KEY TAKEAWAYS A BC owner is someone who holds verified ownership of a blockchain-based asset. Ownership relies on controlling private keys and wallet access. Public addresses provide transparency, but only the key holder can transfer assets. Smart contracts enforce ownership rules for fungible and non-fungible tokens. True ownership allows trading, governance participation, and security over assets. Custodial accounts limit control, while non-custodial wallets ensure full BC ownership. Securing private keys and verifying assets on-chain is critical for protecting crypto holdings.   Cryptocurrency has introduced entirely new ways of owning value, digital assets, and even rights. Among the many terms circulating in crypto communities, the phrase “BC owner” frequently pops up, but what does it actually mean, and why does it matter for traders and investors today? Understanding BC ownership is essential for anyone navigating the increasingly complex landscape of blockchain, tokens, and decentralized finance (DeFi). This article explains what it means to be a BC owner, how ownership is established and verified in the crypto world, and why it is important for security, trading, and governance. By the end, you’ll have a clear understanding of this often-misunderstood concept. What Does “BC Owner” Mean in Crypto? In crypto, BC typically refers to blockchain, but context matters. A BC owner is someone who holds verified ownership of a blockchain-based asset. This can include: Cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), or smaller altcoins Non-fungible tokens (NFTs) representing digital art, collectibles, or other unique assets Tokens that provide governance rights in decentralized protocols Being a BC owner means you have control over the private keys or access credentials associated with the asset. This ownership is cryptographically secured, meaning no one can take it without your private key or your explicit permission. Unlike traditional assets like stocks or real estate, blockchain assets do not rely on centralized registries. Ownership exists entirely on-chain and is enforceable by the blockchain’s rules. How Ownership Works in Crypto Ownership in crypto is fundamentally different from traditional finance. It relies on cryptography, wallets, and decentralized ledgers rather than paper certificates or centralized accounts. 1. Private Keys and Wallets The most critical element of BC ownership is the private key. This cryptographic key proves that you control the asset on the blockchain. Anyone with access to your private key can transfer your assets, which is why security is paramount. Hot Wallets: Online wallets connected to the internet, convenient but more vulnerable to hacks Cold Wallets: Offline wallets, such as hardware devices, offering maximum security for long-term holdings A BC owner’s wallet is essentially their identity and asset container. Losing access to a wallet often means losing access to the assets permanently. 2. Public Addresses Every wallet has a public address, the equivalent of an account number. While anyone can see the balance or transaction history of this address on a public blockchain, only the holder of the private key can move funds. This setup ensures transparency for the network while preserving control for the owner. Being a BC owner means you can prove ownership at any time without needing intermediaries or banks. 3. Token Standards and Smart Contracts Ownership also depends on the token’s underlying protocol: Fungible Tokens (ERC-20, BEP-20, etc.): Represent divisible assets like cryptocurrencies. Ownership is simply having tokens in a wallet. Non-Fungible Tokens (ERC-721, ERC-1155): Represent unique assets. Ownership can include additional metadata, such as artistic rights, game access, or royalties. Smart contracts enforce the rules of ownership. For instance, an NFT contract will only allow transfers to a wallet if the sender owns the token, ensuring that ownership claims are provable and immutable. 4. Ledger Verification Every transaction confirming a transfer or acquisition of a crypto asset is recorded on the blockchain. This ledger is immutable, meaning it cannot be altered once confirmed. For BC owners, this provides: Proof of ownership: The ledger shows you hold the asset at a given address Transparency: Anyone can verify your ownership claims Security: Ownership is enforced by the network’s consensus protocol rather than any central authority The combination of cryptographic keys, wallets, and ledger verification makes BC ownership secure and verifiable, which is a key difference from traditional financial assets. Why Ownership Matters in Crypto Understanding and verifying BC ownership is critical for several reasons: 1. Control and Security Unlike traditional finance, where banks or custodians hold your assets, a BC owner controls their own funds directly. Losing the private key means losing access. Conversely, securing it properly ensures no one else can claim your assets. 2. Trading and Liquidity Ownership allows you to freely trade, sell, or swap assets on exchanges or DeFi platforms. If you do not truly own the asset (for example, if it’s held in a custodial account), your control may be limited. Being a BC owner ensures that you can transfer, lend, or utilize your assets without unnecessary restrictions. 3. Governance Participation Many crypto projects allow BC owners to vote on protocol upgrades, staking, or treasury allocations. Only verified owners can participate. This creates a direct link between ownership and influence in the decentralized ecosystem. 4. Legal and Tax Implications BC ownership is also crucial for regulatory and tax purposes. Being able to prove that you own an asset is necessary for: Reporting capital gains or losses Claiming ownership of NFT rights Ensuring compliance with local crypto regulations Custodial vs. Non-Custodial Ownership Not all crypto holders are BC owners in the full sense. There is a distinction between custodial and non-custodial ownership: Custodial Ownership: Assets are held by an exchange or third-party service. You may have access to trade or withdraw, but the platform technically controls the private keys. Examples: Coinbase, Binance. Non-custodial Ownership: You control the private keys directly, typically through a personal wallet. Only you can authorize transactions. True BC ownership implies non-custodial control. While custodial accounts are convenient, they introduce counterparty risk, the platform could be hacked, freeze assets, or restrict withdrawals. Common Misconceptions About BC Ownership Despite its growing popularity, blockchain ownership is often misunderstood. Many myths and misconceptions circulate, leading new users to make incorrect assumptions about control, security, and rights over their digital assets. Owning an Account ≠ Owning the Asset: Many beginners think that creating an account on an exchange is enough to “own” crypto. True ownership requires control over the private keys. Ownership isn’t just a Number on a Screen: Seeing tokens in an online wallet doesn’t automatically mean ownership if you don’t control the keys. NFTs Carry Unique Ownership Rights: Holding an NFT does not always grant copyright or reproduction rights unless explicitly stated in the smart contract metadata. How to Ensure You Are a True BC Owner To confirm true ownership in crypto: Use non-custodial wallets for important assets. Keep private keys secure and backed up. Verify token provenance on-chain using explorers like Etherscan or BscScan. Double-check smart contract permissions before interacting with DeFi platforms. Avoid giving third-party services unchecked access to your keys. Being meticulous about ownership reduces risk and ensures you truly control your crypto assets. BC Ownership is More Than Just Holding Tokens Being a BC owner in crypto is not just about having tokens in a wallet. It’s about control, verification, and responsibility. True ownership relies on private keys, wallet security, and on-chain proof that your assets belong to you. Understanding this distinction matters for security, trading, governance, and legal purposes. As crypto adoption grows, recognizing what it means to be a BC owner will become increasingly important. Whether you’re a casual investor, an active trader, or an NFT collector, ensuring proper ownership safeguards your assets and gives you real power in the blockchain ecosystem. FAQs What does BC owner mean in crypto? A BC owner is someone who holds verified ownership of a blockchain-based asset, controlling the private keys and wallet that manage it. Do I need a wallet to be a BC owner? Yes. Ownership requires a wallet that you control, ideally non-custodial, so you have full access to the private keys. Can exchanges be considered BC owners? Not fully. If an exchange holds the private keys for you (custodial), you do not have true BC ownership; you can access the asset, but don’t control it. How is ownership verified on the blockchain? Ownership is confirmed via transactions recorded on the blockchain ledger. Anyone can verify balances or asset transfers using explorers like Etherscan. Do NFTs guarantee legal rights beyond ownership? Not automatically. NFTs show digital ownership, but additional rights like copyright depend on metadata or legal agreements in the smart contract. References Ledger: What Is a Private Key? BC.edu: Demystifying cryptocurrency  Blockchain: What are public and private keys and how do they work?

Everyone has their eyes on Solana because the ecosystem has been growing at an impressive pace. Developers are releasing better products, user numbers keep increasing and more people are now using Solana for on-chain activity. The ecosystem is stabilizing and the projects on Solana are becoming essential tools for traders, creators and developers. In this article, you will learn about the solana projects that show the strongest potential in 2026 and why they should be watched closely. Key takeaways • Jupiter continues to lead Solana’s liquidity routing and helps traders get efficient swaps with lower slippage and better prices. • Phantom remains the main wallet for onboarding users and makes it simple for new participants to be engaged on-chain. • Magic Eden provides creators and users with tools, marketplaces and reward systems that keep the ecosystem active. • Metaplex powers most NFT and token launches on Solana and gives developers tools to simplify minting and maintain consistency across wallets and platforms. • Orca improves DeFi liquidity with user-friendly AMMs and stable pools, giving traders and protocols reliable performance and transparent fees. Solana’s Top Projects to Watch in 2026 1. Jupiter Jupiter is the most widely used liquidity aggregator on Solana and it remains a critical part of the entire on-chain trading pipeline. It connects multiple decentralized exchanges and sends users through the most efficient route for every trade. Jupiter helps traders by keeping slippage low and ensuring more accurate pricing in volatile markets. In 2026, Jupiter will focus on improving routing algorithms and expanding integrations with DeFi protocols to provide accurate price updates. Jupiter also influences developer choices and integrations because its API is used across trading bots, analytics platforms and wallet interfaces. Any growth in user activity or institutional transactions on Solana flows through Jupiter, making it one of the top solana projects to watch. 2. Phantom Phantom is the wallet most users think of first when they hear Solana. It provides a simple interface and robust security that make using Solana intuitive. Wallets play a key role in turning interested users into active participants, and Phantom is at the forefront of this transition. The wallet is expanding with new features such as improved cross chain support, improved transaction signing and more developer tools. These upgrades make it easier for apps to onboard users effortlessly. The strength of the Solana ecosystem in 2026 depends heavily on Phantom because a wallet is the starting point of every transaction. It remains one of the solana projects with the highest long term influence. 3. Magic Eden Magic Eden built its dominance through NFTs but the company has expanded into a larger marketplace engine that supports all forms of digital assets. It now includes creator tools, launchpads and new systems for marketplace rewards that give users more reasons to remain active. The move toward multi chain support and partnership driven growth keeps Magic Eden relevant. As consumer brands, gaming studios and digital creators continue building on Solana, Magic Eden will likely remain their main distribution platform. This strategic expansion places it among the most significant solana projects heading into 2026. 4. Metaplex Metaplex provides the essential infrastructure behind most NFTs on Solana. It sets the standard for how metadata is stored and how digital assets are minted and displayed. Developers adopt Metaplex because the tools remove complexity and allow consistent behavior across wallets and marketplaces. As tokenized assets become more advanced in 2026, Metaplex will introduce new standards and improved tooling that help teams deploy collections faster with lower technical risk. It is important to know that successful ecosystems are built on strong foundations and that is why Metaplex remains one of the solana projects developers cannot ignore. 5. Orca Orca is a user-friendly automated market maker that prioritizes efficient trading and pricing. It plays an important role in DeFi because it supports both retail friendly interfaces and liquidity for more advanced strategies. Orca focuses on reliability and sustainable liquidity programs rather than short term incentives. This stability helps traders, protocols and yield optimizers trust the platform. As more asset types and stable pools appear on Solana in 2026, Orca will continue to anchor the DeFi ecosystem. This establishes it as a key solana project for users focused on stable performance and understandable fees. Final thoughts Solana keeps standing out for its speed, efficiency and strong user experience. The solana projects featured here are set to drive adoption, liquidity and innovation in 2026. Their products bring users on-chain, solve critical challenges and help the network enter a more developed phase. Tracking how these teams perform over the coming year is essential for staying ahead, as their actions will influence the future of the ecosystem.

OpenAI has appointed Denise Dresser, the former CEO of Slack, as its first Chief Revenue Officer. This is a smart move to strengthen its business engine. The announcement of the hiring on Wednesday shows how hard the artificial intelligence pioneer is working to monetize its cutting-edge capabilities in a rapidly changing sector. Dresser will be in charge of OpenAI's global revenue operations and will report directly to Brad Lightcap, the company's Chief Operating Officer. Her job is clear: to run enterprise sales, support customer success programs, and speed up the use of generative AI solutions across all industries.  As companies move from small-scale AI tests to full-scale use across areas such as customer service, operational efficiency, software engineering, and knowledge management, Dreser's understanding positions OpenAI well to capitalize on this growth. Dresser said in her statement that she was excited about the challenge: "I've spent my career helping scale category-defining platforms, and I'm looking forward to bringing that experience to OpenAI as it enters its next phase of enterprise transformation." Her statements show a calm assurance that comes from years of dealing with high-stakes mergers and market growth. OpenAI's Growing Goals OpenAI started the generative AI revolution three years ago with the release of ChatGPT. Since then, the company has gained approximately 1 billion weekly users and over 1 million enterprise customers. This year, the company expects to make more than $20 billion in sales. In the next five years, it hopes to grow to hundreds of billions. But this path requires robust infrastructure: OpenAI has promised to invest more than $1.4 trillion in computing resources to maintain its edge. It's hardly a coincidence that Dresser was hired when he was. Competitors like Google and Anthropic are expanding their AI services, which puts more pressure on OpenAI to improve its go-to-market strategy. The company wants to leverage structured revenue techniques to make AI a bigger part of business processes. Early adopters have already reported real productivity gains, according to internal measurements, with a large percentage of users. Expert Opinions on the Change Fidji Simo, OpenAI's CEO of Applications, said that the appointment was a big step forward. Simo stated, "We're on a path to give AI tools to millions of workers in every industry." "Denise has done that kind of change before, and her experience will help us make AI useful, reliable, and available to businesses all over the world."  Simo's support shows that Dresser has a history of making tools that change how people work together available to everyone. This is something OpenAI also wants to achieve in the AI world. This hire shows that OpenAI is making a bigger change: going from visionary innovation to disciplined profitability.  As generative AI moves from hype to a business necessity, Dresser's presence could help balance the huge demand with long-term growth. For businesses that want to see how AI can change things, her leadership may determine how fast and successfully OpenAI keeps its promises.

Tajikistan's bicameral parliament has amended the law to make it a crime to use illegally obtained electricity to mine cryptocurrency. For serious offenders, the penalties can include up to 8 years in prison. The new laws introduce a new section to the Criminal Code that makes it illegal to use power to create virtual assets.  This is in response to growing anger over mining farms that connect directly to the national grid without paying for it. Habibullo Vohidzoda, the Prosecutor General, told MPs that illegal mining operations have caused power outages in several cities and districts, leading to supply limitations and making it easier for more crimes to occur.  Vohidzoda said that the illegal movement of virtual assets makes it easier to commit crimes such as electricity theft, harm the state's finances, and engage in money laundering. He gave many examples of farms that were found to be illegally connected across the country. New Penalties Affect Individuals and Groups of People The approved rules state that anyone who uses stolen power to run mining equipment may be fined between 15,000 and 37,000 somoni. Groups that do things like this could be fined up to 75,000 somoni and sent to prison for 2 to 5 years. Theft on a large scale could get you 5 to 8 years in prison. The Prosecutor General noted that official estimates put the state's losses from illegal mining at about 32 million somoni. He also said that some of the people who did it brought equipment from other countries in violation of national laws. Vohidzoda stressed that investigations are already going on into numerous of these kinds of businesses. This is especially important because Tajikistan is getting set for its annual winter energy crunch. Energy Crisis Leads to Legislative Crackdown Tajikistan's decision comes amid severe power shortages, with some areas receiving power for only 2 to 4 hours a day during the busiest winter months. Grey-market mining has put even more strain on the already unstable infrastructure. In response, the government has stepped up enforcement beyond the current penalties for ordinary electricity theft, which include fines and up to ten years in prison. President Emomali Rahmon must sign and publish the changes before they take effect. However, MPs believe they are necessary to curb tax evasion in crypto mining and restore stability to the grid. Vohidzoda said that unregulated operations not only waste money but also help larger criminal networks. The law is a strong disincentive against the shadow economy in this industry. Wider Effects on Mining in Central Asia Tajikistan used to allow mining as a low-regulation activity that attracted international rigs during the low-cost summer hydropower seasons. But now that it has become illegal, it shows the country is becoming more strict in line with its own priorities. Experts say the policy is in line with developments in the region, as Kazakhstan and other nearby nations have put similar limits in place to preserve infrastructure. In a place where frigid winters make electricity even scarcer, the risks for miners suddenly exceed the advantages. This might send the hash rate elsewhere as local governments take back control of a power system that has long been used for illegal crypto production. The law puts Tajikistan at the vanguard of Central Asia's first apparent criminalisation of electrical theft connected to digital assets.

Why Did the FSCA Cancel AfriMarkets’ FSP Licence? South Africa’s Financial Sector Conduct Authority (FSCA) has permanently withdrawn the Financial Services Provider (FSP) licence of AfriMarkets Capital (Pty) Ltd, closing off the firm’s short-lived presence in the local forex and CFD market. The decision, finalised on 9 December 2025, followed a provisional withdrawal issued on 4 July 2025 and a subsequent window for AfriMarkets to make representations under the FAIS Act. The regulator found that AfriMarkets had engaged in misappropriation of client funds, given investment advice without the required authority, supplied false or misleading information to clients and regulators, and advertised unrealistic returns. On that basis, the FSCA concluded that AfriMarkets “no longer meets the fit and proper requirements” to operate under an FSP licence. The ruling highlights how a licensed status can be used as a veneer of legitimacy even where business practices are falling far short of South Africa’s market-conduct standards. For investors, it is another reminder that licence checks are necessary but not sufficient when dealing with high-pressure online trading schemes. Investor Takeaway AfriMarkets had an FSP number and still misused client funds. Retail traders need to treat licensing as a starting point, then scrutinise marketing claims, withdrawal policies and how client money is held. How Deeply Was AfriMarkets Connected to Banxso? AfriMarkets presented itself as a clean new brand when it launched in 2024, describing itself as a fresh entrant in a crowded CFD and forex market. Corporate records and FSCA findings tell a different story. The firm shared key individuals, overlapping ownership and the same Cape Town office address as Banxso, a platform that has become shorthand for one of South Africa’s worst retail trading blow-ups. Regulatory documents link AfriMarkets to Banxso owner Harel Sekler and director Warwick Sneider, both of whom are now debarred for extended periods after FSCA action. AfriMarkets emerged just months after Banxso was first associated with fake social-media trading ads, including fabricated endorsements using the likenesses of Johann Rupert, Patrice Motsepe and Elon Musk. By late 2024, more than 380 victims had reported combined losses above R280 million, many describing how they were drawn in through deepfake video clips and hard-sell call-centre tactics. A March 2025 investigation by Moneyweb showed that AfriMarkets was drawing clients from the same pool of fraudulent adverts. Test sign-ups through those ads produced immediate calls from AfriMarkets agents, fuelling suspicion that the firm was effectively Banxso under a new banner. AfriMarkets denied being a continuation of Banxso and stressed that it was a separate company with its own systems and staff. The FSCA’s final withdrawal treats the conduct as part of a wider pattern, not an isolated case, closing off that narrative. Inside Banxso’s Collapse and Record FSCA Penalties The AfriMarkets decision cannot be separated from the broader Banxso case. Throughout 2024 and 2025, the FSCA escalated its actions against Banxso as warning signs piled up: frozen accounts, unexplained delays on withdrawals, marketing around “automated” strategies and advisory activity that went beyond its authorisation. Banxso’s FSP licence was provisionally withdrawn in October 2024. In 2025, the regulator went further, issuing roughly R2 billion in administrative penalties against the platform and several individuals, while referring parts of the case to the South African Police Service for criminal investigation. Those named included Sekler, Sneider, former CEO Manuel de Andrade and former key individuals Mohammed Bux and Henry Simpson. By mid-2025, Banxso had been placed into provisional liquidation. Liquidators and law-enforcement agencies are still trying to determine how much, if anything, can be recovered for clients. As often happens after large-scale trading frauds, a second wave of “recovery scams” quickly followed, with fraudsters impersonating investigators and insolvency practitioners and promising to retrieve lost Banxso funds for upfront fees. Investor Takeaway Victims of Banxso and AfriMarkets now face two risks: the original loss and follow-up “recovery” schemes. Any unsolicited offer to get money back for a fee should be treated as a red flag. What Does the FSCA Crackdown Mean for South African Retail Traders? The AfriMarkets ruling forms part of a broader effort by the FSCA to clamp down on cloned brands, quick rebrands and spin-off entities that try to pick up where troubled platforms left off. After action against Banxso and AfriMarkets, newer CFD names such as Protea Markets and UMarketPro appeared with similar business models and overlapping staff profiles. The FSCA has confirmed that these firms are also under investigation. This enforcement cycle sits within South Africa’s Twin Peaks model, under which the FSCA carries explicit responsibility for market conduct, consumer protection and the overall integrity of financial services. Practices such as misleading adverts, misuse of client funds and unauthorised investment advice cut directly against the “fit and proper” tests that underpin that mandate. The regulator has indicated that it will keep issuing public updates on the AfriMarkets matter and related cases. Given the shared ownership networks and the size of reported losses, further enforcement moves against connected entities are likely. For retail traders, the core lesson is blunt: even a firm with an FSP licence can run aggressive marketing funnels, lean on deepfake celebrity endorsements and mishandle deposits. Independent checks on ownership, complaints history and withdrawal experiences from other clients matter just as much as a licence number on a website footer.

Yi He, the new co-CEO and co-founder of Binance, said her WeChat account was hacked after an outdated phone number associated with it was compromised. This shows a new Web2 security hole that can be used against well-known crypto individuals.  In a translated post on X, Yi He made it clear that the WeChat account had been abandoned and was linked to a phone number that has now been taken and cannot be retrieved. This shows how attackers can use old messaging accounts to impersonate CEOs and trick their contacts.  Scammers Use Stolen Account to Push Mubarakah Memecoin Lookonchain, a company that analyses blockchain data, said that when the account was hacked, the hackers started promoting a cryptocurrency called Mubarakah, which quickly drove its price up through coordinated actions. The company said that the criminals made about $55,000 from the plan. This shows how quickly social engineering on popular chat apps can yield profits for criminals in the crypto market.  Yi's network includes many people who work in the sector and trade, so the fake advertising had an air of credibility that could easily trick traders into buying the memecoin. In addition, Yi He was just made co-CEO with Richard Teng a few days before this incident.  This was part of a broader restructuring of the exchange's leadership, announced at Binance Blockchain Week in Dubai. The timing has made investors even more worried that recently promoted or well-known CEOs may be targeted more on older, less secure Web2 channels that are still linked to their professional reputations.  Details About The Founder Of Slowmist Wechat Takeovers  The hack is comparable to a WeChat breach that affected Tron creator Justin Sun in November. This shows that attackers are targeting social media platforms used by important crypto leaders. After the most recent instance, Yu Xuan, the founder of SlowMist, published his technical breakdown of how WeChat hijackings can happen again. He warned that the bar for a successful takeover may be much lower than many users think.  According to his test, an attacker who already has leaked login information can try to take over an account by contacting two "frequent contacts" linked to the profile. These contacts could be people who were never directly messaged but were added as friends or only talked to briefly in group chats. Yu Xuan stressed that this attack method exploits the trust graph and interaction history in WeChat. This means that even people who only talk to you once or twice can unintentionally become part of the verification loop that attackers use.  Experts Say That China's Number Recycling System Has Structural Weaknesses In Web2 Security experts have also said that China's practice of recycling mobile numbers poses a systemic risk. In the US, carriers usually reissue cancelled mobile numbers after about 3 months. This lets attackers recover previously used numbers still linked to messaging or social accounts via real-name verification systems.  Analysts say this system makes it easier for credential stuffing, SIM-linked account recovery misuse, and targeted social engineering to occur, especially when older Web2 accounts aren't closely monitored but still have social or professional power. They say that crypto leaders who used  Chinese sites in the past for over-the-counter trading, investor conversations, or wallet-related discussions are especially at risk if they don't completely separate abandoned accounts from recycled numbers.

The American Federation of Teachers (AFT) has urged the U.S. Senate to withdraw the proposed Responsible Financial Innovation Act, warning that the crypto market-structure bill could endanger the retirement security of millions of working families. In a letter shared with CBNC to Senate Banking Committee leaders, AFT President Randi Weingarten said the legislation “poses profound risks” to teachers, school staff, and other public-sector workers who rely on defined-benefit pension systems. She argued that the bill treats digital assets as if they were stable, mature financial instruments — a characterization that does not align with the volatility and structural risks present in crypto markets. Weingarten emphasized that the bill fails to address the core regulatory gaps that have long plagued the digital-asset industry. “Rather than providing desperately needed regulation and commonsense guardrails, this bill exposes working families — families with no current involvement in or connection to cryptocurrency — to economic risk and threatens the stability of their retirement security,” she said. She further warned about the potential impact on pension funds, noting: “We are especially alarmed that this legislation would allow non-crypto companies to put their stock on the blockchain and evade the entire securities regulatory framework that currently exists. Pensions and 401(k) plans will end up having unsafe assets even if they were invested in traditional securities.” A major concern for the union is the bill’s provisions allowing companies to issue tokenized versions of traditional securities without the standard reporting, registration, and oversight required under existing securities law. AFT warned that such a shift could weaken long-standing investor protections and potentially expose pension funds to opaque or unsafe crypto-based products. The union also cautioned that reducing regulatory guardrails could open the door to fraud, mismanagement, and broader financial instability, posing risks not just to pensions but to the overall economy. It emphasized that working families — many of whom have no direct involvement in crypto — should not bear the fallout of a poorly regulated digital-asset market. The AFT’s intervention comes as lawmakers continue to review the bill and its potential impact on retirement systems and consumer protection. Crypto Executives to Meet Senate Banking Committee Amid Regulatory Debate Leaders from major cryptocurrency firms are scheduled to meet with the U.S. Senate Banking Committee to provide input on proposed legislation shaping the regulation of digital assets. The discussions aim to clarify how cryptocurrencies are classified, traded, and supervised while addressing risks to investors and the financial system. Key topics expected to be discussed include whether certain digital assets should be treated as securities or commodities and how decentralized finance platforms should operate under U.S. law. Lawmakers and industry leaders are seeking a balance between fostering innovation and ensuring adequate consumer protections and market stability.

Danny Khan, a British cybercriminal who goes by the name Danish Zulfiqar, is getting more and more attention after news came out that he was arrested in Dubai during a raid on a home. ZachXBT, an on-chain investigator, said that about 3,670 Ether recently moved into a wallet linked to Khan. This is similar to what happened in previous law enforcement seizures. In 2024, Khan became a target of ZachXBT, but a new indictment ties him to the theft from a Genesis creditor in August 2024, along with supposed accomplices Malone Lam, Veer Chetal, Chen, and Jeandiel Serrano. Authorities say a social engineering scheme involved fake Google and Gemini support personnel tricking the victim into resetting two-factor authentication, moving money, and sharing Bitcoin keys via AnyDesk remote access. ZachXBT Traces Money to Seizure Wallet ZachXBT found that wallet 0xb37d6...9f768 was the place where the 3,670 ETH were combined. He also noted that the transfers matched the signatures of enforcement actions. He said that Khan's last known whereabouts were Dubai, where a villa raid supposedly led to arrests and cut off his contacts, but officials have not confirmed this. Gemini records from a jubilant Discord clip showed Bitcoin being sent to addresses controlled by the attacker, which helped the case. The stolen goods were split among the conspirators and subsequently moved through more than 15 exchanges, jumping chains like Bitcoin, Litecoin, Ethereum, and Monero to make the trail harder to follow. Kroll Breach Is Part of a Bigger Plan According to Kroll, the agent for the creditors of BlockFi, Genesis, and FTX, the net grew larger for Khan because of the August 2023 SIM swap. Hackers took over a T-Mobile line belonging to a Kroll employee and used it to steal data for phishing, worsening losses for all the victims. Kroll verified that the phone hack allowed for further exploitation, combining identity theft with direct crypto grabs. ZachXBT's linking of these events, from the 2023 data raid to the 2024 robbery and the 2025 bust, shows a racketeering network that uses support scams, carriers, and remote tools. Laundering Spans Multiple Chains Investigators said that the multi-exchange, multi-coin churn is a sign of high-level competence, yet blockchain openness kept the links intact. The silence in Dubai leaves room for guesswork, but on-chain manoeuvres and indictment enhancements show that Khan's outfit is losing ground. For crypto, the saga highlights hybrid threats that combine old-school fraud with digital assets, calling for stricter consumer authentication and carrier protections. ZachXBT's study shows that public ledgers remain a powerful tool for catching criminals who cross borders.

Kingstown, Saint Vincent and The Grenadines, December 9th, 2025, FinanceWire Celebrating the holiday season together with its millions of users, Changelly is bringing festive surprises and exclusive crypto rewards to the community. Inside its mobile app, Changelly is launching the Holiday Wheel of Fortune—an entertaining experience where users have the chance to win a MacBook Pro, Tangem hardware Rings and Cards, OneKey crypto cold wallets, and a variety of special bonuses and discounts. Teaming up with industry leaders Tangem and OneKey, Changelly blends convenience, security, and accessibility—even for newcomers to Web3. This Christmas, no one walks away empty-handed: together, the partners present an impressive prize pool featuring a brand-new Apple laptop, premium hardware devices, exclusive promo codes, VIP statuses on the Changelly platform, crypto guides, and more. A veteran in the crypto market, Changelly is recognized as one of the most secure and user-friendly instant exchange platforms, trusted for its transparent rates, intuitive experience, and consistent focus on user safety. Users can experience it all firsthand and take part in the prize campaign in the Changelly app from December 8 to December 22. Changelly and Partners Put User Security First  In its Christmas 2025 campaign, Changelly focuses on user safety and a seamless exchange experience for its mobile users. With support from trusted partners Tangem and OneKey, the company aims to focus on the security of users' funds. Tangem, founded in 2017, is known for its simple and highly durable hardware wallets designed for everyday use. With its app-connected wallet cards and innovative form factors, Tangem focuses on making self-custody accessible, even to newcomers. Every Tangem wallet is powered by secure chip technology that keeps private keys offline and protected, ensuring users can manage their assets without fear of hacks or unauthorized access. Among the prizes in this year’s campaign is the Tangem Ring—the world’s first ring-shaped hardware wallet—alongside Tangem’s classic wallet cards engineered for robust offline security. “At Tangem, our mission is to redefine what it means to truly own digital assets. Self-custody should feel natural, intuitive, and accessible to everyone. With our wallet cards and the Tangem Ring, we’re creating products that bring security and confidence into everyday life. Partnering with Changelly’s Christmas campaign helps us share this vision during a season built on discovery and meaningful connection.”— says Andrey Lazutkin, CTO Tangem. OneKey’s COO Cavin Gong shares this sentiment: "At OneKey, we believe self-custody should be both secure and simple. That’s why everything we build is open-source, independently verifiable, and designed to give people full control over their digital assets. Our mission is to make advanced security feel effortless, pairing certified hardware with an app anyone can use. Partnering with Changelly for this Christmas campaign helps us share that mission and remind users that strong security doesn’t have to be scary, it can even be part of the holiday fun." Since entering the market in 2019, OneKey has become known for hardware wallets that balance strong security with straightforward, approachable design. The team’s open-source approach and certified components reflect their commitment to transparent digital ownership. Several OneKey hardware wallets are featured in this year’s Christmas prize lineup, giving users a chance to explore secure self-custody tools first-hand. With Tangem and OneKey contributing to this year’s prize pool, the Christmas Wheel of Fortune lets users explore these self-custody tools through a festive in-app experience where every spin brings a reward. Changelly’s Wheel of Fortune From December 8 to December 22, users can spin the Christmas Wheel of Fortune inside the Stories section of the Changelly app. Each spin unlocks a prize, with rewards that include: 10 Tangem hardware wallet-cards 5 Tangem Ring wallets 7 OneKey hardware wallets A brand-new MacBook Pro Special Changelly discounts “Christmas is the perfect moment to give something back to our community. For 10 years, millions of users have trusted Changelly for fast and simple crypto access, and this campaign is our way of saying thank you. Together with Tangem and OneKey, we’re bringing users both festive rewards and tools that help them stay safe in Web3.” —Zifa Mae, Head of Product at Changelly Information on Accessing and Using the Holiday Wheel of Fortune in the Changelly App Availability of the Changelly App Participation in the Holiday Wheel of Fortune event occurs within the Changelly mobile application. Access to the event requires installation of the app and registration within an existing or new account. Only registered users are eligible. Location of the Holiday Wheel of Fortune Feature Between December 8 and December 22, 2025, the Holiday Wheel of Fortune feature is presented in the Stories section of the application. Through this feature, users may receive items such as hardware wallets, VIP status, promo codes, or a MacBook Pro. Provision of Weekly Free Spins Eligible participants receive one free spin per week, with a maximum of three free spins available during the event period. Spins issued for each weekly cycle do not accumulate and expire at the end of the relevant week. Availability of Additional Spins Additional spins are issued when a transaction is completed in the Changelly app on the same day. These spins are valid only on the day of issuance and cannot be carried over. Delivery of Prizes Digital items, including VIP status, promo codes, and guides, are provided within the application or by email. For physical items, Changelly contacts recipients within seven business days to arrange shipment. Participant Eligibility Requirements Participation is subject to regional restrictions and compliance with local laws. Verification may be required for the delivery of certain prizes. Full rules and terms are provided on the Christmas Campaign page, which includes the conditions governing the Holiday Wheel of Fortune event supported by Changelly, Tangem, and OneKey. About Changelly Changelly is an instant cryptocurrency exchange trusted by more than 10 million users around the world. Since 2015, it has focused on making crypto simple and fast, offering both crypto-to-crypto and fiat-to-crypto swaps across 1,000+ assets and 185 blockchains. Users get quick transactions, transparent rates, and 24/7 live customer support whenever they need help. Users can use Changelly on desktop (website) or through its mobile apps on iOS (App Store) and Android (Google Play). Contact Head of Marketing & PR Ashley Vancouver Changelly pr@changelly.com

Expero has announced a strategic agreement with Intercontinental Exchange (ICE) to integrate ICE’s extensive cross-asset market data and analytics directly into Expero’s Connected Finance platform. The collaboration marks a significant advancement in how wealth management firms, retail brokerages, and digital investing platforms can incorporate institutional-grade data into their front-end user experiences. By leveraging Expero’s AI-driven interfaces and ICE’s globally respected datasets, firms gain a new pathway to deliver richer, faster, and more intuitive investor and advisor tools. Traditionally, ICE has distributed data through feeds, file delivery, and desktop terminals. This partnership expands those channels to include widget-based delivery, enabling seamless embedding of charts, dashboards, analytics tiles, and other interactive components into modern digital applications. The aim is to support a new generation of flexible, API-driven data consumption that aligns with how wealth and trading platforms are built today. For Expero, the integration further strengthens its Connected Finance ecosystem, which already focuses on accelerating go-to-market timelines by centralizing internal and external data through a configurable architecture. With ICE as a data partner, the platform becomes more powerful—offering clients pre-built UI modules backed by one of the most comprehensive datasets in global finance. Takeaway The partnership brings ICE’s high-quality cross-asset data into Expero’s configurable interface components, enabling wealth and trading platforms to embed institutional-grade analytics directly into user workflows. What New Capabilities Will Platforms Gain Through Embedded ICE Data Widgets? ICE’s expansion into widget-based delivery gives developers and product teams a streamlined way to incorporate market data into digital experiences without building visualization layers from scratch. Charts, market monitors, heatmaps, and analytical dashboards can now be integrated as turnkey components backed by ICE’s datasets—spanning equities, commodities, fixed income, indices, ETFs, and more. This allows platforms to deliver insights faster, reduce engineering overhead, and ensure consistency across applications. Expero’s custom-built software components serve as the delivery vehicle, enabling firms to assemble data-rich interfaces that align with their brand and workflow needs. This includes advisor dashboards, investor portals, and trading screens where real-time insights are crucial to decision-making. Users benefit from more interactive and informative experiences, while firms gain a scalable framework for ongoing expansion. For both Expero and ICE customers, the integration offers a unified front-end solution that eliminates traditional fragmentation in data delivery. Instead of stitching together feeds, APIs, and visualization tools, firms can rely on a single ecosystem where the data, design elements, and analytics modules are engineered to work together out of the box. Takeaway Embedded ICE data widgets unlock plug-and-play visualizations—giving platforms instant access to pre-built charts, dashboards, and analytics powered by ICE’s trusted datasets. Why Does This Collaboration Matter for the Future of Digital Wealth and Trading Experiences? The partnership represents a broader industry shift toward connected finance ecosystems that unify data, analytics, UI components, and user workflows. As firms race to modernize, reduce time-to-market, and meet investor expectations for intuitive digital products, partnerships like Expero–ICE become essential. ICE gains a new channel for distributing data in an increasingly front-end-driven landscape, while Expero solidifies its position as a leader in digital wealth UX and workflow innovation. Expero CEO Sebastian Good described the collaboration as an expansion of Expero’s mission to help firms “modernize quickly while delivering digital experiences that help them remain competitive.” For ICE, the agreement supports its goal of empowering clients to extract deeper value from its data—offering both traditional delivery models and new, embedded visual experiences through Expero’s platform. Ultimately, this collaboration accelerates the modernization of investor and advisor platforms. By breaking down barriers between raw data and user-ready insights, Expero and ICE are helping firms create interfaces that are more informative, more interactive, and better aligned with the expectations of the digital-first investor generation. Takeaway The partnership positions Expero and ICE at the center of the shift toward connected, insight-driven investor and advisor platforms—reducing development time while elevating data quality and UX design.    

In an earlier note dated 2 December, we highlighted that December has historically been a supportive month for the S&P 500 (US SPX 500 mini on FXOpen). Long-term data shows that: since the 1950s, the index has posted gains in December in more than 70% of years; the average rise for the month is close to 1%. As attention now turns to the Federal Reserve’s rate decision and Chair Powell’s press conference, another historical pattern is worth noting. Media sources point out that in every instance so far where equities were trading near record highs and the Fed cut interest rates, the S&P 500 went on to rise over the following 12 months — a record of 20 out of 20 cases. With the index currently hovering near its all-time highs and markets expecting rate cuts, there is a chance this pattern could extend to a 21st occurrence. Looking at the 4-hour chart of the S&P 500 (US SPX 500 mini on FXOpen), price action suggests the market is in wait-and-see mode. The index is trading close to where it stood at the beginning of December, reflecting a sense of caution ahead of the central bank’s announcement. Technical Perspective on the S&P 500 Bullish considerations: the index has held above the 6785 level, which may now serve as a support area; price has broken out of a downward-sloping channel (previously marked in red); a rising channel formed in early December, pointing to restrained optimism as investors position ahead of key news. Bearish considerations: the late-October record high remains a potential psychological ceiling; the pullback seen yesterday indicates sellers are prepared to step in if the news provides a trigger. In summary, the S&P 500 appears to be in a classic “pause before the move”. Traders should be prepared for sharp swings in volatility later today, particularly from 22:00 GMT+3 onwards, when the Fed’s decision and commentary are released. FXOpen offers spreads from 0.0 pips and commissions from $1.50 per lot. Enjoy trading on MT4, MT5, TickTrader or TradingView trading platforms! The FXOpen App is a dedicated mobile application designed to give traders full control of their accounts anytime, anywhere. This article represents the opinion of the Companies operating under the FXOpen brand only. It is not to be construed as an offer, solicitation, or recommendation with respect to products and services provided by the Companies operating under the FXOpen brand, nor is it to be considered financial advice.  

Retail trading has undergone the most profound shift in its modern history. Participation has surged, tools once reserved for institutions have become ubiquitous, and retail sentiment—long dismissed as noise—now shapes market outcomes in tangible, measurable ways. This feature examines that transformation and the underlying paradoxes that continue to define it. Drawing on commentary from senior strategists at Exness and Deriv, the story unpacks not only the forces powering retail traders, but also the behavioural and execution risks they continue to underestimate. Executives across the industry point to a structural realignment, one rooted not merely in short-term events like COVID-19 stimulus but in deeper changes to access, technology, and generational engagement. Yet empowerment doesn’t automatically produce discipline. The same traders newly armed with AI tools and intuitive apps are still vulnerable to euphoria, hype cycles, and the lure of volatility. That gap—between capability and caution—has become one of the defining tensions of the modern market. What emerges is a dual narrative. Retail traders have become a formidable force, shaping liquidity and sentiment at scales unimaginable a decade ago. But they are also navigating an environment where execution quality, timing, and psychological biases can erode even the best trade ideas. Understanding both sides is essential for anyone trying to interpret today’s markets—whether from an institutional desk or a retail trading app. Takeaway: Retail trading is experiencing a structural revolution, but power does not negate risk. This feature explores how access, behaviour, and execution now collide in the modern trading ecosystem. The New Retail Power Bloc According to Quoc Dat Tong, Senior Financial Markets Strategist at Exness, the surge in retail participation is not merely cyclical but structural. As he puts it: "We are witnessing a permanent structural shift in market dynamics. The COVID-19 lockdowns and stimulus checks were merely the accelerant, not the fuel. The real fuel is the permanent democratization of market access. Zero-commission apps, fractional shares, and mobile-first platforms have fundamentally lowered the barrier to entry. This technological leap now includes the proliferation of accessible AI and algorithmic trading tools, which are arming retail traders with analytical power once reserved exclusively for institutional desks." His perspective frames retail trading not as a pandemic-era phenomenon, but as a foundational shift in market architecture. This shift is backed by data. As Tong continues: "Data confirms this new reality: retail trading volumes have stabilized at nearly double their pre-pandemic levels, and younger investors are engaging with markets earlier than any previous generation." This generational dynamic is key: the new cohort of traders is digitally native, comfortable with algorithmic tools, and more willing to express macro views in real time. The result is a level of grassroots market participation that consistently defies old assumptions about who drives price discovery. Importantly, institutions are no longer dismissing retail flows as erratic noise. Tong concludes: "Consequently, institutional investors and hedge funds, who initially dismissed this trend, are now compelled to take notice of it. They actively model retail sentiment as a potent, unpredictable variable. The 'David vs. Goliath' narrative has matured; this is no longer just a rebellion, but the arrival of a permanent new force that must be respected." Retail traders have evolved from spectators to active participants shaping liquidity, volatility, and intraday direction. Takeaway: Retail traders now represent a durable, data-backed force in global markets—one institutions actively model and respect. The Psychology of the Retail Boom This newfound power, however, does not insulate traders from behavioural pitfalls. Christopher Tahir, Senior Financial Markets Strategist at Exness, highlights the risks of emotional overreach. "With many retail investors being euphoric, it is very likely that they will be caught up in the hype and the boom. Hence, as investors or traders, keeping our heads straight to hard data will keep us objective about the asset(s) we are holding." The rise of social media trading culture has amplified the momentum effect—where narratives often outpace fundamentals. Tahir emphasizes practical examples where this emotional gap can be costly. "If you are holding gold, closely following the development of US-China trade tensions, geopolitical issues, and the Fed's upcoming policy will give you an edge to act quicker and objectively." In other words, empowerment doesn’t replace due diligence; if anything, it demands more of it. When narratives shift quickly—as seen in geopolitics or macro cycles—objective anchors become essential for protecting capital. He extends this caution to the current AI-driven equity hype. "The current hype revolves around OpenAI, which many big tech companies depend on, including Oracle (ORCL), Nvidia (NVDA), Advanced Micro Devices (AMD), etc. Should OpenAI go south, these companies can get the domino effect." At its core, Tahir’s message is simple: know what you hold. "There is no one-size-fits-all rule. We need to know what we hold to really be able to act promptly according to the asset that we hold." Retail traders may have powerful tools—but psychology still governs how those tools are used. Takeaway: Empowered traders still fall prey to hype and emotional overreach; objectivity and asset-specific knowledge remain their strongest defences. When Power Meets Reality: The Execution Trap While psychology shapes decision-making, execution determines outcomes. This is where Aggelos Armenatzoglou, Head of Dealing at Deriv, introduces what he calls a "dangerous paradox." Retail traders avoid rollover due to poor liquidity but willingly dive into major news events—despite facing similarly treacherous execution conditions. As he explains, traders love volatility but underestimate liquidity, failing to understand that the two are often inversely correlated when markets are stressed. During daily rollover, spreads can widen dramatically—often 20x on major pairs. Retail traders instinctively step aside, aware of the risk. Yet minutes later, many will eagerly trade Non-Farm Payrolls (NFP) releases, where spreads can widen 5x to 10x and order books thin to near-vacuum conditions. A 100-pip candle may appear enticing, but Armenatzoglou warns that slippage and spread costs can quietly erase profitability. What looks like opportunity often conceals structural execution risks. He argues that brokers must share responsibility, moving beyond marketing slogans about tight spreads or round-the-clock access. Liquidity varies, and transparency is crucial. Armenatzoglou points to AI as a meaningful tool—not for predicting price, but for analysing fill quality, identifying superior liquidity windows, and warning traders when conditions deteriorate. His message echoes that of institutional traders worldwide: the question is not just “Where will the market go?” but “What will it cost me to get there?” Takeaway: Execution quality—not direction—often determines profitability. Volatility lures traders in, but liquidity decides their fate. Conclusion: A New Era With Old Lessons Retail traders have become a central force in global market structure—technologically empowered, highly engaged, and influential enough to shape intraday liquidity and sentiment. Yet the fundamentals of trading remain unchanged: emotion distorts judgement, and execution costs can make or break a strategy. The voices from Exness and Deriv illustrate a landscape where empowerment and risk evolve together. The structural revolution described by Tong is real, durable, and reshaping institutional models. Tahir’s behavioural warnings remind us that access to tools cannot override the need for discipline and understanding. Armenatzoglou’s execution insights reveal the often unseen mechanics that determine who profits and who pays during market stress. The retail era has arrived. But success within it depends not on participating more, but on participating wisely—anchored in data, aware of psychological biases, and respectful of the hidden costs that lurk beneath every surge of volatility. Takeaway: Retail trading’s rise is undeniable, but lasting success hinges on discipline, data-driven thinking, and a clear understanding of execution reality.

The price of Dogecoin is currently approximately $0.1421, and the meme coin is attempting to recover following a decline in whale activities. DOGE is above $ 0.140, and it is failing whenever it approaches the mark of $0.1450. As Dogecoin tries to keep afloat, numerous investors are already trying to look at other projects that may gain market share that Dogecoin is losing. This is why Remittix (RTX) continues to appear in crypto discussions as one of the strongest rising alternatives. Dogecoin Tries to Recover but Faces Strong Resistance [caption id="attachment_175978" align="aligncenter" width="2048"] Source: Tradingview[/caption] Dogecoin has started a minor recovery trend out of the$ 0.1350 region by breaking above $ 0.1380 and $0.140. It is currently above the 100-hour simple moving average, and it indicates that they are still trying to defend this figure. DOGE also has a bullish trend line that stands at $0.1405 and assists in holding the line. The level of $0.1450 is, however, a heavy barrier. At this price, sellers have intervened on numerous occasions, preventing the coin from operating further. Also, DOGE is highly resistant around $0.1490 and $0.1530, respectively. This is the key level that the cryptocurrency needs to violate in case of any major trend reversal. In case Dogecoin breaks beyond the level of $0.1530, it can be able to ascend to the resistance levels of $0.1620 and $0.1700. Dogecoin could again decline in price, unless it exceeds the price of the resistance of $0.1450. The first level of support is at $0.140, while the next level is at $0.1380, with the main support level staying at $0.1350. A fall below here would form an even greater decline to $0.1265 or even to $0.125. Remittix: The New Project Investors Believe Could Take DOGE’s Market Share [caption id="attachment_175979" align="aligncenter" width="1280"] https://remittix.io/?utm_source=FinanceFeeds&utm_medium=DOGE&utm_campaign=1012[/caption] While Dogecoin fights to stay above support, Remittix is growing fast because it is not a meme coin. It is a project built around real payments and working products. The current price of Remittix is $0.119 and has sold over 693 million tokens so far. RTX has already attracted thousands of buyers, and the team just launched the Remittix wallet on the Apple App Store. RTX also supports real crypto-to-bank transfers, something meme coins cannot offer. This is why investors believe RTX could grow faster and possibly capture a portion of Dogecoin’s community as DOGE comes under pressure.  Here are simple reasons why RTX is gaining attention: Remittix supports real crypto to bank transfers that already work in many countries. The Remittix wallet is live on iOS, showing the project is building real products. Early buyers are joining fast because funding has already crossed $28.5 million. RTX has confirmed listings on BitMart and LBank, with another CEX coming soon. The community is growing as traders search for utility projects, not just memes. RTX is now seen as a fast-growing project with strong fundamentals, while DOGE struggles with falling whale activity and weak technical momentum. Final Thought: DOGE Needs Buyers, RTX Already Has Them Dogecoin can still recover if it breaks $0.1450 and later $0.1530. However, whale activity remains low, and momentum indicators show weakness. Until large buyers return, DOGE may continue to move sideways or even fall lower. Remittix, on the other hand, is gaining real traction. With a working wallet, rising user base, strong funding, and confirmed exchange listings, RTX looks like a project ready to grow even if the meme coin market slows down. Investors who are watching DOGE slip are now considering RTX as a stronger option for 2025 and beyond. Discover the future of PayFi with Remittix by checking out their project here: Website: https://remittix.io/ Socials: https://linktr.ee/remittix $250K Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway FAQs 1. Why is Dogecoin struggling right now? Whale activity has dropped, and the price keeps failing at major resistance levels. Without large buyers, DOGE finds it hard to grow. 2. Can DOGE still recover soon? If Dogecoin breaks $0.1450 and then $0.1530, a stronger recovery can start. But without whales, the move may be slow. 3. Why are investors talking about Remittix? Remittix has a real payment system, a working iOS wallet, strong funding, and confirmed CEX listings. This makes it more stable than meme coins. 4. Could Remittix take Dogecoin’s market share? It is possible because RTX offers real utility. If DOGE continues to weaken, many traders may shift to RTX for long-term growth. 5. Is RTX a meme coin? Remittix is a payment-focused crypto project built for real crypto-to-bank transfers, which gives it stronger fundamentals than typical meme tokens.

BitMEX has launched a new fiat-to-crypto conversion feature through a strategic integration with Mercuryo, a global payment infrastructure provider. The update marks a pivotal expansion for one of the industry’s longest-standing derivatives exchanges, enabling users to seamlessly purchase cryptocurrency using fiat currencies for the first time. This development reduces friction in the onboarding process, particularly for new users who previously needed to source crypto externally before trading on BitMEX’s spot and derivatives markets. The integration supports more than 30 fiat currencies, extending accessibility to eligible jurisdictions and offering a streamlined entry point for traders. Accepted payment methods include credit cards, bank transfers, Apple Pay, and Google Pay—covering the broad spectrum of user preferences. By embedding Mercuryo’s gateway directly into the BitMEX interface, the exchange eliminates complexity, minimizes delays, and creates a more intuitive pathway from fiat to digital assets. According to Raphael Polansky, Chief Growth Officer at BitMEX, user experience remains central to the exchange’s long-term strategy. The partnership with Mercuryo reinforces that mission by making deposits faster and more convenient. As the broader industry recognizes the importance of smooth conversion flows in customer acquisition, BitMEX’s on-ramp launch aligns with competitive market standards while preserving the exchange’s focus on security and reliability. Takeaway BitMEX’s new on-ramp simplifies user onboarding by enabling direct fiat-to-crypto purchases, expanding accessibility and supporting seamless entry into spot and derivatives trading. What Benefits Does the Mercuryo Integration Provide for Traders Globally? The integration allows BitMEX users to convert fiat funds into crypto assets such as BTC, ETH, and SOL within minutes, significantly accelerating time-to-trade. With Mercuryo’s established reputation in Web3 payments, users gain access to a trusted conversion channel directly inside the BitMEX trading environment. This reduces dependence on external services, lowers operational friction, and minimizes potential exposure to delayed transfers or third-party bottlenecks. Mercuryo CEO Petr Kozyakov emphasized that the partnership brings convenience by embedding a familiar and secure gateway into the exchange interface. For global traders, having access to diverse payment routes—especially card-based and mobile payments—helps bridge the gap between traditional finance and crypto. This is particularly beneficial in regions where bank transfer times may inhibit timely market participation or where users prefer mobile-first payment methods. The ability to transact across 30+ fiat currencies widens BitMEX’s reach to international users who may have previously faced accessibility barriers. By utilizing a trusted payment processor known for partnerships with MetaMask, Ledger, Trust Wallet, and other major Web3 platforms, BitMEX ensures that fiat-to-crypto rails meet modern standards for compliance, reliability, and speed. Takeaway Mercuryo’s on-ramp delivers fast conversions, broad payment support, and global reach—removing barriers for users who want to trade on BitMEX without prior crypto holdings. How Does This Move Fit into BitMEX’s Broader Strategy and Market Position? The launch of the fiat on-ramp complements BitMEX’s longstanding commitment to security, transparency, and professional-grade trading infrastructure. As one of the earliest derivatives-focused exchanges, BitMEX built its reputation on deep liquidity, low-latency execution, and rigorous safeguards—demonstrated by its unmatched record of zero lost funds due to hacks or intrusions. The addition of regulated fiat rails modernizes the exchange’s offering and aligns it with user expectations in 2025’s highly competitive exchange landscape. The platform also continues to distinguish itself through regular publication of on-chain Proof of Reserves and Proof of Liabilities—an industry-leading transparency practice it maintains twice weekly. Introducing frictionless on-ramping further strengthens BitMEX’s user value proposition by combining institutional-level security with accessibility enhancements designed for both new and experienced traders. Mercuryo’s involvement also reflects a broader trend toward embedded financial infrastructure within crypto exchanges. By working with a recognized Web3 payments partner that services top-tier apps like MetaMask, Trust Wallet, and PancakeSwap, BitMEX positions itself to attract users who expect seamless integration between fiat systems and digital asset markets. This expansion aligns with BitMEX’s goal of remaining a top-tier venue for derivatives traders while evolving into a more inclusive platform for global crypto users. Takeaway BitMEX’s fiat on-ramp advances its strategy of blending institutional-grade reliability with greater accessibility, enhancing its competitiveness in a market where seamless user experience is essential.    

Bybit’s latest Global Crypto Rankings and the Block Scholes derivatives report paint a clear picture of a market that’s shifting beneath the surface. While headline prices remain choppy, the deeper signals—volatility curves, leverage exposure, national adoption patterns, and institutional flows—tell a far more revealing story about where crypto is actually heading. What the Data Really Says About Today’s Crypto Market The two reports, taken together, offer something rare in crypto: a joined-up view of market structure. On one side, Bybit’s World Crypto Rankings measures national preparedness, talent, trading activity, regulation, infrastructure, and grassroots adoption across 60+ countries. On the other, Block Scholes’ derivatives analytics capture how traders are pricing risk in real time. Layer those signals and a clear trend emerges: traders remain cautious, institutions are selective, and retail participation is becoming geographically concentrated—not globally uniform. Investor Takeaway Crypto is not in a broad bull market or a deep bear. It’s in a redistribution phase—of liquidity, of talent, and of risk appetite. Volatility Tells the Story Better Than Price Spot charts may show indecision, but volatility charts show intent. The Block Scholes report captures how traders have been paying for protection across BTC, ETH, and SOL after early November’s sell-off. Even minor rallies have been met with selling pressure, and implied volatility remains above realized volatility in most major assets. In simple terms, the market doesn’t trust upward moves yet. BTC’s term structure has steepened, meaning traders expect calmer conditions further out but still prefer hedges in the short term. ETH’s curve remains stubbornly flat, reflecting a market that’s unsure how to price its near-term direction. SOL’s curve is slightly inverted—almost always a sign of unresolved stress. Investor Takeaway Volatility is elevated across all major assets, but for different reasons: BTC from macro hesitation, ETH from weak momentum, SOL from structural uncertainty. BTC: A Cautious Market Waiting for Clarity Bitcoin traders have had several chances to push for a breakout in November, and each time the attempt faltered. The market reaction to U.S. political developments was brief—BTC spiked above $107,500 but sellers stepped in immediately. This reluctance to sustain upside is visible in options flows: put volumes remain elevated, and short-dated hedges are still priced at a premium. Open interest hasn’t recovered to October levels. Funding rates are muted. Volatility is high relative to spot performance. Altogether, this signals a market unwilling to take directional bets. Investor Takeaway BTC is not being positioned for a collapse—but it’s also not being positioned for a rally. It is a market waiting for someone else to move first. ETH: The Market’s Hesitation is Deepest Here Ethereum’s challenge isn’t price—it’s conviction. ETH continues to hold above longer-term averages yet can’t sustain upward momentum. Every rally attempt in late October and early November was sold into. Traders are still paying above-average premiums for downside protection, and the volatility surface refuses to normalize. “Indecision” is the defining theme. Not panic—just uncertainty. Investor Takeaway ETH positioning reflects uncertainty about fundamentals, not short-term panic. Traders simply do not know the next catalyst. SOL: Volatility Remains Its Calling Card Solana continues to trade like the market’s risk amplifier. After the sharp early-November decline, implied volatility settled but at much higher levels than BTC or ETH. Several consecutive days of heavy put buying—more than $150M in longer-dated contracts between Nov 6–9—suggest traders are bracing for more turbulence. The term structure remains slightly inverted. In crypto, that usually means one thing: recent selling pressure hasn’t fully washed through the system. Investor Takeaway SOL is still the market’s volatility engine. If the broader market slips, SOL tends to slip harder. Perpetual Funding Signals: Altcoins Are Still Out of Favor Funding rates across Bybit’s perpetual swaps show a stark pattern. BTC and ETH are mildly negative, but the real weakness is concentrated in altcoins. SOL, XRP, DOGE, CRV, ADA, and ATOM all show stubborn negative funding rates—short interest remains steady, not opportunistic. It’s not that traders expect them to collapse. Rather, they don’t expect them to outperform anytime soon. Investor Takeaway Altcoins are being priced as high-risk assets in a low-confidence market. Shorts are comfortable, longs are cautious. Bybit’s World Crypto Rankings: Who’s Actually Leading? The uploaded Bybit report offers a country-by-country breakdown of where crypto adoption, regulation, and innovation are strongest. Unlike market cap rankings, this study captures the real-world infrastructure behind digital asset growth. The methodology evaluates nations on several pillars: Regulation & Policy — clarity, protections, enforcement maturity Innovation & Talent — developer depth, startup density, R&D pipelines Infrastructure — exchanges, custodians, banking rails Trading Activity — volume, liquidity, derivatives participation Adoption — retail penetration, commercial use, institutional demand The conclusion is not what casual observers might expect: the global crypto landscape is no longer dominated by a handful of Western economies. Investor Takeaway Crypto leadership is decentralizing. The “power map” of digital assets is shifting east and south. Key National Trends From the Report 1. The U.S. remains influential, but not dominant Regulation is fragmented. Talent and infrastructure remain world-class, but inconsistent policymaking continues to push traders offshore. 2. Singapore and Hong Kong stand out as institutional hubs Clear licensing, bank connectivity, and supportive regulators elevate both jurisdictions. Institutional flows continue migrating there. 3. The UAE is emerging as an adoption and trading powerhouse Dubai’s regulatory consistency and commercial openness make it one of the fastest-growing crypto economies globally. 4. Turkey and Nigeria rank high on retail-driven adoption Inflation, currency pressure, and stablecoin demand turn crypto into a necessity—not a speculation vehicle. 5. Brazil leads Latin America in infrastructure maturity Deep liquidity, strong custody frameworks, and rapidly growing derivatives trading distinguish it from regional peers. Investor Takeaway Crypto influence is no longer concentrated in a few capitals. Investors must track regional trends, not just global ones. The Canton Network Case Study: Institutions Want Privacy, Not Speculation The Block Scholes report also highlights Canton Coin (CC), which launched on Bybit as the native asset of the Canton Network—an institutional blockchain backed by major financial firms. The coin’s introduction came alongside Tharimmune’s $545M raise to develop a Canton validator and digital asset treasury. Franklin Templeton’s commentary in the report is telling: institutions aren’t merely seeking blockchain rails—they’re seeking controlled privacy and interoperability across financial markets. Investor Takeaway Canton shows where real institutional adoption is going: tokenized assets, private settlement, and compliant networks—not meme-driven speculation. [Insert Canton Coin price or network diagram] Why These Two Reports Matter Together One shows how traders think. The other shows how nations act. Together, they reveal the fault lines in today’s crypto market: Uncertain short-term trading environment across BTC, ETH, and SOL Muted leverage and open interest following heavy October liquidations Concentration of liquidity in a handful of global hubs Retail adoption shifting to emerging markets as inflationary pressures rise Institutions moving toward permissioned, privacy-aware chains like Canton This is no longer a market driven by single narratives. It’s a marketplace reorganizing itself—geographically, structurally, and technologically. Investor Takeaway Crypto’s future won’t be defined by one asset class or one region. It’s becoming a multi-polar ecosystem—and traders must adapt. Check out the full report.

United Fintech has secured a strategic investment from Barclays, becoming the company’s fifth global bank investor and marking a major milestone in its evolution as a fintech infrastructure powerhouse. The investment adds Barclays to a growing roster of leading financial institutions—BNP Paribas, Citi, Danske Bank, and Standard Chartered—that have all backed United Fintech within just the past two years. As part of the partnership, Barclays gains a seat on United Fintech’s Board of Directors, reinforcing deeper collaboration between the fintech ecosystem and global financial institutions. The investment arrives during a year of rapid expansion for United Fintech. In 2025 alone, the company completed two acquisitions, growing its portfolio to seven fintechs and broadening its international footprint to 11 offices worldwide with more than 200 employees. These acquisitions have expanded United Fintech’s capabilities across commercial banking, capital markets, and investment management—key areas where institutions are seeking scalable, secure, and AI-driven modernization tools. Barclays’ Ryan Hayward, Head of Strategic Investments, emphasized that the firm’s approach to scaling proven fintech innovation aligns with Barclays’ own modernization strategy. For United Fintech, the investment strengthens its shareholder base and accelerates its mission to become the industry’s neutral infrastructure connecting financial institutions to best-in-class technology solutions. Takeaway Barclays’ investment marks a strategic endorsement of United Fintech’s ecosystem model, expanding its global bank backing and fueling its next phase of growth and platform integration. Why Are Global Banks Backing United Fintech’s Ecosystem Strategy? United Fintech continues to position itself as a central hub for connecting financial institutions with scalable fintech solutions. Its ecosystem offers banks, asset managers, and wealth managers a one-point-access model for deploying new technology securely and efficiently—an advantage at a time when the industry is under pressure to modernize trading, data, and operational infrastructure. With AI accelerating across financial services, CEO and Founder Christian Frahm noted that collaboration is becoming essential. United Fintech’s platform aims to reduce fragmentation by unifying fintech capabilities under a shared infrastructure that streamlines procurement, integration, and deployment. The company’s model enables global banks to adopt technology faster while aligning with regulatory, security, and operational requirements. Danske Bank, an early investor, highlighted that Barclays’ addition further strengthens an already robust consortium. The alignment of multiple major global banks within a single fintech ecosystem signals confidence in United Fintech’s ability to drive real-world innovation at scale—supported by trusted governance and scalable digital delivery frameworks. Takeaway Global banks view United Fintech as a strategic engine for accelerating AI-driven modernization, reducing integration friction, and scaling innovation across capital markets. What Does This Partnership Mean for the Future of Fintech Infrastructure? United Fintech’s growing consortium of bank investors demonstrates a shift toward industry-neutral infrastructure that serves as connective tissue between traditional financial institutions and emerging fintech capabilities. As firms look to modernize workflows, AI deployment, and capital markets operations, United Fintech’s selective acquisition strategy and shared technology environment provide a scalable foundation for industry-wide transformation. The platform’s expansion into seven fintechs—spanning trading technology, data analytics, risk management, and workflow tools—reinforces its role as a one-stop ecosystem. With backing from five top-tier global banks, the company is positioned to accelerate cross-market adoption of fintech solutions that meet institutional standards for security, compliance, and operational resilience. Barclays’ investment also increases strategic alignment between major banks as they collectively navigate modernization challenges. With 11 offices worldwide, United Fintech’s geographic footprint ensures it can support institutions across multiple markets while scaling its technology stack to meet evolving regulatory and commercial demands. The company’s long-term vision is to become the trusted, industry-wide ecosystem powering the next generation of financial infrastructure. Takeaway With Barclays joining as a strategic investor and board member, United Fintech solidifies its role as the industry-neutral infrastructure partner enabling global financial institutions to modernize at scale.    

What Happened and Why It Matters Real Finance has secured a total of $29 million in fresh backing to strengthen its real-world asset (RWA) tokenization network, a sector that has pulled increasing attention from global institutions. The funding includes a $25 million commitment from Nimbus Capital and an additional $4 million private round led by Magnus Capital and Frekaz Group. The company isn’t shy about its ambitions: it wants to tokenize $500 million in assets during its first full year — a modest slice of the emerging market, but enough to signal that demand for institutional-grade tokenization is moving from theory to execution. Real Finance CEO Ivo Grigorov said:  “Nimbus Capital’s decision to support Real Finance reaffirms that we are on course to power the next generation of global financial infrastructure. Having a fund with such institutional pedigree standing behind our mission, coupled with the support of leading investor Magnus Capital, is a validation of our work to date. With their support, I’m excited for what’s to come as we enable hundreds of millions of dollars in real-world assets to flow through Real.” Investor Takeaway Institutional RWA adoption is accelerating. Players offering built-for-purpose infrastructure — not general-purpose chains — are positioned to capture large early flows. Why Institutions Are Paying Attention RWA tokenization has become one of the rare blockchain narratives gaining momentum in traditional finance. Banks, asset managers, insurers, and regional institutions are all exploring the model for a straightforward reason: on-chain assets move faster, settle cleaner, and can be programmed to meet regulatory conditions. Robert Baker, Managing Partner at Nimbus Capital, added: “This investment reflects our belief in the direction finance is moving. Real Finance is creating the secure and compliant foundation institutions need to bring real-world assets onchain. We’re delighted to be supporting a team that is bringing transparency and trust to the next generation of financial infrastructure, and we’ll be with them every step of the way.” Real Finance has also been building out relationships with banks including Canal Bank in Panama and Wiener Bank in Austria. More institutions across Europe, the Middle East, and Asia are already integrating with the network as part of its expansion push. Investor Takeaway Regulators in the U.S., EU, and Asia are shaping the next phase of compliant tokenization. Networks that align early with regulated institutions will have a long-term advantage. How Real Finance Stands Out in a Crowded RWA Field Plenty of chains have thrown themselves into tokenization, but few are built specifically for it. Real Finance takes a different approach. Its architecture uses a dual-validator model that incorporates tokenization firms, risk assessors, insurers, and other financial entities directly into the consensus process. This creates a structure that mirrors how traditional institutions evaluate and manage risk — an element that often gets overlooked in early-stage blockchain design. Matthijs Van Driel, CEO and Co-founder of Magnus Capital, said: “We’re privileged to have led Real’s private round, giving them the support they need to enhance and scale their Layer-1 solution. 2025 has shown that there’s real institutional demand for RWAs – and in 2026, we’re confident that Real Finance will be capturing a significant slice of that multi-billion dollar market. The project’s broader mission is to become a dependable infra layer for global tokenization — something institutions can plug into without adopting the culture, interfaces, or operational models of crypto-native networks. What Comes Next for Real Finance? The funding will be used to expand infrastructure, deepen integration with regulated banks, and scale institutional partnerships across new regions. As demand for RWA products grows, Real Finance is positioning itself as an early standard-setter in how tokenized financial assets should be issued, risk-managed, and settled. The next challenge is execution. Moving hundreds of millions in tokenized assets requires strict compliance handling, institutional onboarding, and the kind of backend reliability that financial firms expect. But with meaningful capital behind it and support from funds that actively shape institutional adoption, Real Finance is stepping into 2026 with leverage that most newcomers in the RWA space lack. If the company delivers on even a fraction of its targets, it will cement its place as one of the key infrastructure providers in an RWA market that is rapidly shifting from experimentation to production.

cTrader leads with official TradingView integration It has been a year and a half since cTrader rolled out its official integration with TradingView — and the results speak for themselves. After extensive live operation across major brokers including IC Markets, BlackBull, and FxPro, the connection has proven stable, responsive, and reliable. For an industry where broken connections and execution mismatches can erode trust instantly, this level of consistency matters. Spotware, the developer of cTrader, built and maintains the integration through an official adapter that links the TradingView interface to the cTrader backend. That infrastructure choice is central to why the setup works as smoothly as it does: brokers gain an additional charting and trading interface without having to reconfigure their execution systems or risk controls. The end result is simple but impactful — traders get TradingView’s charting ecosystem, while brokers retain cTrader’s execution quality, routing logic, and technology stack. The integration reinforces Spotware’s “Open Trading Platform™” approach, which aims to give brokers flexibility rather than trap them in a closed environment. How Does the Integration Work Behind the Scenes? The adapter acts as the communication bridge between TradingView’s front-end interface and the broker’s cTrader backend. When a trader executes an order on TradingView, the request flows directly into cTrader, where it passes through the broker’s established risk controls, liquidity connections, and infrastructure logic. Because Spotware handles deployment and configuration, brokers avoid the usual operational overhead associated with major interface add-ons. Risk teams don’t need to rewrite rules; IT teams don’t need to rewire servers; client support doesn’t face a new wave of unpredictable behavior. This model also removes a common failure point seen with third-party bridging solutions: conflicting logic between platforms. The adapter ensures that TradingView remains a trading surface — not a separate execution engine. Why Does This Integration Matter in Today’s Brokerage Landscape? Retail trading has become a “platform stack” business. Brokers win when they offer more choices, better tools, and smoother workflows — all built on a stable, high-performance core. cTrader has long been recognised for its advanced charting, intuitive UI, and institutional-grade execution, while TradingView remains a highly popular environment for idea generation and community-driven analysis. For many traders, combining these strengths delivers a familiar starting point, and for brokers, offering access to additional interfaces has become an important part of meeting modern expectations. This integration powered by cTrader gives brokers this capability while preserving full control of their operations. cTrader remains the single execution layer, ensuring consistent fills, consolidated reporting, and native risk management across all connected front ends. That clarity is especially valuable for brokers with multi-venue connectivity or regulated operations who require a unified, transparent execution logic. Ilia Iarovitcyn, CEO at Spotware, commented:  “Driven by the Open Trading Platform™ approach, Spotware consistently delivers flexible, client-focused solutions that respond to the dynamic demands of the industry. By staying ahead of emerging trends, Spotware provides brokers with timely, relevant tools that help them to strengthen their position in the market. This focus on continuous improvement and operational excellence enables brokers to deliver a premium trading experience while adapting to the fast-paced changes of the market, reflecting Spotware's commitment to providing exceptional client experience.” What’s Next for cTrader’s Open Trading Platform™ Strategy? Building on its already extensive range of integrations, cTrader is further advancing its Open Trading Platform™ architecture, reinforcing a framework designed for flexibility, scalability and long-term growth. Spotware has steadily increased the number of native integrations available to brokers, from liquidity providers and analytics platforms to CRMs and risk systems, ensuring a unified and adaptable technology stack. As multi-asset markets evolve and regulatory expectations tighten, brokers are prioritizing infrastructure that can react quickly to new trends. As one of the first platforms to offer modern, in-demand capabilities, cTrader enables brokers to integrate new tools without adding substantial engineering complexity. More importantly, cTrader’s flawless multi-year performance record strengthens confidence among brokers who have traditionally been cautious about adopting new interfaces or expanding their ecosystems. The long-term implication is clear: platform flexibility is no longer optional. Traders expect to move seamlessly between charting tools, execution engines and analytics without losing workflow continuity. cTrader’s proven, integration-driven environment places it squarely in that future — a future where traders dictate the interface, and brokers dictate the execution layer, supported by a platform purpose-built to stay ahead of market demand.

Fly Wing Technologies Pte Ltd (Fly Wing), the Singapore-licensed Over-the-Counter (OTC) subsidiary of the crypto financial services platform Matrixport, has announced a strategic partnership with the regulated international digital bank Singapore Gulf Bank (SGB). This collaboration is designed to significantly strengthen global settlement channels and financial infrastructure for institutional clients operating in the digital asset space. The partnership focuses on bridging the operational gap between fiat banking and the crypto economy by leveraging the unique regulatory positions and geographical reach of both entities, providing a compliant pathway for large-volume transactions between the two worlds. Regulated Settlement for Institutional OTC Clients The core of the agreement centers on enhancing seamless fiat settlement for OTC trading. Fly Wing, which holds a Major Payment Institution (MPI) license from the Monetary Authority of Singapore (MAS) for Digital Payment Token services, will now leverage SGB’s established enterprise banking and cross-border settlement capabilities. This arrangement provides institutional clients engaged in large-volume OTC crypto trading with access to flexible and reliable fund settlement solutions. Unlike pure crypto exchanges, Fly Wing completes large OTC transactions via secure bank transfers, ensuring enhanced security, counterparty risk mitigation, and robust compliance necessary for institutional adoption. Singapore Gulf Bank (SGB), which is a fully licensed digital wholesale bank regulated by the Central Bank of Bahrain (CBB), solidifies its role as a vital financial artery connecting the crypto market with traditional finance (TradFi) across Asia and the Middle East-North Africa (MENA) region. The ability to manage these complex, multi-jurisdictional settlements under regulated banking licenses addresses a key pain point for global crypto firms. SGB’s Digital Asset Strategy and Infrastructure Integration This partnership with Fly Wing is the latest in a series of strategic moves by SGB to position itself as the leading regulated bridge for the global digital asset industry. The bank, backed by Singapore's Whampoa Group and Bahrain's sovereign wealth fund Mumtalakat, is actively building a unified platform for corporate clients. SGB provides secure, regulated banking services, including transaction and savings accounts, and real-time, multi-currency clearing services via its SGB Net platform. The integration with Fly Wing’s licensed OTC operations further strengthens this ecosystem, creating a robust, end-to-end infrastructure for institutions seeking compliant pathways for their digital asset and cross-border financial needs. Previously, SGB partnered with another Matrixport subsidiary, Cactus Custody, to offer regulated fiat custody with 24/7 instant access, and utilizes Fireblocks’ digital asset platform for its secure wallet and treasury management infrastructure. This commitment to institutional-grade security and compliance across all components of the digital asset lifecycle allows corporate clients to manage both conventional and digital assets seamlessly under a consistent, regulated framework.

PNC Bank, one of the largest financial services institutions in the United States, has formally launched direct spot Bitcoin trading capabilities for its eligible clients of PNC Private Bank, making it the first major U.S. bank to integrate this service directly within its own digital platform. This landmark move is powered by the institutional-grade infrastructure of Coinbase’s Crypto-as-a-Service (CaaS) platform, cementing the strategic partnership that the two companies first announced in July 2025. The integration allows qualified high-net-worth and ultra-high-net-worth clients to buy, sell, and securely hold Bitcoin seamlessly within their existing PNC accounts, eliminating the need to use external cryptocurrency exchanges. Bridging the Gap Between Traditional Finance and Digital Assets The offering is a crucial step in fulfilling PNC's commitment to providing secure and well-designed options as client interest in digital assets continues to grow. By leveraging Coinbase’s CaaS, PNC is able to offer direct access to Bitcoin trading and custody through its trusted Portfolio View interface, consistent with the security and regulatory standards clients expect from a top-10 U.S. financial institution. This partnership is highly significant because while many major banks like JPMorgan and Bank of America have expanded their crypto offerings, most have focused on either custody services or access through regulated products like Bitcoin Exchange-Traded Funds (ETFs). PNC's launch of direct spot trading capabilities represents a deeper, more integrated embrace of digital assets into core wealth management services. Strategic Implications and Future Expansion For PNC, the motivation behind the move is two-fold. Firstly, it satisfies the rising demand for digital asset exposure among its wealthiest clients. Secondly, it is a proactive measure to prevent clients from shifting their crypto activity to outside fintech platforms or exchanges. By embedding the trading function within its existing platform, PNC ensures it retains the client relationship and oversight over the digital asset activity. William S. Demchak, chairman and chief executive officer of PNC, emphasized that the collaboration allows the bank to provide access to Bitcoin trading "in a controlled and familiar environment." For Coinbase, the partnership extends its mission to serve as the foundational plumbing for traditional finance to adopt crypto. Its CaaS platform allows large financial institutions to quickly develop and launch scalable crypto offerings without having to build and manage complex security and custody infrastructure themselves. The current service is limited to PNC Private Bank clients, but the bank has stated its intention to expand access to additional client segments, including institutional investors such as endowments and foundations, and introduce enhanced features in future phases of the rollout.