Revolut Business has launched Flexible Cash Funds in Singapore, offering companies a way to earn daily returns on idle balances through low-risk money market funds. Available on Grow, Scale, and Enterprise plans, the feature provides up to 4.48% APY (variable) on USD and supports up to 100 funds across GBP, EUR, and USD with no minimum or maximum investment limits. This marks Revolut Business’s first product of its kind in Singapore. Customers can add or withdraw funds within two business days without fees or restrictions under normal market conditions and assign access controls for team members. Globally, Flexible Cash Funds manage over US$500 million in assets. Since launching in August 2024, Revolut Business has recorded a 125% jump in sign-ups in its first quarter and an average quarterly growth of more than 50%. The team plans to expand its headcount ninefold by the end of 2025, supported by a robust product pipeline that includes upcoming features such as merchant acquiring solutions. Recent updates include CNY SWIFT transfers for international payments, and new integrations with QuickBooks and NetSuite to streamline accounting. Revolut has also expanded its partnership with Sabre, enabling travel agencies to issue Revolut virtual cards directly within the Sabre Virtual Payments platform. Revolut Business also integrates with Xero and FreeAgent. James Gibson James Gibson, Head of Revolut Business said, “At Revolut, we’re relentless in our mission to simplify financial management. For Revolut Business, that means helping companies invest efficiently and grow with confidence. Our Flexible Cash Funds are designed to support that goal—enabling businesses to strengthen their capital base and plan for future expansion. Through Flexible Cash Funds, we’re proud to make money market funds accessible to companies of all sizes, not just large asset managers or those with substantial reserves.” Ashley Thomas Ashley Thomas, Head of Strategy & Operations at Revolut Singapore said, “Revolut Singapore has seen strong momentum in the retail space and we are well on track to replicate this success in the B2B space. We have our ears close to the ground, always listening to our customers and constantly seeking ways to enhance our offerings to better serve their needs. We are humbled by the incredible growth we’ve seen so far and we know that this is only the beginning.”     Featured image: Edited by Fintech News Singapore, based on image by ilygraphic via Freepik   The post Flexible Cash Funds Now Available to Revolut Business Clients in Singapore appeared first on Fintech Singapore.

HitPay and Yuno have partnered to simplify how global merchants accept local payments across Asia Pacific. The partnership combines HitPay’s network of e-wallets, remittance channels, and national QR systems with Yuno’s orchestration technology, which finds the fastest and most successful path for each transaction. Together, they offer a single API that simplifies compliance and boosts conversion rates for international merchants. Merchants using Yuno can now connect directly to leading wallets such as GCash in the Philippines, ShopeePay, GrabPay, and Touch ’n Go in Malaysia, and Kakaopay in South Korea. The integration also supports instant transfers and QR payments via PayNow in Singapore, QRPH in the Philippines, and QRIS in Indonesia. The collaboration adds HitPay’s recurring billing feature, allowing Yuno’s global merchants to offer local payment options for subscriptions and repeat transactions using regional APMs. This supports the rapid growth of subscription-based businesses across Asia. Aditya Haripurkar “The most difficult challenge for global businesses expanding into Asia is local payment compliance and connectivity. By joining forces with Yuno, we’ve created a single point of integration. This instantly empowers Yuno’s merchants to transact as a local business from day one, translating directly into better acceptance rates and higher sales.” said Aditya Haripurkar, CEO & Co-founder, HitPay. SheueChee Beh “In high-growth Asia Pacific markets, accepting local payments is the minimum requirement for success. Our merchants rely on Yuno to give them ultimate control over their global payment operations. Integrating HitPay’s fast, deep local infrastructure complements our offering in this crucial region, ensuring clients can boost revenue through truly localized checkout experiences while retaining full central control and visibility.” said SheueChee Beh, SVP & General Manager, Yuno APAC.     Featured image: Edited by Fintech News Singapore, based on image by alexokov via Freepik The post HitPay and Yuno to Streamline Local Payment Access for Global Merchants appeared first on Fintech Singapore.

Across Asia and beyond, privacy-preserving cryptography, AI-driven compliance, and cross-chain infrastructure are converging to solve the industry’s oldest problems: transparency without exposure, oversight without friction, and interoperability without compromise. Technologies such as zero-knowledge proofs, multi-party computation, and self-sovereign identity are now being built into production systems, quickly moving away from being mere digital asset trends. Yet as the GFTN Global Digital Assets Report reveals, progress remains uneven. 40% of its respondents cite infrastructure gaps like liquidity, scalability, and regulatory compliance are the biggest barriers to adoption. 19% point to the technology itself causing the limitation, including matters like complex user interfaces and security vulnerabilities. Still, optimism endures. 11% believe that flexible, technology-neutral regulation can unlock sustainable innovation and growth within the digital asset ecosystem. The story ahead is about how these technologies successfully hardwire trust, auditability, and adaptability into the foundations of digital assets. Five emerging technology trends, derived from the GFTN report, are shaping digital asset transformation over the next decade. Trend 1: Zero-Knowledge Proofs Source: armmypicca on Freepik Zero-knowledge proofs (ZKPs) are essentially cryptographic protocols that let one party prove that a statement is true without showing the actual data behind it. In blockchain, this means verifying balances or transactions without exposing identities or sensitive transaction details, a step forward for privacy-preserving finance. Scalable cryptography frameworks have already come underway, with advances like zk-SNARKs and zk-STARKs making ZKPs faster, cheaper, and practical enough for large-scale use like in Ethereum Layer-2 networks. Regulators are exploring how the technology could simplify compliance, too, by letting institutions send zero-knowledge attestations (instead of raw customer data) for AML checks. The BIS Innovation Hub, working with the Hong Kong Monetary Authority, has already prototyped a retail CBDC using ZKPs to enable private transactions with selective regulatory visibility, Project Aurum 2.0. Trend 2: Fully Homomorphic Encryption Source: prebcreations on Freepik The next in digital asset trends, Fully Homomorphic Encryption (FHE), allows computation to be performed on encrypted data itself. The results, once decrypted, are identical to what they would be if the same operations were run on plain text. In simpler terms, it lets organisations analyse or process information without ever exposing the underlying data itself, which could be a major step for secure data sharing and compliance. Moving beyond theory, CryptoLab partnered with UClone to launch FHE-powered AI agents for consumers, showcasing the technology’s use in everyday applications. The challenge, though, lies in its computational costs and hardware-intensive demands, which could limit its scalability. Still, FHE’s potential is enormous. It could be crucial in privacy-preserving regtech and cross-border Personally Identifiable Information control, aside from also enabling real-time AML or analytics on encrypted data. Trend 3: Self-Sovereign Identity Source: freepik on Freepik Self-Sovereign Identity (SSI) is a decentralised identity framework that gives individuals and organisations control over their digital identities without relying on a central issuing authority. It leverages blockchain or distributed ledger technology to verify credentials while allowing users to decide what information is shared, for how long, and with whom. A real-world example is the LACChain SSI initiative in Latin America, which enables citizens without formal banking histories to prove their credentials and access DeFi and microcredit platforms. The framework works across participating countries and is now being tested for compliance use in crypto remittances. There’s also growing momentum to integrate SSI into national digital ID systems, with countries like Canada, Estonia, and South Korea adopting its principles to give citizens greater privacy and interoperability across platforms. Its benefits are significant, as SSI could transform onboarding, KYC updates, and cross-border jurisdiction portability, while also potentially reducing repetitive verification costs. Trend 4: Quantum-Resistant Cryptography Source: wahyu_t via Freepik Quantum-resistant cryptography refers to cryptographic algorithms that are built to stay secure, even against the immense computational power of quantum computers. In other words, it protects against future threats that could break widely used encryption and signature systems. A strong example is Quranium’s mainnet launch, rolled out alongside its QSafe Wallet, a blockchain platform built with quantum-resistant cryptography at protocol and wallet levels. The project positions itself as a secure infrastructure layer for the next generation of blockchain systems. The current risk for this technology is considered low in the short term but high in the future. Experts, in fact, predict that the first serious quantum threats could appear around 2030. Notably, while most existing crypto infrastructure isn’t yet ready for the technology, the benefits of early adoption are clear. Quantum-resistant algorithms could be a critical factor in future-proofing CBDCs, safeguarding key management, and protecting digital identities in the post-quantum era. Trend 5: Multi-Party Computation Source: user20248055 on Freepik The last of the digital asset trends on this list, multi-party computation or MPC, is a cryptographic technique that allows multiple parties to jointly perform a computation without revealing their individual inputs. In digital assets, it’s used for secure private key management by splitting a key into several encrypted shares, distributed across different systems or entities. This means no single party ever holds the full key, eliminating single points of failure and greatly strengthening security. Zodia Custody, backed by Standard Chartered, applies MPC to deliver bank-grade digital asset custody for institutional clients. By deploying MPC key sharding over independent environments, Zodia complies with FCA custody compliance while also achieving immediate transaction approvals. MPC is considered low-risk, having been tested extensively in different environments. Most regulatory focus now centres on operational governance rather than the technology itself. The Road Ahead for Digital Assets AI-driven tools are already being tested in compliance, supervision, and market surveillance, helping regulators and financial institutions monitor risks more efficiently. At the same time, zero-knowledge proofs are gaining traction in pilots focused on privacy-preserving and identity compliance. Source: GFTN Global Digital Assets Report According to the infographic above, by the middle of the 10-year horizon, tokenisation is expected to become a core part of mainstream financial infrastructure. The infrastructure for tokenising funds, sovereign bonds, and other real-world assets is expected to become practical, along with embedded compliance features that enforce eligibility and AML rules in real time. This shift could dramatically improve transparency, reduce settlement times, and lower operational costs across the financial system. Over the long term, the rise of quantum computing could introduce systemic risks. In anticipation, global standard-setters such as NIST and the BIS are already developing post-quantum cryptography frameworks to protect future financial infrastructure. As the line between technology and finance continues to blur, digital assets are set to become the programmable core of a more transparent, resilient, and connected global economy. Featured image: Edited by Fintech News Singapore, based on image by Who is Danny via Freepik The post 5 Digital Asset Trends To Watch, From Self-Sovereign Identity to Multi-Party Computation appeared first on Fintech Singapore.

DBS and Kinexys by J.P. Morgan are developing a framework for interbank tokenised deposit transfers across public and private blockchains. The partnership aims to link DBS Token Services and Kinexys Digital Payments, enabling tokenised value to move seamlessly between both banks’ blockchain ecosystems. The framework will support real-time settlement and exchangeability of tokenised deposits, paving the way for institutions to pay one another instantly, anywhere and at any time. Connecting Southeast Asia’s largest bank and the United States’ largest bank, the initiative seeks to set a new standard for on-chain interoperability and improve how businesses manage cross-border finance. Both banks already offer 24/7 liquidity and instant settlement within their respective blockchain systems. The new framework extends these capabilities by creating cross-bank “highways” between public and permissioned environments, allowing institutional clients of DBS and J.P. Morgan to transact, redeem or exchange tokenised deposits across platforms and borders in real time. For instance, a J.P. Morgan client could use J.P. Morgan Deposit Tokens (JPMD) on the Base public blockchain to pay a DBS client, who could then redeem or exchange the funds through DBS Token Services. The framework upholds the “singleness of money,” ensuring tokenised deposits remain fungible and equivalent across networks. Rachel Chew Rachel Chew, Group Chief Operating Officer and Head of Digital Currencies, Global Transaction Services, DBS Bank, said, “Instant 24/7 payments provide businesses with the optionality, agility and speed to navigate global uncertainties and capture emerging opportunities. As the digital asset ecosystem continues to grow, interoperability remains a critical piece in reducing fragmentation and ensuring that the full value of tokenised money can be transferred safely across borders. Our collaboration with Kinexys by J.P. Morgan to develop an interoperability framework is therefore a significant milestone for cross-border money movement, with the potential to pave the way for future partnerships. We look forward to leveraging our combined capabilities to scale the next generation of financial services for our clients.” Naveen Mallela Naveen Mallela, Global Co-Head of Kinexys by J.P. Morgan, said, “We are relentlessly focused on building the next-generation financial infrastructure, backed by deep industry expertise and strong collaborations across the globe. Working with DBS on this initiative is a clear example of how financial institutions can collaborate to further the benefits of tokenised deposits for institutional clients while protecting the singleness of money and ensuring interoperability across markets.”     Featured image: Edited by Fintech News Singapore, based on images by Who is Danny and capuchino777 via Freepik The post DBS and J.P. Morgan Developing Framework for Instant, Cross-Border Tokenised Payments appeared first on Fintech Singapore.

Global Finance & Technology Network (GFTN) has appointed Anthony Thomas as Chief Strategy & Growth Officer and Maha El Dimachki as Chief Executive Officer of GFTN Advisory, effective February 2026. Thomas, who joined in October, will drive GFTN’s global strategy and growth agenda, expanding its presence across new markets and initiatives. With more than 27 years of experience in banking and fintech, he previously served as Global Managing Director for Fintech at Delivery Hero, overseeing payments and embedded financial services across 70 markets. He is also Chairman of MoMo, Vietnam’s financial services super app, and former CEO of GCash in the Philippines. Earlier, he spent 17 years with Citibank across Asia, the United States, and Latin America. Anthony Thomas Anthony Thomas, Chief Strategy & Growth Officer, GFTN said, “I’m thrilled to join GFTN at this pivotal moment as it expands its mandate globally. Having seen firsthand how digital innovation can expand access and opportunity, I look forward to building new bridges between institutions, innovators and ecosystems, creating growth corridors and scaling financial inclusion through collaboration and technology.” El Dimachki will lead GFTN Advisory, the organisation’s advisory and capacity-building arm that works with governments, regulators, and institutions to design and implement digital finance strategies worldwide. She brings over 25 years of experience in regulation, payments, and institutional finance, most recently serving as Head of the BIS Innovation Hub in Singapore. At the Bank for International Settlements, she led Project Nexus, a multilateral initiative linking instant payment systems across borders. She was previously Chief Payments Officer at Pay.UK, overseeing interbank systems that processed over seven billion transactions annually worth £9.5 trillion. She also served as a senior executive at the UK Financial Conduct Authority, where she helped design the Regulatory Nursery and Scalebox programmes. Maha El Dimachki Maha El Dimachki, Incoming Chief Executive Officer, GFTN Advisory said, “I’m honoured to join GFTN at a time when collaboration between innovators, regulators, and institutions is more critical than ever. GFTN’s mission to build trust, inclusion, and resilience through technology deeply resonates with my own journey. I look forward to working with partners worldwide to turn that vision into practical impact.”   Featured image: Edited by Fintech News Singapore, based on image by brilian via Freepik The post GFTN Bolsters Leadership Bench with Anthony Thomas and Maha El Dimachki appeared first on Fintech Singapore.

BENEFIT, Bahrain’s fintech and electronic financial transactions service provider, has signed a linkage agreement with NPCI International Payments Limited (NIPL) of India to enable interoperability between Bahrain’s Electronic Fund Transfer System (EFTS), particularly its Fawri+ service, and India’s Unified Payments Interface (UPI). The initiative, overseen by the Central Bank of Bahrain (CBB) and the Reserve Bank of India (RBI), aims to enhance cross-border payment connectivity between the two countries. It will allow users in both countries to make real-time, secure cross-border transfers. Abdulwahed AlJanahi, Chief Executive of BENEFIT, said: Abdulwahed AlJanahi “The partnership underscores our commitment to delivering advanced digital payment services that support the national economy and expand economic relations between Bahrain and India.” He added: “BENEFIT continues to pursue its strategy of expanding its real-time payment network globally in line with the directives of the Central Bank of Bahrain and the Kingdom’s national strategies. These efforts aim to strengthen the digital economy and facilitate international trade and investment.” Ritesh Shukla, MD and CEO of NPCI International Payments Limited, said: Ritesh Shukla “This collaboration will deepen financial connectivity, support cross-border payment innovation, and promote financial inclusion and economic growth for individuals and businesses in both countries.”     Featured image credit: BENEFIT This article first appeared on Fintech News Middle East The post BENEFIT and NPCI International Link Bahrain’s Fawri+ with India’s UPI appeared first on Fintech Singapore.

Tencent has launched TenPay Global Checkout, a new payment solution for Weixin Mini Program merchants operating internationally, allowing them to accept a range of local payment methods. With a single integration, overseas merchants can support multiple payment options, including digital wallets, local real-time payment networks, and credit and debit cards. Users outside mainland China can pay within the app using familiar local methods. The rollout begins in Singapore and Macau, where merchants can now accept credit and debit cards, PayNow, and BOCPAY(MO) via TenPay Global Checkout on the Weixin Official Accounts Platform. Expansion to additional markets, including Japan, Australia, and New Zealand, is planned. Mini Programs are lightweight applications within Weixin that allow users to shop, pay, and access services without downloading additional apps. Source: Tencent There are over 1 million monthly active users of Weixin Mini Programs in markets such as Singapore, Japan, Australia, and New Zealand, with services available across 92 countries and regions. Wenhui Yang “By enabling overseas Weixin Mini Program merchants to accept trusted and diversified local payment methods through one unified solution, users benefit from a more convenient and efficient payment experience. This helps merchants improve payment conversion rates, expand their user base, and scale their businesses to serve a broader range of customers,” said Wenhui Yang, CEO of TenPay Global (Singapore). TenPay Global said it remains committed to building secure, user-centric payment experiences that support merchants’ growth and allow consumers to transact confidently worldwide.   Featured image credit: Edited by Fintech News Singapore, based on image by freepik The post Tencent Launches TenPay Global Checkout for Weixin Mini Programs in SG, Macau appeared first on Fintech Singapore.

DCS Card Centre has teamed up with Standard Chartered to support DeCard in Singapore, enabling stablecoin payments for everyday transactions. Standard Chartered will serve as the principal banking partner, providing transaction banking and financial markets services covering top-ups, account management, and fiat and stablecoin settlements, along with treasury, liquidity, and FX hedging support. The partnership addresses rising demand for regulated digital-asset payment solutions that deliver faster, more transparent, and cost-efficient transactions. It launches in Singapore with plans to expand to other markets. Through Standard Chartered’s virtual account and API connectivity, DCS can assign virtual accounts to DeCard users for real-time identification and reconciliation of payments. The setup enhances visibility, strengthens controls, and streamlines collections. Dhiraj Bajaj “This partnership is in line with our continued efforts to offer banking solutions for innovative fintech partners and is central to our strategy of supporting clients in navigating the evolving digital assets space. Our investments in our platforms, capabilities and solutions allow us to be the trusted banking partner bridging TradFi to DeFi,” said Dhiraj Bajaj, Global Head of TB FI Sales at Standard Chartered. Joan Han “We’re thrilled to partner with Standard Chartered, a globally recognised and trusted financial institution, to power the next chapter of DeCard’s growth. Their banking expertise and robust infrastructure enable us to bring secure, transparent, and efficient stablecoin payments to the mainstream, setting a new benchmark for how digital assets can be used responsibly in everyday life.” said Joan Han, Chief Commercial Officer, DCS.     Featured image: Joan Han, CCO, DCS with Dhiraj Bajaj, Global Head of TB FI Sales, Standard Chartered. The post StanChart to Back DCS’ DeCard with Banking, FX Services for Stablecoin Payments appeared first on Fintech Singapore.

More than 300 million DeFi users and US$263 trillion in stablecoin transactions mark a turning point for digital assets, with regulators now racing to match innovation with clear frameworks. According to the Global Digital Assets Report launched by the Global Finance & Technology Network (GFTN) at its Insights Forum 2025, digital assets are moving rapidly from experimentation to institutional integration. The report, produced with research and editorial support from Arthur D. Little and Whitesight, draws on more than 40 executive interviews and a global survey across 12 jurisdictions. Asia and Global Peers Push Ahead with Digital Asset Pilots GFTN found that nine of the twelve markets studied have implemented or are drafting digital asset frameworks, signalling growing regulatory maturity and convergence. Stablecoins, tokenised real-world assets, and decentralised finance (DeFi) are identified as key pillars driving financial modernisation. Asia is highlighted for its role in digital asset pilots, including tokenisation initiatives such as MAS-led Project Guardian, alongside broader experiments in cross-border connectivity. Europe continues to advance implementation of the MiCA regime and digital-euro trials. The Middle East is emerging as a fast-growing innovation hub supported by regulatory sandboxes and sovereign-backed initiatives, while the Americas are moving toward deeper institutional adoption with measures such as the US GENIUS Act and digital-asset exchange-traded products. Stablecoins remain the dominant form of digital money, having processed about US$263.4 trillion in cumulative transaction volume since 2019, including US$40.5 trillion in the past 12 months. Their market capitalisation rose from about US$208.4 billion in January 2025 to US$283.3 billion by August 2025. The report also notes growing use of adjusted measures to strip out non-economic activity and better reflect genuine transaction flows. Tokenised Assets Top US$24 Billion Globally Tokenised real-world assets excluding stablecoins reached over US$24 billion by mid-2025, up sharply from 2022, reflecting early but accelerating adoption of tokenisation in capital markets and structured products. The report highlights that DeFi has grown into a global channel for financial activity, with more than 300 million active users across 88 countries as of the second quarter of 2025. Growth in Layer 2 networks such as Arbitrum and Base has lowered transaction costs and broadened access, while lending and staking protocols account for a significant share of total value locked. Survey respondents cited faster and cheaper cross-border payments as a primary benefit of digital assets, and identified tokenisation as a key driver of capital-market efficiency. Many also pointed to programmable money as an emerging frontier for new financial services and operating models. GFTN said the findings will inform its 2026 policy dialogues and capacity-building programmes aimed at helping regulators and financial institutions design more resilient, innovation-ready digital asset frameworks. Sopnendu Mohanty Sopnendu Mohanty, Group CEO, GFTN said, “The question is no longer whether digital assets matter, but how they can be integrated responsibly into financial systems in ways that enhance trust, resilience, and inclusion. This report moves beyond market hype to analyse the fundamentals — regulation, infrastructure, and interoperability — that will define the next phase of global finance.” Anthony Thomas Anthony Thomas, Chief Strategy & Growth Officer, GFTN said, “This research offers practical insight for policymakers and financial institutions navigating the shift from experimentation to adoption. It underscores the importance of global coordination, responsible regulation, and technology-led collaboration to build the financial architecture of the future.”     Featured image: Edited by Fintech News Singapore, based on image by Who is Danny via Freepik   The post Over US$263 Trillion in Stablecoin Transactions Mark Maturity of Digital Assets appeared first on Fintech Singapore.

Finmo has refreshed its brand to signal its focus on real-time, connected treasury operations for modern finance teams. The update marks the company’s transition into a treasury management system that connects global financial infrastructure. The platform provides real-time cash visibility, automated reconciliation, money movement capabilities, and treasury automation within a single environment. At the centre of Finmo’s approach is its “4Cs” framework: Connect, Control, Command, and Create. The framework is intended to help finance teams unify data, improve forecasting accuracy, and manage liquidity and working capital in real time. The system also incorporates a global payments network that allows finance teams to move funds, manage liquidity, and address foreign exchange requirements within the same platform. It aims to improve financial decision-making and operational efficiency across interconnected markets. David Hanna David Hanna, Chief Executive Officer and Co-Founder at Finmo said, “For today’s CFO, finance is all about insight and foresight – anticipating challenges and responding with confidence. With Finmo’s platform, we give finance leaders a powerful “second sight”; the clarity to forecast outcomes, navigate uncertainty, and command greater strategic influence.” Mansi Chopra Mansi Chopra, Chief Marketing Officer at Finmo, said, “CFO expectations have evolved. In a world that moves fast, they want to complete their morning review in moments, with the intelligence, integration, and instant visibility to manage everything and see their entire treasury in one place. Our rebrand reflects that shift. Finmo gives CFOs instant visibility, automated control, and intelligent execution – turning the daily treasury review from hours into moments. Because in finance, control begins with clarity, and you can’t manage what you can’t see.” Founded by David Hanna, Akhil Nigam, Richard Oh, Raj Vimal Chopra, and Thomas Kang, Finmo operates in Singapore, Australia, New Zealand, Canada, the United States, and the United Kingdom. Its system connects data from banks, accounting platforms, ERP systems, and other financial tools to give finance teams real-time visibility and control.     Featured image: Edited by Fintech News Singapore, based on image by user8647581 via Freepik The post Finmo Refreshes Brand to Reflect Focus on Connected Treasury Management appeared first on Fintech Singapore.

Data connectivity is driving digital innovation in ASEAN, enabling advances in areas including real-time payments, and cross-border financial services. However, businesses looking to expand across the region still face a fragmented landscape of data regulation and growing restrictions on cross-border data transfers. According to a new report by the Singapore Fintech Association (SFA), regional cooperation through initiatives like the ASEAN Digital Economy Framework Agreement (DEFA), is offering a pathway to harmonized, secure, and efficient data governance. DEFA could be a game-changer for regional business growth, efficiency, and innovation. The report, based on a survey of 109 organizations across ASEAN conducted between November 2024 and March 2025, reveals that businesses in the region are calling for legal harmonization and seamless data flows, warning that without these, companies are struggling to scale, product launches are delayed, and operational costs are rising while revenues fall. In particular, the majority of respondents are endorsing DEFA, with 71% of respondents believing a robust DEFA could significantly enhance revenue, efficiency, and business growth by ensuring consistent and predictable cross-border rules. Currently under development, DEFA is a regional agreement that aims to create a unified framework promoting seamless digital trade, data flow, and cooperation among ASEAN member countries by 2025. Limiting access to key resources Results from the study reveal that restrictions on cross-border data transfers are limiting businesses’ access to essential global tech resources. 73% of the ASEAN companies surveyed believe that such restrictions hinder their access to critical tools, such as cloud platforms, development software, application programming interface (APIs), all of which are vital to remain competitive. These companies expect their operational costs to increase and productivity to decrease due to such rules. Another 73% anticipate operational costs to increase under stringent data rules. Additionally, 73% foresee decline in productivity, while 61% anticipate a direct negative impact on revenues, notably because of the need to duplicate systems, and hire additional compliance staff. Limiting expansion potential Cross-border data restrictions are also hindering ASEAN businesses’ ability to expand across borders. 73% of respondents reported that such measures negatively impact their ability to operate in restricted markets, with significant negative impact on crucial operational activities. Respondents cited customer support (74%), consolidated/aggregated reporting (71%), and new product development (70%), as the most impacted operational areas. Impact of cross-border data restrictions on specific use cases, Source: Singapore Fintech Association, Aug 2025 Hindering tech adoption and investment Restrictions are also slowing technology adoption, particularly in artificial intelligence (AI). 70% of respondents said that cross-border data transfer restrictions have a negative impact on their creation and use of generative artificial intelligence (AI). This is because good quality data in sufficiently large volume is essential for AI model training. Therefore, restricting access to such data affects the adoption and development of new technologies. This ultimately limits the growth and productivity of ASEAN firms and economies. Such constraints also deter foreign investors, who seek regulatory clarity and scalability. Complex data rules force firms to duplicate infrastructure and hire separate local teams in each country, prompting many to scale back or opt-out entirely due to the high compliance costs involves. This environment discourages investors from backing local businesses, pushing critical technology investment toward more integrated digital economies. A fragmented regulatory landscape Data governance across ASEAN is highly inconsistent, with some countries championing open data flows and regional integration, while others are emphasizing data sovereignty and introducing localization requirements. For example, a fintech company in Cambodia may be legally required to store customer data within national borders. This limits their access to cloud-based customer relationship management (CRM) tools hosted in another country. Meanwhile, an Indonesian payments firms expanding to Thailand may need to duplicate infrastructure, segregate user data, and navigate separate approval processes in each country. This raises costs and delays entry. ASEAN’s DEFA initiative Recognizing these challenges, ASEAN governments are advancing DEFA as a regional solution. First introduced in 2023, DEFA aims to offer a comprehensive roadmap to reduce friction in cross-border data transfers, and encourage the adoption of mechanisms which enable seamless cross-border connectivity. In particular, the initiative seeks to establish common standards on data flows, privacy, cybersecurity, and digital trade across member states, simplifying compliance, reducing costs, and accelerating regional integration. According to Boston Consulting Group (BCG), progressive DEFA provisions could help double ASEAN’s digital economy to US$2 trillion. ASEAN’s digital economy is projected to triple between 2021 and 2030 through the natural adoption of digital technologies, growing from approximately US$300 billion to almost US$1 trillion by 2030. Size of digital core and digitally-enabled economy, Source: Study on the ASEAN Digital Economy Framework Agreement (DEFA), Boston Consulting Group, Nov 2024 Following global trends ASEAN’s DEFA initiative builds on a series of international precedents. The Digital Economy Partnership Agreement (DEPA) was signed in 2020 by Singapore, Chile, and New Zealand, establishing shared rules on data flows, privacy, and digital trade. In North America, the United States-Mexico-Canada Agreement (USMCA), which requires the removal of barriers to cross-border data flows, entered into force in 2020. In Asia-Pacific (APAC), the ASEAN-Australia-New Zealand Free Trade Agreement (AANZFTA) comprises rules that support the free flow of data across borders and prevents unjustified data localization requirements, while maintaining appropriate regulatory space in certain areas, including for the protection of privacy. It first entered into force in 2010 for Australia.   Featured image: Edited by Fintech News Singapore, based on image by freepik via Freepik The post Fintech Trade Group Calls for ASEAN Data Rule Harmonization to Boost Cross-Border Data Transfers appeared first on Fintech Singapore.

Dyna.Ai will return to the Singapore Fintech Festival (SFF) from 12 to 14 November to showcase applied AI solutions from its full-stack suite for financial institutions. Building on its 2024 launch of Agent Studio, the company will demonstrate AI agents and applications that enhance daily work and free teams to focus on higher-value tasks. An early Dyna.Ai development will also be featured at the Future of Finance booth led by the Monetary Authority of Singapore (MAS) on 13 November at 12:30 p.m. (Hall 6, Booth 6C37), in collaboration with a local financial institution. Dyna.Ai has been shortlisted for the Fintech Excellence Awards 2025, following its selection as a technology partner in the Hong Kong Monetary Authority’s GenAI Sandbox Programme. The company’s participation comes as financial institutions worldwide accelerate AI adoption, with over 85 per cent now deploying AI solutions. Singapore remains a key hub, attracting about US$1.04 billion in fintech investments in the first half of 2025 and nurturing nearly 900 AI startups under its National AI Strategy 2.0. During the festival, Dyna.Ai will host product demos, keynotes, and panels featuring Co-founder and Chairman Tomas Skoumal, along with daily fireside chats with leaders from the Singapore Fintech Association, ASIFMA, GXS, Fano, AWS, FIS Global, and Lion X. Visitors can find Dyna.Ai at Hall 2, Booth 2F34 of the Singapore Expo. Tomas Skoumal “Dyna.Ai remains focused on building AI for the real world–AI that delivers results, and not innovation for its own sake. Our goal is to help organizations see measurable impacts; stronger efficiency, better customer and employee experience, and sustainable top-line growth with AI. Balancing vision with execution has defined our work in finance, and that continues to guide how we scale with partners globally.” said Tomas Skoumal, Chairman and Co-Founder of Dyna.Ai. Cynthia Siantar “Our focus is on translating AI innovation into real business value for enterprises. In Singapore, we’re seeing enterprises move from exploring to execution–applying AI that augments human capability, strengthens decision-making, and ultimately drives real results that translate into top-line growth.” said Cynthia Siantar, General Manager of Singapore, Dyna.Ai.       Featured image: Edited by Fintech News Singapore, based on image by mkmult via Freepik The post Dyna.Ai to Showcase Full-Stack AI Solutions for Financial Institutions at SFF 2025 appeared first on Fintech Singapore.

Episode Six has partnered with Fireblocks to build a unified payments platform that lets banks, fintechs, and corporations manage fiat, stablecoins, loyalty points, and other digital assets on one system. The platform combines Episode Six’s card-issuing and ledger infrastructure with Fireblocks’ technology for digital asset custody, settlement, trading operations, and stablecoin payments. Through the Fireblocks Network, which connects over 120 blockchains, 35 exchanges, and global card networks, institutions can issue, fund, and process both traditional and digital assets securely and at scale. It supports both pre-funded and credit-based models and integrates with core banking systems and external ledgers. The platform also enables instant virtual card generation, programmable stablecoin issuance, and connectivity across traditional and digital payment rails. The companies announced the collaboration during the Singapore Fintech Festival. John Mitchell “Financial institutions are increasingly looking for ways to connect the worlds of fiat and digital assets without the complexity of running parallel systems. By working with Fireblocks, we’re delivering the infrastructure to make that vision a reality. Our unified payments solution enables programmable, multi-asset transactions with the same reliability and compliance standards banks expect from traditional payments—whether pre-funded, credit-based, or digital asset-backed.” said John Mitchell, CEO and Co-Founder of Episode Six. Ran Goldi “The financial landscape is evolving faster than ever, and institutions need infrastructure that’s not just secure and scalable—but adaptable to what’s next. This collaboration is about giving them the tools to innovate confidently, whether they’re launching tokenized products, streamlining treasury operations, or reimagining how value moves across networks.” said Ran Goldi, SVP Payments and Network at Fireblocks.     Featured image: Edited by Fintech News Singapore, based on image by Zohaib Shakeel via Freepik   The post Episode Six, Fireblocks Develop Unveil Payment System for Fiat and Digital Assets appeared first on Fintech Singapore.

The Monetary Authority of Singapore (MAS) is advancing efforts to make energy transition credits a credible financing tool for Asia’s decarbonisation, following insights from the TRACTION coalition’s final report. MAS formed the Transition Credits Coalition (TRACTION) at COP28 to explore how carbon credits from the early retirement of coal-fired power plants can support a managed and equitable shift to clean energy. The coalition brings together over 30 partners from carbon services, project development, energy financing, risk management and non-governmental organisations. The report estimates that about 33 per cent of operating and developing coal plants across 15 Asian markets could generate energy transition credits, representing roughly 1 gigatonne of potential annual emissions reductions. Success depends on region-specific strategies that maintain energy reliability and affordability, backed by predictable carbon revenues, credible long-term demand and effective risk management. Building a High-Integrity Market Framework TRACTION highlights four integrity principles: additionality, permanence, robust quantification, and contributions to Just Transition and sustainable development goals. It also recommends phased closures and plant repurposing, such as for battery storage, to enhance grid stability and sustain emissions reductions. Proceeds from energy transition credits can accelerate renewable deployment, bridge cost gaps and support community resilience through re-employment, upskilling and small-business development. The report cites tools such as carbon credit insurance and structured agreements linking coal retirement and renewable build-out to improve bankability. Initiatives like advanced market commitments and the Kinetic Coalition aim to aggregate buyers and strengthen confidence in high-integrity credits. MAS said 21 entities, including the Government of Singapore, have endorsed a Statement of Support to participate in energy transition credit projects through offtake, financing or underwriting. Signatories include corporates, financial institutions, multilateral development banks and sovereign participants. With TRACTION’s mandate complete, the next phase will focus on pilot projects led by the Rockefeller Foundation and the Kinetic Coalition. MAS said collaboration among governments, financiers and development partners will be key to scaling adoption and building a pipeline of high-integrity projects. Leong Sing Chiong  “The case for Asia’s coal-to-clean transition remains compelling, with the potential to strengthen energy access, affordability and reliability for local communities. Achieving scale and impact across Asia will take time and collective action from the ecosystem, given the unique characteristics in Asian markets. TRACTION’s work demonstrates that energy transition credits can serve as a credible financing instrument to accelerate this transition, while ensuring it is inclusive and economically viable. MAS will continue to work closely with industry leaders, financiers and international partners to support the development of high-integrity energy transition credits to facilitate Asia’s transition.” said Leong Sing Chiong, Deputy Managing Director (Markets and Development), MAS. The report concludes that integrity, scalability and demand-building must underpin future market development and notes that lessons from Asia’s coal-to-clean transition could guide the use of transition credits in other hard-to-abate sectors such as heavy industry.     Featured image: Edited by Fintech News Singapore, based on image by digitizesc via Freepik The post MAS Report Maps Path to Scaling Coal-to-Clean Transition Financing in Asia appeared first on Fintech Singapore.

In Southeast Asia, regulators are tightening their oversight of financial services marketing, placing financial institutions under pressure to monitor agent behavior, mitigate misinformation, and maintain brand trust. A new paper by Meltwater, an online media, social and consumer intelligence company from Norway, looks at how regulators are cracking down on unethical behavior such as misleading advertising and high-pressure sales tactics, highlighting recent regulatory developments amid the surge of financial influencers (finfluencers). In Malaysia, Securities Commission (SC) released in March 2025 a revised version of its Guidelines on Advertising for Capital Market Products and Related Services, taking into account evolving global and domestic trends, including the rise of social media. The revised framework, which aims to ensure responsible advertising activities in relation to capital market products and services, introduces new requirements for finfluencers who are not engaged as marketing agents by an advertiser but yet promote capital market products. It also strengthens advertisers’ responsibilities to ensure compliance by their agents, establishes rules on the use of social media for financial promotions, and prohibits advertising services in Malaysia by persons not authorized by the SC. The framework will come into effect on November 01, 2025. Indonesia also introduced a new regulation this year through the Financial Services Authority, aiming to consolidate and modernize rules for securities underwriters and brokers, while also introducing a new category of regional securities companies. Taking effect on December 11, 2025, the regulation notably formalizes the use of social media influencers as a legitimate promotional channel, but outlines clear models of collaboration. It particular, it requires written agreements and compliance with licensing standards, and puts restrictions on influencer activities. Among other things, social media influencers may act as advertising platform and/or share information about the capital market, but they cannot invite prospective customers to become customers of PPE and PED, and are not permitted to offer any personal assessments or analysis. Financial institutions must also ensure that their influencer partners meet all applicable qualification and licensing requirements in accordance to the selected collaboration model. In Singapore, the Monetary Authority of Singapore (MAS) requires financial institutions to ensure that advertisements are fair, balanced, and not misleading. Product advertisements are to be clear and legible to ensure that financial advertisements convey accurate information. These measures aim readability and understanding by the consumer, and facilitate more transparent and ethical advertising. MAS also prohibits the advertisements of virtual assets through any public channel, including television, social media, and physical billboards, citing the high risks of cryptocurrencies, which are unsuitable for the general public due to their volatility. Crypto services providers are also prohibited from marketing through third parties, including social media influencers. This trend extends across the broader APAC region. In Hong Kong, for example, the Insurance Authority (IA) introduced in 2024 tighter regulations, strengthening ethical conduct from companies across its insurance sector to ensure fairer treatment and strong protection of insurance customers, particularly in the sale of long-term and medical insurance policies. The IA’s guidelines set requirements on product design, disclosure of clear and adequate information, financial needs analysis, benefit illustrations, policy replacement, cooling-off periods, and the use of gifts in promotions. It also mandates post-sale controls and appropriate remuneration structures to minimize conflicts of interest. The rise of finfluencers and accompanying risks Finfluencers are social media influencers who offer advice and information on various financial topics, including saving, investing, and cryptocurrencies. They use social media platforms like YouTube, TikTok, and Instagram to offer advice in quick, engaging and easy-to-digest content forms, focusing on simplifying complex financial concepts. Though finfluencers have helped make intricate subjects more accessible and raise awareness about personal finance, their rise has also introduced significant risks. Unlike licensed investment advisors who must register with regulators and meet professional qualifications, finfluencers bypass these requirements. Furthermore, finfluencers generate income through unrelated incentives such as platform monetization, brand promotions, or affiliate marketing, whereas financial advisors typically earn fees or commissions tied to client services. Hence, their focus is often on growing their online presence rather than protecting client interests. High-profile cases illustrate these risks. In 2022, reality star Kim Kardashian was fined US$1.26 million by the US Securities and Exchange Commission (SEC) for touting on social media a crypto asset security offered and sold by EthereumMax without disclosing the payment she received for the promotion. Football player Tom Brady and NBA star Shaquille O’Neil had also promoted FTX before the crypto trading platform collapsed. And yet, reliance on social media for financial advice continues to grow. A 2024 MoneySmart survey of 2,000 adults in Hong Kong and Singapore found that 52% relied on social media as their primary source of financial advice, ahead of family, friends, financial advisors, and books. Platforms such as YouTube, Instagram and Facebook emerged as the most popular for accessing financial insights. Nearly half (43%) of those surveyed said social media improved their financial knowledge, with 19% using it daily to seek financial tips and advice. Yet, the risks are real. Almost 1 in 5 (18%) respondents lost money on investments influenced by online advice, and a further 14% fell victim to financial scams after following social media recommendations. Among those who followed social media advice, 9% reported substantial financial losses. Discover actionable ways to safeguard your brand in the “Strengthening Financial Compliance in SEA’s Social-Driven Landscape” report here.   Featured image: Edited by Fintech News Singapore, based on images by aukid and freepik via Freepik The post The Rise of Finfluencers: Unpacking Compliance Risks in Southeast Asia’s Financial Landscape appeared first on Fintech Singapore.

More than 90,000 Singapore businesses, about one in four nationwide, now sell abroad through PayPal as digital payments open doors to global markets. Together, these merchants reached over 14 million international shoppers. Between April 2024 and March 2025, they processed more than 60 million cross-border transactions, according to PayPal’s latest data. Gaming, beauty, and fashion led Singapore’s global sales, generating over US$1.6 billion in total transaction value. Gaming topped the list with US$593 million and 1.7 million monthly purchases, led by buyers in the United States, Germany, Japan, the United Kingdom, and France. Beauty ranked second with US$411 million and about 900,000 monthly purchases, driven mainly by demand from Mexico, followed by the United States, Australia, and China. Fashion contributed US$636 million and 737,000 monthly transactions, supported by strong sales to the United States, Mexico, Japan, and Germany. Singapore businesses also expanded in digital goods and computer software, bringing in more than US$276 million in cross-border sales. The United States, Germany, and Canada were the main buyer markets. The United States remains Singapore’s largest corridor, accounting for over US$830 million in purchases, while Mexico is one of the fastest-growing, recording seven million purchases worth US$370 million, mainly in beauty and fashion. Matthew Lucas “With product offerings like PayPal Ads and PayPal Rewards now available in selected international markets, we’re helping local businesses grow their global customer base and build resilience in today’s dynamic trade environment. We look forward to introducing even more solutions in 2026 to further simplify international expansion for businesses,” said Matthew Lucas, Vice President and Head of Cross Border Trade at PayPal.     Featured image: Edited by Fintech News Singapore, based on image by digitizesc via Freepik   The post One in Four Singapore Businesses Now Sell Internationally with PayPal appeared first on Fintech Singapore.

The Monetary Authority of Singapore (MAS) has approved Franklin Templeton’s Franklin Onchain U.S. Dollar Short-Term Money Market Fund as an authorised scheme, paving the way for the country’s first tokenized retail fund. Developed in collaboration with DBS Bank, the fund is initially available to DBS wealth clients and accredited investors through the bank’s relationship managers, with retail access expected in the first quarter of 2026. Investors can participate with a minimum investment of US$20. The fund mirrors the strategy of the Luxembourg-domiciled FTIF Franklin U.S. Dollar Short-Term Money Market Fund, which has delivered over three decades of performance. It uses Franklin Templeton’s proprietary Benji Technology Platform to record ownership on blockchain, enabling real-time transparency, daily yield accrual, improved liquidity, and secure tracking of investor holdings. Franklin Templeton said the initiative builds on its longstanding work in blockchain-enabled finance, following the launch of the world’s first U.S.-registered mutual fund using blockchain in 2021 and a fully tokenised UCITS fund in Luxembourg in 2024. The firm is also an active participant in MAS’s Project Guardian, a public–private initiative advancing tokenisation use cases in capital markets. The collaboration combines DBS’s digital infrastructure and local reach with Franklin Templeton’s experience in tokenised assets to expand investor access and support Singapore’s growing digital asset ecosystem. Tariq Ahmad Tariq Ahmad, Head of APAC, Franklin Templeton said, “As investor interest in tokenised funds and digital assets continues to accelerate, we are excited to collaborate with DBS, Singapore’s largest bank, to bring this tokenised fund to the retail market. This collaboration reflects our shared commitment to digital innovation and underscores our commitment to empowering investors with secure, transparent and cutting-edge investment solutions.” James Tan James Tan, Group Head of Investment Products & Advisory, DBS Bank, said, “Tokenisation is reshaping the way people invest, and we want to make sure these benefits extend beyond institutional investors. By availing Singapore’s first tokenised retail fund to our customers, at a minimum investment sum of just US$20, we are making it simpler and more convenient for them to start investing and build resilience through market cycles.”     Featured image: Edited by Fintech News Singapore, based on image by mangpor2004 via Freepik The post MAS Approves Franklin Templeton for Singapore’s First Tokenised Retail Fund appeared first on Fintech Singapore.

The Monetary Authority of Singapore (MAS) and Indonesia’s Otoritas Jasa Keuangan (OJK) have renewed their commitment to collaboration in fintech by signing a MoU on Cooperation in Financial Technology. This builds on the MoU signed in 2018 and expands cooperation to support technological innovation in the financial sector. The renewed MoU aims to help financial institutions and fintech firms in both countries take advantage of developments such as digital financial assets and artificial intelligence, while contributing to the growth of ASEAN’s digital economy. Under the MoU, MAS and OJK will share knowledge and best practices, promote cooperation between financial industries including engagement with industry bodies, refer promising fintech firms to participate in each other’s regulatory sandboxes, and facilitate the cross-border flow of information for fintech firms operating within their licensed scope, in line with applicable laws and regulations. Leong Sing Chiong, Deputy Managing Director of MAS, said: Leong Sing Chiong “The OJK and MAS have maintained a strong, longstanding bilateral partnership, and have also worked closely to advance regional financial cooperation over the years. We share the same commitment to fostering innovation, addressing barriers, and developing fintech ecosystems to better serve our markets and across ASEAN.” Hasan Fawzi, Chief Executive of Financial Sector Technological Innovation, Digital Financial Asset and Crypto Asset Supervision, and member of the OJK Commissioner Board, said: Hasan Fawzi “Through joint pilots and knowledge-sharing in areas such as Regulatory Sandboxes, digital financial assets, the use of AI in financial services, and sustainable innovations, we aim to foster innovations, ensure consumer protection, support MSMEs and financial inclusion, and help catalyse sustainable growth through digital finance across Indonesia, Singapore, and the wider ASEAN region.”     Featured image credit: Edited by Fintech News Singapore, based on image by leungchopan via Freepik The post Singapore and Indonesia Renew Fintech Collaboration appeared first on Fintech Singapore.

VPBank, one of Vietnam’s top five private commercial banks, has completed a major upgrade of its core banking system to the latest Temenos platform, supported by Systems Limited and hosted on Red Hat OpenShift. The modernisation project, which migrated more than 18 million customer accounts and millions of loan records for its customer base of over 17 million, was completed within a single cutover window of less than 24 hours. The move transitions VPBank to a fully cloud-native environment, enhancing scalability, agility, and operational efficiency while reducing IT overheads. The upgraded system enables the bank to launch products more quickly, integrate easily with partners, and deliver richer, more reliable digital services to its customers, leading to improved performance. Wong Kok Seng Augustine “By embracing open, cloud-native architectures and reengineering our core banking platform on Red Hat OpenShift, we are building the agility and resilience needed to continuously innovate at scale. This transformation reflects our commitment to being a technology-first bank—one that can evolve rapidly, deliver with consistency, and serve all our customers with trust and speed in an ever-changing digital world.” said Wong Kok Seng Augustine, Chief of Information Officer, VPBank. William Dale “We are proud to partner with VPBank, Systems Limited, and Red Hat on this groundbreaking transformation. By moving to the latest Temenos Core on Red Hat OpenShift, VPBank gains the agility to design and launch products faster, integrate seamlessly with digital ecosystems, and deliver superior experiences to millions of customers. This project sets a new benchmark for core banking modernization in the region and highlights how leading banks like VPBank are choosing Temenos to accelerate innovation, enhance customer experiences, and scale with confidence.” said William Dale, Managing Director – APAC, Temenos.     Featured image: Edited by Fintech News Singapore, based on image by sodawhiskey via Freepik   The post VPBank Transitions to Cloud-Native Core Banking with Temenos, Red Hat appeared first on Fintech Singapore.

Moomoo Singapore has opened its first two physical stores at 313@Somerset and Jem, expanding its digital investing platform into spaces where investors can learn and connect in person. The launch reflects Moomoo’s omnichannel strategy to complement its app with physical touchpoints for its 1.5 million users. The boutiques offer personalised guidance, workshops and tutorials to make investing education more accessible. The 313@Somerset outlet, along Singapore’s main shopping belt, targets young professionals and students, while the Jem store in Jurong East, one of the largest suburban malls in the west, brings investing closer to families and retail investors in the heartlands. The new stores aim to strengthen community engagement and give users access to educational resources and industry partners. Echo Zhao “Our vision has always been about reimagining how Singaporeans experience investing. With the launch of our concept stores, we are taking that vision beyond the app and into the heart of everyday life. These spaces are not just extensions of our business; they are symbols of our belief that investing should feel accessible, human, and inspiring. By blending the scale of technology with the warmth of face-to-face connection, we are creating an ecosystem where every investor feels empowered to take part in Singapore’s next chapter of growth,” said Echo Zhao, Country Head, Moomoo Singapore. Erika Chiang “Our community is already one of the most active and engaged in Singapore, and these new stores are designed to give that community a physical home. They are places where investors can meet, learn, and grow together — where conversations move beyond screens into real, meaningful connections. By creating spaces that blend education, dialogue, and belonging, we are strengthening the bonds that turn individual investors into a collective force, and ensuring that everyone feels part of Singapore’s financial story,” said Erika Chiang, Southeast Asia Chief Marketing Officer, Moomoo.     Featured image: Edited by Fintech News Singapore, based on image by Moomoo The post Moomoo Singapore Opens First Physical Stores appeared first on Fintech Singapore.