ethereum, has raised $68 million in a new funding round that values the company at approximately $1.5 billion. The round was co-led by Founders Fund and Ribbit Capital, with participation from Haun Ventures and Robinhood Markets. Including a previously undisclosed $21 million round, Lighter’s total capital raised now approaches $90 million, positioning it among the top-funded decentralized exchanges in the market. Fundraise signals strong investor appetite for decentralized trading The new financing round comes as Lighter prepares for its token generation event (TGE), expected to take place later this quarter. The investment underscores growing confidence from top-tier venture firms in decentralized trading infrastructure, particularly in the perpetuals and derivatives segment. Lighter’s latest valuation reflects optimism around its scalability and potential to rival leading on-chain derivatives protocols. Founded by Vladimir Novakovski, a Harvard-educated engineer and former software developer, Lighter aims to bridge the gap between institutional-grade trading systems and decentralized finance (DeFi). The company has built a custom layer-2 solution on Ethereum that enables high-throughput, low-latency trading, complete with on-chain proofs for order execution and liquidation events. According to company data, Lighter’s 30-day trading volume stands at roughly $279.5 billion, with total value locked (TVL) of about $1.15 billion. These metrics place the platform among the fastest-growing decentralized derivatives venues by activity and liquidity. Lighter differentiates itself with zero trading fees for retail users and a transparent on-chain verification system designed to reduce manipulation risks. The platform’s infrastructure is optimized for speed and transparency—two core elements that appeal to institutional traders exploring DeFi. The newly raised capital will fund product expansion beyond perpetual futures into spot trading and new derivatives markets. Lighter also plans to enhance its liquidity infrastructure, bolster its user interface, and further improve the technical performance of its proprietary layer-2 engine. Industry observers say the funding round is a sign of resilience and maturation in decentralized finance, particularly in the on-chain trading sector. Despite broader market uncertainty, investor interest in scalable, transparent trading solutions remains strong. Lighter’s backers view the project as part of a new generation of decentralized exchanges capable of meeting institutional demand without sacrificing transparency. Implications for the DeFi ecosystem Lighter’s $68 million raise positions it as a formidable competitor to existing decentralized perpetuals platforms and centralized exchanges alike. The company’s $1.5 billion valuation signals both market optimism and heightened expectations for performance and compliance. Analysts note that maintaining growth momentum will depend on Lighter’s ability to attract liquidity providers, retain traders, and navigate evolving regulatory frameworks around derivatives trading. As the DeFi ecosystem continues to evolve, Lighter’s funding round highlights a renewed wave of venture capital flowing into decentralized trading infrastructure—indicating that the next stage of DeFi growth may be driven by high-performance, transparent, and institution-ready platforms.

Crypto exchange-traded funds (ETFs) saw a sharp divergence in investor sentiment on Tuesday, November 11, 2025. While Bitcoin ETFs recorded their strongest daily inflows in weeks, Ethereum products faced notable redemptions, underscoring shifting institutional preferences across the digital asset market. Bitcoin ETFs regain momentum U.S.-listed Bitcoin ETFs collectively recorded $524 million in net inflows, led by major issuers including BlackRock, Fidelity, and Ark Invest. BlackRock’s iShares Bitcoin Trust (IBIT) saw $224.2 million in new investments, followed by Fidelity’s Wise Origin Bitcoin Fund (FBTC) with $165.9 million and Ark Invest’s ARKB ETF with $102.5 million. Grayscale’s converted Bitcoin Trust (GBTC) added $24.1 million, while Bitwise’s BITB attracted $7.3 million in new capital. The strong inflows come after several days of muted activity and small outflows, suggesting renewed investor confidence as Bitcoin’s price continues to consolidate above key technical levels. Analysts attribute the rebound to growing optimism over potential monetary easing in early 2026 and increased adoption of regulated crypto investment products by wealth managers. “Bitcoin ETFs continue to serve as the easiest institutional onramp for digital asset exposure,” said a digital asset strategist at a leading U.S. brokerage. “The strong inflows this week highlight renewed risk appetite and reinforce Bitcoin’s positioning as a macro hedge in uncertain markets.” Ethereum ETFs experience renewed selling pressure In contrast, U.S.-listed Ethereum ETFs posted net outflows of approximately $107.1 million, driven largely by redemptions from Grayscale’s ETHE. The declines come amid investor uncertainty regarding Ethereum’s regulatory classification, particularly around its staking model and potential yield-based categorization by the U.S. Securities and Exchange Commission. Market participants note that while Ethereum continues to dominate decentralized finance (DeFi) and smart contract adoption, its performance relative to Bitcoin has softened over the past quarter. “Institutional investors are cautious about Ethereum’s regulatory trajectory,” said another analyst. “Until there’s clarity, capital allocation appears skewed toward Bitcoin and, increasingly, Solana.” Solana-based ETFs also saw modest but consistent inflows totaling $8 million. VanEck’s BSOL added $2.1 million, while Grayscale’s GSOL gained $5.9 million. The trend underscores Solana’s growing appeal as an alternative Layer-1 blockchain with increasing network activity and developer adoption. Analysts point to Solana’s improving fundamentals, including transaction scalability and expanding DeFi ecosystem, as drivers of institutional curiosity. The contrast in ETF flows reflects a broader rotation within the crypto market. Bitcoin’s macro-driven narrative continues to attract inflows from traditional finance participants seeking exposure to digital assets, while Ethereum’s headwinds highlight the importance of regulatory clarity for sustained capital inflow. Overall, the digital asset ETF sector remains a bellwether for institutional sentiment. As Bitcoin reclaims dominance in inflows, attention will turn to whether Ethereum and Solana can capture renewed interest amid evolving U.S. policy discussions and anticipated monetary easing cycles. With total digital asset ETF volumes rising this week, the sector’s performance suggests a bullish undertone heading into year-end. For investors and fund managers alike, the data signals that while the crypto market remains volatile, Bitcoin’s role as the institutional gateway asset is more secure than ever.

Tether Holdings Ltd., the world’s largest stablecoin issuer, has strengthened its push into the gold market by hiring two of HSBC’s most senior precious-metals traders. The move underscores Tether’s ambition to diversify beyond digital assets and deepen its presence in traditional commodity markets. HSBC veterans join Tether’s growing bullion unit According to sources familiar with the matter, Tether has brought on Vincent Domien, HSBC’s former global head of metals trading, and Mathew O’Neill, the bank’s head of precious-metals origination for Europe, the Middle East, and Africa. Both traders have long careers in global metals trading and are expected to lead Tether’s expanding bullion operations, including sourcing, trading, and managing physical gold reserves. The hires follow a series of moves by Tether to expand its exposure to precious metals, including its gold-backed token, Tether Gold (XAUT). With these appointments, the company signals its intention to take a more active role in the global bullion market rather than remaining a passive holder of gold reserves. Tether currently manages over $180 billion in assets backing its USDT stablecoin, according to its quarterly attestations. The company has gradually increased its holdings in gold and U.S. Treasury securities to reduce exposure to bank risk and enhance transparency. Industry analysts say the addition of experienced metals traders could help Tether execute large-scale bullion transactions, secure storage arrangements, and optimize gold liquidity within its reserve portfolio. The company’s gold-backed stablecoin, XAUT, is one of the few digital tokens fully backed by allocated gold bars held in Swiss vaults. Its growing adoption reflects broader investor interest in combining the stability of gold with the flexibility of blockchain settlement. Tether’s move to build a dedicated trading desk could strengthen XAUT’s credibility in institutional markets and reinforce the firm’s image as a hybrid player straddling traditional finance and decentralized assets. Implications for the broader gold and crypto markets The timing of Tether’s expansion comes as global gold prices hover near record highs, recently surpassing $4,100 per troy ounce amid geopolitical uncertainty and inflation pressures. Increased participation by large, dollar-denominated players such as Tether could influence liquidity and pricing dynamics across the London and Zurich bullion markets. For the crypto sector, the hires reflect a broader trend of stablecoin issuers seeking to integrate deeper with real-world assets. Tether’s diversification into commodities mirrors the growing demand for asset-backed digital tokens that bridge blockchain efficiency with tangible collateral. As the lines between traditional and digital finance continue to blur, Tether’s recruitment of top-tier metals traders marks a notable evolution in how crypto firms manage reserves and participate in global markets. Whether this signals the beginning of a larger institutional push into tokenized commodities remains to be seen, but the move clearly positions Tether as an emerging heavyweight in both crypto and gold trading.

Record Outflows as Savers Turn Defensive British savers have pulled £7.4 billion from equity funds since June, the fastest pace of withdrawals in nearly a decade, according to fund network Calastone. The selling spree, now in its fifth month, has not been seen since the immediate aftermath of the 2016 Brexit vote. In October alone, investors yanked a record £3.6 billion from stock funds. Much of the cash moved into lower-risk assets: £955 million flowed into money-market funds and another £589 million into fixed income. The rotation reflects growing caution rather than panic, as households weigh looming tax changes and elevated valuations after a long rally in global equities. The pattern echoes a broader global pullback. Bank of America said private clients sold roughly $12 billion of equities over the past eight weeks, the fastest exit in a year, driven by concern that gains in large-cap technology stocks have stretched too far. “Investors have been cutting exposure to equities consistently for months,” Calastone said. “High valuations and uncertainty over tax policy have driven many towards safer assets.” Investor Takeaway Investors are not dumping markets wholesale — they’re shifting risk. Cash and bonds are absorbing flows as households brace for potential tax increases in the November budget. Tax Jitters Drive the Sell-Off The run of outflows comes as investors await the November 26 UK budget, with Chancellor Rachel Reeves expected to raise taxes to meet fiscal targets. Hints of higher capital-gains and dividend taxes have prompted early profit-taking and portfolio reshuffling. Reeves has said her budget will involve “tough choices” to stabilise public finances. Analysts expect she may narrow the gap between capital-gains and income tax rates or reduce tax-free investment allowances. Historically, investors have pulled back before such announcements and returned once policy uncertainty clears. Calastone’s data showed a similar rebound in December 2024 after that year’s budget removed several feared tax hikes. Calastone, which routes and settles about £270 billion in monthly fund transactions, uses its Fund Flow Index as a proxy for retail sentiment. While the index excludes some ETF and pension flows, it captures the bulk of real-time fund activity across wealth managers and platforms. Valuation Fatigue and Global Rebalancing Beyond fiscal worries, valuations are weighing on investor appetite. Equity gains this year have been concentrated in a small group of U.S. technology stocks tied to artificial intelligence. Portfolio managers say that narrow leadership has made markets look fragile. Hedge fund flow data from Goldman Sachs and Bank of America show institutional money rotating from growth stocks into defensives through the summer. The same trend is filtering through to retail investors, with UK savers trimming risk exposure while still staying invested through bond and money-market funds. October’s inflows into cash-like products highlight a preference for liquidity and yield as policy uncertainty builds. Investor Takeaway Valuation fatigue and fiscal uncertainty have triggered a rebalancing, not a retreat. High-rate cash products and short-duration bonds are acting as temporary shelters for UK money. What Comes Next Markets now await the budget as the next test of sentiment. A mild tax outcome could spark a relief rally and draw savers back into equity funds before year-end. A harsher alignment of capital-gains and income tax rates could deepen the exodus. Advisers say clients are watching the outcome closely before committing new cash. “There’s plenty of liquidity waiting,” said one London wealth manager. “People just want to know what the rules will be before they buy again.” The question is whether the surge into money-market funds proves temporary. If savers remain in cash after policy clarity returns, it would signal broader caution about stretched global valuations and slower growth prospects heading into 2026. Calastone’s next flow data in November and December will reveal whether October marked a turning point or the start of a longer withdrawal phase.  

The best crypto presale of 2025 is already underway, and its name is Noomez ($NNZ). The impressive project has entered Stage 3 with a token price of $0.0000151, 128 holders, and over $22,989.93 raised toward a $212,582 goal. What sets it apart is how each stage builds real scarcity and rewards early believers. With 28 total stages, deflationary burns, and community-driven airdrops, Noomez is a calculated ecosystem that rewards timing and trust. The Pros of Buying Crypto at a Presale Presales give investors the advantage of catching projects before their valuation skyrockets. It’s the phase where entry costs are lowest, and upside is highest. In Noomez’s case, early buyers are securing tokens at $0.0000151, a fraction of its final stage price of $0.0028. That’s a 185x multiplier built directly into the roadmap. Presales also offer unique access to community features and rewards unavailable after launch. For example, every Noomez stage closes with an airdrop, rewarding participants who meet the entry threshold. The FOMO grows stronger as more stages sell out, and once the later rounds start, it becomes exponentially harder to catch the same returns. Best Presale Crypto 2025 Noomez ($NNZ) ranks among the best presale crypto to buy now. The token presale follows a transparent progression, where each phase burns remaining tokens and increases the next price step. What makes it more than a meme coin is its on-chain proof and Stage X Million Airdrop system. Each stage ends with one wallet winning a public airdrop, from 1 million $NNZ in Stage 1 to 28 million in Stage 28, valued at over $78,000 at launch. Even small holders have equal chances to win, provided they meet the $20 minimum entry. For investors seeking long-term utility and community-driven momentum, this is the presale that checks every box. Noomez Token Highlights The best presale crypto isn’t decided by hype but by mechanics that work. Here’s what stands out about Noomez ($NNZ): Fixed Supply: 280 billion $NNZ, permanently capped. No minting or inflation. Stage-End Burns: Unsold tokens are burned at every phase, tightening supply. Liquidity Lock: 15% of total supply locked through Team Finance and Unicrypt. Team Wallets: Vesting over 6-12 months to prevent dumps. No Hidden Tokens: Vaults only unlock at Stage 14 and Stage 28, both tied to major airdrops and burns. With verified smart contracts and open-source code, Noomez has positioned itself as one of the few presales combining security with entertainment. Every milestone is visible on-chain, from burns to wallet rewards, giving investors confidence and visibility in real time. Fun Fact: When Stage 14 arrives, the Vault will trigger a massive token burn and distribute 14 million NNZ, equivalent to nearly $39,000 in launch value, creating one of the largest presale-stage rewards in crypto history. Why $NNZ Coin Is the Best Crypto Presale to Watch As the clock ticks on Stage 3, the entry window for $0.0000151 is narrowing. Momentum is rising, with over $22,989.93 already raised, and each stage adds pressure for new buyers to act fast.  With a live presale counter, real-time progress tracking, and a community that grows stronger by the hour, Noomez ($NNZ) delivers both hype and fundamentals. Once the final stage hits $0.0028, those who joined early will be sitting on life-changing multiples. So, don’t watch from the sidelines while others stack. This is the best crypto presale you’ll want to say you caught before it exploded. Pro Tip: Use your referral code before Stage 4 begins. Early entries receive a 10% bonus of $NNZ tokens, and once the next stage is activated, prices rise instantly. For More Information: Website: Visit the Official Noomez Website  Telegram: Join the Noomez Telegram Channel Twitter: Follow Noomez ON X (Formerly Twitter) Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.  

Deal Talks Collapse Coinbase has dropped plans to acquire UK-based stablecoin infrastructure company BVNK, ending what had been advanced negotiations over a deal valued at about $2 billion. The talks ended by mutual agreement, according to both companies, which did not provide a reason. “After discussing a potential acquisition of BVNK, both parties mutually agreed to not move forward,” a Coinbase spokesperson told The Block. The companies had entered an exclusivity arrangement in early October, following reports that Mastercard had also explored a possible bid for BVNK before Coinbase moved ahead in talks. The proposed acquisition would have marked one of Coinbase’s largest deals and its most direct move into the stablecoin infrastructure segment, which has seen rising investor interest as demand for tokenized payments grows. Investor Takeaway The collapse of the BVNK deal suggests Coinbase may reassess its stablecoin strategy, as competition for compliant payment infrastructure heats up among global financial firms. Rising Interest in Stablecoin Firms The talks between Coinbase and BVNK came during a wave of consolidation across digital payments and blockchain infrastructure. In 2024, Stripe acquired stablecoin settlement startup Bridge for roughly $1.1 billion. Mastercard is now in separate discussions to purchase Zerohash for between $1.5 billion and $2 billion, according to reports. BVNK, founded in 2021, offers payment and stablecoin services for institutions and fintechs seeking to bridge traditional banking with digital asset networks. The firm has positioned itself as a regulated infrastructure provider for stablecoin issuance and cross-border transactions, targeting banks and large fintech clients looking for compliant crypto payment rails. For Coinbase, acquiring BVNK would have expanded its presence in Europe, where the new Markets in Crypto-Assets (MiCA) framework is drawing exchanges and issuers seeking clear regulation. Instead, the company will likely continue leveraging its close partnership with Circle, issuer of the USDC stablecoin, for onchain settlement and custody services. Coinbase’s M&A Strategy The breakdown of BVNK talks comes after a year of heightened dealmaking by Coinbase and other well-capitalized crypto firms. In August, Coinbase completed its $2.9 billion acquisition of Deribit, a leading derivatives trading platform, marking one of the largest crypto mergers since 2021. The exchange has sought to diversify beyond spot trading by building exposure to derivatives, payments, and institutional infrastructure — areas viewed as more durable revenue sources amid regulatory scrutiny and market cycles. Acquiring BVNK would have strengthened its foothold in the stablecoin ecosystem and given it regulated access to Europe’s payments market. Coinbase was previously part of the CENTRE Consortium alongside Circle, which created the USDC stablecoin. Though the partnership was dissolved, Coinbase continues to play a major role in promoting USDC adoption and holds a profit-sharing agreement with Circle. BVNK’s business model — connecting fiat banking systems with stablecoins — would have complemented that strategy. Investor Takeaway Coinbase’s decision to walk away from BVNK doesn’t end its expansion drive. The firm remains active in M&A, focusing on regulated infrastructure and cross-border settlement opportunities. Industry Context The collapse of the deal also highlights the increasing competition among traditional financial players entering the stablecoin market. Both Mastercard and Visa have launched pilot projects using tokenized settlements, while global banks including Standard Chartered and DBS have introduced tokenized deposit and lending products. Stablecoin infrastructure firms have become strategic acquisition targets as global payment networks and crypto exchanges converge around onchain settlement. Analysts expect more cross-sector deals as regulatory clarity improves in the U.S., Europe, and parts of Asia. For BVNK, the end of the talks leaves the company independent but likely still open to partnerships or future offers. A potential acquisition by a global payments group such as Mastercard or Visa could provide an alternative path toward scaling its platform across regulated markets.

ADA keeps testing everyone’s nerves, slipping closer to $0.60 even while big investors scoop up more tokens. Short-term price action looks weak, but under the surface, there’s a lot of smart money piling in. It feels like the market’s in that weird in-between spot, where the real players get ready before anyone else catches on.  Newer projects like Little Pepe are catching fire right now. Their communities continue to grow, presales are booming, and more people are starting to see them as serious contenders for the next big breakout. Cardano (ADA): Investors Quietly Load UP While Price Stalls  Cardano’s still holding strong, even with all the price swings. It’s easily one of the most technically solid Layer 1 networks out there. And here’s something interesting: Santiment has just reported that wallets holding 1 to 10 million ADA picked up an additional 70 million tokens in just two days. This marks Cardano’s highest whale accumulation in five months, signaling quiet confidence beneath the surface. While ADA’s chart continues to hover near $0.60, this steady accumulation could represent smart money positioning early for the next market rotation.  Little Pepe (LILPEPE): The Layer-2 Meme Coin Redefining Utility Little Pepe is rapidly becoming one of the top meme coins to buy now, earning attention for its merger of Layer-2 scalability with real blockchain utility. It operates on an Ethereum Layer 2 network designed for memes, NFTs, and DeFi. It’s fast, cheap, and secure—everything creators want in one place.  With a 95% CertiK audit score backing up its smart contracts, people trust it. And that $777,000 giveaway? The community can’t stop talking about it. There’s a clear roadmap, a meme-focused Layer 2 platform, and presale numbers that continue to climb. LILPEPE appears poised to be one of the major coins to watch in 2025. MemeCore (M): Infrastructure for the Next Meme Coin Supercycle M continues to outperform the broader market, rising 14% in the last 24 hours with a 55% surge in trading volume. Designed as a Layer-1 blockchain for the meme economy, it introduces the “Proof-of-Meme” consensus model and supports MRC-20 tokens, enabling creators to launch and scale meme projects directly on-chain. By building its own native platform for meme developers, MemeCore eliminates the need to rely on other networks. This self-contained ecosystem is turning heads, and analysts expect it to withstand the next meme coin rally well. Non-Playable Coin (NPC): The Underdog On The Rise NPC is proving that you don’t need to follow the crowd to get noticed. It’s a community-driven cultural token that has increased by 9.4% in just one day, despite the rest of the market appearing shaky. Investors clearly believe in what it’s building. With its meme-first branding and viral online presence, NPC embodies the social energy that fuels meme coin cycles. Analysts forecast a 114% rise by 2026, citing continued engagement and organic virality. While riskier than infrastructure-based tokens, NPC’s community appeal makes it a compelling high-upside bet for meme enthusiasts. Pudgy Penguins (PENGU): NFT Royalty at Oversold Levels PENGU bridges NFTs and meme culture, evolving from one of the most beloved collections into a full-fledged token ecosystem. The recent 19% price dip pushed its RSI to 31, placing it deep in oversold territory, signaling a rebound opportunity. With global brand recognition, toy partnerships, and strong social traction, PENGU is more than just a meme play; it's an expanding NFT brand with real-world exposure. Analysts view the current pullback as a strategic entry point into one of crypto’s most recognizable digital communities. Final Thoughts Cardano whales accumulating amid price weakness may be an early signal of recovery, but 2025’s real opportunities are emerging in projects that blend innovation, culture, and utility. Little Pepe (LILPEPE) leads that charge with its Layer-2 meme ecosystem, MemeCore (M) builds the tools for the next generation of meme economies, Non-Playable Coin (NPC) captures cultural virality, and Pudgy Penguins (PENGU) delivers blue-chip credibility at a discount. For more information about Little Pepe (LILPEPE) visit the links below: Website: https://littlepepe.com Whitepaper: https://littlepepe.com/whitepaper.pdf Telegram: https://t.me/littlepepetoken Twitter/X: https://x.com/littlepepetoken $777k Giveaway: https://littlepepe.com/777k-giveaway/ Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

Regulators Caution on Tokenization Craze The global securities regulator IOSCO said on Tuesday that crypto tokens tied to traditional financial assets could expose investors to new risks, as banks and brokerages accelerate efforts to bring real-world assets onto blockchains.Tokenization—the creation of digital tokens that represent assets such as stocks, bonds, or funds—has drawn renewed attention this year, with online brokers offering tokenized investment products to retail customers. IOSCO said most of the associated risks already fall under existing securities rules, but warned that some vulnerabilities stem directly from the technology itself.“Although adoption remains limited, tokenization has the potential to reshape how financial assets are issued, traded, and serviced,” said Tuang Lee Lim, chair of IOSCO’s fintech taskforce. Investor Takeaway Regulators see promise in tokenization’s efficiency gains, but say complexity and counterparty exposure could leave investors unclear about what they actually own. Unclear Ownership and Counterparty Risks IOSCO warned that the way tokenized assets are structured could blur legal ownership. Investors may be uncertain whether they hold the underlying asset or only a claim to a digital token, while third-party issuers introduce counterparty risk similar to that seen in complex derivatives markets. The regulator also said tokenization could be affected by volatility and contagion from broader crypto markets. “Tokenization could also suffer from potential spill-over effects from increased inter-linkages with the crypto asset markets,” the report said. Its concerns echo those raised in September by the European Union’s securities regulator, which cautioned that tokenization could amplify systemic risks if deployed at scale without clear disclosure and custody safeguards. Institutional Interest Remains Mixed While some major institutions such as Nasdaq are exploring blockchain-based settlement systems, others on Wall Street have held back. IOSCO noted that commercial enthusiasm for tokenization is rising, but real-world adoption remains “limited.” For nearly a decade, financial firms have run pilots involving digital versions of equities and debt instruments, but few have reached full-scale deployment. Tokenization’s supporters argue it can reduce trading costs, accelerate settlement times, and allow 24-hour markets. Yet IOSCO said these benefits are not evenly distributed and depend on the continued reliance on traditional infrastructure. “Efficiency gains are uneven,” the report said, noting that market participants “still need to use traditional market infrastructure for the trading processes, rather than replacing it with blockchain.” It added that issuers “do not tend to publicly disclose actual quantifiable efficiency gains, if any.” Investor Takeaway Institutional pilots are increasing, but regulators say tokenization remains more theory than transformation—its benefits may not yet outweigh the regulatory and operational risks. Outlook: Incremental Progress, Not Revolution Despite renewed hype around tokenization, IOSCO’s findings suggest the technology is likely to evolve within existing frameworks rather than overhaul them. Regulators in the U.S., EU, and Asia have focused on applying current investor protection and market integrity rules to tokenized instruments, viewing them as extensions of conventional securities rather than an entirely new asset class.

London Court Hands Down 11-Year Sentence Zhimin Qian, a Chinese national who ran a multi-million-pound investment fraud, was sentenced to 11 years and eight months in prison by a London court after UK authorities seized more than 60,000 bitcoin — the country’s largest crypto confiscation to date. Qian, who also used the alias Yadi Zhang, pleaded guilty to obtaining crypto through illegal means and to money laundering. The Metropolitan Police said the seizure, worth about $6.2 billion at current prices, represents “the largest cryptocurrency seizure by law enforcement in the UK and the largest money laundering case in UK history by value.” Between 2014 and 2017, prosecutors said Qian defrauded roughly 128,000 people in China of around £600 million through an investment scam. About £20 million of that was later converted into bitcoin. She fled China before authorities could arrest her and moved to the UK, where she began attempting to convert the crypto into property and other assets. Investor Takeaway The UK’s largest-ever crypto seizure highlights how law enforcement agencies are improving at tracing illicit blockchain transactions — a warning to money launderers using digital assets. Money Laundering and Property Deals After arriving in the UK, Qian partnered with Jian Wen, who was later convicted of money laundering, and the two tried to purchase multi-million-pound properties in London. Their attempts were repeatedly blocked by banking due diligence and know-your-customer (KYC) rules, which made it difficult to convert large crypto holdings into cash. Prosecutors said Qian then turned to Senghok Ling to help move the bitcoin. Together, they set up networks to offload portions of the crypto into fiat, using intermediaries to disguise the source of funds. Police say Ling’s involvement helped Qian mask some of her transactions while maintaining her lifestyle across Europe. According to reports cited by The Guardian, Qian spent years traveling around Europe and staying in luxury hotels while avoiding arrest. She was eventually tracked down to New York and arrested along with Ling in April 2024. Ling pleaded guilty to a single count of money laundering and received a sentence of nearly five years. Biggest Crypto Case in UK History The Crown Prosecution Service (CPS) said the scale of the fraud and the amount of bitcoin seized made it one of the most complex financial investigations in the UK’s history. Investigators relied on digital forensics to trace bitcoin movements across wallets, exchanges, and mixers used to conceal funds. The court heard that Qian used multiple aliases and offshore entities to hide the origin of her wealth. Attorney General Lord Richard Hermer KC said: “Together, Zhimin Qian and Senghok Ling caused misery upon thousands of victims to fund their lavish lifestyles.” Will Lyne, head of the Metropolitan Police’s economic and cybercrime command, said the operation shows how digital asset tracing has evolved since early bitcoin cases. “This is currently the largest cryptocurrency seizure by law enforcement in the UK,” Lyne said. “It sets a precedent for how we pursue complex, cross-border money laundering cases involving crypto.” Investor Takeaway The sentencing underscores that crypto anonymity is not absolute. With improved blockchain analytics, cross-border cooperation is turning digital assets into traceable evidence. Broader Context and Enforcement Outlook The Qian case is part of a growing list of crypto-related money laundering prosecutions across Europe. In recent years, law enforcement agencies have built new digital forensic units to trace assets on-chain and coordinate with international partners. While bitcoin’s price volatility once made enforcement challenging, greater regulatory oversight and data-sharing have begun to close those gaps. For the UK, the seizure reinforces its position as a leading jurisdiction for crypto enforcement, even as regulators continue to finalize frameworks for digital asset licensing and supervision. The Metropolitan Police said it is working with international authorities to repatriate victims’ funds, though most assets remain frozen pending further court orders. Qian’s conviction is expected to serve as a test case for how the UK handles crypto proceeds tied to foreign investment scams — and whether digital assets can be more easily recovered for restitution in the years ahead.

Something exciting is happening again in the world of meme coins. People are talking about massive returns, new communities and the kind of energy that only crypto can bring. At the heart of it all sits Little Pepe (LILPEPE). Analysts believe it could deliver gains of up to 20,000% by 2026, and honestly, that kind of number makes anyone sit up and take notice. Alongside LILPEPE, coins like Pepecoin (PEP) and Liberals Tears (TEARS) are also gaining attention for their price action and meme power. Little Pepe (LILPEPE): The Rising Star of 2025 Currently, LILPEPE is priced at approximately $0.0022 as of November 7, 2025, and it’s nearly sold out in its presale. The project launched in early June and has already raised over $27.4 million. That’s wild for a new meme coin. LILPEPE’s ecosystem is built around a Layer 2 network designed to make meme tokens faster and cheaper to trade, with zero tax and a full Certik audit that adds credibility. What’s really fueling the buzz is how much the community loves it. There’s been a $777,000 giveaway that gathered more than 513,980 entries, plus a mega giveaway with 86,200+ entries. It’s easy to see why whales are jumping in early. The presale stage has seen heavy accumulation from large investors who believe LILPEPE will experience significant growth once it reaches its first CEX listing. Because it launched with a zero market cap, the upside potential is massive. A $500 investment right now could easily turn into a small fortune if the project hits its expected highs. If analysts are right and LILPEPE climbs 20,000% by 2026, that $500 could become $100,000. It’s being called the best presale of 2025, and from what we’re seeing, that might not be an exaggeration. Pepecoin (PEP): The Veteran Still Has Fire It has been around for a long time, but as of November 7, it remains steady at approximately $0.0002635 per token. Over the past few months, PEP has been able to sustain the activity of its community, driven by strong trade volume and steady growth. Technically, PEP is showing bullish strength as buyers continue to step in whenever prices dip. While it may not have the same explosive upside as LILPEPE, it still offers solid potential for those looking for steady meme coin exposure. If it manages to climb to $0.0015 by 2026, that’s about a 470% increase. A $500 investment today could grow to around $2,350, which isn’t bad for a token that’s already proven itself in past cycles. Liberals Tears (TEARS): The Wild Card with Meme Power Then there’s Liberals Tears (TEARS), a coin that mixes political humor with meme energy. TEARS is currently trading at about $0.00723 per token as of November 7. It’s a small-cap gem that’s caught some investors by surprise. With a circulating supply of roughly one billion tokens, TEARS is still under the radar, but that’s what gives it huge room to grow. The coin has been moving quietly, but its social momentum has started to pick up. Meme traders are calling it one of the funniest yet clever projects of the year. According to analysts, TEARS might have a significant run in 2026 with continued bullish momentum. Your $500 might become roughly $3,458 if it climbs to $0.05 and $17,000 if it jumps to $0.25. Conclusion All three coins have something unique to offer, but Little Pepe clearly leads the pack. With its massive presale success, zero market capitalization, and substantial community incentives, it’s well-positioned for a strong debut once it reaches major exchanges. The 20,000% price projection isn’t just hype: real presale numbers and early whale confidence back it. If you’ve ever thought about taking a chance on a meme coin, this might be one of those rare moments. A small $500 bet on LILPEPE today could turn into life-changing money by 2026. As always, only invest what you can afford to lose, but if this bull run continues, Little Pepe might just be the story everyone remembers next year. For more information about Little Pepe (LILPEPE) visit the links below: Website: https://littlepepe.com Whitepaper: https://littlepepe.com/whitepaper.pdf Telegram: https://t.me/littlepepetoken Twitter/X: https://x.com/littlepepetoken $777k Giveaway: https://littlepepe.com/777k-giveaway/ Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

Partnership Brings Event Trading to Fantasy Sports Users PrizePicks, one of North America’s biggest daily fantasy sports operators, is teaming up with Polymarket to offer prediction-market trading inside its app — a step that could broaden its business beyond fantasy contests. The companies announced Tuesday that users will be able to make event-based predictions on sports, entertainment and current affairs directly through the PrizePicks platform. Polymarket founder and CEO Shayne Coplan said the collaboration could bring millions of PrizePicks players into the onchain prediction ecosystem, a niche that blends speculative trading with event forecasting. Both firms said the rollout will align with Polymarket’s return to the U.S. market under regulatory oversight, following years of operating abroad. For PrizePicks, the integration opens a potential new revenue stream in a crowded sports gaming sector where user engagement and differentiation are key. The company’s app, known for player-based fantasy contests, will now add event contracts that function more like prediction wagers, with odds tied to blockchain-based market activity. Investor Takeaway The move pushes daily fantasy platforms closer to decentralized prediction markets, blurring the line between regulated fantasy gaming and onchain trading. Polymarket’s Blockchain Model Polymarket has become the dominant player in decentralized prediction markets by trading volume and number of listed contracts, according to data from Polymarket Analytics. Built on the Polygon blockchain, its infrastructure allows markets to operate transparently without a central intermediary, while transactions and liquidity pools are publicly verifiable onchain. The platform gained wide attention during the 2024 U.S. presidential election, when market odds on Polymarket correctly reflected former President Donald Trump’s electoral comeback months before mainstream polls. That visibility established Polymarket as a bellwether for political and cultural forecasting. The company has been preparing for a formal U.S. return after resolving earlier compliance issues with the Commodity Futures Trading Commission. Industry sources said the partnership with PrizePicks would mark Polymarket’s first large-scale integration with a consumer-facing platform since the regulatory greenlight. Questions Over Trading Volume Despite its growth, Polymarket’s activity has drawn scrutiny. Researchers at Columbia University published a paper this summer suggesting that as much as 60% of its trading volume in mid-2024 may have been inflated through wash trading — transactions where the same party buys and sells an asset to simulate activity. The study identified repeated circular trades across multiple markets beginning in July 2024, which the authors said distorted volume metrics and liquidity data. Polymarket did not respond to requests for comment on the findings. Similar issues have been reported elsewhere in decentralized finance, where token-based incentives often attract automated or self-matching trades. A 2023 report by Solidus Labs found comparable patterns on decentralized exchanges, and traders have recently pointed to an increase in suspected wash activity on Solana-based platforms. Investor Takeaway The partnership may boost visibility for prediction markets, but lingering questions over trading integrity and regulatory classification remain unresolved. Broader Context The prediction-market sector is drawing new attention as crypto platforms search for sustainable models beyond token speculation. Event contracts allow users to trade on real-world outcomes — from elections and sports to entertainment awards — with prices reflecting the probability of those outcomes. Analysts say bringing such products into mainstream fantasy sports apps could help normalize blockchain-based prediction trading among retail audiences. Still, regulatory uncertainty in the U.S. means such integrations will be closely watched by state and federal agencies that oversee online wagering and derivatives markets. For now, the PrizePicks–Polymarket collaboration represents a notable crossover between traditional fantasy sports and decentralized finance, with the potential to redefine how consumers interact with event-based markets.  

The Cronos blockchain has recently completed its highly anticipated Smarturn mainnet upgrade, promising enhanced smart account functionality, improved interoperability, and upgraded EVM features. As the ecosystem evolves, investors and developers alike are asking: will these technical improvements translate into tangible growth for CRO, the chain’s native token, or is the hype surrounding Smarturn overstated?  This article examines the upgrade’s features, market reaction, and the potential implications for CRO’s price, providing a balanced outlook on whether this milestone represents a real opportunity or simply inflated expectations. Background: What is Smarturn? The Cronos chain has officially announced and implemented its “Smarturn” mainnet upgrade (EVM v1.5.0). The upgrade includes several major protocol improvements: Support for smart accounts under EIP‑7702, which allows an externally owned account (EOA) to act like a smart‑contract account, enabling features like batching transactions, custom permission logic, and alternate gas payment options. Upgraded EVM client (Go‑ethereum v1.15.11), alignment with Ethereum’s Prague and Cancun forks, new opcodes (TSTORE, TLOAD, MCOPY), and other performance improvements. Increased interoperability and infrastructure enhancements: IBC (Inter‑Blockchain Communication) improvements, faster RPC endpoints, improved developer tooling. The upgrade was targeted at block height 38,432,212 (~30 October 2025). In short: this isn’t just a “minor patch”; the Smarturn upgrade represents a meaningful technical milestone for Cronos, enhancing both developer experience and network infrastructure. What this upgrade means for Cronos & CRO From a token and ecosystem perspective, the potential implications are several: Enhanced Developer Appeal: With better account abstraction (smart accounts) and improved performance, Cronos is more attractive for dApp developers who want richer wallet logic, lower friction for end‑users, and better interoperability. An uptick in developer activity can drive network usage. Potential Increased Utility: As usage grows, more transactions, more value locked (TVL), more cross‑chain flows, the native token (CRO) may benefit through staking, fees, ecosystem incentives, or simply higher demand for access to the chain. Market Signaling: Having a major upgrade can help revive confidence in Cronos, reposition it among EVM‑compatible chains, and potentially attract institutional interest. Some articles highlight that, beyond the upgrade, possible ETF exposure or other strategic moves could benefit CRO. However, while the fundamentals appear supportive, execution matters. Upgrades only translate into growth if developer adoption, user activity, and ecosystem momentum follow through. Real‑world market reaction & risk factors Despite the significant upgrade, the market response has been more muted or cautious than might have been hoped: In the days leading up to the upgrade, CRO’s price experienced a ~22 % decline. One report cited the drop and raised questions whether the upgrade alone could reverse entrenched bearish sentiment. Technical chart patterns and indicators suggest short‑ and mid‑term selling pressure. For example, one analysis noted CRO trading below key moving averages and in a descending triangle pattern, which is typically a bearish signal unless broken. The crypto sector remains sensitive to interest‑rate decisions, regulatory clarity, and institutional flows. One article pointed out that despite Smarturn’s strengths, the token is down 22 % over the past month and remains at risk from market volatility. In other words, the upgrade is a positive datapoint, but the market may be waiting for proof of adoption rather than just an announcement. CRO Price Outlook: Opportunity vs. Overhyped? Let’s break this into two possible scenarios. Scenario A – Opportunity If everything lines up: Cronos succeeds in attracting more developers, dApps deploy or migrate, and increased transaction volume and cross‑chain flows materialize. The upgraded infrastructure shows tangible benefits (lower latency, higher throughput, smarter wallets), leading to user growth and ecosystem effects. CRO begins to function more broadly (staking, fees, ecosystem incentives) and institutional interest (e.g., ETF inclusion or large ecosystem funds) kicks in. In this scenario, CRO could benefit meaningfully. One analysis suggests that if CRO rebounds from its support zone (~$0.143 at the time) and breaks resistance near ~$0.16‑$0.17, a move toward ~$0.21 is plausible. Scenario B – Overhyped Alternatively: Technical upgrades remain underutilized; developer momentum fails to pick up; TVL and transactions stay stagnant. The broader crypto market remains weak or sees fresh downward pressure, dragging CRO with it regardless of the upgrade. The market has already priced in the upgrade (or partially priced it), and thus, there is little room for surprise upside. In this situation, the upgrade might not lead to sustained upside, and CRO could either consolidate for an extended period or even head lower if support fails (for example, down toward ~$0.12 or below). Short‑term vs Long‑term Short‑Term (Weeks/Months): The outlook remains cautious. The technicals suggest consolidation or downside risk unless there’s a clear positive catalyst (e.g., a major dApp launch, partnership). Long‑Term (6- 12+ Months): Better territory for the upgrade’s effect to manifest. If Cronos executes post‑Smarturn and gains developer/usage traction, CRO could benefit materially, but this requires patience and monitoring of ecosystem metrics. Key Metrics & Technical Levels to Watch For those tracking CRO post‑upgrade, keep an eye on: Support and Resistance Zones: One article cites ~$0.143 as a critical support; breakout above ~$0.16‑$0.17 may open more upside. Ecosystem Adoption Indicators: Total Value Locked (TVL) on Cronos, number of active dApps on Cronos, cross‑chain flows into/from Cronos, developer activity (GitHub commits, deployments) Macro and Market Sentiment: Crypto market health, regulatory news, institutional flows, ETF filings that include CRO or Cronos Execution of Upgrade Features: Uptake of smart account features, real-world wallet usage, improvements in transaction cost/latency, new tools leveraging Smarturn features Token Metrics: Supply dynamics (circulating vs total supply), staking participation (if applicable), token‑economics shifts in the ecosystem Tracking a mix of “on‑chain fundamentals” + “technical price signals” will give a more complete picture. Smarturn’s Real Test: From Technical Success to Ecosystem Adoption The Smarturn upgrade for Cronos is a meaningful technical milestone: smart account support, new opcodes, improved interoperability, and developer‑friendly enhancements all position the chain for better competitiveness. However, from a price‑outlook standpoint for CRO, the picture is mixed. Short‑term risk remains strong due to weak market sentiment, the disappointing immediate price reaction, and technical pressures. The upgrade announcement alone is unlikely to drive a dramatic rebound unless adoption follows. On the flip side, if Cronos executes on Smarturn and sees genuine ecosystem growth, then CRO may indeed represent an opportunity rather than just hype. In effect, CRO post‑Smarturn is a conditional opportunity: the upside exists, but so does the risk of disappointment. Investors should monitor ecosystem metrics closely, not rely purely on upgrade announcements, and keep expectations realistic about timing and adoption.

Bitcoin is drawing renewed attention as recent U.S. fiscal and trade developments coincide with historical patterns of sharp recoveries. Analysts suggest that the combination of a potential resolution to the U.S. government shutdown and a proposed “tariff dividend” of roughly $2,000 per citizen could act as a significant catalyst for BTC’s next move. U.S. Senate Moves to End Shutdown According to journalist Nick Sortor, the U.S. Senate has officially passed the Continuing Resolution (CR) to end the Democrat-led shutdown, sending the bill back to the House of Representatives for a final vote before reaching President Trump’s desk. The development marks a crucial step toward fully reopening the government and easing fiscal uncertainty. The Senate’s advancement of legislation aimed at ending the federal government shutdown has eased immediate economic uncertainty and boosted investor confidence. Meanwhile, the tariff dividend proposal, funded through higher import tariffs, could inject substantial liquidity into the economy, potentially channeling capital into alternative assets like Bitcoin. Historically, Bitcoin has reacted strongly to periods of fiscal relief and liquidity injections. Past events following similar policy resets saw BTC post significant gains, sometimes approaching 96% to 157%. According to analysts who drew comparisons to the 2018 and 2019 shutdown recoveries, this remains a plausible setup for another rally. Investor Behavior Signals Accumulation A recent FinanceFeed analysis of retail and institutional activity shows a bullish trend in market positioning. Retail investors led the charge, scooping up approximately $505.67 million worth of Bitcoin from the market, while institutional investors maintained steady inflows with $1.15 million in net purchases. These movements suggest that both groups are viewing current prices as attractive entry points, reflecting the potential scale of upside if macroeconomic conditions align favorably. The expectation of increased liquidity from the tariff dividend could exert upward pressure on BTC prices, while a potential weakening of the U.S. dollar and shifts in inflation expectations may further enhance Bitcoin’s appeal as a non-correlated asset. Peter Schiff, Chief Economist at Europac, noted that the early rally witnessed across markets was likely a response to the government’s progress on reopening. In an X post, he wrote: “News that the government shutdown is ending sent stock futures, gold, silver, and Bitcoin rallying. The deal means it’s back to business as usual in Washington, D.C. Deficits and inflation will rise, and investors will continue to seek alternatives to depreciating U.S. dollars.” However, Schiff also cautioned that the proposed stimulus check might not survive legal scrutiny, suggesting the Supreme Court could strike down the tariffs before such a bill passes. “I think Trump just wants people to be angry at the Court for preventing them from getting their checks,” he added.

In the search for the next top crypto gainers, investors are comparing past giants with fast-moving new entries. Polkadot (DOT) once commanded over $8.60 but now hovers around $3–4. NEAR Protocol (NEAR) started 2024 at $2.64 and currently trades near $2.23. While both boast technical merit, their price charts show more flattening than breakout.  On the other side is BlockDAG, which is shifting from $0.005 to a confirmed $0.0078 price, a 56% jump that’s built into its tiered presale. With over $435 million raised, an institutional allocation of $86 million, and fewer than 5 billion BDAG coins left, BlockDAG’s supply crunch is real.  This article takes a look at DOT, NEAR, and BDAG, comparing where they stand and why BlockDAG’s short entry window may be the biggest opportunity in this cycle.  Polkadot: Strong Technicals, Slower Returns Polkadot is widely respected for its technical structure. The protocol allows multiple blockchains or parachains to run in parallel while interoperating through a central Relay Chain. This architecture offers scalability and decentralisation benefits, making Polkadot a favourite among developers looking for multichain flexibility.  However, strong fundamentals haven’t translated into sustained price performance. DOT was priced around $8.60 in January 2024 but traded between $3 and $4 in late 2025. That represents a near 60% drop over the period. While the network remains active, the token’s price has failed to keep pace with newer, more agile presale-stage projects that are entering the market with leaner supply and retail access.  Polkadot's early technical complexity and parachain auctions may have established a powerful backbone, but for new investors, the upside now appears limited compared to tokens priced at a fraction of a dollar with major catalysts on the horizon. NEAR Protocol: Solid Platform, Flattened Surge NEAR Protocol has long positioned itself as a high-throughput, low-fee smart contract platform built for developers. With its user-friendly onboarding and sharded infrastructure, NEAR found traction early in the cycle. At the start of 2024, NEAR was priced around $2.64 and showed upward potential as network activity surged. However, that momentum has cooled. As of November 2025, NEAR trades at approximately $2.23, a decline of over 15% from its 2024 starting point.  While the network remains technically sound, with growing interest in zero-knowledge integrations and app development, the token itself hasn't seen a major price breakout. In contrast to tight-supply presale tokens or low-cap launches, NEAR now represents a mature mid-cap asset. It offers stability, but the potential for dramatic near-term upside, the kind associated with top crypto gainers, appears more muted. For investors seeking exponential growth, projects with pre-launch entry and market-making mechanics may be more attractive. BlockDAG: Scarcity, Pricing Power, and Institutional Weight BlockDAG is currently priced at just $0.005 in Batch 32 of its ongoing presale, but a move to $0.0078 is confirmed for the next tier. That’s a 56% gain before any exchange listing takes place, a price jump that isn’t speculative but part of a predefined supply schedule.  With over $435 million already raised, BlockDAG is setting historic benchmarks for presale fundraising. It has sold billions of BDAG coins, leaving fewer than 4.2 billion now.  This isn't just a fundraising story. BlockDAG has locked in $86 million in institutional allocations, showing long-term confidence in the protocol’s ability to deliver value. What sets BDAG apart is its deliberate pivot from hype cycles into a self-defined “Value Era.” This phase removes early-stage referral bonuses and promotional multipliers. Instead, it focuses on scarcity, infrastructure rollout, and organic demand. Investors aren't buying into promises; they're buying into a system that’s being built in real time.  BlockDAG is also actively launching a developer ecosystem through “The Amazing Chain Race,” a six-wave global buildathon already distributing USDT grants and bounties to developers building AI agents, DeFi apps, wallets, and core infrastructure.  Combined with 20 confirmed exchange listings and a major roadmap reveal coming at Keynote 4 on November 26, BlockDAG is positioned not as a slow-burning Layer-1, but as a launch-ready, high-velocity value play. With its current pricing window closing soon and supply dropping fast, BDAG offers a dramatically different upside profile than NEAR or DOT, one driven by clear catalysts and built-in gains. The Case for Timing and Entry Polkadot and NEAR offer robust technologies and active networks, but their price levels suggest most of the upside is already priced in. For investors chasing the next top crypto gainers, entry point and momentum matter as much as fundamentals. BlockDAG, with a current price of $0.005 and a built-in move to $0.0078, combines real infrastructure, institutional trust, and visible scarcity to create a tightly compressed opportunity.  With the presale in its 32nd batch, fewer than 5 billion coins remaining, and a $435 million raise already completed, BDAG’s last entry window may be the most high-leverage opportunity before its public debut. For those focused on growth rather than stability, this is the moment to pay attention.  Presale: https://purchase.blockdag.network Website: https://blockdag.network Telegram: https://t.me/blockDAGnetworkOfficial Discord: https://discord.gg/Q7BxghMVyu  Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.

The Fed not only cut the interest rate by a quarter point again in October, but quantitative tightening, or QT, which ends in December, will boost financial markets. Making it to the list of high-potential altcoins to buy now are none other than the Shiba Inu coin, Cardano crypto and Digitap ($TAP).  SHIB, considered the best crypto to buy now in the memecoin space, is both budget-friendly and has significant upside potential. ADA, a leading but undervalued Layer-1 coin, is a bullish wave not to miss. Finally, $TAP is a new and emerging DeFi-TradFi coin. Blurring the line between crypto and cash, its mainstream appeal is staggering, prompting experts to hail it as the most promising crypto presale of 2025.  Digitap: The Next Big Thing – Why It is 2025’s Best Crypto Presale    Digitap not only appeals to crypto enthusiasts but also to everyday investors. By uniting the familiarity and reliability of traditional banking with the flexibility of crypto, it is poised for mainstream appeal. Additionally, by enabling users to spend crypto like cash, it blurs the line between fiat and digital assets.  Putting the world’s money in users’ pockets, the recently launched application has been called a game-changer. It features a single control panel for deposits, withdrawals, transfers, and payments in both fiat and crypto. In addition to near-instant global transfers and settlements, internal transfers using simple DigiTag usernames are free—as simple as sending a DM.  Also worth noting is its partnership with Visa for global acceptance online and in-store, alongside integration with Apple Pay and Google Pay. With explosive growth anticipated after its market debut, $TAP is considered a steal at $0.0297 in its second presale round. A 5,000% gain is projected this year, positioning it as the most bullish crypto presale of Q4.  USE THE CODE “DIGITAP15” FOR 15% OFF FIRST-TIME PURCHASES Shiba Inu Coin to Smash Past ATH – One of the Best Altcoins to Buy Following the recent market downturn, the Shiba Inu coin is in an attractive buy zone. With discounts up for grabs, a SHIB token costs just $0.000010, meaning investors don’t have to break the bank before positioning themselves for substantial returns.  Besides its budget-friendliness, its strong community and integration of utility into the ecosystem make it a compelling bet ahead of the anticipated market rally. Unlike most memecoins, the Shiba Inu coin has tangible applications courtesy of the integration of Shibarium, a Layer-2 scaling solution.  Additionally, the consistent token burn contributes to its long-term appeal. Javon, a leading expert on X, believes the Shiba Inu coin is primed to retest the $0.000032 resistance level. A breakout may push it above its all-time high of $0.000088 and into price discovery mode, putting it on the list of the promising altcoins to buy in 2025.  $SHIB (Shiba Inu) looks to be already broken out of a key accumulation and prices, which showed bull divergences early this year, can be preparing here for an ~200% move to test a resistance in the $0.000032s again. pic.twitter.com/Xw104EUT75 — JAVON⚡️MARKS (@JavonTM1) November 9, 2025 Cardano Crypto to $5? Watch Out  The Cardano crypto slid by 12% in the past 30 days, but bulls are quickly regaining momentum. At the time of writing, the Layer-1 coin trades above $0.5, significantly underpriced and undervalued.  A breakout above $1 is next on the bulls’ radar, with many experts considering it the best crypto to buy now. After reclaiming the yearly high of $1.3, a rally above its ATH of $3.1 is on the table, making the Cardano crypto a must-have.  Patel, a top analyst with over 53,000 followers on X, believes the Cardano crypto will surpass $5 this cycle. An inevitable altseason, which might be sparked by the Fed’s plan to boost financial markets, has driven forecasts about ADA being the best crypto to buy now.  $ADA accumulating in the $0.85–$0.60 demand zone Structure coiling for expansion. Liquidity targets above → $3 | $5 | $8 ? Altseason breakout looks inevitable.@Cardano pic.twitter.com/fxeBUUsjck — Crypto Patel (@CryptoPatel) September 9, 2025 3 Must-Have Coins in Q4 – SHIB, ADA & $TAP The best altcoins to buy in 2025 ahead of the Fed’s plan to boost financial markets in Q4 are the Cardano crypto, Shiba Inu coin and Digitap. While SHIB and ADA might surpass previous highs, $TAP is tipped for a 5,000% gain post-launch. Meanwhile, a 371% return is expected at the launch price of $0.14, pushing early funding past $1.7 million and making it a must-have.  Discover how Digitap is unifying cash and crypto by checking out their project here: Presale: https://presale.digitap.app Website: https://digitap.app  Social: https://linktr.ee/digitap.app  Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway  Disclaimer: This content is provided by a sponsor. FinanceFeeds does not independently verify the legitimacy, credibility, claims, or financial viability of the information or description of services mentioned. As such, we bear no responsibility for any potential risks, inaccuracies, or misleading representations related to the content. This post does not constitute financial advice or a recommendation and should not be treated as such. We strongly advise seeking independent financial guidance from a qualified and regulated professional before engaging in any investment or financial activities. Please review our full disclaimer for more details.